# Scale Funding, a division of Scale Bank
*Also known as Scale Funding*

- Website: https://getscalefunding.com
- Location: Edina, Minnesota, United States
- Agent profile: https://nowen.ai/agents/getscalefunding-com
- Industry: Financial Services

> Scale Funding provides fast, flexible accounts receivable financing and related services to small and mid-sized businesses across multiple industries.

Scale Funding, a division of Scale Bank, is a financial services organization that provides fast, flexible working capital solutions by factoring receivables and related credit services. It partners with small and mid-sized businesses to improve cash flow, fund payroll, and support growth by converting unpaid invoices into immediate cash and by offering risk assessment and receivables management. Serving clients across multiple industries, Scale Funding emphasizes practical funding programs, responsive support, and collaborative relationships with business owners and their teams. The organization positions itself as a trusted partner that helps clients move from cash flow gaps to steady liquidity, enabling faster project execution and sustainable operations.

**Mission:** To help businesses improve cash flow and grow by delivering accessible, reliable funding solutions and expert credit and receivables support.

## Products & Services

### [Invoice Factoring](https://getscalefunding.com/services/invoice-factoring/)
*Service*
Get immediate cash by converting unpaid invoices with Scale Funding's flexible invoice factoring services.

- **Custom-Fit Program** — Tailor Your Financing
- **Same-Day Advances** — Access Cash Instantly
- **Cash Flow Enhancement** — Improve Cash Flow Quickly
- **15-Minute Factoring Approval** — Receive Quick Approval
- **High Monthly Volume Cap** — Scale Your Financing
- **Collections Coordination** — Coordinate Collections Effectively
- **Free Consultation and Quote** — Get Expert Advice
- **Three-Step Onboarding** — Simple Onboarding Process
- **Debt-Free Funding** — Access Funding Without Debt
- **Risk Assessment Support** — Evaluate Customer Risk
- **Month-to-Month Terms** — Manage Flexibility

### [Credit Risk Assessment](https://getscalefunding.com/services/credit-risk-assessment/)
*Service*
Reduce risk and make informed decisions with expert credit risk assessments.

- **Credit And Payment History Analysis** — Assess Debtors Quickly
- **Pre-approval Of Customers** — Minimize Risk On New Accounts
- **Pricing Guidance** — Optimize Revenue Strategy

### [Fuel Card Program](https://getscalefunding.com/industries/fuel-card/)
*Product*
Save on fuel and streamline operations with Scale Funding's comprehensive fuel card program.

- **Fuel Discounts** — Reduce Fuel Expenses
- **Nationwide Acceptance** — Access Fuel Nationwide
- **Dedicated Representative** — Receive Personalized Service
- **Multi Service Fuel Card** — Leverage Industry Experience
- **Driver Cash Access** — Enable Quick Access To Funds
- **TMS Integration** — Streamline Financial Management
- **Mobile App** — Plan Routes Efficiently
- **Tire Discounts** — Cut Tire Costs

### [Referral Program](https://getscalefunding.com/industries/referral-program/)
*Service*
Earn rewards by referring businesses to Scale Funding's factoring services.

- **Referral Payout** — Offers Financial Rewards
- **Referral Benefits for Clients** — Gives Access to Factoring Programs
- **Comprehensive Client Benefits** — Provides Fast Payments
- **Easy Onboarding** — Streamlines Referral Process

## Market Segments

- **Invoice factoring and accounts receivable management**: Services that convert outstanding invoices into immediate cash and manage receivables, including same-day advances, collections coordination, onboarding, and flexible month-to-month terms.
- **Credit risk assessment**: Services that evaluate debtor creditworthiness and payment history to support customer pre-approval, informed pricing, and risk mitigation for receivables financing.
- **Fleet fuel card programs**: Fuel card and fleet fuel management offerings providing nationwide acceptance, fuel and tire discounts, driver cash access, mobile app planning, and TMS integration to reduce operating costs.
- **Channel partner referral programs**: Partner and referral programs that drive client acquisition via referral payouts, streamlined onboarding, and access to funding and receivables services for referred customers.