SDK.finance Unclaimed

Accelerate your digital banking launch with a white-label solution that ensures compliance and security.

Empower banks and fintechs to innovate with scalable and compliant digital banking solutions.

Streamline financial management through a centralized ledger solution.

Accelerate your neobank launch with a fully-featured platform for digital banking.

Launch and scale your payment processing services efficiently and securely.

Streamline payments with SDK.finance Transaction Processing System for seamless transaction management.

Empower cryptocurrency users with seamless banking services and fiat integration.

Ledger-based core systems for accounts, transactions, high-volume processing and regulatory readiness used by banks, fintechs, and PSPs.

Capabilities to issue, manage, and lifecycle physical and virtual payment cards, including branding, program configuration, and card-wallet linkage.

E-wallet infrastructure and integrations that enable card linking, multi-currency wallets, in-app payments, and consumer wallet management.

Platforms for merchant acquiring, global and multi-currency payment processing, payouts, routing, settlement and PCI-DSS compliant reconciliation.

White-label and API-first platforms that enable institutions and brands to launch digital banking services, accounts, cards and pre-built consumer apps.

Ledger-based banking capabilities for custodial wallets, fiat-crypto integration, branded card issuance for crypto users, and KYC/AML-ready operations.

White-label Banking

SDK.finance’s white-label digital retail banking solution enables banks and fintechs to deploy digital banking services on a secure ledger‑based platform with regulatory‑ready features. It supports card programs, IBAN readiness, PCI-DSS compliance, and ready-made onboarding and transaction flows to accelerate market entry. Furthermore, the system allows for card issuing and acceptance, ensuring regulatory compliance.

• Ensure Regulatory Compliance
  Implement KYC and AML protocols seamlessly to comply with regulatory standards, fostering trust and security in the digital banking environment.
• Guarantee Data Protection
  Adopt advanced security measures meeting PCI-DSS Level 1 compliance, ensuring comprehensive data protection for your banking operations.
• Facilitate Card Programs
  Easily manage card issuing for debit and prepaid programs, providing customers with convenient payment options.
• Leverage Secure Architecture
  Utilize a reliable ledger-based core to power innovative digital banking functionalities with enhanced security.
• Support International Payments
  Ensure smooth account operations and international transactions with IBAN support, enhancing customer satisfaction.

Cloud-based Banking Software

Cloud-based banking software to launch and modernize digital banking for banks and fintechs with regulatory readiness and robust security. It provides scalable, go-to-market capabilities without rebuilding core infrastructure. The software includes card issuing, KYC/KYB/AML, and multi-currency support for international transactions.

• Ensure Full Regulatory Compliance
  Prepares financial institutions to meet essential regulatory requirements, protecting customer data and operations.
• Safely Scale Banking Solutions
  Offers flexibility and ease of scalability, allowing banks to expand their services without significant infrastructure investment.
• Manage Card Programs Efficiently
  Allows financial institutions to create and oversee diverse card offerings, enhancing customer retention and service personalization.
• Launch Comprehensive Financial Products
  Empowers institutions to launch diverse financial products swiftly by utilizing pre-developed core functionalities.
• Process Transactions Instantly
  Enables real-time tracking and management of financial transactions, ensuring efficiency and customer satisfaction.

General Ledger Software

General Ledger Software on a ledger-based platform consolidates accounts and transaction data for enterprise-grade financial management. It supports multiple currencies and provides real-time insights and customizable reporting to enhance decision-making for businesses.

• Centralizes Financial Data
  Offers a single source of truth for all financial data, enhancing accuracy and efficiency.
• Enables Swift Decision-Making
  Offers up-to-date financial data to help businesses make informed decisions quickly.
• Facilitates Global Transactions
  Enables businesses to manage accounts in various currencies, streamlining international operations.
• Mitigates Legal Risks
  Built-in compliance features help businesses avoid regulatory penalties and promote sustainable growth.
• Generates Detailed Financial Reports
  Allows users to create customized reports to analyze and present financial data effectively.

Neobank Platform

Neobank platform for building digital banks with accounts, payments, and card programs on a secure ledger‑based backend, designed for regulated fintechs and banks. The platform also includes multi-currency and KYC/KYB support.

• Ensures Transaction Integrity
  Provides a robust infrastructure for secure transactions, minimizing fraud risk and enhancing trust.
• Meets Compliance Standards
  Equipped with necessary tools and frameworks to help ensure compliance with KYC/KYB/AML and PCI DSS standards.
• Facilitates Card Issuing
  Offer comprehensive card issuer services, including virtual and physical card options, directly integrated into your neobank.
• Enhances User Convenience
  Allows customers to register and submit necessary documents online, streamlining the onboarding process.
• Supports Diverse Currency Operations
  Facilitates transactions in various currencies, enhancing global transactions capabilities.
• Streamlines Currency Transactions
  Provides automatic currency exchange tailored to user transactions for better user experience.

White-label Payment Service Provider Software

White-label PSP software for licensed payment service providers and acquirers to run payment processing, settlement, and reconciliation on top of a ledger core. It includes multi-currency support and compliance management features.

• Manage Transactions Securely
  Ensure reliability and security in transaction management with a robust ledger infrastructure.
• Accept All Payment Methods
  Enable businesses to accept various payment methods including cards, wallets, and bank transfers, ensuring a seamless experience.
• Ensure Regulatory Compliance
  Meet regulatory requirements seamlessly with integrated compliance tools, including KYC, KYB, and AML checks.
• Automate Settlement Processes
  Streamline settlement and reconciliation processes to maintain accurate transaction records and facilitate quick payouts.
• Expand Internationally
  Easily manage and transact in multiple currencies, catering to a global merchant base.

Transaction Processing System

Transaction Processing System designed to handle high-volume financial transactions efficiently on a ledger-backed core. It supports multi-currency payments and real-time transaction processing for fast, reliable service.

• Handles High Transaction Volumes
  The system processes thousands or even millions of transactions per second, ensuring your operations can expand without performance degradation.
• Ensures Transaction Integrity
  Backed by a robust ledger architecture, the system provides accurate financial reporting, auditing capabilities, and regulatory compliance.
• Optimizes Payment Paths
  Automatically selects the best paths for transactions to enhance speed and reduce costs.
• Facilitates Global Transactions
  Supports international payments in multiple currencies, enhancing market reach and flexibility.

Crypto Banking

Crypto banking solution with crypto wallet and digital asset platforms, managed balances, and transfers on a ledger-based core with fiat connectivity. The platform provides compliance with KYC/KYB regulations for added security.

• Manage Crypto Wallets
  Easily oversee multiple cryptocurrency wallets and their respective balances, ensuring efficient asset management.
• Enable Fiat Transactions
  Seamlessly bridge between cryptocurrencies and fiat currencies, enabling deposits, withdrawals, and transfers.
• Support Digital Assets
  Facilitate operations for digital asset platforms, allowing for smooth performance on a robust ledger-based architecture.
• Maintain Regulatory Compliance
  Navigate complex regulatory landscapes with embedded compliance features tailored for cryptocurrency operations.
• Process Transactions Instantly
  Ensure rapid and accurate transaction handling with real-time data updates for all banking operations.