SISwipeSum, Inc. logo

SwipeSum, Inc. Unclaimed

payments

www.swipesum.com

Saint Louis, Missouri, United States

SwipeSum is a payments consulting and software company that helps businesses lower credit card processing costs.

SwipeSum is a fintech payments consultancy and software company that helps businesses reduce credit card processing costs through data-driven analytics and transparent, practical payment optimization. The team combines merchant statement analysis, cost benchmarking, and consulting to streamline payment workflows across industries, delivering clarity, savings, and scalable solutions without relying on vendor hype.

To help businesses save money on credit card processing through transparent pricing, expert payment consulting, and data-driven optimization.

What we offer

Embedded Payments Platform

Seamlessly embed payment processing into your platform to boost revenue and enhance user experience.

www.swipesum.com/industries/embedded-payments

PayFac Payments Solutions

Streamline your payment processing and become a Payment Facilitator with expert guidance and support.

www.swipesum.com/industries/payment-facilitator

Integrated Payments Platform

Optimize Payment Processing Within Your Software Environment.

www.swipesum.com/industries/integrated-payments

Ecommerce Payments Solutions

Reduce Processing Fees and Optimize Payment Solutions for Ecommerce.

www.swipesum.com/industries/ecommerce

B2B Payments Solutions

Optimize your B2B payments with lower costs and enhanced efficiency.

www.swipesum.com/industries/b2b

Bank Partner Program

Service

Empowers banks with merchant services solutions to enhance profitability and customer service.

www.swipesum.com/industries/banks

Merchant Services

Service

Maximize savings and efficiency with Swipesum's tailored merchant services and expert consulting.

Staitment

Staitment empowers businesses to uncover hidden fees and optimize payment processing costs easily.

www.swipesum.com/banks

Who do we serve

Growth Stage Ecommerce And B2B Platforms

Mid-market ecommerce and B2B platforms seeking cost optimization and scalable, cross-platform payments.

Software Platforms Needing Embedded Or Integrated Payments

SaaS and software vendors seeking to embed or integrate payments into their product.

Banks And Financial Institutions Merchant Services Programs

Banks building merchant services programs for commercial customers to grow revenue.

PayFac Enablement And Embedded Payments Providers

PayFac providers seeking turnkey deployment and compliance guidance.

Market segments

Payments cost optimization and merchant statement analysis

Capabilities that analyze merchant statements, benchmark interchange and fees, identify errors and savings opportunities, and optimize processor relationships to reduce card-processing costs.

Embedded and integrated platform payments

API-first payment integrations, automated sub-merchant onboarding, white-labeled dashboards, revenue-sharing models, and provider routing for software platforms and marketplaces to embed payments without a PayFac license.

Bank merchant services program

End-to-end merchant services programs for banks to run or license merchant acquiring, generate recurring revenue, manage provider networks, and access outsourced chief payments officer expertise.

B2B payments and ERP integration

Enablement of Level 2/Level 3 interchange discounts, ACH workflows, ERP compatibility, and merchant statement audits to lower costs and improve reconciliation for business-to-business payment flows.

Ecommerce payment processing and fraud prevention

Platform-agnostic ecommerce payment optimization with payment gateway integration, independent processor comparison, rate optimization, and fraud detection to improve conversion and reduce processing costs.

More information about our offering

Embedded Payments Platform

Swipesum’s Embedded Payments Platform enables software platforms to embed payments directly into their products. It offers API-first payment integrations, automated sub-merchant onboarding, white-labeled dashboards, and compliance and reporting automation. With access to a network of 70+ payment providers and full technical support, this platform supports low-friction deployment and scalable payments, with no PayFac license required.

  • Maximize Flexibility
    Select from a diverse range of payment providers to meet your specific business needs.
  • Integrate Seamlessly
    Easily integrate payment services into your software environment for a streamlined user experience.
  • Speed Up Launch
    Quickly onboard sub-merchants without cumbersome manual processes, enabling faster market entry.
  • Generate Income
    Create new revenue streams by leveraging transaction fees from payments processed through your platform.
  • Ensure Compliance
    Maintain compliance effortlessly with automatic reporting and governance features.
  • Simplify Operations
    Deploy your embedded payment solution without the complexities of licensing requirements.
  • Enhance Brand Identity
    Offer your customers a fully branded experience with customizable dashboards tailored to your brand.

PayFac Payments Solutions

PayFac Payments Solutions provides end-to-end guidance to become and operate as a Payment Facilitator. It includes PayFac enablement, PayFac-in-a-Box capabilities, partner sourcing, rate negotiation, and launching white-labeled PayFac experiences within your platform, along with ongoing compliance and risk management support.

  • Ensure Regulatory Compliance
    Maintain compliance with payment processing regulations and effectively manage risk through dedicated guidance.
  • Offer Customized Payment Solutions
    Provide a seamless, branded payment experience to your customers without the need for complex integrations.
  • Navigate PayFac Setup Easily
    Receive tailored support and strategic insights to successfully launch your Payment Facilitator operations.
  • Accelerate Time to Market
    Quickly deploy a robust payment facilitation solution with our ready-made deployment options.
  • Reduce Processing Costs
    Leverage our expertise to secure competitive processing rates and terms tailored to your business needs.
  • Enhance Your Payment Infrastructure
    Connect with leading technology providers to ensure a comprehensive and effective payment solution.

Integrated Payments Platform

Integrated Payments Platform enables software companies to accept payments within their product. It offers access to a broad network of providers, platform-level integration, and governance that aligns with industry standards to ensure secure, compliant payment processing within your software environment.

