ACI Worldwide Unclaimed

Streamline and innovate payment processing with ACI Connetic's comprehensive payment solutions.

Streamline payments with integrated solutions for enhanced flexibility and security.

Enhance customer satisfaction with fast, secure, and flexible bill payment solutions.

Increase revenue and manage risk with a single, secure card payment solution.

Enable seamless transactions globally with local payment methods.

Accelerate your market entry with a unified, innovative payments infrastructure.

Protects against fraud with advanced risk management solutions.

Core clearing and settlement infrastructure that enables instant account-to-account transfers, RTGS/wires, and connectivity to real-time payment schemes for banks and processors.

Centralized orchestration layer that unifies multi-channel payment flows, connectors, APIs and plugins to accelerate time-to-market and simplify integrations across merchants, processors and partners.

AI-driven, omni-channel fraud monitoring and prevention capabilities that provide real-time analytics, transaction scoring, and centralized fraud controls to reduce financial crime.

Card lifecycle and transaction processing including issuing, acquiring, ATM support, multi-acquiring management and interchange optimization for issuers and acquirers.

Capabilities to support cross-border settlement, local payment methods for eCommerce, multi-currency flows and alternative payment methods including digital wallets and APMs.

Regulatory and risk controls including anti-money laundering, strong customer authentication (SCA), PCI DSS compliance and digital identity orchestration to meet regulatory requirements.

Bill presentment and payment APIs, consumer payments for lending and real-time payout/disbursement capabilities for merchants and billers.

ACI Connetic

ACI Connetic is the central payments hub that unifies processing across real-time and cross-border payments. It is built for account-to-account and cards, offering integrated payment processing, issuing capabilities, ATM support, and a unified central payments infrastructure. It includes various functionalities like cross-border payments as a part of its comprehensive service.

• Accelerate Time to Market
  Leverage a unified infrastructure to rapidly deploy and scale payment solutions.
• Protect Against Fraud
  Safeguard your payment systems and customer data with robust, real-time fraud detection and response mechanisms.
• Enable Instant Transactions
  Facilitate immediate payment processing, improving cash flow for your business and customers.
• Enhance Revenue Streams
  Achieve stable revenue growth by leveraging ACI Connetic's comprehensive acquiring solutions.
• Facilitate Global Transactions
  Ensure your business can operate globally by supporting diverse payment methods across regions.
• Streamline Issuing Processes
  Implement a comprehensive and secure issuing platform for various payment types.
• Optimize Payment Costs
  Reduce operational expenses by leveraging efficient payment processing methods for large transactions.
• Deliver Enhanced Customer Experience
  Transform ATM interactions to create a seamless and cost-effective customer service environment.

ACI Payments Orchestration Platform

ACI Payments Orchestration Platform provides a flexible, integrated layer to connect multiple payment partners, support multi-acquiring, alternative payment methods, cross-border eCommerce, and AI-driven fraud management. It connects to leading eCommerce platforms via connectors and plug-ins for omni-channel payments.

• Ensures Data Security
  Utilizes tokenization to protect sensitive customer information, maintaining compliance with data protection regulations.
• Simplifies Global Transactions
  Facilitates cross-border payments by integrating with multiple payment partners, reducing complexity for international merchants.
• Enhances Acquiring Flexibility
  Manage several acquiring relationships seamlessly, improving transaction success rates and maximizing revenue.
• Utilizes AI for Fraud Protection
  Leverages advanced AI technologies to identify and prevent fraudulent activities in real-time, ensuring secure transactions.
• Optimizes Payment Processes
  Enhances payment workflows by orchestrating the interactions across various payment channels and methods.
• Provides Trusted Payment Options
  Offer a variety of payment methods that are familiar to customers, building trust and enhancing conversion rates.
• Integrates with eCommerce Platforms
  Easily connect to popular eCommerce platforms through plug-ins, simplifying the payment process across different channels.

ACI Speedpay

ACI Speedpay is a bill payments product offering intuitive bill payment experiences, consumer lending payment solutions, optimized interchange controls, PCI DSS compliant solutions, digital wallets and APMs, AI-powered fraud management, real-time disbursements, and bill pay APIs and SDKs.

