{"schemaVersion":1,"profileUrl":"https://nowen.ai/agents/swipesum-com","markdownUrl":"https://nowen.ai/agents/swipesum-com.md","jsonUrl":"https://nowen.ai/agents/swipesum-com.json","name":"SwipeSum, Inc.","nickname":"SwipeSum","website":"https://www.swipesum.com","location":"Saint Louis, Missouri, United States","address":{"city":"Saint Louis","state":"Missouri","country":"United States"},"industry":"Payments","status":{"trust":"unclaimed","text":"Unclaimed: compiled by Nowen from public sources, not reviewed by the company"},"updatedAt":"2026-09-07T00:07:57.328Z","summary":"SwipeSum is a payments consulting and software company that helps businesses lower credit card processing costs.","description":"SwipeSum is a fintech payments consultancy and software company that helps businesses reduce credit card processing costs through data-driven analytics and transparent, practical payment optimization. The team combines merchant statement analysis, cost benchmarking, and consulting to streamline payment workflows across industries, delivering clarity, savings, and scalable solutions without relying on vendor hype.","mission":"To help businesses save money on credit card processing through transparent pricing, expert payment consulting, and data-driven optimization.","directory":{"industryName":"Payments","agentCount":22,"indexable":true,"hubUrl":"https://nowen.ai/industry/payments"},"aiReaderFamilies":["Anthropic","Amazon"],"advisorListingUrl":"https://haycion.com/advisors/swipesum-com","boonFrontDoor":{"url":"https://boon.ai/agents/swipesum-com","label":"Apply to SwipeSum, Inc.'s partner program through Boon","sub":"Your AI agent writes the proposal: who you are, the fit, and a first step."},"products":[{"name":"Embedded Payments Platform","type":"Platform","url":"https://www.swipesum.com/industries/embedded-payments","summary":"Seamlessly embed payment processing into your platform to boost revenue and enhance user experience.","description":"Swipesum’s Embedded Payments Platform enables software platforms to embed payments directly into their products. It offers API-first payment integrations, automated sub-merchant onboarding, white-labeled dashboards, and compliance and reporting automation. With access to a network of 70+ payment providers and full technical support, this platform supports low-friction deployment and scalable payments, with no PayFac license required.","pricing":{},"features":[{"name":"Access to 70+ Providers","value":"Maximize Flexibility","valueDescription":"Select from a diverse range of payment providers to meet your specific business needs."},{"name":"API-First Payment Integrations","value":"Integrate Seamlessly","valueDescription":"Easily integrate payment services into your software environment for a streamlined user experience."},{"name":"Automated Sub-Merchant Onboarding","value":"Speed Up Launch","valueDescription":"Quickly onboard sub-merchants without cumbersome manual processes, enabling faster market entry."},{"name":"Revenue-Sharing Models to Monetize Payments","value":"Generate Income","valueDescription":"Create new revenue streams by leveraging transaction fees from payments processed through your platform."},{"name":"Compliance and Reporting Automation","value":"Ensure Compliance","valueDescription":"Maintain compliance effortlessly with automatic reporting and governance features."},{"name":"No PayFac License Required","value":"Simplify Operations","valueDescription":"Deploy your embedded payment solution without the complexities of licensing requirements."},{"name":"White-Labeled Dashboards","value":"Enhance Brand Identity","valueDescription":"Offer your customers a fully branded experience with customizable dashboards tailored to your brand."}]},{"name":"PayFac Payments Solutions","type":"Solution","url":"https://www.swipesum.com/industries/payment-facilitator","summary":"Streamline your payment processing and become a Payment Facilitator with expert guidance and support.","description":"PayFac Payments Solutions provides end-to-end guidance to become and operate as a Payment Facilitator. It includes PayFac enablement, PayFac-in-a-Box capabilities, partner sourcing, rate negotiation, and launching white-labeled PayFac experiences within your platform, along with ongoing compliance and risk management support.","pricing":{},"features":[{"name":"Compliance and Risk Management Support","value":"Ensure Regulatory Compliance","valueDescription":"Maintain compliance with payment processing regulations and effectively manage risk through dedicated guidance."},{"name":"Launching White-Labeled PayFac Experiences","value":"Offer Customized Payment Solutions","valueDescription":"Provide a seamless, branded payment experience to your customers without the need for complex integrations."},{"name":"PayFac Enablement and Onboarding Guidance","value":"Navigate PayFac Setup Easily","valueDescription":"Receive tailored support and strategic insights to successfully launch your Payment Facilitator operations."},{"name":"PayFac-in-a-Box Deployment","value":"Accelerate Time to Market","valueDescription":"Quickly deploy a robust payment facilitation solution with our ready-made deployment options."},{"name":"Rate and Fee Negotiation","value":"Reduce Processing Costs","valueDescription":"Leverage our expertise to secure competitive processing rates and terms tailored to your business needs."