Ameritas Mutual Holding Company Unclaimed

Comprehensive life insurance solutions for financial security and legacy planning.

Protects your income during illness or injury for financial stability.

Secure your future with tax-deferred growth and flexible income options from Ameritas annuities.

Comprehensive dental and vision coverage to enhance employee satisfaction and overall health.

Help employees pursue educational goals with structured benefits packages.

Attracts top talent and ensures executive retention through tailored benefits.

Ensure smooth business transitions and preserve value with tailored succession planning.

Customized retirement plans that meet the diverse needs of organizations.

Empower your financial future with a comprehensive investment platform tailored to grow your wealth.

Access Tailored Investment Solutions and Professional Financial Planning.

Get access to diverse investment products and professional guidance for better financial outcomes.

Provides tailored wealth management solutions through professional money management.

Affluent Individuals And Families

Affluent individuals and families seeking integrated wealth, insurance, and retirement planning.

Small And Midsize Businesses

Small and midsize businesses seeking employee benefits and retirement plan solutions.

Independent Financial Advisory Firms

Independent financial professionals seeking platforms, research tools, and advisory services.

Nonprofit And Governmental Organizations

Nonprofits and governmental groups seeking retirement plans and fiduciary support.

Services that deliver professional portfolio management, financial planning, and custody access for high-net-worth and advised retail clients.

Retirement accumulation and distribution products providing tax‑deferred growth, guaranteed income options, and plan-level fiduciary support for employers and individuals.

Group-focused benefits and risk protection for employers including dental, vision, disability, retirement plan administration, and education assistance to attract and retain employees.

Personal life insurance products offering term, whole, universal and variable policies with living benefits and digital underwriting for income protection and wealth transfer.

Customized executive benefit and succession services that support executive recruitment, retention, tax optimization, and orderly ownership or leadership transitions.

Life Insurance

Ameritas offers a broad life insurance portfolio for individuals, families, and businesses, including term life, whole life, universal life, index universal life, and variable universal life. The product family supports coverage needs from simple protection to cash value and flexible premium arrangements, backed by a range of underwriting options and digital tools to help customers compare, apply for, and manage coverage.

• Diverse Options to Meet Needs
  Offer a variety of life insurance products that cater to different financial needs and goals, ensuring that clients can select the best fit for their circumstances.
• Access Convenient Online Resources
  Empower clients to engage with their life insurance policy through digital tools for comparing coverage, applying for new policies, and managing existing ones.
• Streamlined Application Processes
  Provide multiple underwriting methods that simplify the application and approval process, allowing for quicker access to coverage.
• Access Funds During Life
  Enable policyholders to utilize a portion of their death benefit if diagnosed with a chronic or terminal illness, enhancing financial flexibility.
• Enhance Financial Literacy
  Offer tools and resources that aid clients in understanding their life insurance needs and the broader context of their financial planning.

Disability Income Insurance

Ameritas Disability Income Insurance provides income protection through a lineup of products designed for individuals and business owners. Core offerings include DInamic Cornerstone Income Protection and DInamic Fundamental, with add-ons and riders that tailor coverage to different needs.

• Provides Tailored Income Protection
  Select from a range of products designed to meet the unique needs of various professions, ensuring adequate income replacement.
• Flexible Definitions of Disability
  Choose definitions that suit your occupation, ensuring the benefits align with your specific conditions of disability.
• Simplifies Access to Coverage
  Allows employers to offer coverage easily, ensuring employees receive necessary income protection without extensive underwriting.
• Offers Comprehensive Coverage Benefits
  These additional benefits enhance your coverage, providing financial assistance for medical expenses and maintaining your health during recovery.
• Ensures Inclusive Mental Health Protection
  Financial support extends to mental health conditions, enhancing overall wellbeing during recovery periods.
• Enhances Customization with Riders
  These optional riders allow for greater flexibility and resource management during disability, including assistance for student loans and adjusting benefits.

Annuities

Ameritas offers a full line of annuities, including index, variable, and fixed options. These products provide retirement income solutions with tax-deferred growth and flexible payout choices to fit different retirement needs.

• Choose From Multiple Types
  Select the annuity type that best fits your financial goals, whether it's for growth or a stable income.
• Customize Your Payout
  Select from various payout structures to fit your income needs during retirement.
• Enjoy Tax-Deferred Accumulation
  Benefit from tax-deferred growth on your annuity contributions, allowing your investment to grow more effectively.
• Receive Lifetime Income
  Ensure a steady income stream for life with the Income Protector Rider incorporated into your annuity.
• Potential for High Returns
  Investment growth can be linked to a market index for potential higher returns compared to traditional fixed options.

Dental and Vision Insurance

Dental, vision, and hearing care insurance offerings for individuals, families, and organizations. Ameritas provides group dental and vision plans and related coverage to employees and member organizations.

• Supports Comprehensive Health Needs
  Offers extensive coverage for dental, vision, and hearing care, ensuring members have access to critical health services.
• Enhances Employee Benefits Packages
  Tailored for businesses to improve recruitment and retention by offering beneficial health coverage.
• Offers Provider Flexibility
  Employees can choose any dental or vision provider, maximizing their options and convenience.
• Diverse Enrollment Options
  Flexible plans that cater to various demographics, ensuring all have access to essential health benefits.
• Simplifies Benefit Management
  Allows members to track their benefits, submit claims, and view provider information on-the-go.

Education Assistance Programs

Education assistance programs offered to businesses to support employee education and development.

