{"schemaVersion":1,"profileUrl":"https://nowen.ai/agents/bill-com","markdownUrl":"https://nowen.ai/agents/bill-com.md","jsonUrl":"https://nowen.ai/agents/bill-com.json","name":"BILL","website":"https://www.bill.com","industry":"Fintech","status":{"trust":"unclaimed","text":"Unclaimed: compiled by Nowen from public sources, not reviewed by the company"},"updatedAt":"2026-09-06T23:04:24.084Z","summary":"BILL is a financial operations platform that automates payables, receivables, and spend management for businesses and accounting firms.","description":"BILL is a financial operations platform designed to help small- and mid-size businesses and accounting firms automate and optimize financial workflows. It unifies payables, receivables, and spend management on a single platform, delivering real-time visibility, stronger controls, and scalable cash-flow management. BILL emphasizes security and governance, and aims to reduce manual work while delivering actionable intelligence to fuel growth. The company serves hundreds of thousands of customers and thousands of accounting firms, with a network that includes millions of members and has processed over $1 trillion in payments.","mission":"To eliminate manual work in financial operations and deliver actionable intelligence to fuel growth.","directory":{"industryName":"Fintech","agentCount":133,"indexable":true,"hubUrl":"https://nowen.ai/industry/fintech"},"aiReaderFamilies":["OpenAI","Perplexity","Amazon"],"boonFrontDoor":{"url":"https://boon.ai/agents/bill-com","label":"Apply to BILL's partner program through Boon","sub":"Your AI agent writes the proposal: who you are, the fit, and a first step."},"products":[{"name":"BILL Integrated Platform","type":"Platform","url":"https://www.bill.com/product","summary":"Streamline financial operations with BILL's integrated platform for AP, AR, and spend management.","description":"BILL Integrated Platform is a unified cloud-based financial operations platform that combines accounts payable, accounts receivable, and spend management into a single system. It enables automated, end-to-end workflows with real-time visibility, centralized governance, and seamless data synchronization with accounting software to accelerate month-end close.","pricing":{},"features":[{"name":"AP, AR, and Spend & Expense Unification","value":"Unifies Financial Workflows","valueDescription":"Simplifies financial operations by consolidating key functions into one user-friendly interface."},{"name":"Automated Workflows Across Modules","value":"Streamlines Processes","valueDescription":"Minimizes manual work and accelerates financial close with tailored automation."},{"name":"Security and Governance","value":"Protects Sensitive Information","valueDescription":"Ensures data integrity and compliance with advanced security measures."},{"name":"Security","value":"Protect Financial Data","valueDescription":"Ensure the safety of your transactions and data with advanced security measures compliant with industry standards."},{"name":"APIs and Integrations","value":"Connects With Your Software","valueDescription":"Facilitates easy integration with existing financial systems to enhance functionality and data flow."},{"name":"AI","value":"Automate Bill Processing","valueDescription":"Employ artificial intelligence for smart invoice capture and approval, minimizing the burden of manual entry."},{"name":"AP Controls","value":"Enhance Risk Management","valueDescription":"Strengthen your financial governance by customizing access and authority levels, mitigating risk associated with payments."},{"name":"Invoicing","value":"Simplify Invoice Management","valueDescription":"Streamline your invoicing process to ensure quicker payments by allowing various methods of payment."},{"name":"Fraud Protection","value":"Enhance Fraud Defense","valueDescription":"Require a secondary approval step to minimize fraudulent activities and errors."},{"name":"Real-Time Visibility and Control","value":"Enhances Decision-Making","valueDescription":"Provides immediate insights into financial status, improving timely decision-making."},{"name":"ACH Payments","value":"Streamline Payments Effortlessly","valueDescription":"Utilize ACH payments for quick, secure, and efficient transactions, reducing costs associated with traditional payment methods."},{"name":"Approvals","value":"Ensure Compliance","valueDescription":"Implement robust tracking to enhance accountability and reduce fraud risks with segregated duties and a transparent approval process."},{"name":"Pay By Card","value":"Increase Payment Flexibility","valueDescription":"Utilize credit cards for vendor transactions to leverage rewards and manage cash flow more effectively."