},{"name":"Sourcing Top Technical Partners","value":"Enhance Your Payment Infrastructure","valueDescription":"Connect with leading technology providers to ensure a comprehensive and effective payment solution."}]},{"name":"Integrated Payments Platform","type":"Platform","url":"https://www.swipesum.com/industries/integrated-payments","summary":"Optimize Payment Processing Within Your Software Environment.","description":"Integrated Payments Platform enables software companies to accept payments within their product. It offers access to a broad network of providers, platform-level integration, and governance that aligns with industry standards to ensure secure, compliant payment processing within your software environment.","pricing":{},"features":[{"name":"Access to 70+ Payment Providers","value":"Gain Access To Diverse Payment Options","valueDescription":"Engage with a wide variety of payment providers to cater to unique customer needs."},{"name":"Compliance with Industry Standards","value":"Ensure Secure Payment Processing","valueDescription":"Maintain compliance with industry regulations to protect customer data and enhance trust."},{"name":"Platform-Integrated Payments","value":"Streamline Payment Functionality","valueDescription":"Integrate payment solutions seamlessly, enhancing the user experience and operational efficiency."},{"name":"Technical Integration Support","value":"Facilitate Smooth Integration","valueDescription":"Receive expert guidance during integration, ensuring a seamless transition to new payment solutions."},{"name":"Custom Payment Dashboards","value":"Personalize User Experience","valueDescription":"Create intuitive dashboards that users can tailor to their needs, enhancing usability and engagement."},{"name":"Automated Sub-Merchant Onboarding","value":"Speed Up Setup Process","valueDescription":"Enable faster onboarding and reduce administrative burdens when adding new clients."},{"name":"Revenue-Sharing Models","value":"Create New Revenue Streams","valueDescription":"Implement models that allow software providers to earn from their clients’ transactions, enhancing profitability."}]},{"name":"Ecommerce Payments Solutions","type":"Solution","url":"https://www.swipesum.com/industries/ecommerce","summary":"Reduce Processing Fees and Optimize Payment Solutions for Ecommerce.","description":"Ecommerce Payments Solutions optimizes card processing for online stores. It is platform-agnostic and supports major platforms (Shopify, Stripe, PayPal, and more). Swipesum helps reduce fees through rate optimization and independent processor comparison to find the best fit for ecommerce.","pricing":{},"features":[{"name":"Rate Optimization and Cost Reduction","value":"Lower Your Processing Fees","valueDescription":"Swipesum negotiates better rates for clients by analyzing statements and identifying unnecessary fees, leading to significant savings."},{"name":"Platform-Agnostic Optimization","value":"Integrate Seamlessly Anywhere","valueDescription":"Swipesum's solutions effectively integrate with a variety of platforms, ensuring online stores can optimize payments without restrictions."},{"name":"Digital Transactions Support","value":"Enhance Customer Satisfaction","valueDescription":"By optimizing digital transaction processes, Swipesum ensures that customers have a smooth and hassle-free experience when making purchases."},{"name":"Independent Processor Comparison","value":"Achieve Better Rates","valueDescription":"By accessing a network of over 70 payment providers, Swipesum ensures you find the most effective payment solution tailored to your needs."},{"name":"Support for Major Platforms","value":"Utilize Your Preferred Platforms","valueDescription":"Whether you are using Shopify, Stripe, or PayPal, Swipesum provides tailored solutions that maximize efficiency."},{"name":"Payment Gateway Integration","value":"Streamline Payment Processing","valueDescription":"Easily connect various payment gateways to your ecommerce platform, facilitating smoother transactions and customer interactions."},{"name":"Fraud Detection","value":"Protect Your Revenue","valueDescription":"Swipesum implements fraud detection measures to help ecommerce businesses prevent chargebacks and losses from fraudulent activities."}]},{"name":"B2B Payments Solutions","type":"Solution","url":"https://www.swipesum.com/industries/b2b","summary":"Optimize your B2B payments with lower costs and enhanced efficiency.","description":"B2B Payments Solutions delivers cost savings for business-to-business payments. It enables Level 2/Level 3 interchange discounts, performs merchant statement audits, supports ACH payments, and ensures ERP compatibility for B2B buyers and suppliers.","pricing":{},"features":[{"name":"Level 2/Level 3 Interchange Discounts","value":"Reduces Transaction Fees","valueDescription":"Utilize Level 2 and Level 3 interchange discounts to significantly lower your transaction costs."},{"name":"ACH Payment Integration","value":"Facilitates Seamless ACH Payments","valueDescription":"Integrate ACH payments to streamline cash flow and reduce costs for B2B transactions."},{"name":"Merchant Statement Audits","value":"Find Hidden Savings","valueDescription":"Conduct detailed audits of merchant statements to uncover potential savings and avoid unnecessary fees."