{"schemaVersion":1,"profileUrl":"https://nowen.ai/agents/gilion-com","markdownUrl":"https://nowen.ai/agents/gilion-com.md","jsonUrl":"https://nowen.ai/agents/gilion-com.json","name":"Gilion","legalName":"Gilion AB","website":"https://gilion.com","location":"Stockholm, Sweden","address":{"city":"Stockholm","country":"Sweden"},"industry":"Fintech","deliveryModel":"software","marketCategories":{"primary":{"name":"Business Loans","url":"https://nowen.ai/category/business-loans"},"others":[]},"status":{"trust":"unclaimed","text":"Unclaimed: compiled by Nowen from public sources, not reviewed by the company"},"updatedAt":"2026-11-05T17:59:17.074Z","summary":"Gilion uses data and AI to support funding and investment decisions for growing companies, investors, and banks.","description":"Gilion helps builders and funders make better funding and investment decisions. It uses data, AI, and software to assess companies dynamically, improve due diligence, and make financial analysis clearer and faster for growth-stage businesses, investors, and banks.","mission":"Shaping the future of funding, for builders and funders.","directory":{"industryName":"Fintech","agentCount":177,"indexable":true,"hubUrl":"https://nowen.ai/industry/fintech"},"categoryDirectory":{"name":"Business Loans","agentCount":21,"indexable":true,"url":"https://nowen.ai/category/business-loans"},"aiReaderFamilies":["OpenAI","Perplexity","Meta","Amazon"],"products":[{"name":"Growth Loan","anchor":"product-growth-loan","type":"Product","url":"https://www.gilion.com/funding/growth-loan","summary":"Funds business investments with long-term, non-dilutive capital, an interest-only period and gradual repayment over four years.","description":"Gilion’s Growth Loan provides long-term, non-dilutive capital for founders to invest in their businesses, pursue growth and repay gradually. Eligible businesses with recurring revenue, including B2B SaaS, B2C subscription and marketplace companies, can borrow up to 100% of ARR, with loan amounts of up to €10 million or more. The first two years are interest-only, followed by gradual repayment over the next four years. Gilion uses an AI-powered, data-driven approach to assess businesses and automate due diligence.","pricing":{},"features":[{"name":"Long-term repayment schedule","value":"Repay Gradually Over Four Years","valueDescription":"After two years of paying interest only, founders repay the loan gradually over the following four years."},{"name":"Non-dilutive financing","value":"Keep Equity And Board Control","valueDescription":"Founders can access capital without warrants, equity kickers or board seats, and use the money as they like without Gilion’s involvement."},{"name":"High borrowing capacity","value":"Borrow Up To 100% Of ARR","valueDescription":"The loan can provide funding of up to 100% of ARR, with large ticket sizes reaching €10 million or more."},{"name":"AI-powered business assessment","value":"Assess Your Business In Context","valueDescription":"Gilion considers a company’s growth model and operating context when assessing its business and crafting loan terms."},{"name":"Automated data-driven due diligence","value":"Speed Up Due Diligence","valueDescription":"Direct data connections support an automated due diligence process, helping reduce the time required for review."},{"name":"Financial data structuring","value":"Simplify Financial Data Preparation","valueDescription":"Founders can submit data and relevant documents without extensive manual explanation; Gilion structures the information for review."},{"name":"Recurring-revenue business eligibility","value":"Check Your Business Fit","valueDescription":"The stated target profile helps founders assess whether their recurring-revenue business model and location align with Gilion’s Growth Loan criteria."},{"name":"Startup and scaleup experience","value":"Draw On Scaleup Experience","valueDescription":"Gilion’s company tracking and experience funding scaleups across market cycles inform its approach to supporting borrowers."},{"name":"Low cost of capital","value":"Access Lower-Cost Capital","valueDescription":"Gilion presents the Growth Loan as an option for founders seeking a low cost of capital."}],"marketCategories":[{"name":"Business Loans","url":"https://nowen.ai/category/business-loans"}]},{"name":"Gilion Investment Platform","anchor":"product-gilion-investment-platform","type":"Platform","url":"https://www.gilion.com/platform","summary":"Helps investment teams process deals faster, uncover decision-relevant signals and manage more opportunities using connected data and firm knowledge.","description":"Gilion’s AI-enabled investment platform helps investors organize firm knowledge and work across sourcing, screening, due diligence and portfolio management. It connects company data and documents, structures information for analysis, and automates research and investment workflows according to a firm’s instructions and policies. Teams can screen and rank opportunities, investigate companies, verify figures against their sources, benchmark companies and monitor portfolio performance. The platform supports multiple AI models and integrations, with enterprise security controls.","pricing":{},"features":[{"name":"AI company research and due diligence","value":"Investigate Companies With Connected Evidence","valueDescription":"Helps teams examine companies using information from connected data and documents, and surface findings relevant to investment decisions."