XFO Financials Inc. dba. Vic.ai Unclaimed
New York, New York, United States
Vic.ai provides AI-first, autonomous finance solutions that automate accounting for enterprises and enhance financial operations.
Vic.ai is an AI-first company on a mission to transform how finance teams operate by building the world’s first autonomous finance platform. The organization focuses on automating accounting and financial workflows to improve accuracy, speed, and decision making for enterprise finance teams. Serving professionals across industries, Vic.ai emphasizes an AI-native approach to finance operations that scales with growth and integrates with existing ERP and financial systems. The company highlights capabilities in automating routine tasks, delivering data-driven insights, and enhancing control over cash flow, compliance, and governance. With a commitment to security and reliability, Vic.ai positions itself as a trusted partner for finance leaders seeking to modernize processes, reduce manual effort, shorten monthly close cycles, and achieve measurable ROI through intelligent automation and analytics. The description reflects a focus on audience, capabilities, and impact, highlighting leadership in AI for accounting and a dedication to customer success through continuous innovation and partnerships.
To empower finance teams everywhere with AI-first solutions and transform how finance operations are conducted through an autonomous finance platform.
What we offer
Vic.ai APSuite
Automate Your Accounts Payable Workflow With AI-Driven Efficiency.
www.vic.ai/accounts-payableVicCard
Streamline your expense management with AI-powered controls, ensuring compliance and improved oversight.
www.vic.ai/expense-management-corporate-cardVicAnalytics
Gain actionable analytics for optimizing AP processes and improving financial efficiency.
www.vic.ai/analytics-and-insightsVicAgents
VicAgents™ empower finance teams with intelligent, task-specific automation to optimize workflows and enhance operational efficiency.
www.vic.ai/vic-agentsAutonomous Finance Platform
Transform finance operations with Vic.ai's AI-native platform for end-to-end automation.
www.vic.ai/product-tourWho do we serve
Enterprise Finance Teams
Large organizations seeking autonomous, AI-powered finance operations to accelerate close and governance.
Accounts Payable Automation Leaders
Mid-to-large AP operations seeking end-to-end automation and strong vendor management.
Finance Analytics Leaders
Finance analytics teams needing AI-driven insights and predictive cash flow.
Shared Services Finance Organizations
Global shared services centers centralizing multi-entity finance and automation.
Market segments
Market size by segment
Growth potential (CAGR)
Accounts payable automation
Capabilities that automate invoice capture, approvals, PO matching, supplier onboarding, tax capture, payment reconciliation, and ERP integrations to reduce manual AP work and reconciliation risk.
Payments and vendor management
Capabilities to automate bill payments, prioritize payments, provide a vendor portal, secure payment processing, and optimize cash flow and vendor relationships.
Corporate card and employee spend management
Capabilities to issue and control corporate cards, enforce policy, capture receipts, and automate expense reporting and reconciliation.
Financial planning and analysis and management reporting
Forecasting, budgeting, monthly close, cash flow management, and real-time reporting to support operational decision-making and performance management.
Automated bookkeeping
Capabilities that automate transaction capture, classification, reconciliation, and continuous ledger maintenance to deliver 24/7 bookkeeping and real-time transaction insights for accounting firms and their clients.
More information about our offering
Vic.ai APSuite
Vic.ai APSuite is an AI-first accounts payable automation product that streamlines the end-to-end AP workflow, including invoice processing, PO matching, approvals, AP inbox, and payments. It leverages autonomous data capture, intelligent matching, and ERP data exchange to reduce manual work, accelerate close, and improve accuracy. VicInbox complements APSuite by centralizing supplier communications and streamlining invoice approvals.
- Eliminate Manual TasksWith AI-driven automation, reduce human errors and unnecessary manual input, allowing teams to focus on higher-value work.
- Streamline Approval ProcessesEnsure invoices are routed and approved efficiently, minimizing bottlenecks and improving turnaround times.
- Enhance SecurityRegularly check for potential fraud signs to protect your financial resources effectively.
- Streamline AP Inbox ManagementVicInbox automatically captures, categorizes, and processes invoices, reducing manual sorting and enhancing supplier interactions.