},{"name":"Track Approvals","value":"Monitor Approval Status","valueDescription":"Check and track the status of approvals in real time, ensuring timely processing."},{"name":"Client Management","value":"Strengthen Client Relationships","valueDescription":"Fosters collaborative efforts by organizing client data and communications seamlessly."},{"name":"Real-Time Payment Tracking","value":"Monitor Payments Instantly","valueDescription":"Provides real-time insights into payment processes, ensuring timely status updates and fostering operational transparency."},{"name":"Mobile App Access","value":"Manage Finances On-The-Go","valueDescription":"Empowers users to handle transactions anytime, providing flexibility and control."},{"name":"International Payments","value":"Facilitate Global Transactions","valueDescription":"Effortlessly manage cross-border payments, simplifying transactions with international vendors."},{"name":"Procurement","value":"Optimize Purchasing","valueDescription":"Enhance organizational efficiency by automating procurement tasks and integrating them with payables."},{"name":"Single Login Across Modules","value":"Simplifies User Experience","valueDescription":"Eliminates the need for multiple logins, facilitating easier navigation."}]},{"name":"BILL Spend & Expense","type":"Product","url":"https://www.bill.com/product/spend-and-expense","summary":"Streamline expense management with automated processes and real-time visibility for better budget control.","description":"BILL Spend & Expense integrates smart corporate cards with AI-powered expense management, simplifying employee expenses and budget tracking through automation. It offers real-time visibility into spending and seamless integration with accounting systems.","pricing":{},"features":[{"name":"AI","value":"Automate Workflows","valueDescription":"Leveraging AI to automate workflows minimizes human error and enhances efficiency across financial operations."},{"name":"Expense Management","value":"Simplify Expenses","valueDescription":"Automate tracking and categorization of expenses for faster reporting and less manual effort."},{"name":"Budget Management","value":"Control Budgets Effectively","valueDescription":"Build flexible budgets, assign funds, and track spending accurately in real-time."},{"name":"Reporting & Insights","value":"Gain Actionable Insights","valueDescription":"Utilize powerful reporting tools for transparency and accountability in spending."},{"name":"Business Credit","value":"Acquire Quick Funding","valueDescription":"Receive immediate access to business credit tailored to your company's needs."},{"name":"Reimbursements","value":"Streamline Reimbursements","valueDescription":"Handle reimbursements with efficiency, integrating them into your overall expense tracking."},{"name":"Virtual Cards","value":"Enhance Security","valueDescription":"Use virtual cards to securely manage expenses and control spending limits."},{"name":"Mobile App","value":"Manage On-The-Go","valueDescription":"Approve transactions and manage expenditures in real-time through the mobile app."},{"name":"Rewards","value":"Reap Reward Benefits","valueDescription":"Maximize spending potential with rewards that can enhance your business operations."},{"name":"Payment Services","value":"Ease Vendor Payments","valueDescription":"Facilitate easier and quicker vendor payments through integrated payment services."}]},{"name":"1099 Filing","type":"Product","url":"https://www.bill.com/product/1099-filing","summary":"Streamline your tax filing process with automated 1099 and W-9 management.","description":"End-to-end 1099 filing solution to simplify taxes, including W-9 automation and 1099 filing.","pricing":{},"features":[{"name":"1099 filing","value":"Simplify 1099 Submissions","valueDescription":"Automates the entire process of filing 1099 forms to ensure compliance and efficiency during tax season."},{"name":"W-9 automation","value":"Automate W-9 Collection","valueDescription":"Collect W-9s effortlessly from vendors using the BILL W-9 Agent, reducing manual effort by over 80%."},{"name":"Real-time Payment Tracking","value":"Gain Visibility on Payments","valueDescription":"Ensures that all payments are tracked transparently, aiding in audit readiness and financial reporting."