WorldFirst Unclaimed
WorldFirst is a global fintech providing multi-currency accounts and international payment solutions for businesses.
WorldFirst is a global fintech that enables businesses to pay and get paid internationally through multi-currency accounts, competitive foreign exchange rates, and global transfers. The company serves millions of businesses worldwide, offering scalable payments infrastructure and API-driven tools to integrate with accounting software and financial workflows. With a focus on speed, compliance, and simplicity, WorldFirst supports diverse customers from e-commerce and importing/exporting to freelancers and enterprises, helping them manage cross-border payments and international cash flows more efficiently.
To empower businesses to pay and get paid globally with fast, compliant, and API-driven cross-border payment solutions.
What we offer
World Account
Manage multi-currency accounts for seamless international payments and transfers.
www.worldfirst.com/global/product/World Card
Facilitates fast and efficient card payments for global business transactions.
www.worldfirst.com/global/product/pay/world-card/World Card with Cashback
Earn cashback on your purchases with the World Card.
www.worldfirst.com/uk/product/pay/world-card/Global Checkout
Facilitates seamless international transactions for e-commerce businesses.
www.worldfirst.com/global/enterprise/product/global-checkout/Business Account
Efficiently manage cross-border payments and liquidity with our dedicated business account.
www.worldfirst.com/global/enterprise/product/business-account/Global Spend
Enhance spend management for global teams through streamlined cross-border transactions.
www.worldfirst.com/global/enterprise/product/global-spend/Real-Time Treasury
Enhances cash management and liquidity in real-time for global enterprises.
www.worldfirst.com/global/enterprise/product/real-time-treasury/AI FX
Enhance FX strategies with AI-driven insights for better decision-making.
www.worldfirst.com/global/enterprise/product/ai-fx/Embedded Finance
Streamline Payments and FX Integration for Your Business.
www.worldfirst.com/global/enterprise/product/embedded-finance/FX
Efficiently manage currency risk and streamline international payments.
www.worldfirst.com/global/product/fx/1688 World Pay
Easily pay 1688 suppliers with seamless cross-border payments.
www.worldfirst.com/global/product/pay/1688-world-pay/Importer & Exporter
Streamline your international payments and manage cross-border transactions effectively.
www.worldfirst.com/global/product/pay/pay-business-partners/E-commerce Seller Solution
Streamline cross-border payments and marketplace payouts for e-commerce sellers.
www.worldfirst.com/global/solution/ecommerce-seller-solution/Freelancer & Developer
Streamline international payments for freelancers and developers with efficient solutions.
www.worldfirst.com/global/solution/freelancer/Market segments
Market size by segment
Growth potential (CAGR)
Cross-border and multi-currency payments
Capabilities to process multi-currency and cross-border transactions with settlement support and compliance controls for global merchants.
Foreign exchange risk management
Services and tooling to execute spot and forward FX, fix future rates, hedge currency exposure, and optimize rates using automated and AI-driven capabilities.
Embedded finance and banking-as-a-service
Programmatic financial infrastructure and APIs enabling platforms to embed account onboarding, connected accounts, card issuing, payouts, and payment orchestration into their products.
Treasury and cash management
Corporate cash management across currencies including centralized multi-currency accounts, automated bill pay, expense controls, and yield on deposits for liquidity optimization.
Marketplace payments and billing infrastructure
Payment orchestration and billing for multi-tenant platforms and marketplaces, including Stripe Connect marketplace routing, multi-tier billing, usage-based plans, and payout reconciliation.
More information about our offering
World Account
Global multi-currency account platform offering competitive FX and international transfers to pay and get paid across borders. Integrates with common accounting software to streamline reconciliation.
- Minimize Conversion FeesMaintain balances in various currencies to avoid unnecessary conversion fees and make payments directly in local currencies.
- Streamline Reconciliation ProcessReduce manual work and errors by automatically syncing transactions between the World Account platform and your accounting software.
