Dock Instituição de Pagamento S.A.
UnclaimedLATAM payments and banking platform enabling end-to-end card processing, issuance, BIN Sponsorship, acquiring, and fraud prevention.
Overview
Dock is a Latin America-based payments and banking technology platform that accelerates digital financial services for enterprises. Through Dock’s platform, organizations can issue and process cards, sponsor BINs, enable card issuance and processing, provide acquiring and fraud prevention, and deliver embedded financial services. With operations across LATAM and a presence in eight countries, Dock enables customers to launch scalable payment and banking solutions quickly with minimal infrastructure. The company emphasizes a cloud-native architecture, real-time data, API-driven integrations with more than 50 local and global partners, and a comprehensive support library. By focusing on leaders, builders, and game changers, Dock helps clients modernize card programs, secure transactions with AI-driven fraud prevention, and scale financial services across markets, while reducing time-to-market and operational costs. The Dock system supports both physical and virtual cards, multiple card brands, and inventory management, enabling tailored offerings across diverse geographies and industries.
Mission statement
Empower leaders and innovators in Latin America by delivering integrated, scalable payments and banking solutions through a cloud-native platform.
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What we offer
Dock Core
Customizable, Flexible, And Agile Platform For Financial Services.
Pricing not published
Dock Banking
Empower your business with Dock Banking's digital banking and payments solutions.
Pricing not published
dock.tech/solucion/banking/Dock One
Scale Your Operations Globally With Dock One's Advanced Platform.
Pricing not published
dock.tech/dock-oneCards & Credit
Manage and launch customized cards with global reach and benefits.
Pricing not published
dock.tech/solucion/cards-credit/Acquiring
Transform your business payment ecosystem with end-to-end white-label acquiring solutions.
Pricing not published
dock.tech/solucion/acquiringFraud Prevention
Essential protection against fraud throughout every customer interaction.
Pricing not published
dock.tech/solucion/fraud-preventionMarket segments
Market size by segment
Growth potential (CAGR)
Card issuing and processing
Capabilities to issue and process virtual and physical cards with real-time authorizations, network routing (Visa/Mastercard), tokenization, JIT funding and settlement for programme operators.
Products: Cards & Credit, Dock Core, Dock One
Embedded finance (BaaS)
API‑first banking and payments capabilities and partner network that enable brands and fintechs to embed deposits, cards, payments and lending into non‑financial products.
Products: Dock Core, Dock One, Dock Banking
Payment processing and merchant services
Core acceptance and settlement capabilities including authorization, routing, and merchant acquiring for online and omnichannel transactions.
Products: Acquiring, Dock Banking, Dock Core, Dock One
Fraud detection and risk management
Capabilities to detect, score, and manage transaction and user fraud across onboarding, checkout, and payouts using AI, rules engines, IP/proxy analysis, and case management.
Products: Fraud Prevention, Dock Core, Dock One, Cards & Credit, Dock Banking
More information about our offering
Dock Core
Dock Core is a cloud-native platform that provides customizable, API-driven payment and banking capabilities for enterprises. It enables card issuance and processing, BIN sponsorship, acquiring, fraud prevention, and embedded financial services, with APIs that allow modular integration and rapid scaling.
Pricing not published
- Customize And Scale RapidlyEnhance your service offerings seamlessly through easy-to-integrate APIs, allowing for tailor-made solutions that evolve with your business needs.
- Scale Your Operations GloballyAccess a comprehensive suite of services that grows with your enterprise, ensuring you meet market demands efficiently.
- Secure Transactions AutomaticallyLeverage advanced AI-driven fraud detection mechanisms that operate in real-time, safeguarding your transactions and boosting customer trust.
- Simplify Compliance And ManagementReduce operational hassle as Dock handles complex regulatory requirements, allowing businesses to focus on growth while ensuring compliance.
- Launch Card Programs QuicklyEmpower your business with the flexibility to issue both physical and virtual cards tailored to your target audience needs.
- Access Resources 24/7Empower your team with round-the-clock access to training materials, API documentation, and technical support.
