{"schemaVersion":1,"profileUrl":"https://nowen.ai/agents/sdk-finance","markdownUrl":"https://nowen.ai/agents/sdk-finance.md","jsonUrl":"https://nowen.ai/agents/sdk-finance.json","name":"SDK.finance","website":"https://sdk.finance","industry":"Fintech","status":{"trust":"unclaimed","text":"Unclaimed: compiled by Nowen from public sources, not reviewed by the company"},"updatedAt":"2026-09-07T00:00:18.366Z","summary":"Enterprise fintech platform for building digital banking and payments.","description":"SDK.finance is an enterprise fintech platform offering a modular, API-first core for building, modernizing, or scaling digital banking and payments. The platform supports digital wallets, card programs, issuer platforms, crypto banking, and multi-channel transaction processing, delivered as white-label software that can be deployed on-premises or in the cloud. It includes core banking, general ledger, merchant payment processing, global payment processing and payouts, and a ledger-based architecture designed for banks, fintechs, PSPs, EMIs, crypto/digital-asset firms, marketplaces, telecom providers, and non-financial enterprises. The company emphasizes access to source code, regulatory readiness (KYC/KYB/AML, PCI DSS), and a flexible architecture that enables rapid go-to-market while maintaining control over product roadmap and data.","mission":"SDK.finance provides a ready-to-use software foundation for issuing, managing, and safeguarding electronic money and digital payments, enabling rapid product development and scalable financial services.","directory":{"industryName":"Fintech","agentCount":133,"indexable":true,"hubUrl":"https://nowen.ai/industry/fintech"},"aiReaderFamilies":["Anthropic","Amazon"],"products":[{"name":"White-label Banking","type":"Solution","url":"https://sdk.finance/products/digital-retail-bank/","summary":"Accelerate your digital banking launch with a white-label solution that ensures compliance and security.","description":"SDK.finance’s white-label digital retail banking solution enables banks and fintechs to deploy digital banking services on a secure ledger‑based platform with regulatory‑ready features. It supports card programs, IBAN readiness, PCI-DSS compliance, and ready-made onboarding and transaction flows to accelerate market entry. Furthermore, the system allows for card issuing and acceptance, ensuring regulatory compliance.","pricing":{},"features":[{"name":"KYC/KYB/AML Compliance","value":"Ensure Regulatory Compliance","valueDescription":"Implement KYC and AML protocols seamlessly to comply with regulatory standards, fostering trust and security in the digital banking environment."},{"name":"Regulatory-grade Security","value":"Guarantee Data Protection","valueDescription":"Adopt advanced security measures meeting PCI-DSS Level 1 compliance, ensuring comprehensive data protection for your banking operations."},{"name":"Card Issuing & Acceptance","value":"Facilitate Card Programs","valueDescription":"Easily manage card issuing for debit and prepaid programs, providing customers with convenient payment options."},{"name":"Ledger-based Core","value":"Leverage Secure Architecture","valueDescription":"Utilize a reliable ledger-based core to power innovative digital banking functionalities with enhanced security."},{"name":"IBAN Readiness","value":"Support International Payments","valueDescription":"Ensure smooth account operations and international transactions with IBAN support, enhancing customer satisfaction."}]},{"name":"Cloud-based Banking Software","type":"Solution","url":"https://sdk.finance/solutions/cloud-based-banking-software/","summary":"Empower banks and fintechs to innovate with scalable and compliant digital banking solutions.","description":"Cloud-based banking software to launch and modernize digital banking for banks and fintechs with regulatory readiness and robust security. It provides scalable, go-to-market capabilities without rebuilding core infrastructure. The software includes card issuing, KYC/KYB/AML, and multi-currency support for international transactions.","pricing":{},"features":[{"name":"KYC/KYB/AML and PCI-DSS","value":"Ensure Full Regulatory Compliance","valueDescription":"Prepares financial institutions to meet essential regulatory requirements, protecting customer data and operations."},{"name":"Cloud Deployment","value":"Safely Scale Banking Solutions","valueDescription":"Offers flexibility and ease of scalability, allowing banks to expand their services without significant infrastructure investment."},{"name":"Card Issuing","value":"Manage Card Programs Efficiently","valueDescription":"Allows financial institutions to create and oversee diverse card offerings, enhancing customer retention and service personalization."},{"name":"Comprehensive Financial Features","value":"Launch Comprehensive Financial Products","valueDescription":"Empowers institutions to launch diverse financial products swiftly by utilizing pre-developed core functionalities."