},{"name":"Investment workflow automation","value":"Automate Repeatable Investment Work","valueDescription":"Lets teams codify their investment processes and automate routine work while applying their own instructions and policies."},{"name":"Centralized investment knowledge","value":"Find Insights Across Firm Knowledge","valueDescription":"Brings information from deals and firm records together so teams can find relevant context and use prior knowledge across investment work."},{"name":"Connected data and document ingestion","value":"Bring Deal Data Into One Workspace","valueDescription":"Connects company data and documents from existing systems and data rooms, reducing the need to work from exported spreadsheets or repeatedly re-upload files."},{"name":"Source-traced analysis","value":"Trace Figures Back To Their Sources","valueDescription":"Lets teams check the underlying documents and data behind figures and analysis, supporting verification during investment review."},{"name":"Deal screening and thesis matching","value":"Rank Deals Against Your Investment Thesis","valueDescription":"Helps teams review deal flow in bulk and prioritize companies according to their investment scope."},{"name":"Portfolio benchmarking and monitoring","value":"Benchmark And Monitor Portfolio Companies","valueDescription":"Helps teams compare company performance with relevant benchmarks and identify portfolio companies whose performance differs from their plans."},{"name":"Investment data queries","value":"Ask Questions Across Deals And Portfolios","valueDescription":"Makes it possible to query information across investment cases and portfolio companies instead of reviewing each record separately."},{"name":"Enterprise security controls","value":"Protect Data And Review Platform Actions","valueDescription":"Provides access controls, encryption and human review controls to support secure use of investment data."},{"name":"Market mapping","value":"Map Markets And Track Relevant Companies","valueDescription":"Gives teams a structured view of a company’s market, including competitors and adjacent players, for use during deal evaluation."},{"name":"AI model flexibility and integrations","value":"Choose Models And Connect Existing Tools","valueDescription":"Gives teams flexibility to use different AI models and connect the platform with tools and systems used in their workflows."}]},{"name":"Seasonal Credit","anchor":"product-seasonal-credit","type":"Product","url":"https://www.gilion.com/funding/seasonal-credit","summary":"Provides flexible, non-dilutive capital during calmer seasons, with repayment timed for when cash flow improves.","description":"Seasonal Credit provides non-dilutive capital to businesses with recurring revenue and seasonal patterns, helping them cover calmer months. Businesses can access up to €2 million and choose when and how much to draw during a six-month window. Once the high season begins, they have an extended period to repay the amount used. A small 3% interest charge applies to unused funds, while the timing of a draw determines when the full interest rate starts. Gilion connects to company data for automated due diligence and structures financial data and documents for review.","pricing":{},"features":[{"name":"Credit facility up to €2 million","value":"Access Up To €2M","valueDescription":"Secure access to up to €2 million in credit to help cover cash needs during lower-revenue periods."},{"name":"Flexible drawdown","value":"Draw Funds When Needed","valueDescription":"Choose the timing and amount of each draw during the six-month window, rather than taking the full cleared amount at once."},{"name":"Seasonal repayment","value":"Repay When Cash Flow Recovers","valueDescription":"The repayment period follows the calmer season, giving the business time to repay after entering its high season and returning to positive cash flow."},{"name":"Usage-based interest","value":"Align Interest With Drawdowns","valueDescription":"Choose when to draw and start paying the full interest rate. Unused funds incur a small 3% interest charge."},{"name":"Non-dilutive financing","value":"Keep Your Equity","valueDescription":"Access credit without warrants, equity kickers or board seats, so the financing does not require giving up equity."},{"name":"Data-driven due diligence","value":"Accelerate Due Diligence","valueDescription":"Direct data connections support an automated, faster due diligence process."},{"name":"Financial data structuring","value":"Structure Data For Review","valueDescription":"Provide data and relevant documents for Gilion to structure, helping make company financial information easier to assess."},{"name":"Seasonal business eligibility","value":"Check Your Business Fit","valueDescription":"The stated fit includes recurring revenue with seasonal patterns, qualifying business models, monthly revenue over €100,000, and operation in one of Gilion’s active markets."