}]},{"name":"Accountant Console","type":"Product","url":"https://www.bill.com/product/accountant-console","summary":"Enhances efficiency and client service for accounting professionals.","description":"Accountant Console to simplify workflows, accelerate client service, and discover opportunities to grow your practice.","pricing":{},"features":[{"name":"Workflow simplification","value":"Enhance Efficiency","valueDescription":"Optimizes processes to allow firms to focus on high-value work and better serve clients."},{"name":"Real-time Visibility","value":"Gain Insights","valueDescription":"Empowers accountants with immediate access to critical data, ensuring timely and informed client interactions."},{"name":"Client Management","value":"Strengthen Client Relationships","valueDescription":"Fosters collaborative efforts by organizing client data and communications seamlessly."}]},{"name":"BILL Mobile App","type":"Product","url":"https://www.bill.com/product/mobile-app","summary":"Easily manage bills and expenses anytime, anywhere with the BILL mobile app.","description":"Mobile app to approve, pay, and manage your bills and expenses on the go.","pricing":{},"features":[{"name":"Mobile App Access","value":"Access Bills From Anywhere","valueDescription":"Use the mobile app to review, approve, and pay bills instantly, keeping operations smooth and efficient while on the go."},{"name":"Secure Payments","value":"Ensure Payment Security","valueDescription":"Utilize advanced security measures to ensure safe transactions, protecting your sensitive financial information."},{"name":"Bill Creation and Invoicing","value":"Create Invoices On-The-Go","valueDescription":"Effortlessly generate and send invoices from anywhere, improving cash flow and operational efficiency."},{"name":"Real-Time Notifications","value":"Stay Updated Instantly","valueDescription":"Get immediate notifications for bills due, ensuring timely action and avoiding late payments."},{"name":"Expense Tracking","value":"Automate Expense Reports","valueDescription":"Leverage AI to automatically track and categorize expenses directly in the app."}]},{"name":"Payments Services","type":"Product","url":"https://www.bill.com/product/payments-services","summary":"Streamline your payables process with a free vendor payment solution.","description":"Payments Services is a free vendor payment solution from BILL Spend & Expense that streamlines the payables process, allowing users to easily manage large invoices and automate payment workflows effectively.","pricing":{},"features":[{"name":"Free solution","value":"Utilize At No Cost","valueDescription":"Access a complete payment processing solution at no cost, helping businesses reduce overhead and optimize financial management."},{"name":"Advanced security features","value":"Ensure Payment Safety","valueDescription":"Utilizes multi-layered security protocols to safeguard financial transactions and customer information against fraud."},{"name":"Streamlined payables","value":"Automate Payments With Ease","valueDescription":"Simplifies payment processes by automating typical workflows, allowing for quicker and more efficient invoice management."},{"name":"Vendor payments","value":"Efficiently Manage Vendor Payments","valueDescription":"Facilitates timely and secure payments to vendors, helping businesses enhance their supplier relationships and ensure on-time settlements."},{"name":"Integration capabilities","value":"Seamlessly Connect With Existing Systems","valueDescription":"Allows integration with leading accounting software for simplified data entry and reconciliation, reducing manual errors."},{"name":"Real-time payment tracking","value":"Monitor Payments Instantly","valueDescription":"Provides real-time insights into payment processes, ensuring timely status updates and fostering operational transparency."}]}],"audiences":[{"title":"Accounting Firms Serving Small Businesses","description":"Accounting firms serving SMBs seeking practice management, client workflows, and 1099 compliance.","industries":["Accounting","Professional Services"],"geography":"North America","painPoints":"Manual workflows, fragmented data, and compliance complexity","businessGoals":"Grow client base, improve profitability, and deliver timely client service","positioningStatement":"Unifies client workflows, governance, and 1099 compliance to help accounting firms scale services for SMB clients."},{"title":"Small And Midsize Businesses In Services And Retail","description":"SMBs in services or retail seeking unified financial ops to manage AP, AR, and spend.","industries":["Retail"],"geography":"North America","painPoints":"Manual expense management, disparate systems, lack of real-time visibility","businessGoals":"Improve cash flow, streamline payables, enforce spend controls","positioningStatement":"Integrated platform to optimize cash flow, AP/AR, and spend for services and retail SMBs."