Dock Banking
Dock Banking is a platform offering digital banking and payments capabilities, including digital accounts, Pix payments, open financing, and boleto/vouchers marketplace, plus white-label acquiring to enable scalable financial services.
Pricing not published
- Transform Your BusinessLeverage specialized solutions to enable a complete white-label acquiring process that enhances your business offerings.
- Launch Digital AccountsQuickly launch digital banking accounts and enhance your customer experience with seamless payment capabilities.
- Secure TransactionsUtilize advanced fraud detection and prevention machinery to protect your business and customers.
- Expand Financing OptionsOffer open finance solutions that allow for innovative financial products and services tailored to customer needs.
- Facilitate Instant PaymentsImplement Pix payment solutions that provide speed and flexibility in transaction processing, enhancing user experience.
- Manage Vouchers EfficientlyCreate a marketplace for vouchers that allows users to purchase and redeem a variety of services and products easily.
Dock One
Dock One is a cloud-native, multi-country platform designed to scale operations globally. It features a modular, API-driven architecture, real-time data capabilities, and extensive partner connectivity, enabling rapid deployment of embedded finance solutions.
Pricing not published
- Supports Multi-Country OperationsEnables seamless scalability across various geographic markets.
- Streamlines Interface IntegrationsPromotes easy integration with existing systems and tools.
- Provides Complete Payment SolutionsEnsures all aspects of payment processing are covered, enhancing operational efficiency.
- Adapts To Any Banking EnvironmentCustomizes operations to fit local regulations and currency requirements.
- Provides Immediate InsightsAllows instant data-driven decisions to optimize operations.
- Secures TransactionsReduces risk and enhances security through intelligent fraud detection.
- Enables Big Data AnalyticsFacilitates data-driven decision-making and operational improvements.
- Enhances Network ReachIncreases service capabilities with strong partner associations.
Cards & Credit
Cards & Credit is a solution to issue and manage brand cards, including credit, debit, international and private-label options. It supports physical and virtual cards, inventory management, and integration with major card brands to enable customized card programs.
Pricing not published
- Customize Your CardsEnable tailored card designs that align with your brand identity.
- Secure TransactionsProtect customer transactions and reduce fraud with advanced AI technology.
- Connect with Major BrandsSeamlessly integrate with leading card networks to enhance transaction capabilities.
- Enhance Customer LoyaltyImplement multi-benefit cards that drive customer engagement and loyalty.
- Enable Lending SolutionsEasily integrate credit offerings into customer transactions, maximizing opportunities.
- Efficient Inventory ControlStreamline card issuance and management with advanced inventory tools.
- Offer Diverse Card TypesProvide flexibility with both physical and digital card offerings.
- Access Global MarketsOffer cards that cater to international customers with multiple functionalities.
Acquiring
Acquiring is a service providing end-to-end white-label acquiring capabilities to transform a business's payments ecosystem.
Pricing not published
- Simplifies Market EntryAaaS provides businesses with a plug-and-play acquiring solution, enabling quick access to payment processing without extensive infrastructure.
- Transforms Payment EcosystemOur end-to-end service integrates all aspects of payment processing, providing businesses with a robust infrastructure to manage transactions seamlessly.
- Custom BrandingBusinesses can customize acquiring solutions under their own brand, enhancing customer loyalty and engagement.
- Ensures Secure TransactionsAdvanced algorithms and real-time monitoring help detect and prevent fraudulent activities, safeguarding user transactions.
Fraud Prevention
Fraud Prevention is a solution offering authentication, detection, and prevention across the customer journey, including biometric authentication, background checks, transactional fraud protection, and multichannel communications.
Pricing not published
- Provide End-to-End SecurityEnsure complete fraud protection throughout the customer journey, enhancing trust and security.
- Prevent Transactional FraudImplement robust monitoring to catch and stop fraudulent transactions in real-time.
- Detect Fraud Using AIUtilizing advanced algorithms, monitor patterns and anomalies to swiftly identify fraudulent activities.
- Enhance User VerificationUtilize unique biological traits to ensure authorized access securely.