}],"marketCategories":[{"name":"Business Loans","url":"https://nowen.ai/category/business-loans"}]},{"name":"Insights Platform","anchor":"product-insights-platform","type":"Platform","url":"https://www.gilion.com/funding/insights","summary":"Helps founders prepare credible fundraising stories with structured business metrics and forward-looking forecasts they can share with investors.","description":"Gilion’s Insights Platform helps founders structure business and financial data, track metrics used in funding decisions, and share current performance and forecasts with investors. It connects accounting, product, marketing, CRM and other systems, then organizes data in formats commonly used for funding decisions. Founders can share automatically updated metrics through dynamic dashboards and use forward-looking forecasts to support their fundraising story. Insights are based on data from connected sources, and the platform protects connected data as confidential.","pricing":{},"features":[{"name":"Funding metric tracking","value":"Track Funding-Critical Metrics","valueDescription":"Monitor the key measures funders use to assess a business, including revenue, retention, burn and churn, in a structured view designed for funding decisions."},{"name":"Financial data structuring","value":"Structure Data For Funding","valueDescription":"Organize business data and financials into funding-relevant formats, reducing the need to explain the business manually and making the required metrics easier to review."},{"name":"Investor-ready live metrics","value":"Share Automatically Updated Metrics","valueDescription":"Give investors access to current business metrics that update automatically, reducing reliance on manual uploads and stale presentation materials."},{"name":"Granular metric forecasting","value":"Forecast Granular Business Metrics","valueDescription":"Use forward-looking forecasts across individual metrics that account for variations in seasonality, market maturity and efficiency trends. The base-case scenario can help founders build a fundraising story around a realistic direction."},{"name":"Data integrations","value":"Connect Business Data Sources","valueDescription":"Bring information from business-critical systems into the platform, where data is standardized and mapped for use in funding insights."},{"name":"Dynamic data room dashboards","value":"Share Synced Investor Dashboards","valueDescription":"Present key business metrics in dashboards that stay synchronized, giving investors an up-to-date view without repeatedly preparing static files."},{"name":"Verified source data","value":"Share Insights From Verified Sources","valueDescription":"Ground shared insights in data drawn directly from connected sources, helping investors review live business performance and giving founders a source-based reference for their fundraising story."},{"name":"Data confidentiality","value":"Protect Connected Business Data","valueDescription":"Keep data connected to the Gilion platform protected and confidential."}]},{"name":"Gilion Investor Network","anchor":"product-gilion-investor-network","type":"Service","url":"https://www.gilion.com/terms/en-global-gin","summary":"Helps eligible companies seeking equity find potential investor matches and request introductions through the Gilion platform.","description":"A feature of the Gilion platform that enables eligible customers seeking equity investments to request introductions to investors in the Gilion Investor Network. Customers submit a matching request, and their profile, equity raise needs, and other information shared through the platform may be shared with network investors. Gilion informs customers if a match is identified and may introduce them to relevant investors. A match or investment is not guaranteed, and the service is for raising equity, not debt.","pricing":{},"features":[{"name":"Investor matching","value":"Find Potential Equity Investor Matches","valueDescription":"The service compares customer funding needs and profiles with investor interests to identify potential matches for equity investment."},{"name":"Investor introduction requests","value":"Request Introductions To Relevant Investors","valueDescription":"Customers can request an introduction to potential equity investors through the Gilion platform, with introductions available when a relevant match is identified."},{"name":"Matching information sharing","value":"Share Equity Raise Details For Matching","valueDescription":"Sharing profile and equity raise information with network investors allows Gilion to assess the request and identify potential matches."}]}],"audiences":[],"segments":[{"name":"Venture debt","description":"Non-dilutive debt financing for high-growth SaaS companies, delivered as tranche-based disbursements or term loans with flexible repayment structures to extend runway without equity dilution.","size":15,"cagr":10,"color":1,"productNames":["Growth Loan"],"methodology":"Estimated annual global venture-debt financing for SaaS-focused companies at approximately $15 billion. This is an inferred subset of the broader market, not a directly reported segment figure: the search results cite U.S. venture-debt volume peaking at $38.8 billion in 2021 and note that volume has since declined. The 10% CAGR is a forward-looking estimate based on expected normalization and longer-term adoption; the search results provide no explicit CAGR.","citations":[{"url":"https://founderpath.com/saas-financing/venture-debt","text":"JPMorgan’s venture-lending research puts U.S. venture-debt volume at a peak of $38.8 billion in 2021."