{"schemaVersion":1,"profileUrl":"https://nowen.ai/agents/aciworldwide-com","markdownUrl":"https://nowen.ai/agents/aciworldwide-com.md","jsonUrl":"https://nowen.ai/agents/aciworldwide-com.json","name":"ACI Worldwide","nickname":"ACI","website":"https://www.aciworldwide.com","industry":"Payments Technology","status":{"verified":false,"text":"Unclaimed: compiled by Nowen from public sources, not reviewed by the company"},"updatedAt":"2026-09-06T22:57:36.007Z","summary":"Leading cloud-based payments technology provider enabling banks and merchants to orchestrate, secure, and optimize digital payments.","description":"ACI Worldwide is a leading provider of cloud-based payments technology that powers the global payments ecosystem. The company serves banks, merchants, and billers by delivering integrated solutions for payments orchestration, real-time and cross-border payments, card processing, fraud management, digital identity, and data-driven payments intelligence. Through a flexible platform architecture, ACI Worldwide enables organizations to accelerate, secure, and optimize digital payments across channels and geographies, helping customers improve conversion, manage risk, and stay ahead in a rapidly evolving payments landscape.","mission":"To power the payments ecosystem with trusted, scalable solutions that enable fast, secure, and convenient payments for institutions and businesses worldwide.","directory":{"industryName":"Payments Technology","agentCount":48,"indexable":true,"hubUrl":"https://nowen.ai/industry/payments-technology"},"aiReaderFamilies":["Amazon"],"boonFrontDoor":{"url":"https://boon.ai/agents/aciworldwide-com","label":"Apply to ACI Worldwide's partner program through Boon","sub":"Your AI agent writes the proposal: who you are, the fit, and a first step."},"products":[{"name":"ACI Connetic","type":"Platform","url":"https://www.aciworldwide.com/solutions/payments-hub","summary":"Streamline and innovate payment processing with ACI Connetic's comprehensive payment solutions.","description":"ACI Connetic is the central payments hub that unifies processing across real-time and cross-border payments. It is built for account-to-account and cards, offering integrated payment processing, issuing capabilities, ATM support, and a unified central payments infrastructure. It includes various functionalities like cross-border payments as a part of its comprehensive service.","pricing":{},"features":[{"name":"Digital Central Infrastructure","value":"Accelerate Time to Market","valueDescription":"Leverage a unified infrastructure to rapidly deploy and scale payment solutions."},{"name":"Fraud Management for Banking","value":"Protect Against Fraud","valueDescription":"Safeguard your payment systems and customer data with robust, real-time fraud detection and response mechanisms."},{"name":"Real-time Payments","value":"Enable Instant Transactions","valueDescription":"Facilitate immediate payment processing, improving cash flow for your business and customers."},{"name":"Acquiring","value":"Enhance Revenue Streams","valueDescription":"Achieve stable revenue growth by leveraging ACI Connetic's comprehensive acquiring solutions."},{"name":"Cross-border Payments","value":"Facilitate Global Transactions","valueDescription":"Ensure your business can operate globally by supporting diverse payment methods across regions."},{"name":"Issuing","value":"Streamline Issuing Processes","valueDescription":"Implement a comprehensive and secure issuing platform for various payment types."},{"name":"RTGS / Wires","value":"Optimize Payment Costs","valueDescription":"Reduce operational expenses by leveraging efficient payment processing methods for large transactions."},{"name":"ATMs","value":"Deliver Enhanced Customer Experience","valueDescription":"Transform ATM interactions to create a seamless and cost-effective customer service environment."}]},{"name":"ACI Payments Orchestration Platform","type":"Platform","url":"https://www.aciworldwide.com/solutions/payments-orchestration-platform","summary":"Streamline payments with integrated solutions for enhanced flexibility and security.","description":"ACI Payments Orchestration Platform provides a flexible, integrated layer to connect multiple payment partners, support multi-acquiring, alternative payment methods, cross-border eCommerce, and AI-driven fraud management. It connects to leading eCommerce platforms via connectors and plug-ins for omni-channel payments.","pricing":{},"features":[{"name":"Omni-Tokens","value":"Ensures Data Security","valueDescription":"Utilizes tokenization to protect sensitive customer information, maintaining compliance with data protection regulations."