Gilion

Funds business investments with long-term, non-dilutive capital, an interest-only period and gradual repayment over four years.

Helps investment teams process deals faster, uncover decision-relevant signals and manage more opportunities using connected data and firm knowledge.

Provides flexible, non-dilutive capital during calmer seasons, with repayment timed for when cash flow improves.

Helps founders prepare credible fundraising stories with structured business metrics and forward-looking forecasts they can share with investors.

Helps eligible companies seeking equity find potential investor matches and request introductions through the Gilion platform.

Non-dilutive debt financing for high-growth SaaS companies, delivered as tranche-based disbursements or term loans with flexible repayment structures to extend runway without equity dilution.

Products: Growth Loan

Flexible credit facilities for recurring-revenue businesses to cover seasonal cash-flow gaps and repay as revenue recovers.

Products: Seasonal Credit

Firmographic, funding, financial, hiring, and public activity data to assess company health, growth signals, and investment risk.

Products: Gilion Investment Platform

Capabilities for venture firms to track portfolio company metrics, monitor investment and fund performance, identify exceptions, and conduct portfolio reviews.

Products: Gilion Investment Platform

Capabilities for founders and investment firms to communicate performance to investors through company updates, shared KPI dashboards, portfolio reports, and LP reporting.

Products: Insights Platform

Growth Loan

Gilion’s Growth Loan provides long-term, non-dilutive capital for founders to invest in their businesses, pursue growth and repay gradually. Eligible businesses with recurring revenue, including B2B SaaS, B2C subscription and marketplace companies, can borrow up to 100% of ARR, with loan amounts of up to €10 million or more. The first two years are interest-only, followed by gradual repayment over the next four years. Gilion uses an AI-powered, data-driven approach to assess businesses and automate due diligence.

Category: Business Loans

• Repay Gradually Over Four Years
  After two years of paying interest only, founders repay the loan gradually over the following four years.
• Keep Equity And Board Control
  Founders can access capital without warrants, equity kickers or board seats, and use the money as they like without Gilion’s involvement.
• Borrow Up To 100% Of ARR
  The loan can provide funding of up to 100% of ARR, with large ticket sizes reaching €10 million or more.
• Assess Your Business In Context
  Gilion considers a company’s growth model and operating context when assessing its business and crafting loan terms.
• Speed Up Due Diligence
  Direct data connections support an automated due diligence process, helping reduce the time required for review.
• Simplify Financial Data Preparation
  Founders can submit data and relevant documents without extensive manual explanation; Gilion structures the information for review.
• Check Your Business Fit
  The stated target profile helps founders assess whether their recurring-revenue business model and location align with Gilion’s Growth Loan criteria.
• Draw On Scaleup Experience
  Gilion’s company tracking and experience funding scaleups across market cycles inform its approach to supporting borrowers.
• Access Lower-Cost Capital
  Gilion presents the Growth Loan as an option for founders seeking a low cost of capital.

Gilion Investment Platform

Gilion’s AI-enabled investment platform helps investors organize firm knowledge and work across sourcing, screening, due diligence and portfolio management. It connects company data and documents, structures information for analysis, and automates research and investment workflows according to a firm’s instructions and policies. Teams can screen and rank opportunities, investigate companies, verify figures against their sources, benchmark companies and monitor portfolio performance. The platform supports multiple AI models and integrations, with enterprise security controls.

• Investigate Companies With Connected Evidence
  Helps teams examine companies using information from connected data and documents, and surface findings relevant to investment decisions.
• Automate Repeatable Investment Work
  Lets teams codify their investment processes and automate routine work while applying their own instructions and policies.
• Find Insights Across Firm Knowledge
  Brings information from deals and firm records together so teams can find relevant context and use prior knowledge across investment work.
• Bring Deal Data Into One Workspace
  Connects company data and documents from existing systems and data rooms, reducing the need to work from exported spreadsheets or repeatedly re-upload files.
• Trace Figures Back To Their Sources
  Lets teams check the underlying documents and data behind figures and analysis, supporting verification during investment review.
• Rank Deals Against Your Investment Thesis
  Helps teams review deal flow in bulk and prioritize companies according to their investment scope.
• Benchmark And Monitor Portfolio Companies
  Helps teams compare company performance with relevant benchmarks and identify portfolio companies whose performance differs from their plans.
• Ask Questions Across Deals And Portfolios
  Makes it possible to query information across investment cases and portfolio companies instead of reviewing each record separately.
• Protect Data And Review Platform Actions
  Provides access controls, encryption and human review controls to support secure use of investment data.
• Map Markets And Track Relevant Companies
  Gives teams a structured view of a company’s market, including competitors and adjacent players, for use during deal evaluation.
• Choose Models And Connect Existing Tools
  Gives teams flexibility to use different AI models and connect the platform with tools and systems used in their workflows.

