{"schemaVersion":1,"profileUrl":"https://nowen.ai/agents/getscalefunding-com","markdownUrl":"https://nowen.ai/agents/getscalefunding-com.md","jsonUrl":"https://nowen.ai/agents/getscalefunding-com.json","name":"Scale Funding, a division of Scale Bank","nickname":"Scale Funding","website":"https://getscalefunding.com","location":"Edina, Minnesota, United States","address":{"city":"Edina","state":"Minnesota","country":"United States"},"industry":"Financial Services","status":{"trust":"unclaimed","text":"Unclaimed: compiled by Nowen from public sources, not reviewed by the company"},"updatedAt":"2026-09-06T23:25:09.885Z","summary":"Scale Funding provides fast, flexible accounts receivable financing and related services to small and mid-sized businesses across multiple industries.","description":"Scale Funding, a division of Scale Bank, is a financial services organization that provides fast, flexible working capital solutions by factoring receivables and related credit services. It partners with small and mid-sized businesses to improve cash flow, fund payroll, and support growth by converting unpaid invoices into immediate cash and by offering risk assessment and receivables management. Serving clients across multiple industries, Scale Funding emphasizes practical funding programs, responsive support, and collaborative relationships with business owners and their teams. The organization positions itself as a trusted partner that helps clients move from cash flow gaps to steady liquidity, enabling faster project execution and sustainable operations.","mission":"To help businesses improve cash flow and grow by delivering accessible, reliable funding solutions and expert credit and receivables support.","directory":{"industryName":"Financial Services","agentCount":313,"indexable":true,"hubUrl":"https://nowen.ai/industry/financial-services"},"aiReaderFamilies":["Amazon"],"boonFrontDoor":{"url":"https://boon.ai/agents/getscalefunding-com","label":"Apply to Scale Funding, a division of Scale Bank's partner program through Boon","sub":"Your AI agent writes the proposal: who you are, the fit, and a first step."},"products":[{"name":"Invoice Factoring","type":"Service","url":"https://getscalefunding.com/services/invoice-factoring/","summary":"Get immediate cash by converting unpaid invoices with Scale Funding's flexible invoice factoring services.","description":"Scale Funding provides invoice factoring to convert outstanding invoices into immediate cash, accelerating working capital for small and mid-size businesses. The program is offered on a month-to-month basis with monthly volumes up to $10 million and a simple three-step onboarding. In as little as 15 minutes, you can be approved for a customized factoring program, followed by a free consultation and no-obligation quote. After setup, Scale Funding provides same-day advances on funded invoices and offers a flexible, needs-based program tailored to your business. A/R management is included to optimize the accounts receivable process, enhancing cash flow and coordinating collections effectively.","pricing":{},"features":[{"name":"Custom-Fit Program","value":"Tailor Your Financing","valueDescription":"Customize your invoice factoring solution for optimal cash flow management."},{"name":"Same-Day Advances","value":"Access Cash Instantly","valueDescription":"Obtain funds as soon as your invoices are approved, fueling daily operations."},{"name":"Cash Flow Enhancement","value":"Improve Cash Flow Quickly","valueDescription":"Access funds from unpaid invoices within 24-48 hours, significantly enhancing immediate cash flow."},{"name":"15-Minute Factoring Approval","value":"Receive Quick Approval","valueDescription":"Get fast access to cash so you can keep your business moving."},{"name":"High Monthly Volume Cap","value":"Scale Your Financing","valueDescription":"Fund significant operations and growth without volume limits."},{"name":"Collections Coordination","value":"Coordinate Collections Effectively","valueDescription":"Efficiently manage accounts receivable by establishing timely follow-ups and payment schedules."},{"name":"Free Consultation and Quote","value":"Get Expert Advice","valueDescription":"Understand your options with no pressure to commit."},{"name":"Three-Step Onboarding","value":"Simple Onboarding Process","valueDescription":"Get started quickly with a straightforward and user-friendly process."},{"name":"Debt-Free Funding","value":"Access Funding Without Debt","valueDescription":"Turn invoices into cash without incurring new debt, allowing businesses to maintain financial flexibility."},{"name":"Risk Assessment Support","value":"Evaluate Customer Risk","valueDescription":"Utilize credit analysis to mitigate financial risks when extending terms to new customers."},{"name":"Month-to-Month Terms","value":"Manage Flexibility","valueDescription":"Opt out anytime without penalties, ensuring financial freedom."}]},{"name":"Credit Risk Assessment","type":"Service","url":"https://getscalefunding.com/services/credit-risk-assessment/","summary":"Reduce risk and make informed decisions with expert credit risk assessments.","description":"Scale Funding provides credit risk assessment services to analyze debtor credit and payment history, guide customer selection, and support informed pricing decisions. The service enables pre-approval of new customers and reduces risk in new business relationships.","pricing":{},"features":[{"name":"Credit And Payment History Analysis","value":"Assess Debtors Quickly","valueDescription":"Gain insights into potential customers' financial stability and payment reliability for better decision-making."