• Support Student Loan Repayment
  This feature allows organizations to assist employees in reducing their student loan burden, promoting financial wellness and retaining talent.
• Manage Tuition Reimbursement
  Partnering with BenefitEd simplifies tuition reimbursement for employers while rewarding employees for continued education.
• Offer Flexible Fund Allocation
  Employees can direct matching funds toward retirement savings or debt repayment, offering flexibility without adjusting the employer’s benefits budget.
• Support College Savings
  This feature allows employers to enhance educational savings options for employees seeking to invest in future education for themselves or their families.
• Provide Student Loan Resources
  Employers can provide their workforce with resources to navigate and manage student loan payments effectively.
• Offer Tax-Free Benefits
  Education assistance programs are structured to provide tax-advantaged benefits, appealing to both employees and employers.

Executive Benefits

Executive benefits programs for businesses to recruit, reward and retain key leaders and executives.

• Enhance Talent Retention
  These benefits provide crucial incentives for key employees to stay with the organization, reducing turnover and enhancing company culture.
• Support Long-Term Growth
  A strategic advantage in aligning executive benefits with business goals to meet both current and future organizational needs.
• Maximize Financial Efficiency
  These benefits not only enhance recruitment but also provide significant tax advantages, making them financially appealing for both parties.
• Tailor Employee Benefits
  Allows businesses to design plans that meet the specific requirements and preferences of their top executives.

Succession Planning

Succession planning services helping businesses prepare for leadership transitions and future ownership changes.

• Ensure Smooth Transitions
  Structured planning ensures that leadership transitions enhance stability and operational continuity.
• Preserve Business Value
  Effective planning helps maintain your organization's value and reduces financial disruptions during leadership changes.
• Prepare New Leadership
  Helps in selecting and grooming internal or external candidates for leadership roles.
• Establish Legal Frameworks
  Integrates succession plans with estate planning, minimizing tax implications.
• Facilitate Business Transfers
  Clear agreements outline ownership transfer terms in various circumstances, ensuring continuity.
• Understand Business Value
  Knowing current business value helps with fair pricing during transitions.
• Manage Unexpected Events
  Provides solutions to keep the business running smoothly during crises.

Retirement Plans

Flexible retirement plan solutions for small to midsize businesses, nonprofits, and governmental groups. Includes pooled plans, government and nonprofit options, and configurable investment features with fiduciary support.

• Serves Diverse Organizations
  Caters to small to midsize businesses, nonprofits, and governmental organizations, ensuring tailored retirement plan solutions.
• Flexible Plan Options
  Provides various retirement plan structures, including traditional, pooled, and customized solutions tailored to clients' needs.
• Ensures Compliance
  Provides essential fiduciary support and custodial services to navigate complex retirement regulations effectively.
• Navigates Complex Regulations
  Offers tools and resources to help clients manage their fiduciary responsibilities, reducing legal and financial risks.
• Streamlines Onboarding
  Offers dedicated support during the onboarding process, ensuring a smooth transition to retirement plan implementation.

Investments

A platform offering a broad set of investment products and services, including brokerage services and investment advisory services through Ameritas Investment Company and Ameritas Advisory Services. It features asset management programs and access to mutual funds, ETFs, stocks, 529 plans, and alternatives.

• Facilitate Investment Transactions
  Our brokerage services enable you to trade numerous investment products efficiently.
• Personalized Financial Guidance
  Receive tailored investment strategies aligned with your goals and financial situation.
• Leverage Professional Knowledge
  Benefit from the extensive experience of our financial professionals who guide you in investment decisions.
• Achieve Financial Goals
  Work collaboratively with professionals to ensure your investment plan aligns with your financial dreams.
• Diverse Investment Options
  Explore a wide array of investment vehicles designed to fit various risk appetites and financial objectives.
• Streamlined Capital Raising
  Guidance in funding initiatives to support infrastructure and public services.

Investment Advisory Services

Ameritas Advisory Services, LLC offers investment advisory products and services, including managed portfolios and comprehensive financial planning services.

• Achieve Financial Goals
  Our financial planning services cater to your unique needs, helping you design strategies that align with your long-term objectives.
• Optimize Investment Performance
  Our managed portfolios are tailored to your investment goals, providing proactive management aimed at achieving optimal performance over time.
• Tailor Investments to Goals
  Our team develops personalized strategies that align with your financial aspirations while considering your risk profile.
• Navigate Regulatory Landscape
  We assist in maintaining compliance with regulatory requirements, reducing potential risks for your investments.
• Comprehensive Wealth Strategies
  We provide consulting to help you make informed decisions regarding asset management and wealth growth.

Brokerage Services

Brokerage services offered through Ameritas Investment Company, LLC, providing access to a wide range of investment products and research tools.

• Access A Wide Range Of Investments
  Choose from a variety of investment options tailored to meet your financial goals.
• Enjoy Regulatory Protections
  Feel secure knowing your investments are protected under established regulatory standards.
• Receive Professional Financial Guidance
  Work with experienced financial professionals to align your investments with your personal goals.
• Leverage Advanced Research Tools
  Make informed investment choices with access to in-depth market research and analysis.

Ameritas Wealth Platform

Ameritas Wealth Platform centers on professional money management aligned to investment goals, objectives, and risk tolerance, offering platform-based wealth management for financial professionals and clients.

• Tailor Portfolios
  Receive investment management that aligns with individual goals and risk profiles for optimal performance.
• Network and Resources
  Access a dedicated network that enhances professional development and client service capabilities.
• Access Multiple Custodians
  Utilize various custodial platforms to enhance investment flexibility and options.
• Integrated Services
  Leverage a full array of investment and advisory services to meet client needs effectively.
• Straightforward Fees
  Understand costs associated with management, maximizing value and clarity for clients.