BBILL logo

BILL Unclaimed

Fintech

www.bill.com

BILL is a financial operations platform that automates payables, receivables, and spend management for businesses and accounting firms.

BILL is a financial operations platform designed to help small- and mid-size businesses and accounting firms automate and optimize financial workflows. It unifies payables, receivables, and spend management on a single platform, delivering real-time visibility, stronger controls, and scalable cash-flow management. BILL emphasizes security and governance, and aims to reduce manual work while delivering actionable intelligence to fuel growth. The company serves hundreds of thousands of customers and thousands of accounting firms, with a network that includes millions of members and has processed over $1 trillion in payments.

To eliminate manual work in financial operations and deliver actionable intelligence to fuel growth.

What we offer

BILL Integrated Platform

Streamline financial operations with BILL's integrated platform for AP, AR, and spend management.

www.bill.com/product

BILL Spend & Expense

Streamline expense management with automated processes and real-time visibility for better budget control.

www.bill.com/product/spend-and-expense

1099 Filing

Streamline your tax filing process with automated 1099 and W-9 management.

www.bill.com/product/1099-filing

Accountant Console

Enhances efficiency and client service for accounting professionals.

www.bill.com/product/accountant-console

BILL Mobile App

Easily manage bills and expenses anytime, anywhere with the BILL mobile app.

www.bill.com/product/mobile-app

Payments Services

Streamline your payables process with a free vendor payment solution.

www.bill.com/product/payments-services

Who do we serve

Accounting Firms Serving Small Businesses

Accounting firms serving SMBs seeking practice management, client workflows, and 1099 compliance.

Small And Midsize Businesses In Services And Retail

SMBs in services or retail seeking unified financial ops to manage AP, AR, and spend.

Contractor-Heavy Organizations

Organizations relying on contractors and vendors needing 1099 compliance and streamlined payments.

Global Vendors And International Payments

Provides secure, governed cross-border payments for organizations with international vendor networks.

Market segments

Market size by segment

Growth potential (CAGR)

Accounts payable automation

3.8 Billion USD10.3% CAGR

Capabilities that automate invoice intake, approval, scheduling, and vendor payments to reduce manual work and accelerate payables.

Accounts receivable automation and collections

3.398 Billion USD10.18% CAGR

Capabilities that automate invoicing, reconciliation, credit workflows and buyer-centric collections to reduce DSO and manual AR overhead.

Corporate card and employee spend management

8.2 Billion USD9% CAGR

Capabilities to issue and control corporate cards, enforce policy, capture receipts, and automate expense reporting and reconciliation.

Contractor payments and compliance

3 Billion USD10% CAGR

Services that handle contractor payments, 1099/tax processing, payroll integrations, and compliance for independent worker engagements.

More information about our offering

BILL Integrated Platform

BILL Integrated Platform is a unified cloud-based financial operations platform that combines accounts payable, accounts receivable, and spend management into a single system. It enables automated, end-to-end workflows with real-time visibility, centralized governance, and seamless data synchronization with accounting software to accelerate month-end close.

  • Unifies Financial Workflows
    Simplifies financial operations by consolidating key functions into one user-friendly interface.
  • Streamlines Processes
    Minimizes manual work and accelerates financial close with tailored automation.
  • Protects Sensitive Information
    Ensures data integrity and compliance with advanced security measures.
  • Protect Financial Data
    Ensure the safety of your transactions and data with advanced security measures compliant with industry standards.
  • Connects With Your Software
    Facilitates easy integration with existing financial systems to enhance functionality and data flow.
  • Automate Bill Processing
    Employ artificial intelligence for smart invoice capture and approval, minimizing the burden of manual entry.
  • Enhance Risk Management
    Strengthen your financial governance by customizing access and authority levels, mitigating risk associated with payments.
  • Simplify Invoice Management
    Streamline your invoicing process to ensure quicker payments by allowing various methods of payment.
  • Enhance Fraud Defense
    Require a secondary approval step to minimize fraudulent activities and errors.
  • Enhances Decision-Making
    Provides immediate insights into financial status, improving timely decision-making.
  • Streamline Payments Effortlessly
    Utilize ACH payments for quick, secure, and efficient transactions, reducing costs associated with traditional payment methods.
  • Ensure Compliance
    Implement robust tracking to enhance accountability and reduce fraud risks with segregated duties and a transparent approval process.
  • Increase Payment Flexibility
    Utilize credit cards for vendor transactions to leverage rewards and manage cash flow more effectively.
  • Monitor Approval Status
    Check and track the status of approvals in real time, ensuring timely processing.
  • Strengthen Client Relationships
    Fosters collaborative efforts by organizing client data and communications seamlessly.
  • Monitor Payments Instantly
    Provides real-time insights into payment processes, ensuring timely status updates and fostering operational transparency.
  • Manage Finances On-The-Go
    Empowers users to handle transactions anytime, providing flexibility and control.
  • Facilitate Global Transactions
    Effortlessly manage cross-border payments, simplifying transactions with international vendors.
  • Optimize Purchasing
    Enhance organizational efficiency by automating procurement tasks and integrating them with payables.
  • Simplifies User Experience
    Eliminates the need for multiple logins, facilitating easier navigation.

BILL Spend & Expense

BILL Spend & Expense integrates smart corporate cards with AI-powered expense management, simplifying employee expenses and budget tracking through automation. It offers real-time visibility into spending and seamless integration with accounting systems.