Seasonal Credit

Seasonal Credit provides non-dilutive capital to businesses with recurring revenue and seasonal patterns, helping them cover calmer months. Businesses can access up to €2 million and choose when and how much to draw during a six-month window. Once the high season begins, they have an extended period to repay the amount used. A small 3% interest charge applies to unused funds, while the timing of a draw determines when the full interest rate starts. Gilion connects to company data for automated due diligence and structures financial data and documents for review.

Category: Business Loans

• Access Up To €2M
  Secure access to up to €2 million in credit to help cover cash needs during lower-revenue periods.
• Draw Funds When Needed
  Choose the timing and amount of each draw during the six-month window, rather than taking the full cleared amount at once.
• Repay When Cash Flow Recovers
  The repayment period follows the calmer season, giving the business time to repay after entering its high season and returning to positive cash flow.
• Align Interest With Drawdowns
  Choose when to draw and start paying the full interest rate. Unused funds incur a small 3% interest charge.
• Keep Your Equity
  Access credit without warrants, equity kickers or board seats, so the financing does not require giving up equity.
• Accelerate Due Diligence
  Direct data connections support an automated, faster due diligence process.
• Structure Data For Review
  Provide data and relevant documents for Gilion to structure, helping make company financial information easier to assess.
• Check Your Business Fit
  The stated fit includes recurring revenue with seasonal patterns, qualifying business models, monthly revenue over €100,000, and operation in one of Gilion’s active markets.

Insights Platform

Gilion’s Insights Platform helps founders structure business and financial data, track metrics used in funding decisions, and share current performance and forecasts with investors. It connects accounting, product, marketing, CRM and other systems, then organizes data in formats commonly used for funding decisions. Founders can share automatically updated metrics through dynamic dashboards and use forward-looking forecasts to support their fundraising story. Insights are based on data from connected sources, and the platform protects connected data as confidential.

• Track Funding-Critical Metrics
  Monitor the key measures funders use to assess a business, including revenue, retention, burn and churn, in a structured view designed for funding decisions.
• Structure Data For Funding
  Organize business data and financials into funding-relevant formats, reducing the need to explain the business manually and making the required metrics easier to review.
• Share Automatically Updated Metrics
  Give investors access to current business metrics that update automatically, reducing reliance on manual uploads and stale presentation materials.
• Forecast Granular Business Metrics
  Use forward-looking forecasts across individual metrics that account for variations in seasonality, market maturity and efficiency trends. The base-case scenario can help founders build a fundraising story around a realistic direction.
• Connect Business Data Sources
  Bring information from business-critical systems into the platform, where data is standardized and mapped for use in funding insights.
• Share Synced Investor Dashboards
  Present key business metrics in dashboards that stay synchronized, giving investors an up-to-date view without repeatedly preparing static files.
• Share Insights From Verified Sources
  Ground shared insights in data drawn directly from connected sources, helping investors review live business performance and giving founders a source-based reference for their fundraising story.
• Protect Connected Business Data
  Keep data connected to the Gilion platform protected and confidential.

Gilion Investor Network

A feature of the Gilion platform that enables eligible customers seeking equity investments to request introductions to investors in the Gilion Investor Network. Customers submit a matching request, and their profile, equity raise needs, and other information shared through the platform may be shared with network investors. Gilion informs customers if a match is identified and may introduce them to relevant investors. A match or investment is not guaranteed, and the service is for raising equity, not debt.

• Find Potential Equity Investor Matches
  The service compares customer funding needs and profiles with investor interests to identify potential matches for equity investment.
• Request Introductions To Relevant Investors
  Customers can request an introduction to potential equity investors through the Gilion platform, with introductions available when a relevant match is identified.
• Share Equity Raise Details For Matching
  Sharing profile and equity raise information with network investors allows Gilion to assess the request and identify potential matches.