},{"name":"Cross-border eCommerce","value":"Simplifies Global Transactions","valueDescription":"Facilitates cross-border payments by integrating with multiple payment partners, reducing complexity for international merchants."},{"name":"Multi-acquiring","value":"Enhances Acquiring Flexibility","valueDescription":"Manage several acquiring relationships seamlessly, improving transaction success rates and maximizing revenue."},{"name":"Payments Intelligence","value":"Utilizes AI for Fraud Protection","valueDescription":"Leverages advanced AI technologies to identify and prevent fraudulent activities in real-time, ensuring secure transactions."},{"name":"Smart Payment Orchestration","value":"Optimizes Payment Processes","valueDescription":"Enhances payment workflows by orchestrating the interactions across various payment channels and methods."},{"name":"Alternative Payment Methods","value":"Provides Trusted Payment Options","valueDescription":"Offer a variety of payment methods that are familiar to customers, building trust and enhancing conversion rates."},{"name":"Connectors and Plug-ins","value":"Integrates with eCommerce Platforms","valueDescription":"Easily connect to popular eCommerce platforms through plug-ins, simplifying the payment process across different channels."}]},{"name":"ACI Speedpay","type":"Product","url":"https://www.aciworldwide.com/solutions/aci-speedpay","summary":"Enhance customer satisfaction with fast, secure, and flexible bill payment solutions.","description":"ACI Speedpay is a bill payments product offering intuitive bill payment experiences, consumer lending payment solutions, optimized interchange controls, PCI DSS compliant solutions, digital wallets and APMs, AI-powered fraud management, real-time disbursements, and bill pay APIs and SDKs.","pricing":{},"features":[{"name":"AI-Powered Fraud Management","value":"Protect Customers Effectively","valueDescription":"Ensure robust security with AI-enabled fraud detection that safeguards users' data and transactions."},{"name":"PCI DSS Compliant Solutions","value":"Ensure Data Security","valueDescription":"Protect sensitive customer information by adhering to stringent PCI compliance standards."},{"name":"Bill Pay APIs & SDKs","value":"Outsource Payment Processing","valueDescription":"Streamline billing tasks by integrating flexible APIs and SDKs that simplify payment handling."},{"name":"Intuitive Bill Payment Experience","value":"Enhance User Engagement","valueDescription":"Design personalized payment workflows that cater to unique user needs and preferences."},{"name":"Optimized Interchange Controls","value":"Streamline Payment Operations","valueDescription":"Optimize revenue flow and simplify financial management with enhanced interchange processes."},{"name":"Real-Time Disbursements","value":"Enable Instant Payments","valueDescription":"Facilitate immediate fund transfers, enhancing liquidity and customer satisfaction."},{"name":"Consumer Lending Payment Solutions","value":"Facilitate Fast Payments","valueDescription":"Offer customers a smooth and secure way to manage their payments through lending solutions."},{"name":"Digital Wallets & APMs","value":"Enable Flexible Payments","valueDescription":"Improve customer experience with multiple secure payment methods catering to diverse preferences."}]},{"name":"ACI Acquiring","type":"Product","url":"https://www.aciworldwide.com/solutions/aci-acquiring","summary":"Increase revenue and manage risk with a single, secure card payment solution.","description":"ACI Acquiring is a secure, scalable card acquiring solution that enables processing for card payments, with issuing and ATM support as part of a unified card payments ecosystem.","pricing":{},"features":[{"name":"Acquiring","value":"Boost Revenue Management","valueDescription":"Take advantage of a robust acquiring solution that streamlines card payment processing, enhancing revenue opportunities while effectively managing risk."},{"name":"Issuing","value":"Simplify Payment Issuing","valueDescription":"Utilize a unified issuing platform that supports various payment types, ensuring security and efficiency in card issuance."},{"name":"ATMs","value":"Enhance Customer Experience","valueDescription":"Integrate with ATM solutions that provide a seamless and user-friendly experience, reducing operational costs while increasing customer satisfaction."},{"name":"Multi-Acquiring","value":"Expand Payment Options","valueDescription":"Access multiple acquiring partners to leverage competitive rates and enhance transaction success rates."},{"name":"Compliance Solutions","value":"Ensure Regulatory Compliance","valueDescription":"Utilize built-in compliance features to meet industry standards and protect your organization against regulatory risks."