- Facilitate Cross-Border PaymentsEasily manage payments to suppliers and customers anywhere in the world with just a few clicks.
- Save on Currency ConversionsBenefit from low-cost currency exchanges that enable businesses to manage their international expenses more effectively.
World Card
Card solution enabling physical and virtual World Card payments for business operations.
- Issue Cards InstantlyQuickly issue physical and virtual cards to streamline payment processes across international markets.
- Support Global PaymentsEnable transactions in various currencies, enhancing operational flexibility for international businesses.
- Enhance Transaction SecurityImplement state-of-the-art security measures to safeguard transactions and prevent fraud.
- Manage Expenses EfficientlyUtilize tools to monitor, categorize, and control business expenses associated with payments.
- Streamline Financial OperationsIntegrate World Card transactions with popular accounting platforms to simplify financial management.
World Card with Cashback
World Card variant featuring cashback on eligible transactions.
- Earn CashbackCustomers earn cashback rewards on eligible purchases made with the World Card, providing extra value with every transaction.
- Apply Easily OnlineCustomers can apply for the World Card online in a streamlined process, enabling fast access to funds and benefits.
Global Checkout
Enterprise-grade global payments checkout platform designed to streamline cross-border payments.
- Accept Global PaymentsGlobal Checkout enables merchants to accept multiple currencies, simplifying transactions for customers and expanding market reach.
- Integrate EffortlesslyThe Global Checkout platform provides smooth integration capabilities with popular e-commerce solutions, allowing businesses to launch international payment functionalities quickly and efficiently.
- Ensure SecurityBuilt with industry-leading security measures, Global Checkout protects sensitive customer data while meeting global compliance standards, reassuring businesses and their customers.
- Access InsightsGet real-time insights into transaction statuses, helping businesses make informed decisions based on current sales data.
Business Account
Business-focused account for managing cross-border payments and liquidity.
- Hold Multiple CurrenciesEnables businesses to receive, manage, and pay in different currencies, reducing currency conversion fees and maximizing control over cash flow.
- Transfer GloballyFacilitate international transactions quickly, allowing businesses to pay suppliers and employees across different nations without hassle.
- Integrate EffortlesslyConnect the Business Account with your existing financial systems to automate transactions and streamline bookkeeping processes.
- Save on FX CostsLeverage favorable rates when sending cross-border payments, thereby saving on transaction costs.
- Maintain ComplianceEnsure your business operates within legal frameworks while managing international payments efficiently.
Global Spend
Centralized spend management for international teams with cross-border capabilities.
- Execute Global TransactionsEnable seamless payments across borders, ensuring faster transaction processes that cater to international suppliers and clients.
- Manage All SpendingBring all spending activities under one roof, facilitating better visibility and control over international financial operations.
- Ensure Regulatory ComplianceImplement measures that comply with financial regulations, safeguarding against potential operational risks.
- Secure Best RatesLeverage real-time currency exchange services to optimize financial transactions and reduce costs.
- Simplify Financial ProcessesIntegrate with existing accounting systems like Xero to ensure a smooth and efficient financial operation.
Real-Time Treasury
Real-time treasury management and liquidity for global businesses.
- Gain Immediate InsightsAccess real-time data on cash flow and liquidity, streamlining decision-making and ensuring optimal cash management.
- Easily Integrate SystemsFacilitate smooth data exchange between platforms, enhancing financial management and operational workflows.
- Automate Payment ProcessesEnhance operational efficiency by automating payment workflows, minimizing errors, and saving time.
- Create Tailored ReportsGenerate insightful reports tailored to your business requirements, aiding in strategic planning and compliance.
AI FX
AI-powered FX tooling to optimize foreign exchange decisions.
- Leverage AI InsightsMake informed trading decisions based on real-time AI analytics, maximizing currency trading potential.
- Automate Trading ProcessesReduce manual workload and ensure timely transactions, optimizing the efficiency of your FX operations.
- Access Live AnalyticsStay ahead in the competitive FX landscape with continuous access to market updates and analysis.