- Maintain Accurate RecordsKeep all financial data updated in real time, reducing discrepancies and improving financial reporting.
- Accelerate Invoice ApprovalsStreamlined workflows ensure invoices are directed to the correct approvers instantly, facilitating timely payments.
- Prevent Duplicate PaymentsEnsures each invoice is verified before approval, safeguarding cash flow.
- Ensure Invoice AccuracyAutomatically reconcile invoices with purchase orders, ensuring compliance and reducing payment errors.
- Enhance Vendor CommunicationVicInbox crafts accurate and rapid replies to queries, thus fostering better supplier relationships.
- Support Diverse Invoice FormatsVicInbox can handle invoices submitted via email, portal, or in any format, simplifying vendor submissions.
- Optimize Supplier RelationshipsAutomatically verify vendor details and optimize contracts, freeing teams to strengthen partnerships.
- Drive Strategic DecisionsLeverage data analytics to enhance operational efficiency and support informed decision-making.
VicPay
VicPay is Vic.ai's Bill Pay and Vendor Portal product that helps automate vendor payments and provide cash flow control for finance teams.
- Automate Vendor PaymentsVicPay reduces manual tasks associated with vendor payments, ensuring timely and accurate processing without errors.
- Ensure Payment SecurityVicPay uses advanced security measures to safeguard vendor banking information, reducing the risk of fraud.
- Maximize Cash FlowBy capturing early payment discounts and managing cash flow efficiently, VicPay helps improve overall financial health.
- Track Payment StatusVendors are notified instantly about invoice statuses, ensuring transparency and building trust.
- Enhance Vendor ExperienceThe portal provides vendors with control over their profiles and payments, improving communication and reducing admin workload.
- Prioritize Payments EfficientlyEnsure critical payments are made on time while optimizing cash management with intelligent decision-making.
VicCard
VicCard is AI-powered expense management linked to a corporate card to simplify expense capture, approvals and reporting within Vic.ai.
- Automate Expense ManagementEliminate manual expense reporting by automating receipt matching and expense coding while ensuring accurate tracking of non-payroll corporate expenses.
- Simplify Spending ControlLink your corporate card to gain real-time insights and set spending limits to ensure compliance with company policies.
- Prevent Fraud EfficientlyAutomatically monitor transactions and receive alerts for suspicious activities, safeguarding your company's finances.
- Control Spending ProactivelyAllow finance teams to manage non-payroll expenses effectively while ensuring adherence to budget limits.
VicAnalytics
VicAnalytics provides AI-powered analytics and insights for finance teams, surfacing actionable data to identify bottlenecks and optimize performance.
- Identify BottlenecksUtilizes robust analytical tools to highlight inefficiencies and streamline workflows, aiding in better decision-making.
- Monitor PerformanceVisualizes key metrics to provide instant insight into financial performance, enhancing transparency and accountability.
- Flag IrregularitiesProactively detects discrepancies and potential fraud, minimizing risk and improving compliance.
- Tailor ReportsOffers customizable reports that meet specific business needs, ensuring relevant data is always at your fingertips.
- Forecast TrendsEmpowers finance teams with the ability to predict patterns and optimize strategies for improved cash management.
VicAgents
VicAgents are agentic AI partners built specifically for finance workflows, enabling smarter automation and advisory within Vic.ai.
- Execute Structured Finance TasksVicAgents autonomously handle high-volume finance tasks, ensuring compliance and reducing manual effort, thereby freeing your team for strategic work.
- Monitor Vendor ComplianceVicAgents keep track of compliance with vendor agreements, automatically flagging violations to mitigate risks.
- Integrate with WorkflowsVicAgents operate within existing financial systems, enhancing workflow efficiency without the need for retooling processes.
- Obtain Instant InsightsUsers can request information directly from VicAgents in simple language, providing quicker answers and actionable insights.
- Adapt to Business LogicThese AI agents learn from past actions to adjust and improve their execution of tasks, ensuring better outcomes.
Autonomous Finance Platform
The Autonomous Finance Platform is Vic.ai's AI-native accounting platform providing end-to-end automation and ERP integrations for finance teams.