• Protect Customers Effectively
  Ensure robust security with AI-enabled fraud detection that safeguards users' data and transactions.
• Ensure Data Security
  Protect sensitive customer information by adhering to stringent PCI compliance standards.
• Outsource Payment Processing
  Streamline billing tasks by integrating flexible APIs and SDKs that simplify payment handling.
• Enhance User Engagement
  Design personalized payment workflows that cater to unique user needs and preferences.
• Streamline Payment Operations
  Optimize revenue flow and simplify financial management with enhanced interchange processes.
• Enable Instant Payments
  Facilitate immediate fund transfers, enhancing liquidity and customer satisfaction.
• Facilitate Fast Payments
  Offer customers a smooth and secure way to manage their payments through lending solutions.
• Enable Flexible Payments
  Improve customer experience with multiple secure payment methods catering to diverse preferences.

ACI Acquiring

ACI Acquiring is a secure, scalable card acquiring solution that enables processing for card payments, with issuing and ATM support as part of a unified card payments ecosystem.

• Boost Revenue Management
  Take advantage of a robust acquiring solution that streamlines card payment processing, enhancing revenue opportunities while effectively managing risk.
• Simplify Payment Issuing
  Utilize a unified issuing platform that supports various payment types, ensuring security and efficiency in card issuance.
• Enhance Customer Experience
  Integrate with ATM solutions that provide a seamless and user-friendly experience, reducing operational costs while increasing customer satisfaction.
• Expand Payment Options
  Access multiple acquiring partners to leverage competitive rates and enhance transaction success rates.
• Ensure Regulatory Compliance
  Utilize built-in compliance features to meet industry standards and protect your organization against regulatory risks.

Cross-Border Payments Solution

Cross-border payments capability enabling cross-border settlement with local methods across regions. This solution enhances the international payment process by ensuring regulatory compliance and fraud management through integrated tools.

• Facilitates Global Payments
  This feature ensures that businesses can accept payments through various local methods, making transactions smoother for international customers.
• Provides Instant Transaction Confirmation
  Enables real-time payment processing, significantly reducing wait times for transaction confirmations and improving customer satisfaction.
• Enhances Security and Trust
  This feature incorporates compliance checks and fraud prevention tools to ensure secure and trustworthy transactions.
• Optimizes Transaction Management
  Helps businesses manage and optimize their payment processes by allowing flexibility across various payment channels.

Digital Central Infrastructure

Digital central infrastructure gets to market faster with a single, innovative payments infrastructure solution that centralizes payment processing and enhances operational efficiency.

• Streamline Payments Processing
  Enhance operational efficiency by consolidating payment channels, enabling quicker time to market and improved customer satisfaction.
• Facilitate Instant Transactions
  Enhance customer experience with real-time payments, meeting the demand for speed and convenience in financial transactions.
• Protect Against Fraud
  Safeguard transactions with integrated real-time fraud management solutions, minimizing risks and ensuring compliance.
• Easily Scale Operations
  Facilitate business growth by seamlessly scaling payment operations to accommodate increasing transaction volumes.

ACI Fraud Management

ACI Fraud Management is a cloud-based platform for fraud protection and risk management, with modules spanning anti-money laundering, robotic process automation, chargeback protection, digital identity solutions, and SCA compliance.

• Provides Comprehensive Fraud Protection
  Utilizes cloud technology to deliver a complete suite of fraud management capabilities tailored to your needs.
• Enhances Security with Instant Alerts
  Provides immediate monitoring and detection capabilities that notify users of potential fraud attempts as they occur.
• Ensures Regulatory Compliance
  Facilitates compliance with payment security regulations to protect against fraud while enhancing user experience.
• Facilitates Compliance With AML Regulations
  Ensures that organizations can effectively monitor and report suspicious activities to comply with financial regulations.
• Minimizes Financial Losses From Fraudulent Claims
  Offers advanced tools to reduce chargebacks and enhance profitability through better fraud detection.
• Enhances Customer Trust and Security
  Utilizes secure digital identity verification to foster trust and enhance customer communication.
• Improves Operational Efficiency
  Automates routine processes to free up resources while minimizing the potential for human error in fraud detection.