},{"title":"Contractor-Heavy Organizations","description":"Organizations relying on contractors and vendors needing 1099 compliance and streamlined payments.","industries":["Staffing","Marketing","Construction","Professional Services"],"geography":"North America","painPoints":"1099 filing backlog, W-9 collection, contractor onboarding, payment delays","businessGoals":"Accurate 1099 filings, timely vendor payments, risk management","positioningStatement":"Automation-driven solution for contractor-based businesses to simplify 1099 compliance and payments."},{"title":"Global Vendors And International Payments","description":"Provides secure, governed cross-border payments for organizations with international vendor networks.","industries":["Manufacturing","Technology","E-commerce"],"geography":"Global (NA, EMEA, APAC)","painPoints":"Cross-border payments complexity, currency risk, compliance","businessGoals":"Reduce payment costs, speed settlement, strengthen governance","positioningStatement":"Secure, governed cross-border payments with real-time visibility for global payables."}],"segments":[{"name":"Accounts payable automation","description":"Capabilities that automate invoice intake, approval, scheduling, and vendor payments to reduce manual work and accelerate payables.","size":3.8,"cagr":10.3,"color":1,"productNames":["BILL Integrated Platform","Payments Services","BILL Mobile App","Accountant Console","BILL Spend & Expense"],"methodology":"Primary estimate uses Future Market Insights (FMI) as the most specific source for \"accounts payable automation\" (reports 2026 market size and a 10.3% CAGR to 2036). Alternative published estimates vary widely (The Business Research Company projects $5.42B in 2025 and a 21.6% CAGR to 2030; Market Research Future reports a smaller base $1.41B in 2024 and ~8.8% CAGR). The FMI figure was selected as the primary because it explicitly covers AP automation with a detailed 2026–2036 forecast; other sources are cited for context.","citations":[{"url":"https://www.futuremarketinsights.com/reports/accounts-payable-automation-market","text":"Market Size (2026): USD 3.8 Bn; CAGR (2026 to 2036): 10.3%."},{"url":"https://www.thebusinessresearchcompany.com/report/accounts-payable-automation-global-market-report","text":"market size has reached to $5.42 billion in 2025; grow to $14.38 billion in 2030 at CAGR of 21.6%."},{"url":"https://www.marketresearchfuture.com/reports/account-payable-market-8683","text":"2024 Market Size $1.41 Billion; CAGR (2025 - 2035) 8.83%."}]},{"name":"Accounts receivable automation and collections","description":"Capabilities that automate invoicing, reconciliation, credit workflows and buyer-centric collections to reduce DSO and manual AR overhead.","size":3.398,"cagr":10.18,"color":2,"productNames":["BILL Integrated Platform","BILL Mobile App","Accountant Console"],"methodology":"Primary source: Market Research Future (MRFR) provides a 2024 market size estimate of about USD 3.398B and a forecast CAGR of 10.18% (2025–2035). SNS Insider offers a higher 2025E estimate (USD 4.48B) and a faster CAGR (13.1%, 2026–2033); MRFR chosen as primary due to more recent update and explicit 2024 baseline.","citations":[{"url":"https://www.marketresearchfuture.com/reports/accounts-receivable-automation-market-31613","text":"2024 Market Size$ 3.4 Billion; CAGR (2025 - 2035) 10.18%."},{"url":"https://www.snsinsider.com/reports/accounts-receivable-automation-market-3748","text":"Market Size in 2025E: USD 4.48 Billion; CAGR: 13.1% from 2026 to 2033."}]},{"name":"Corporate card and employee spend management","description":"Capabilities to issue and control corporate cards, enforce policy, capture receipts, and automate expense reporting and reconciliation.","size":8.2,"cagr":9,"color":3,"productNames":["BILL Spend & Expense","BILL Integrated Platform","BILL Mobile App","Payments Services"],"methodology":"Search results show the expense-management / corporate-spend market clustered around $7.5–8.3B in 2025. Reported forecast CAGRs range ~7.4%–11.1% across vendors and horizons; combining those expense-management forecasts and corporate-card growth (~9.8%) yields a mid‑range CAGR estimate of ~9.0% and a 2025 market baseline of ~$8.2B.","citations":[{"url":"https://www.thebusinessresearchcompany.com/report/expense-management-software-global-market-report","text":"Expense Management Software market size has reached to $7.47 billion in 2025"},{"url":"https://www.fortunebusinessinsights.com/expense-management-market-107094","text":"The global expense management