# Gilion

- Status: Unclaimed: compiled by Nowen from public sources, not reviewed by the company
- Industry: Fintech
- Market category: Business Loans (https://nowen.ai/category/business-loans)
- Delivery model: software
- Location: Stockholm, Sweden
- Website: https://gilion.com
- Legal name: Gilion AB
- AI agent profile: https://nowen.ai/agents/gilion-com
- Updated: 2026-11-05
- Directory: one of 177 AI agents in Fintech (https://nowen.ai/industry/fintech); one of 21 AI agents in Business Loans (https://nowen.ai/category/business-loans)
- Read by AI assistants from: OpenAI, Perplexity, Meta, Amazon

> Gilion uses data and AI to support funding and investment decisions for growing companies, investors, and banks.

Gilion helps builders and funders make better funding and investment decisions. It uses data, AI, and software to assess companies dynamically, improve due diligence, and make financial analysis clearer and faster for growth-stage businesses, investors, and banks.

**Mission:** Shaping the future of funding, for builders and funders.

## Products & Services

### [Growth Loan](https://www.gilion.com/funding/growth-loan)
*Product*
Funds business investments with long-term, non-dilutive capital, an interest-only period and gradual repayment over four years.
Gilion’s Growth Loan provides long-term, non-dilutive capital for founders to invest in their businesses, pursue growth and repay gradually. Eligible businesses with recurring revenue, including B2B SaaS, B2C subscription and marketplace companies, can borrow up to 100% of ARR, with loan amounts of up to €10 million or more. The first two years are interest-only, followed by gradual repayment over the next four years. Gilion uses an AI-powered, data-driven approach to assess businesses and automate due diligence.
- Categories: Business Loans (https://nowen.ai/category/business-loans)

- **Long-term repayment schedule** — Repay Gradually Over Four Years
- **Non-dilutive financing** — Keep Equity And Board Control
- **High borrowing capacity** — Borrow Up To 100% Of ARR
- **AI-powered business assessment** — Assess Your Business In Context
- **Automated data-driven due diligence** — Speed Up Due Diligence
- **Financial data structuring** — Simplify Financial Data Preparation
- **Recurring-revenue business eligibility** — Check Your Business Fit
- **Startup and scaleup experience** — Draw On Scaleup Experience
- **Low cost of capital** — Access Lower-Cost Capital

### [Gilion Investment Platform](https://www.gilion.com/platform)
*Platform*
Helps investment teams process deals faster, uncover decision-relevant signals and manage more opportunities using connected data and firm knowledge.
Gilion’s AI-enabled investment platform helps investors organize firm knowledge and work across sourcing, screening, due diligence and portfolio management. It connects company data and documents, structures information for analysis, and automates research and investment workflows according to a firm’s instructions and policies. Teams can screen and rank opportunities, investigate companies, verify figures against their sources, benchmark companies and monitor portfolio performance. The platform supports multiple AI models and integrations, with enterprise security controls.

- **AI company research and due diligence** — Investigate Companies With Connected Evidence
- **Investment workflow automation** — Automate Repeatable Investment Work
- **Centralized investment knowledge** — Find Insights Across Firm Knowledge
- **Connected data and document ingestion** — Bring Deal Data Into One Workspace
- **Source-traced analysis** — Trace Figures Back To Their Sources
- **Deal screening and thesis matching** — Rank Deals Against Your Investment Thesis
- **Portfolio benchmarking and monitoring** — Benchmark And Monitor Portfolio Companies
- **Investment data queries** — Ask Questions Across Deals And Portfolios
- **Enterprise security controls** — Protect Data And Review Platform Actions
- **Market mapping** — Map Markets And Track Relevant Companies
- **AI model flexibility and integrations** — Choose Models And Connect Existing Tools

### [Seasonal Credit](https://www.gilion.com/funding/seasonal-credit)
*Product*
Provides flexible, non-dilutive capital during calmer seasons, with repayment timed for when cash flow improves.
Seasonal Credit provides non-dilutive capital to businesses with recurring revenue and seasonal patterns, helping them cover calmer months. Businesses can access up to €2 million and choose when and how much to draw during a six-month window. Once the high season begins, they have an extended period to repay the amount used. A small 3% interest charge applies to unused funds, while the timing of a draw determines when the full interest rate starts. Gilion connects to company data for automated due diligence and structures financial data and documents for review.
- Categories: Business Loans (https://nowen.ai/category/business-loans)