- Achieve Total AutomationEnable full automation of accounting tasks, improving accuracy and efficiency across finance operations.
- Enhance Operational EfficiencyIntegrate effortlessly with existing systems, ensuring consistent data flow and reducing manual entry errors.
- Ensure Data IntegrityMaintain compliance with industry standards through comprehensive security measures, safeguarding sensitive financial information.
- Increase Accuracy Over TimeAutomate and enhance efficiency in invoice processing, leading to higher accuracy as the system evolves.
- Enhance Decision-MakingUtilize instant access to performance metrics for strategic financial decisions and improved cash flow management.
References
Methodology and sourcing behind the figures shown above.
Accounts payable automation
Estimate uses recent market reports in the provided searchResults. Future Market Insights (FMI) explicitly defines the accounts payable automation market consistent with the requested segment and reports USD 3.8B (2026) and a 10.3% CAGR (2026–2036). Other sources show a range (The Business Research Company: $5.42B in 2025, 21.6% CAGR; Market Research Future: $1.41B in 2024, 8.83% CAGR) reflecting differences in scope and forecast windows. I selected FMI’s 3.8 billion USD and 10.3% CAGR as the primary estimate because its scope and timeframe align closely with the described AP automation capabilities and it is the most directly comparable source in the results.
Payments and vendor management
Estimate based on market-size figures for adjacent vendor/vendor-risk/vendor-management systems segments in the search results. Fortune Business Insights reports vendor risk management at USD 12.5B (2025); coherent and strategic reports place vendor management/VMS between ~USD 5.7B–11.5B with CAGRs reported from ~10.5%–15.4%. Combining these adjacent market definitions for a payments+vendor-management capability leads to a conservative consolidated market-size estimate of ~USD 12.5B and a mid-range growth potential of ~12% CAGR (reflecting reported CAGRs of 9.8%–15.4%).
- The global market was valued at USD 5.7 billion in 2024; expected CAGR of 12.5% from 2024 to 2030.
- The global vendor risk management market size was valued at USD 12.5 billion in 2025 and CAGR of 15.38% (2025–2034).
- Estimated at USD 11.51 Bn in 2026 and expected to reach USD 23.16 Bn by 2033, exhibiting a CAGR of 10.5% (2026–2033).
- The global supplier management market was valued at USD 670.19 million in 2025 and is expected to grow at a CAGR of 9.80%.
Corporate card and employee spend management
Search results show the expense-management / corporate-spend market clustered around $7.5–8.3B in 2025. Reported forecast CAGRs range ~7.4%–11.1% across vendors and horizons; combining those expense-management forecasts and corporate-card growth (~9.8%) yields a mid‑range CAGR estimate of ~9.0% and a 2025 market baseline of ~$8.2B.
- Expense Management Software market size has reached to $7.47 billion in 2025
- The global expense management software market size was valued at USD 8.33 billion in 2025; CAGR 8.30% (2026–2034)
- The Expense Management Software Market reached USD 8.18 billion in 2025; CAGR (2026-2035) 10.90%
- The Commercial/Corporate Card Market is projected to exhibit a CAGR of 9.8% during the forecast period
Financial planning and analysis and management reporting
Search results contained FP&A definitions and trends (automation, AI, xP&A) but no explicit market size/CAGR. Estimated a global FP&A and management-reporting market of roughly $6B based on adjacent corporate performance management/planning software market sizes and SaaS/AI adoption trends; projected CAGR ~11.2% reflecting continued migration to cloud planning platforms, automation, and AI-enabled forecasting.
Automated bookkeeping
Estimate based on HTF Market Intelligence’s automated-bookkeeping forecast (USD 4.9B by 2033 at 12.8% CAGR). Back-calculating from that 2033 forecast yields ~USD 2.1B in 2026. Fortune Business Insights’ larger integrated accounting software market (USD 21.38B in 2025, 8.56% CAGR) was used to contextualize that automated bookkeeping is a narrower, high-growth subset. LinkedIn/Research Stratos note an alternative higher CAGR (≈14.3%) for the segment, indicating upside risk to the CAGR estimate.
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