- Support Global TransactionsEasily manage foreign exchange across multiple currencies without hassle.
- Navigate EasilyOptimize your trading experience with an interface that allows for easy operation and management.
Embedded Finance
Embedded finance capabilities to integrate payments and FX into your platform.
- Integrate Payments SeamlesslyEasily connect payment functionalities to your digital platform, allowing for smooth transactions without disrupting user workflows.
- Access Competitive FX RatesEnable businesses to transact in multiple currencies with favorable rates, reducing costs and improving margins on international transactions.
- Facilitate Multi-Currency TransactionsAllow businesses to operate in different currencies, expanding their reach and capabilities in the global market.
- Utilize an API ToolkitLeverage APIs for easy integration of payment and FX functionalities, enhancing operational efficiency across your platform.
- Ensure Compliance EffortlesslyMaintain compliance with local and international regulations automatically, allowing you to focus on growth.
FX
Foreign exchange services including spot contracts, forward contracts, and rate fixing.
- Mitigate Currency RiskEstablish future exchange rates to shield against currency volatility, ensuring predictable costs.
- Lock In RatesGuarantee exchange rates for upcoming transactions, reducing the uncertainty associated with fluctuating markets.
- Get Assured RatesSecure predetermined exchange rates to benefit from ideal market conditions, safeguarding your transactions.
- Immediate Currency ExchangeFacilitate prompt currency exchanges at current market rates, optimizing immediate financial operations.
- Optimize Currency FlowsUtilize smart solutions for effective currency transactions, enhancing overall financial efficiency.
1688 World Pay
Pay 1688 suppliers using WorldFirst's cross-border payments platform.
- Simplify Payments To 1688Leverage WorldFirst's platform to effortlessly manage and execute payments to 1688 suppliers, ensuring swift and compliant transactions for your business needs.
Importer & Exporter
Industry solution for importers and exporters to manage cross-border payments.
- Simplify Global PaymentsMulti-currency accounts allow businesses to hold, convert, and transact across various currencies, reducing conversion fees and enhancing cash flow management.
- Facilitate International TradeStreamlined cross-border payment solutions enable businesses to focus on their core operations while ensuring seamless international transactions.
- Maximize SavingsAccess better foreign exchange rates to save money on international transactions, making payments more cost-effective for your business.
- Enhance Workflow EfficiencyUsing API-driven tools, businesses can customize financial workflows and streamline their accounting processes, enhancing operational efficiency.
E-commerce Seller Solution
Industry solution for e-commerce sellers to get paid by marketplaces and manage cross-border payments.
- Receive Payments EasilySeamlessly integrate with multiple marketplaces to receive payments directly to your account, improving your cash flow and reducing delays.
- Transact In Any CurrencyManage sales across different countries with competitive exchange rates, minimizing currency conversion fees and maximizing revenue.
- Stay CompliantStay compliant with local and international regulations, ensuring smooth business operations without legal hassles.
- Integrate With Accounting SoftwareLink with popular accounting tools to streamline financial reporting and management, enhancing operational efficiency.
- Customize Your IntegrationBuild a tailored solution using our API that fits your specific business needs, ensuring optimal workflow integration.
Freelancer & Developer
Industry solution tailored for freelancers and developers to receive payments globally.
- Receive Payments In Multiple CurrenciesFlexibility in receiving payments in different currencies enables freelancers to cater to clients worldwide and minimize costs associated with currency conversion.
- Protect Transactions With Advanced SecurityImplementing best-in-class security measures gives peace of mind to freelancers, allowing them to focus on their work without worrying about transaction risks.
- Maximize Earnings Through FX SavingsBy utilizing competitive FX rates, freelancers can save on conversion costs, translating to higher earnings when exchanging their income.
- Send Payments Globally With EaseEfficient transfer solutions minimize delays and provide freelancers with quick access to their funds.
- Automate Financial WorkflowsWith integration capabilities, freelancers can streamline their financial processes, enhancing productivity and reducing administrative tasks.