  • Gain Access To Diverse Payment Options
    Engage with a wide variety of payment providers to cater to unique customer needs.
  • Ensure Secure Payment Processing
    Maintain compliance with industry regulations to protect customer data and enhance trust.
  • Streamline Payment Functionality
    Integrate payment solutions seamlessly, enhancing the user experience and operational efficiency.
  • Facilitate Smooth Integration
    Receive expert guidance during integration, ensuring a seamless transition to new payment solutions.
  • Personalize User Experience
    Create intuitive dashboards that users can tailor to their needs, enhancing usability and engagement.
  • Speed Up Setup Process
    Enable faster onboarding and reduce administrative burdens when adding new clients.
  • Create New Revenue Streams
    Implement models that allow software providers to earn from their clients’ transactions, enhancing profitability.

Ecommerce Payments Solutions

Ecommerce Payments Solutions optimizes card processing for online stores. It is platform-agnostic and supports major platforms (Shopify, Stripe, PayPal, and more). Swipesum helps reduce fees through rate optimization and independent processor comparison to find the best fit for ecommerce.

  • Lower Your Processing Fees
    Swipesum negotiates better rates for clients by analyzing statements and identifying unnecessary fees, leading to significant savings.
  • Integrate Seamlessly Anywhere
    Swipesum's solutions effectively integrate with a variety of platforms, ensuring online stores can optimize payments without restrictions.
  • Enhance Customer Satisfaction
    By optimizing digital transaction processes, Swipesum ensures that customers have a smooth and hassle-free experience when making purchases.
  • Achieve Better Rates
    By accessing a network of over 70 payment providers, Swipesum ensures you find the most effective payment solution tailored to your needs.
  • Utilize Your Preferred Platforms
    Whether you are using Shopify, Stripe, or PayPal, Swipesum provides tailored solutions that maximize efficiency.
  • Streamline Payment Processing
    Easily connect various payment gateways to your ecommerce platform, facilitating smoother transactions and customer interactions.
  • Protect Your Revenue
    Swipesum implements fraud detection measures to help ecommerce businesses prevent chargebacks and losses from fraudulent activities.

B2B Payments Solutions

B2B Payments Solutions delivers cost savings for business-to-business payments. It enables Level 2/Level 3 interchange discounts, performs merchant statement audits, supports ACH payments, and ensures ERP compatibility for B2B buyers and suppliers.

  • Reduces Transaction Fees
    Utilize Level 2 and Level 3 interchange discounts to significantly lower your transaction costs.
  • Facilitates Seamless ACH Payments
    Integrate ACH payments to streamline cash flow and reduce costs for B2B transactions.
  • Find Hidden Savings
    Conduct detailed audits of merchant statements to uncover potential savings and avoid unnecessary fees.
  • Enhances Data Management
    Integrate payments with ERP systems to optimize data management and reporting.
  • Access to Competitive Rates
    Evaluate and choose from a network of over 70 payment providers to secure the best rates.

Bank Partner Program

Bank Partner Program runs or licenses the merchant services program for banks to generate recurring revenue and grow commercial accounts. It offers two solutions (Swipesum Complete and a Staitment license) and provides outsourced Chief Payments Officer support along with access to 70+ providers.

  • Expand Your Offerings
    Utilize a wide range of payment providers tailored to meet client needs, ensuring competitive rates.
  • Streamline Your Operations
    Effectively manage all aspects of merchant services under one comprehensive program.
  • Enhance Client Support
    Dedicated guidance and strategic management for banks to optimize payment processes.
  • Mitigate Operational Risks
    Ensures banks have the right functionalities to meet client demands without hindrances.
  • Choose Your Best Fit
    Flexibility in selecting a solution that best aligns with operational goals.

Merchant Services

Swipesum’s merchant services offerings include payments optimization, payments consulting, chargebacks & security, and vendor evaluation, along with merchant statement audits to identify savings opportunities.

  • Optimize Payment Costs
    Dedicated consultants analyze your payments to ensure you’re not overpaying.
  • Identify Hidden Costs
    Comprehensive audits pinpoint areas for cost reduction to enhance your bottom line.
  • Enhance Processing Efficiency
    Tailored solutions streamline your payment strategy to cut unnecessary fees.
  • Reduce Fraud Risks
    Our experts handle disputes to protect your business from fraud and chargeback fines.
  • Maximize Provider Value
    We compare your current processors against a network of over 70 providers to ensure optimal terms.

Staitment

Staitment is Swipesum's premier Merchant Services Statement Analysis tool designed to help businesses understand their payment processing costs, identify potential savings, and optimize their payment strategies through powerful analytics and an intuitive interface.

  • Save Time With Instant Audits
    By using AI, Staitment delivers near-instant audits of your merchant services statements, allowing businesses to quickly identify billing discrepancies and savings opportunities.
  • Enhance Program Efficiency
    Staitment’s analytics provide actionable insights for improving your current merchant program, helping businesses to cut unnecessary expenses related to payment processing.
  • Leverage Advanced Technology
    Gain access to Staitment’s advanced capabilities, empowering your business to perform detailed audits and manage costs like a seasoned payments professional.
  • Generate Insights on Demand
    Create custom reports that export data aligned with your business objectives, making it easier to share insights with stakeholders.
  • Access Insights with Ease
    Staitment’s intuitive interface ensures that even those with no technical background can effectively use the software to analyze their payment processing costs.