},{"name":"Real-Time Data Processing","value":"Process Transactions Instantly","valueDescription":"Enables real-time tracking and management of financial transactions, ensuring efficiency and customer satisfaction."}]},{"name":"General Ledger Software","type":"Product","url":"https://sdk.finance/solutions/general-ledger-software/","summary":"Streamline financial management through a centralized ledger solution.","description":"General Ledger Software on a ledger-based platform consolidates accounts and transaction data for enterprise-grade financial management. It supports multiple currencies and provides real-time insights and customizable reporting to enhance decision-making for businesses.","pricing":{},"features":[{"name":"Ledger-based Architecture","value":"Centralizes Financial Data","valueDescription":"Offers a single source of truth for all financial data, enhancing accuracy and efficiency."},{"name":"Real-time Financial Insights","value":"Enables Swift Decision-Making","valueDescription":"Offers up-to-date financial data to help businesses make informed decisions quickly."},{"name":"Multi-currency Capability","value":"Facilitates Global Transactions","valueDescription":"Enables businesses to manage accounts in various currencies, streamlining international operations."},{"name":"Compliance Support","value":"Mitigates Legal Risks","valueDescription":"Built-in compliance features help businesses avoid regulatory penalties and promote sustainable growth."},{"name":"Customizable Reporting","value":"Generates Detailed Financial Reports","valueDescription":"Allows users to create customized reports to analyze and present financial data effectively."}]},{"name":"Neobank Platform","type":"Platform","url":"https://sdk.finance/solutions/neobank-platform/","summary":"Accelerate your neobank launch with a fully-featured platform for digital banking.","description":"Neobank platform for building digital banks with accounts, payments, and card programs on a secure ledger‑based backend, designed for regulated fintechs and banks. The platform also includes multi-currency and KYC/KYB support.","pricing":{},"features":[{"name":"Ledger-Based Core","value":"Ensures Transaction Integrity","valueDescription":"Provides a robust infrastructure for secure transactions, minimizing fraud risk and enhancing trust."},{"name":"Regulatory Readiness","value":"Meets Compliance Standards","valueDescription":"Equipped with necessary tools and frameworks to help ensure compliance with KYC/KYB/AML and PCI DSS standards."},{"name":"Card Program Support","value":"Facilitates Card Issuing","valueDescription":"Offer comprehensive card issuer services, including virtual and physical card options, directly integrated into your neobank."},{"name":"Remote Onboarding","value":"Enhances User Convenience","valueDescription":"Allows customers to register and submit necessary documents online, streamlining the onboarding process."},{"name":"Multi-Currency Accounts","value":"Supports Diverse Currency Operations","valueDescription":"Facilitates transactions in various currencies, enhancing global transactions capabilities."},{"name":"Automated Currency Exchange","value":"Streamlines Currency Transactions","valueDescription":"Provides automatic currency exchange tailored to user transactions for better user experience."}]},{"name":"White-label Payment Service Provider Software","type":"Solution","url":"https://sdk.finance/solutions/white-label-psp-solution/","summary":"Launch and scale your payment processing services efficiently and securely.","description":"White-label PSP software for licensed payment service providers and acquirers to run payment processing, settlement, and reconciliation on top of a ledger core. It includes multi-currency support and compliance management features.","pricing":{},"features":[{"name":"Ledger-based Core","value":"Manage Transactions Securely","valueDescription":"Ensure reliability and security in transaction management with a robust ledger infrastructure."},{"name":"Payment Processing","value":"Accept All Payment Methods","valueDescription":"Enable businesses to accept various payment methods including cards, wallets, and bank transfers, ensuring a seamless experience."},{"name":"Compliance Management","value":"Ensure Regulatory Compliance","valueDescription":"Meet regulatory requirements seamlessly with integrated compliance tools, including KYC, KYB, and AML checks."},{"name":"Settlement & Reconciliation","value":"Automate Settlement Processes","valueDescription":"Streamline settlement and reconciliation processes to maintain accurate transaction records and facilitate quick payouts."},{"name":"Multi-Currency Support","value":"Expand Internationally","valueDescription":"Easily manage and transact in multiple currencies, catering to a global merchant base."