software market size was valued at USD 8.33 billion in 2025; CAGR 8.30% (2026–2034)"},{"url":"https://www.marketresearchfuture.com/reports/expense-management-software-market-7014","text":"The Expense Management Software Market reached USD 8.18 billion in 2025; CAGR (2026-2035) 10.90%"},{"url":"https://www.linkedin.com/pulse/in-depth-commercialcorporate-card-market-report-2imbc","text":"The Commercial/Corporate Card Market is projected to exhibit a CAGR of 9.8% during the forecast period"}]},{"name":"Contractor payments and compliance","description":"Services that handle contractor payments, 1099/tax processing, payroll integrations, and compliance for independent worker engagements.","size":3,"cagr":10,"color":4,"productNames":["1099 Filing","Accountant Console","BILL Integrated Platform"],"methodology":"Search results show wide variance by scope: narrow \"contractor payment software\" estimates ~USD 1.03B (2025) while broader \"contractor payments/platforms\" estimates $8.4B (2025); a LinkedIn-cited report lists ~$3B current size and ~12.2% CAGR. Given differing definitions (software-only vs platforms + payments + compliance), I estimate a mid-point addressable market of about $3.0B in 2025 for contractor payments & compliance, and a balanced growth potential of ~10% CAGR reflecting accelerating gig economy demand and compliance automation (reported CAGRs range ~6.8–14.2%).","citations":[{"url":"https://www.linkedin.com/pulse/detailed-contractor-payment-software-market-report-2026-2033-jxxif","text":"Valued currently at approximately $3 billion"},{"url":"https://www.24marketreports.com/services/global-contractor-payment-software-market","text":"Market size valued at USD 1.03 billion in 2025; CAGR of 6.8% during forecast period"},{"url":"https://marketintelo.com/report/contractor-payments-platform-market","text":"Global market valued at $8.4 billion in 2025; CAGR of 14.2%"}]}],"faq":[],"comparisons":[],"sources":[{"url":"https://www.bill.com","text":"BILL"},{"url":"https://www.bill.com/product","text":"BILL Integrated Platform"},{"url":"https://www.bill.com/product/spend-and-expense","text":"BILL Spend & Expense"},{"url":"https://www.bill.com/product/1099-filing","text":"1099 Filing"},{"url":"https://www.bill.com/product/accountant-console","text":"Accountant Console"},{"url":"https://www.bill.com/product/mobile-app","text":"BILL Mobile App"},{"url":"https://www.bill.com/product/payments-services","text":"Payments Services"},{"url":"https://www.futuremarketinsights.com/reports/accounts-payable-automation-market","text":"Market Size (2026): USD 3.8 Bn; CAGR (2026 to 2036): 10.3%."},{"url":"https://www.thebusinessresearchcompany.com/report/accounts-payable-automation-global-market-report","text":"market size has reached to $5.42 billion in 2025; grow to $14.38 billion in 2030 at CAGR of 21.6%."},{"url":"https://www.marketresearchfuture.com/reports/account-payable-market-8683","text":"2024 Market Size $1.41 Billion; CAGR (2025 - 2035) 8.83%."},{"url":"https://www.marketresearchfuture.com/reports/accounts-receivable-automation-market-31613","text":"2024 Market Size$ 3.4 Billion; CAGR (2025 - 2035) 10.18%."},{"url":"https://www.snsinsider.com/reports/accounts-receivable-automation-market-3748","text":"Market Size in 2025E: USD 4.48 Billion; CAGR: 13.1% from 2026 to 2033."},{"url":"https://www.thebusinessresearchcompany.com/report/expense-management-software-global-market-report","text":"Expense Management Software market size has reached to $7.47 billion in 2025"},{"url":"https://www.fortunebusinessinsights.com/expense-management-market-107094","text":"The global expense management software market size was valued at USD 8.33 billion in 2025; CAGR 8.30% (2026–2034)"},{"url":"https://www.marketresearchfuture.com/reports/expense-management-software-market-7014","text":"The Expense Management Software Market reached USD 8.18 billion in 2025; CAGR (2026-2035) 10.90%"},{"url":"https://www.linkedin.com/pulse/in-depth-commercialcorporate-card-market-report-2imbc","text":"The Commercial/Corporate Card Market is projected to exhibit a CAGR of 9.8% during the forecast period"},{"url":"https://www.linkedin.com/pulse/detailed-contractor-payment-software-market-report-2026-2033-jxxif","text":"Valued currently at approximately $3 billion"},{"url":"https://www.24marketreports.com/services/global-contractor-payment-software-market","text":"Market size valued at USD 1.03 billion in 2025; CAGR of 6.8% during forecast period"},{"url":"https://marketintelo.com/report/contractor-payments-platform-market","text":"Global market valued at $8.4 billion in 2025; CAGR of 14.2%"}]}