References
Methodology and sourcing behind the figures shown above.
Cross-border and multi-currency payments
Primary data from Juniper Research’s Cross-border Payments report (search results) gives a total cross-border payments value of $50.8bn in 2026 and $62.9bn in 2030. Using those figures, the implied CAGR from 2026–2030 is ~5.5%. No other provided results contained explicit market size/CAGR, so Juniper’s forecast is used as the basis for the estimate for the cross-border and multi-currency payments segment for global merchants.
Foreign exchange risk management
Primary datapoint: Spherical Insights values the global foreign exchange market at USD 762.67B (2023) with a 6.73% CAGR to 2033. Using that as the market context, I estimate the addressable market for FX risk-management services and tooling (corporate hedging platforms, treasury/hedge advisory, bank hedging services, and SaaS automation/AI tools) at roughly 1% of the overall FX market (~USD 7.6B in 2023). Growth potential (CAGR ~8%) is set modestly above the broader FX market rate to reflect accelerating digitization, adoption of automated/AI-driven hedging tools, and rising corporate hedging demand noted in trade/industry guidance.
Embedded finance and banking-as-a-service
Search results show divergent estimates: embedded finance market reports range from ~US$99.6B (2023) to US$148.4B (2025) while BaaS (a subset) is ~US$22–25B in 2025. Forecast CAGRs vary widely (≈16.8%–31.5%). I select the PrecedenceResearch 2025 embedded-finance estimate (USD 148.38B) as the baseline market size and a conservative ~17.8% CAGR (aligned with multiple BaaS and market-research forecasts) to reflect realistic growth for the combined embedded finance + BaaS opportunity given differing methodologies across sources.
- The global embedded finance market size is estimated at USD 148.38 billion in 2025
- The global embedded finance market, valued at US$99.6 billion in 2023... forecasted to grow at a robust CAGR of 16.8%
- The global banking as a service market was estimated at USD 24.8 billion in 2025.
- The global banking as a service market size is likely to be valued at US$22.5 Bn in 2025... reach US$70.8 Bn by 2032, growing at a CAGR of 17.8%.
- Embedded finance market, projected to reach USD 7.2 trillion by 2030.
- Projected to increase from $22.5 billion in 2020 to $384 billion by 2029, according to KBV Research.
Treasury and cash management
Estimate anchored to multiple market reports in the search results. Coherent Market Insights and Market Research Future both place the treasury/treasury-software market near $7.5B in the mid-2020s; The Insight Partners projection implies stronger growth to ~US$8.99B by 2031. Given variation across sources (CAGRs shown: ~7.0%–14.0%), a central near-term market size of ~$7.5B and a growth potential of ~10% CAGR reflects consolidation of software, services, and cash-management capabilities and ongoing digital adoption.
Marketplace payments and billing infrastructure
Marketplace payments and billing infrastructure is a niche subset of broader payments infrastructure and Payment-as-a-Service markets. Reported benchmarks: Payment as a Service ≈ $14.0B (2024) and payment aggregator ≈ $8.2B (2026), with payment gateway and digital payment infrastructure markets substantially larger. Using these comparables and treating marketplace billing/orchestration (Connect-like routing, multi-tenant billing, payouts) as a focused segment of PaaS/aggregator offerings, I estimate a 2024–2026 market size around $6.5B and growth potential roughly in line with fast-growing PaaS/aggregator segments (~18% CAGR).
- Payment gateway market size was estimated at USD 26.7 billion in 2024; CAGR of 12.6% from 2024 to 2029.
- Payment as a Service Market Size was estimated at 14.01 USD Billion in 2024; CAGR 20.8% (2025–2035).
- Digital Payment Infrastructure Market was valued at USD 86.05 Billion in 2025; CAGR 7.68% (2026–2035).
- Global payment aggregator market size stood at USD 8.22 Billion in 2026; expected CAGR of 18% (2026–2035).
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