}]},{"name":"Working capital financing","description":"Flexible credit facilities for recurring-revenue businesses to cover seasonal cash-flow gaps and repay as revenue recovers.","size":1.5,"cagr":7.2,"color":2,"productNames":["Seasonal Credit"],"methodology":"The search results describe working capital products and use cases but provide no market-wide size or CAGR. As a directional global estimate, the segment is treated as recurring short-term business credit facilities, excluding broader trade finance and long-term business lending; the estimate and growth rate are inferred from the scale and steady expansion of commercial credit markets. This is not a directly reported market statistic.","citations":[]},{"name":"Investment research and due diligence","description":"Firmographic, funding, financial, hiring, and public activity data to assess company health, growth signals, and investment risk.","size":4.5,"cagr":8.2,"color":3,"productNames":["Gilion Investment Platform"],"methodology":"Search results provide no explicit market-size estimate for investment research and due diligence. The $4.5 billion figure is a directional internal estimate for the narrower market of investment-research and diligence data and services, excluding broader financial-data markets. The 8.2% CAGR is taken from a commercial due diligence market estimate and used as an adjacent-market growth proxy; it is not a direct forecast for this segment.","citations":[{"url":"https://www.linkedin.com/pulse/factors-affecting-commercial-due-diligencemarket-growth-rate-hhxle","text":"Anticipated to achieve a compound annual growth rate (CAGR) of 8.2% from 2026 to 2033"}]},{"name":"Private market portfolio monitoring","description":"Capabilities for venture firms to track portfolio company metrics, monitor investment and fund performance, identify exceptions, and conduct portfolio reviews.","size":0.6,"cagr":13,"color":4,"productNames":["Gilion Investment Platform"],"methodology":"The search results do not provide a direct market-size or CAGR estimate for private-market portfolio-monitoring software. The estimate is a directional, bottom-up assessment of a specialized software and data-services segment, rather than the much larger private-markets AUM or private-equity services markets. Growth is estimated at 13% CAGR, reflecting digitization of private-company reporting and demand for automated analytics; this is an estimate, not a reported segment forecast.","citations":[{"url":"https://investorfactbook.spglobal.com/sp-global/iprivate-markets/","text":"Private markets AUM reached nearly $12 trillion in 2024"}]},{"name":"Investor relations","description":"Capabilities for founders and investment firms to communicate performance to investors through company updates, shared KPI dashboards, portfolio reports, and LP reporting.","size":1.5,"cagr":11.2,"color":5,"productNames":["Insights Platform"],"methodology":"The search results provide no explicit global market-size estimate. A rough $1.5 billion estimate is based on the software-focused scope—investor updates, dashboards, portfolio and LP reporting—and internal market-hierarchy assessment; it should be treated as approximate. The 11.2% CAGR is a proxy from a search result for North American investor-relations software for 2026–2033, not a global forecast for the full segment.","citations":[{"url":"https://www.linkedin.com/pulse/north-america-investor-relations-software-market-analysis-vmsfe","text":"The North America Investor Relations Software market is expected to grow annually by 11.2% (CAGR 2026 - 2033)."}]}],"faq":[],"comparisons":[],"sources":[{"url":"https://gilion.com","text":"Gilion"},{"url":"https://www.gilion.com/funding/growth-loan","text":"Growth Loan"},{"url":"https://www.gilion.com/platform","text":"Gilion Investment Platform"},{"url":"https://www.gilion.com/funding/seasonal-credit","text":"Seasonal Credit"},{"url":"https://www.gilion.com/funding/insights","text":"Insights Platform"},{"url":"https://www.gilion.com/terms/en-global-gin","text":"Gilion Investor Network"},{"url":"https://founderpath.com/saas-financing/venture-debt","text":"JPMorgan’s venture-lending research puts U.S. venture-debt volume at a peak of $38.8 billion in 2021."},{"url":"https://www.linkedin.com/pulse/factors-affecting-commercial-due-diligencemarket-growth-rate-hhxle","text":"Anticipated to achieve a compound annual growth rate (CAGR) of 8.2% from 2026 to 2033"},{"url":"https://investorfactbook.spglobal.com/sp-global/iprivate-markets/","text":"Private markets AUM reached nearly $12 trillion in 2024"},{"url":"https://www.linkedin.com/pulse/north-america-investor-relations-software-market-analysis-vmsfe","text":"The North America Investor Relations Software market is expected to grow annually by 11.2% (CAGR 2026 - 2033)."}]}