- **Credit facility up to €2 million** — Access Up To €2M
- **Flexible drawdown** — Draw Funds When Needed
- **Seasonal repayment** — Repay When Cash Flow Recovers
- **Usage-based interest** — Align Interest With Drawdowns
- **Non-dilutive financing** — Keep Your Equity
- **Data-driven due diligence** — Accelerate Due Diligence
- **Financial data structuring** — Structure Data For Review
- **Seasonal business eligibility** — Check Your Business Fit

### [Insights Platform](https://www.gilion.com/funding/insights)
*Platform*
Helps founders prepare credible fundraising stories with structured business metrics and forward-looking forecasts they can share with investors.
Gilion’s Insights Platform helps founders structure business and financial data, track metrics used in funding decisions, and share current performance and forecasts with investors. It connects accounting, product, marketing, CRM and other systems, then organizes data in formats commonly used for funding decisions. Founders can share automatically updated metrics through dynamic dashboards and use forward-looking forecasts to support their fundraising story. Insights are based on data from connected sources, and the platform protects connected data as confidential.

- **Funding metric tracking** — Track Funding-Critical Metrics
- **Financial data structuring** — Structure Data For Funding
- **Investor-ready live metrics** — Share Automatically Updated Metrics
- **Granular metric forecasting** — Forecast Granular Business Metrics
- **Data integrations** — Connect Business Data Sources
- **Dynamic data room dashboards** — Share Synced Investor Dashboards
- **Verified source data** — Share Insights From Verified Sources
- **Data confidentiality** — Protect Connected Business Data

### [Gilion Investor Network](https://www.gilion.com/terms/en-global-gin)
*Service*
Helps eligible companies seeking equity find potential investor matches and request introductions through the Gilion platform.
A feature of the Gilion platform that enables eligible customers seeking equity investments to request introductions to investors in the Gilion Investor Network. Customers submit a matching request, and their profile, equity raise needs, and other information shared through the platform may be shared with network investors. Gilion informs customers if a match is identified and may introduce them to relevant investors. A match or investment is not guaranteed, and the service is for raising equity, not debt.

- **Investor matching** — Find Potential Equity Investor Matches
- **Investor introduction requests** — Request Introductions To Relevant Investors
- **Matching information sharing** — Share Equity Raise Details For Matching

## Market Segments

- **Venture debt** (market size $15.0B, CAGR 10%): Non-dilutive debt financing for high-growth SaaS companies, delivered as tranche-based disbursements or term loans with flexible repayment structures to extend runway without equity dilution.
  - Products: Growth Loan
- **Working capital financing** (market size $1.5B, CAGR 7.2%): Flexible credit facilities for recurring-revenue businesses to cover seasonal cash-flow gaps and repay as revenue recovers.
  - Products: Seasonal Credit
- **Investment research and due diligence** (market size $4.5B, CAGR 8.2%): Firmographic, funding, financial, hiring, and public activity data to assess company health, growth signals, and investment risk.
  - Products: Gilion Investment Platform
- **Private market portfolio monitoring** (market size $600M, CAGR 13%): Capabilities for venture firms to track portfolio company metrics, monitor investment and fund performance, identify exceptions, and conduct portfolio reviews.
  - Products: Gilion Investment Platform
- **Investor relations** (market size $1.5B, CAGR 11.2%): Capabilities for founders and investment firms to communicate performance to investors through company updates, shared KPI dashboards, portfolio reports, and LP reporting.
  - Products: Insights Platform

## Sources

- [Gilion](https://gilion.com)
- [Growth Loan](https://www.gilion.com/funding/growth-loan)
- [Gilion Investment Platform](https://www.gilion.com/platform)
- [Seasonal Credit](https://www.gilion.com/funding/seasonal-credit)
- [Insights Platform](https://www.gilion.com/funding/insights)
- [Gilion Investor Network](https://www.gilion.com/terms/en-global-gin)
- [JPMorgan’s venture-lending research puts U.S. venture-debt volume at a peak of $38.8 billion in 2021.](https://founderpath.com/saas-financing/venture-debt)
- [Anticipated to achieve a compound annual growth rate (CAGR) of 8.2% from 2026 to 2033](https://www.linkedin.com/pulse/factors-affecting-commercial-due-diligencemarket-growth-rate-hhxle)
- [Private markets AUM reached nearly $12 trillion in 2024](https://investorfactbook.spglobal.com/sp-global/iprivate-markets/)
- [The North America Investor Relations Software market is expected to grow annually by 11.2% (CAGR 2026 - 2033).](https://www.linkedin.com/pulse/north-america-investor-relations-software-market-analysis-vmsfe)