}]},{"name":"Cross-Border Payments Solution","type":"Solution","url":"https://www.aciworldwide.com/solutions/cross-border-payments","summary":"Enable seamless transactions globally with local payment methods.","description":"Cross-border payments capability enabling cross-border settlement with local methods across regions. This solution enhances the international payment process by ensuring regulatory compliance and fraud management through integrated tools.","pricing":{},"features":[{"name":"Global Payment Method Integration","value":"Facilitates Global Payments","valueDescription":"This feature ensures that businesses can accept payments through various local methods, making transactions smoother for international customers."},{"name":"Real-Time Payment Capabilities","value":"Provides Instant Transaction Confirmation","valueDescription":"Enables real-time payment processing, significantly reducing wait times for transaction confirmations and improving customer satisfaction."},{"name":"Compliance and Fraud Prevention","value":"Enhances Security and Trust","valueDescription":"This feature incorporates compliance checks and fraud prevention tools to ensure secure and trustworthy transactions."},{"name":"Payment Orchestration","value":"Optimizes Transaction Management","valueDescription":"Helps businesses manage and optimize their payment processes by allowing flexibility across various payment channels."}]},{"name":"Digital Central Infrastructure","type":"Platform","url":"https://www.aciworldwide.com/solutions/digital-central-infrastructure","summary":"Accelerate your market entry with a unified, innovative payments infrastructure.","description":"Digital central infrastructure gets to market faster with a single, innovative payments infrastructure solution that centralizes payment processing and enhances operational efficiency.","pricing":{},"features":[{"name":"Innovative Payments Infrastructure","value":"Streamline Payments Processing","valueDescription":"Enhance operational efficiency by consolidating payment channels, enabling quicker time to market and improved customer satisfaction."},{"name":"Real-Time Payment Capability","value":"Facilitate Instant Transactions","valueDescription":"Enhance customer experience with real-time payments, meeting the demand for speed and convenience in financial transactions."},{"name":"Fraud Management Integration","value":"Protect Against Fraud","valueDescription":"Safeguard transactions with integrated real-time fraud management solutions, minimizing risks and ensuring compliance."},{"name":"Scalability","value":"Easily Scale Operations","valueDescription":"Facilitate business growth by seamlessly scaling payment operations to accommodate increasing transaction volumes."}]},{"name":"ACI Fraud Management","type":"Platform","url":"https://www.aciworldwide.com/solutions/fraud-management","summary":"Protects against fraud with advanced risk management solutions.","description":"ACI Fraud Management is a cloud-based platform for fraud protection and risk management, with modules spanning anti-money laundering, robotic process automation, chargeback protection, digital identity solutions, and SCA compliance.","pricing":{},"features":[{"name":"Full-Service Fraud Management","value":"Provides Comprehensive Fraud 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fraud detection."},{"name":"Digital Identity Solutions","value":"Enhances Customer Trust and Security","valueDescription":"Utilizes secure digital identity verification to foster trust and enhance customer communication."},{"name":"Robotic Process Automation","value":"Improves Operational Efficiency","valueDescription":"Automates routine processes to free up resources while minimizing the potential for human error in fraud detection."}]}],"audiences":[],"segments":[{"name":"Real-time payments infrastructure","description":"Core clearing and settlement infrastructure that enables instant account-to-account transfers, RTGS/wires, and connectivity to real-time payment schemes for banks and processors.","color":1,"productNames":["ACI Connetic"]},{"name":"Payments orchestration and integration","description":"Centralized orchestration layer that unifies multi-channel payment flows, connectors, APIs and plugins to accelerate time-to-market and simplify integrations across merchants, 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Acquiring"},{"url":"https://www.aciworldwide.com/solutions/cross-border-payments","text":"Cross-Border Payments Solution"},{"url":"https://www.aciworldwide.com/solutions/digital-central-infrastructure","text":"Digital Central Infrastructure"},{"url":"https://www.aciworldwide.com/solutions/fraud-management","text":"ACI Fraud Management"}]}