  • Automate Workflows
    Leveraging AI to automate workflows minimizes human error and enhances efficiency across financial operations.
  • Simplify Expenses
    Automate tracking and categorization of expenses for faster reporting and less manual effort.
  • Control Budgets Effectively
    Build flexible budgets, assign funds, and track spending accurately in real-time.
  • Gain Actionable Insights
    Utilize powerful reporting tools for transparency and accountability in spending.
  • Acquire Quick Funding
    Receive immediate access to business credit tailored to your company's needs.
  • Streamline Reimbursements
    Handle reimbursements with efficiency, integrating them into your overall expense tracking.
  • Enhance Security
    Use virtual cards to securely manage expenses and control spending limits.
  • Manage On-The-Go
    Approve transactions and manage expenditures in real-time through the mobile app.
  • Reap Reward Benefits
    Maximize spending potential with rewards that can enhance your business operations.
  • Ease Vendor Payments
    Facilitate easier and quicker vendor payments through integrated payment services.

1099 Filing

End-to-end 1099 filing solution to simplify taxes, including W-9 automation and 1099 filing.

  • Simplify 1099 Submissions
    Automates the entire process of filing 1099 forms to ensure compliance and efficiency during tax season.
  • Automate W-9 Collection
    Collect W-9s effortlessly from vendors using the BILL W-9 Agent, reducing manual effort by over 80%.
  • Gain Visibility on Payments
    Ensures that all payments are tracked transparently, aiding in audit readiness and financial reporting.

Accountant Console

Accountant Console to simplify workflows, accelerate client service, and discover opportunities to grow your practice.

  • Enhance Efficiency
    Optimizes processes to allow firms to focus on high-value work and better serve clients.
  • Gain Insights
    Empowers accountants with immediate access to critical data, ensuring timely and informed client interactions.
  • Strengthen Client Relationships
    Fosters collaborative efforts by organizing client data and communications seamlessly.

BILL Mobile App

Mobile app to approve, pay, and manage your bills and expenses on the go.

  • Access Bills From Anywhere
    Use the mobile app to review, approve, and pay bills instantly, keeping operations smooth and efficient while on the go.
  • Ensure Payment Security
    Utilize advanced security measures to ensure safe transactions, protecting your sensitive financial information.
  • Create Invoices On-The-Go
    Effortlessly generate and send invoices from anywhere, improving cash flow and operational efficiency.
  • Stay Updated Instantly
    Get immediate notifications for bills due, ensuring timely action and avoiding late payments.
  • Automate Expense Reports
    Leverage AI to automatically track and categorize expenses directly in the app.

Payments Services

Payments Services is a free vendor payment solution from BILL Spend & Expense that streamlines the payables process, allowing users to easily manage large invoices and automate payment workflows effectively.

  • Utilize At No Cost
    Access a complete payment processing solution at no cost, helping businesses reduce overhead and optimize financial management.
  • Ensure Payment Safety
    Utilizes multi-layered security protocols to safeguard financial transactions and customer information against fraud.
  • Automate Payments With Ease
    Simplifies payment processes by automating typical workflows, allowing for quicker and more efficient invoice management.
  • Efficiently Manage Vendor Payments
    Facilitates timely and secure payments to vendors, helping businesses enhance their supplier relationships and ensure on-time settlements.
  • Seamlessly Connect With Existing Systems
    Allows integration with leading accounting software for simplified data entry and reconciliation, reducing manual errors.
  • Monitor Payments Instantly
    Provides real-time insights into payment processes, ensuring timely status updates and fostering operational transparency.

References

Methodology and sourcing behind the figures shown above.

Accounts payable automation

Primary estimate uses Future Market Insights (FMI) as the most specific source for "accounts payable automation" (reports 2026 market size and a 10.3% CAGR to 2036). Alternative published estimates vary widely (The Business Research Company projects $5.42B in 2025 and a 21.6% CAGR to 2030; Market Research Future reports a smaller base $1.41B in 2024 and ~8.8% CAGR). The FMI figure was selected as the primary because it explicitly covers AP automation with a detailed 2026–2036 forecast; other sources are cited for context.

Accounts receivable automation and collections

Primary source: Market Research Future (MRFR) provides a 2024 market size estimate of about USD 3.398B and a forecast CAGR of 10.18% (2025–2035). SNS Insider offers a higher 2025E estimate (USD 4.48B) and a faster CAGR (13.1%, 2026–2033); MRFR chosen as primary due to more recent update and explicit 2024 baseline.

Corporate card and employee spend management

Search results show the expense-management / corporate-spend market clustered around $7.5–8.3B in 2025. Reported forecast CAGRs range ~7.4%–11.1% across vendors and horizons; combining those expense-management forecasts and corporate-card growth (~9.8%) yields a mid‑range CAGR estimate of ~9.0% and a 2025 market baseline of ~$8.2B.

Contractor payments and compliance

Search results show wide variance by scope: narrow "contractor payment software" estimates ~USD 1.03B (2025) while broader "contractor payments/platforms" estimates $8.4B (2025); a LinkedIn-cited report lists ~$3B current size and ~12.2% CAGR. Given differing definitions (software-only vs platforms + payments + compliance), I estimate a mid-point addressable market of about $3.0B in 2025 for contractor payments & compliance, and a balanced growth potential of ~10% CAGR reflecting accelerating gig economy demand and compliance automation (reported CAGRs range ~6.8–14.2%).

Related Organizations