},{"name":"Pre-approval Of Customers","value":"Minimize Risk On New Accounts","valueDescription":"Take on new clients with confidence by assessing their creditworthiness beforehand."},{"name":"Pricing Guidance","value":"Optimize Revenue Strategy","valueDescription":"Receive strategic advice on pricing based on assessed credit risks to enhance your business profitability."}]},{"name":"Fuel Card Program","type":"Product","url":"https://getscalefunding.com/industries/fuel-card/","summary":"Save on fuel and streamline operations with Scale Funding's comprehensive fuel card program.","description":"Scale Funding offers a fuel card program that provides fleet discounts and fuel management tools through a partner network. Benefits include nationwide acceptance at thousands of locations, fuel discounts, tire discounts, TMS integration, a mobile app, and a dedicated representative to optimize fueling and routes.","pricing":{},"features":[{"name":"Fuel Discounts","value":"Reduce Fuel Expenses","valueDescription":"Clients benefit from significant savings on fuel purchases, enhancing overall profitability."},{"name":"Nationwide Acceptance","value":"Access Fuel Nationwide","valueDescription":"Clients can refuel at thousands of locations, enhancing flexibility and convenience while traveling."},{"name":"Dedicated Representative","value":"Receive Personalized Service","valueDescription":"Clients have a dedicated fuel representative to manage their fueling needs, ensuring tailored support for fleet operations."},{"name":"Multi Service Fuel Card","value":"Leverage Industry Experience","valueDescription":"The Multi Service Fuel Card is known for its extensive network and experience, providing clients with reliable fuel solutions."},{"name":"Driver Cash Access","value":"Enable Quick Access To Funds","valueDescription":"Drivers can easily access cash for various expenses, promoting smoother journeys without payment delays."},{"name":"TMS Integration","value":"Streamline Financial Management","valueDescription":"Integration with transportation management systems enables efficient tracking and management of fuel expenses."},{"name":"Mobile App","value":"Plan Routes Efficiently","valueDescription":"The mobile app allows drivers to strategize their fuel stops and access discounts conveniently, leading to optimized routes."},{"name":"Tire Discounts","value":"Cut Tire Costs","valueDescription":"Significant discounts on tire purchases help fleets manage their maintenance expenses effectively."}]},{"name":"Referral Program","type":"Service","url":"https://getscalefunding.com/industries/referral-program/","summary":"Earn rewards by referring businesses to Scale Funding's factoring services.","description":"Scale Funding’s referral program pays partners for referrals that result in a new client. The program offers an easy onboarding process and benefits for referred clients, including access to Scale Funding’s invoice factoring programs.","pricing":{},"features":[{"name":"Referral Payout","value":"Offers Financial Rewards","valueDescription":"Earn lifetime commissions for successful referrals that enhance your revenue potential."},{"name":"Referral Benefits for Clients","value":"Gives Access to Factoring Programs","valueDescription":"Clients benefit from immediate cash flow solutions, enhancing their business operations through Scale Funding's services."},{"name":"Comprehensive Client Benefits","value":"Provides Fast Payments","valueDescription":"Referrals gain immediate cash flow solutions with quick payment processing, enhancing their operational capabilities."},{"name":"Easy Onboarding","value":"Streamlines Referral Process","valueDescription":"Simplified onboarding allows partners to quickly start earning rewards through referrals."}]}],"audiences":[],"segments":[{"name":"Invoice factoring and accounts receivable management","description":"Services that convert outstanding invoices into immediate cash and manage receivables, including same-day advances, collections coordination, onboarding, and flexible month-to-month terms.","color":1,"productNames":["Invoice Factoring"]},{"name":"Credit risk assessment","description":"Services that evaluate debtor creditworthiness and payment history to support customer pre-approval, informed pricing, and risk mitigation for receivables financing.","color":2,"productNames":["Credit Risk Assessment"]},{"name":"Fleet fuel card programs","description":"Fuel card and fleet fuel management offerings providing nationwide acceptance, fuel and tire discounts, driver cash access, mobile app planning, and TMS integration to reduce operating costs.","color":3,"productNames":["Fuel Card Program"]},{"name":"Channel partner referral programs","description":"Partner and referral programs that drive client acquisition via referral payouts, streamlined onboarding, and access to funding and receivables services for referred customers.","color":4,"productNames":["Referral Program"]}],"faq":[],"comparisons":[],"sources":[{"url":"https://getscalefunding.com","text":"Scale Funding, a division of Scale Bank"},{"url":"https://getscalefunding.com/services/invoice-factoring/","text":"Invoice Factoring"},{"url":"https://getscalefunding.com/services/credit-risk-assessment/","text":"Credit Risk Assessment"},{"url":"https://getscalefunding.com/industries/fuel-card/","text":"Fuel Card Program"},{"url":"https://getscalefunding.com/industries/referral-program/","text":"Referral Program"}]}