- Validate Identity EffectivelyImplement checks that confirm user identity and authenticity to mitigate fraud risk.
- Notify Across Multiple ChannelsEngage customers through email, SMS, and calls for immediate fraud alerts, increasing responsiveness.
- Utilize Predefined RulesEasily implement effective rules for faster fraud identification and prevention.
- Pay Only For What You UseAdaptable payment structure allowing cost management according to operational needs.
Sources
Methodology and sourcing behind the figures and links shown above.
Card issuing and processing
Juniper Research reports the modern card issuing platforms market at $1.8bn (2025) and forecasts $4.2bn by 2030; this implies ~18.5% CAGR (2025–2030). For context, the broader credit card market (~$1.84tn in 2024, low single-digit CAGR) shows card issuing platforms are a small but faster-growing niche within payments.
Embedded finance (BaaS)
Estimate anchored on multiple cited forecasts: GM Insights explicitly reports a global market size of USD 149.1B in 2025; MarketsandMarkets reports USD 99.6B in 2023 with a 16.8% CAGR to 2029; Bain provides a US sub-market view ($22B in 2021 to $51B in 2026); Portage projects >USD1T by 2032 (CAGR ~32%). These sources show variation by scope (global vs US, transaction value vs revenue) and horizon; a blended, conservative growth potential of ~20% CAGR reflects the range of published forecasts and the rapid platform-led expansion of BaaS/embedded finance.
- The global embedded finance market was estimated at USD 149.1 billion in 2025.
- The global embedded finance market, valued at US$99.6 billion in 2023, is forecasted to grow at a robust CAGR of 16.8%.
- We estimate the 2021 US market for platforms and enablers at $22 billion in total revenue across payments, lending, banking, and cards.
- By 2032, the global embedded finance market is projected to exceed US$1 trillion, reflecting a ten-year ... CAGR of 32%.
Payment processing and merchant services
Selected The Business Research Company’s payment-processor figures as the primary estimate because its definition (credit/debit/e-wallet processors) best matches core acceptance and settlement/merchant services. That source reports $64.63B in 2025 and ~11.2% CAGR to 2030. PrecedenceResearch reports a broader “payment processing solutions” market of $173.38B in 2025 with a higher 19.76% multi-year CAGR, indicating a larger scope (includes eWallets and platform solutions); this was used to show the upper-range/alternative estimate.
Fraud detection and risk management
Used MRFR / Market Research Future 2024 market-size ($39.02B) as a baseline and near-term projections from PR Newswire (MarketsandMarkets report cited) showing ~USD 66–66.6B by 2028/2030. MarketsandMarkets lists a ~15.5% CAGR (2025–2030); PR Newswire implies ~14.2% CAGR from a ~$39B base to $66.6B by 2028. I selected the 2024 market size (39.02B) and a near-term growth potential of ~14.2% CAGR consistent with those near-term forecasts.
- Dock Instituição de Pagamento S.A.
- Dock Banking
- Dock One
- Cards & Credit
- Acquiring
- Fraud Prevention
- $1.8bn Total transaction value in 2025 $4.2bn Total transaction value in 2030 129% 2025 to 2030 market growth
- 2024 Market Size$ 1,839.58 Billion CAGR (2025 - 2035) 2.83%
- The global embedded finance market was estimated at USD 149.1 billion in 2025.
- The global embedded finance market, valued at US$99.6 billion in 2023, is forecasted to grow at a robust CAGR of 16.8%.
- We estimate the 2021 US market for platforms and enablers at $22 billion in total revenue across payments, lending, banking, and cards.
- By 2032, the global embedded finance market is projected to exceed US$1 trillion, reflecting a ten-year ... CAGR of 32%.
- Payment Processor market size has reached to $64.63 billion in 2025
- The global payment processing solutions market size was estimated at USD 173.38 billion in 2025
- 2024 Market Size $39.02 Billion
- Fraud Detection and Prevention Market worth $66.6 billion by 2028
- projected to expand from USD 32.00 billion in 2025 to USD 65.68 billion by 2030, exhibiting a CAGR of 15.5%
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