}]},{"name":"Transaction Processing System","type":"Solution","url":"https://sdk.finance/solutions/transaction-processing-system/","summary":"Streamline payments with SDK.finance Transaction Processing System for seamless transaction management.","description":"Transaction Processing System designed to handle high-volume financial transactions efficiently on a ledger-backed core. It supports multi-currency payments and real-time transaction processing for fast, reliable service.","pricing":{},"features":[{"name":"High-Volume Processing","value":"Handles High Transaction Volumes","valueDescription":"The system processes thousands or even millions of transactions per second, ensuring your operations can expand without performance degradation."},{"name":"Ledger-backed Core","value":"Ensures Transaction Integrity","valueDescription":"Backed by a robust ledger architecture, the system provides accurate financial reporting, auditing capabilities, and regulatory compliance."},{"name":"Dynamic Payment Routing","value":"Optimizes Payment Paths","valueDescription":"Automatically selects the best paths for transactions to enhance speed and reduce costs."},{"name":"Multi-Currency Payments","value":"Facilitates Global Transactions","valueDescription":"Supports international payments in multiple currencies, enhancing market reach and flexibility."}]},{"name":"Crypto Banking","type":"Solution","url":"https://sdk.finance/solutions/crypto-banking-solution/","summary":"Empower cryptocurrency users with seamless banking services and fiat integration.","description":"Crypto banking solution with crypto wallet and digital asset platforms, managed balances, and transfers on a ledger-based core with fiat connectivity. The platform provides compliance with KYC/KYB regulations for added security.","pricing":{},"features":[{"name":"Crypto Wallet Management","value":"Manage Crypto Wallets","valueDescription":"Easily oversee multiple cryptocurrency wallets and their respective balances, ensuring efficient asset management."},{"name":"Fiat Connectivity","value":"Enable Fiat Transactions","valueDescription":"Seamlessly bridge between cryptocurrencies and fiat currencies, enabling deposits, withdrawals, and transfers."},{"name":"Digital Asset Platform","value":"Support Digital Assets","valueDescription":"Facilitate operations for digital asset platforms, allowing for smooth performance on a robust ledger-based architecture."},{"name":"Compliance with Regulations","value":"Maintain Regulatory Compliance","valueDescription":"Navigate complex regulatory landscapes with embedded compliance features tailored for cryptocurrency operations."},{"name":"Real-Time Data Processing","value":"Process Transactions Instantly","valueDescription":"Ensure rapid and accurate transaction handling with real-time data updates for all banking operations."}]}],"audiences":[],"segments":[{"name":"Core banking platforms","description":"Ledger-based core systems for accounts, transactions, high-volume processing and regulatory readiness used by banks, fintechs, and PSPs.","color":1,"productNames":["Transaction Processing System","Neobank Platform"]},{"name":"Card issuing and management","description":"Capabilities to issue, manage, and lifecycle physical and virtual payment cards, including branding, program configuration, and card-wallet linkage.","color":2,"productNames":["Neobank Platform"]},{"name":"Digital wallet and e-wallet infrastructure","description":"E-wallet infrastructure and integrations that enable card linking, multi-currency wallets, in-app payments, and consumer wallet management.","color":3,"productNames":["Transaction Processing System","Neobank Platform"]},{"name":"Payment processing and transaction orchestration","description":"Platforms for merchant acquiring, global and multi-currency payment processing, payouts, routing, settlement and PCI-DSS compliant reconciliation.","color":4,"productNames":["Transaction Processing System"]},{"name":"Neobank and banking-as-a-service platforms","description":"White-label and API-first platforms that enable institutions and brands to launch digital banking services, accounts, cards and pre-built consumer apps.","color":5,"productNames":["Neobank Platform"]},{"name":"Crypto banking and digital-asset banking","description":"Ledger-based banking capabilities for custodial wallets, fiat-crypto integration, branded card issuance for crypto users, and KYC/AML-ready operations.","color":6,"productNames":[]}],"faq":[],"comparisons":[],"sources":[{"url":"https://sdk.finance","text":"SDK.finance"},{"url":"https://sdk.finance/products/digital-retail-bank/","text":"White-label Banking"},{"url":"https://sdk.finance/solutions/cloud-based-banking-software/","text":"Cloud-based Banking Software"},{"url":"https://sdk.finance/solutions/general-ledger-software/","text":"General Ledger Software"},{"url":"https://sdk.finance/solutions/neobank-platform/","text":"Neobank Platform"},{"url":"https://sdk.finance/solutions/white-label-psp-solution/","text":"White-label Payment Service Provider Software"},{"url":"https://sdk.finance/solutions/transaction-processing-system/","text":"Transaction Processing System"},{"url":"https://sdk.finance/solutions/crypto-banking-solution/","text":"Crypto Banking"}]}