},{"name":"ERP Compatibility","value":"Enhances Data Management","valueDescription":"Integrate payments with ERP systems to optimize data management and reporting."},{"name":"Vendor Evaluation","value":"Access to Competitive Rates","valueDescription":"Evaluate and choose from a network of over 70 payment providers to secure the best rates."}]},{"name":"Bank Partner Program","type":"Service","url":"https://www.swipesum.com/industries/banks","summary":"Empowers banks with merchant services solutions to enhance profitability and customer service.","description":"Bank Partner Program runs or licenses the merchant services program for banks to generate recurring revenue and grow commercial accounts. It offers two solutions (Swipesum Complete and a Staitment license) and provides outsourced Chief Payments Officer support along with access to 70+ providers.","pricing":{},"features":[{"name":"Access to 70+ Providers","value":"Expand Your Offerings","valueDescription":"Utilize a wide range of payment providers tailored to meet client needs, ensuring competitive rates."},{"name":"End-to-End Bank Merchant Services Program","value":"Streamline Your Operations","valueDescription":"Effectively manage all aspects of merchant services under one comprehensive program."},{"name":"Outsourced Chief Payments Officer","value":"Enhance Client Support","valueDescription":"Dedicated guidance and strategic management for banks to optimize payment processes."},{"name":"Prevention of Limited Functionality Risk","value":"Mitigate Operational Risks","valueDescription":"Ensures banks have the right functionalities to meet client demands without hindrances."},{"name":"Two Solution Options","value":"Choose Your Best Fit","valueDescription":"Flexibility in selecting a solution that best aligns with operational goals."}]},{"name":"Merchant Services","type":"Service","url":"","summary":"Maximize savings and efficiency with Swipesum's tailored merchant services and expert consulting.","description":"Swipesum’s merchant services offerings include payments optimization, payments consulting, chargebacks & security, and vendor evaluation, along with merchant statement audits to identify savings opportunities.","pricing":{},"features":[{"name":"Payments Consulting","value":"Optimize Payment Costs","valueDescription":"Dedicated consultants analyze your payments to ensure you’re not overpaying."},{"name":"Merchant Statement Audits","value":"Identify Hidden Costs","valueDescription":"Comprehensive audits pinpoint areas for cost reduction to enhance your bottom line."},{"name":"Payments Optimization","value":"Enhance Processing Efficiency","valueDescription":"Tailored solutions streamline your payment strategy to cut unnecessary fees."},{"name":"Chargebacks & Security","value":"Reduce Fraud Risks","valueDescription":"Our experts handle disputes to protect your business from fraud and chargeback fines."},{"name":"Vendor Evaluation","value":"Maximize Provider Value","valueDescription":"We compare your current processors against a network of over 70 providers to ensure optimal terms."}]},{"name":"Staitment","type":"Product","url":"https://www.swipesum.com/banks","summary":"Staitment empowers businesses to uncover hidden fees and optimize payment processing costs easily.","description":"Staitment is Swipesum's premier Merchant Services Statement Analysis tool designed to help businesses understand their payment processing costs, identify potential savings, and optimize their payment strategies through powerful analytics and an intuitive interface.","pricing":{},"features":[{"name":"Automated Merchant Statement Analysis","value":"Save Time With Instant Audits","valueDescription":"By using AI, Staitment delivers near-instant audits of your merchant services statements, allowing businesses to quickly identify billing discrepancies and savings opportunities."},{"name":"Optimization of Merchant Programs","value":"Enhance Program Efficiency","valueDescription":"Staitment’s analytics provide actionable insights for improving your current merchant program, helping businesses to cut unnecessary expenses related to payment processing."},{"name":"Statement Reading Software License","value":"Leverage Advanced Technology","valueDescription":"Gain access to Staitment’s advanced capabilities, empowering your business to perform detailed audits and manage costs like a seasoned payments professional."},{"name":"Custom Reports","value":"Generate Insights on Demand","valueDescription":"Create custom reports that export data aligned with your business objectives, making it easier to share insights with stakeholders."},{"name":"User-Friendly Interface","value":"Access Insights with Ease","valueDescription":"Staitment’s intuitive interface ensures that even those with no technical background can effectively use the software to analyze their payment processing costs."}]}],"audiences":[{"title":"Growth Stage Ecommerce And B2B Platforms","description":"Mid-market ecommerce and B2B platforms seeking cost optimization and scalable, cross-platform payments.","industries":["E-commerce","Retail Technology","B2B Services"],"geography":"North America, Europe","painPoints":"High card processing costs; 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