Scale Funding, a division of Scale Bank Unclaimed

Get immediate cash by converting unpaid invoices with Scale Funding's flexible invoice factoring services.

Reduce risk and make informed decisions with expert credit risk assessments.

Save on fuel and streamline operations with Scale Funding's comprehensive fuel card program.

Earn rewards by referring businesses to Scale Funding's factoring services.

Services that convert outstanding invoices into immediate cash and manage receivables, including same-day advances, collections coordination, onboarding, and flexible month-to-month terms.

Services that evaluate debtor creditworthiness and payment history to support customer pre-approval, informed pricing, and risk mitigation for receivables financing.

Fuel card and fleet fuel management offerings providing nationwide acceptance, fuel and tire discounts, driver cash access, mobile app planning, and TMS integration to reduce operating costs.

Partner and referral programs that drive client acquisition via referral payouts, streamlined onboarding, and access to funding and receivables services for referred customers.

Invoice Factoring

Scale Funding provides invoice factoring to convert outstanding invoices into immediate cash, accelerating working capital for small and mid-size businesses. The program is offered on a month-to-month basis with monthly volumes up to $10 million and a simple three-step onboarding. In as little as 15 minutes, you can be approved for a customized factoring program, followed by a free consultation and no-obligation quote. After setup, Scale Funding provides same-day advances on funded invoices and offers a flexible, needs-based program tailored to your business. A/R management is included to optimize the accounts receivable process, enhancing cash flow and coordinating collections effectively.

• Tailor Your Financing
  Customize your invoice factoring solution for optimal cash flow management.
• Access Cash Instantly
  Obtain funds as soon as your invoices are approved, fueling daily operations.
• Improve Cash Flow Quickly
  Access funds from unpaid invoices within 24-48 hours, significantly enhancing immediate cash flow.
• Receive Quick Approval
  Get fast access to cash so you can keep your business moving.
• Scale Your Financing
  Fund significant operations and growth without volume limits.
• Coordinate Collections Effectively
  Efficiently manage accounts receivable by establishing timely follow-ups and payment schedules.
• Get Expert Advice
  Understand your options with no pressure to commit.
• Simple Onboarding Process
  Get started quickly with a straightforward and user-friendly process.
• Access Funding Without Debt
  Turn invoices into cash without incurring new debt, allowing businesses to maintain financial flexibility.
• Evaluate Customer Risk
  Utilize credit analysis to mitigate financial risks when extending terms to new customers.
• Manage Flexibility
  Opt out anytime without penalties, ensuring financial freedom.

Credit Risk Assessment

Scale Funding provides credit risk assessment services to analyze debtor credit and payment history, guide customer selection, and support informed pricing decisions. The service enables pre-approval of new customers and reduces risk in new business relationships.

• Assess Debtors Quickly
  Gain insights into potential customers' financial stability and payment reliability for better decision-making.
• Minimize Risk On New Accounts
  Take on new clients with confidence by assessing their creditworthiness beforehand.
• Optimize Revenue Strategy
  Receive strategic advice on pricing based on assessed credit risks to enhance your business profitability.

Fuel Card Program

Scale Funding offers a fuel card program that provides fleet discounts and fuel management tools through a partner network. Benefits include nationwide acceptance at thousands of locations, fuel discounts, tire discounts, TMS integration, a mobile app, and a dedicated representative to optimize fueling and routes.

• Reduce Fuel Expenses
  Clients benefit from significant savings on fuel purchases, enhancing overall profitability.
• Access Fuel Nationwide
  Clients can refuel at thousands of locations, enhancing flexibility and convenience while traveling.
• Receive Personalized Service
  Clients have a dedicated fuel representative to manage their fueling needs, ensuring tailored support for fleet operations.
• Leverage Industry Experience
  The Multi Service Fuel Card is known for its extensive network and experience, providing clients with reliable fuel solutions.
• Enable Quick Access To Funds
  Drivers can easily access cash for various expenses, promoting smoother journeys without payment delays.
• Streamline Financial Management
  Integration with transportation management systems enables efficient tracking and management of fuel expenses.
• Plan Routes Efficiently
  The mobile app allows drivers to strategize their fuel stops and access discounts conveniently, leading to optimized routes.
• Cut Tire Costs
  Significant discounts on tire purchases help fleets manage their maintenance expenses effectively.

Referral Program

Scale Funding’s referral program pays partners for referrals that result in a new client. The program offers an easy onboarding process and benefits for referred clients, including access to Scale Funding’s invoice factoring programs.

• Offers Financial Rewards
  Earn lifetime commissions for successful referrals that enhance your revenue potential.
• Gives Access to Factoring Programs
  Clients benefit from immediate cash flow solutions, enhancing their business operations through Scale Funding's services.
• Provides Fast Payments
  Referrals gain immediate cash flow solutions with quick payment processing, enhancing their operational capabilities.
• Streamlines Referral Process
  Simplified onboarding allows partners to quickly start earning rewards through referrals.