Rolinus UAB

Launch and evolve digital banking capabilities with a modular, API-first platform supporting multiple markets.

Launch branded banking apps quickly with comprehensive regulatory and technical support.

Enhance integration and operational efficiency with Velmie's API Middleware.

Seamlessly connect various financial systems while ensuring compliance and operational continuity.

Streamline product delivery and compliance for financial institutions.

Streamline licensing and compliance for financial institutions with tailored support and expert guidance.

Modular, deployment-agnostic platforms that deliver web and mobile banking, customer onboarding, accounts, cards, wallets, payments and digital-asset capabilities for banks and fintechs.

Products: Digital Banking Platform, White-Label Application

Central integration layers and engineering services that unify channels, cores, third-party providers and payment rails through APIs, data transformation, orchestration and operational controls.

Products: API Middleware, System Integration

Capabilities to launch and operate card programs including issuer/acquirer connectivity, tokenization, program orchestration, sponsor-bank introductions and operational integration.

Products: API Middleware, System Integration, Digital Banking Platform, Licensing & Consulting

Advisory and compliance services for licensing, sponsor-bank facilitation, payments and crypto regulatory readiness, KYC/AML integration and cross-border market entry.

Products: Licensing & Consulting, System Integration

Product strategy, backlog and release governance, multi-market rollout, vendor coordination and post-launch optimization for regulated financial products.

Products: Product Lifecycle Management, System Integration, Digital Banking Platform

Digital Banking Platform

Velmie's Digital Banking Platform is a modular, API-first solution that enables banks and fintechs to launch and evolve digital banking capabilities. It provides a configurable layer for onboarding, account servicing, cards, payments, lending journeys, and digital asset propositions, with a self-service channel for customers. The platform delivers web and mobile banking applications and supports ecosystem integrations via a controlled middleware and API layer. Deployed in cloud-native or on-premises environments, it is deployment-agnostic and supports multi-market operations with strong security and regulatory compliance capabilities.

• Facilitate Ecosystem Connectivity
  Supports seamless integrations, enhancing operational flexibility and scalability.
• Streamline Compliance
  Ensures regulatory compliance through automated processes, enhancing security and efficiency.
• Manage Accounts Efficiently
  Provides comprehensive tools for account management, enabling seamless customer interactions and servicing.
• Enhance Customer Experience
  Streamlines the customer journey, improving onboarding processes and overall satisfaction.
• Deliver Seamless Banking Apps
  Provides native applications for web and mobile, enhancing customer access and usability.
• Streamline Payment Transactions
  Facilitates various payment options, making transactions faster and easier for users.
• Empower Customers
  Enables users to manage their own accounts, enhancing user engagement and reducing operational costs.
• Choose Your Deployment Model
  Offers flexible deployment options to suit diverse infrastructure needs.
• Facilitate Global Transactions
  Enables users to perform transactions in various currencies, improving global access.
• Support Digital Assets
  Enables financial institutions to manage and offer digital asset services alongside traditional banking.

White-Label Application

Velmie's White-Label Application provides ready-to-use white-label web and mobile banking apps with a configurable back end. It offers modular interfaces, reusable UI patterns, and regulatory-ready capabilities to help financial brands launch quickly while maintaining brand control and compliance. The solution is designed for rapid go-to-market with ongoing support and scalability.

• Achieve Quick Market Entry
  Accelerate the launch process to meet market demands and capitalize on opportunities swiftly.
• Leverage Ready-to-Use Apps
  Launch a fully functional banking app under your brand in no time.
• Customize Back End Services
  Tailor the back end to suit specific operational needs and requirements of diverse financial products.
• Maintain Compliance Standards
  Integrated features ensure adherence to financial regulations, simplifying compliance management.
• Plan for Growth Safely
  Built to support an increase in users while ensuring data security and system integrity.
• Receive 24/7 Support
  Ensures any technical issues are resolved promptly, allowing uninterrupted service for users.
• Ensure Consistent UI
  Utilize consistent design elements across applications to enhance user familiarity and satisfaction.
• Tailor Functions Easily
  Adapt services based on unique product demands and market conditions.

API Middleware

Velmie's API Middleware acts as a central integration layer between channels, core systems and third-party providers. It standardizes how services connect, moves data, and governs changes, while keeping core systems stable. The middleware enables multi-product lines, orchestration of end-to-end journeys, data transformation, and centralized security and compliance controls.

• Ensure Regulatory Compliance
  Implement robust security protocols and auditing capabilities to meet compliance standards.
• Facilitate Incremental Modernization
  Implement changes without impacting the existing infrastructure, allowing for steady evolution.
• Manage Growth Effectively
  Ensure the system can handle increased loads without performance degradation.
• Enhance Card Issuing Capabilities
  Seamlessly integrate with existing card issuing platforms to enable new product offerings.
• Accelerate Product Launches
  Quickly introduce new digital financial services to the market without extensive redevelopment.
• Streamline User Experiences
  Combine requests from various services into unified APIs for improved workflow.
• Consolidate Connections
  Provide a singular interface for all integration needs, reducing complexity.
• Ensure Data Consistency
  Convert data into consistent formats to ensure smooth integration between systems.
• Simplify Partner Integrations
  Enable easy integration with banks and third-party services through standardized APIs.

System Integration

Velmie's System Integration Services provide end-to-end integration leadership and engineering execution for banks, EMIs, fintechs, and program managers. Services include architecture blueprinting, core banking and ledger integration, payments and money movement, card and issuing ecosystem integration, KYC/AML/fraud integrations, and data integration with operational reporting. Delivery follows a structured approach from discovery through rollout and handover, with runbooks, monitoring, and governance to ensure stable production operations.

• Ensure Data Consistency
  Facilitate seamless interaction between various financial services and core banking systems to enhance data integrity.
• Enhance Compliance
  Embed compliance measures directly within the financial workflows to reduce fraud risks.
• Streamline Card Issuing Processes
  Connect your card programs to multiple processors and manage spend controls while ensuring a cohesive user experience.
• Streamline Planning
  Create a detailed plan for integration that aligns with your operational model and business goals.
• Facilitate Efficient Transactions
  Connect to various payment systems to enable rapid and secure money movement across multiple channels.
• Facilitate Accurate Reporting
  Ensure consistency in operational reporting while enabling efficient data flows across systems.
• Ensure Ongoing Stability
  Implement operational best practices to prepare for post-launch monitoring and issue resolution.
• Transform Legacy Systems
  Modernize your technology stack without disrupting ongoing operations.
• Maintain Project Discipline
  Establish clear ownership and governance structures to oversee integration projects from start to finish.
• Build Capacity Quickly
  Gain access to additional expertise and resources to speed up integration initiatives.

Product Lifecycle Management

Velmie's Product Lifecycle Management helps financial institutions translate strategy into executable roadmaps and governance across product development, launches, and ongoing delivery. It defines product operating models, requirements and journeys, backlog and release management, and post-launch optimization. It coordinates vendor and partner activities, aligns regulatory and operational constraints, and provides repeatable processes to deliver digital banking, wallet, payments and lending products across multiple markets.

• Ensures Structured Coordination
  Creates a rigorous framework for managing tasks and priorities, which aids in timely and effective delivery.
• Accelerates Time to Market
  Speeds up the delivery of innovative financial solutions, enhancing competitive positioning.
• Ensures Compliance
  Confirms that all developments meet regulatory standards, minimizing risks.
• Facilitates Geographic Scalability
  Supports the deployment of consistent offerings in different regions while adhering to local regulations.
• Aligns Business Goals
  Ensures that product developments are strategically aligned with corporate objectives.
• Prevents Costly Issues
  Identifies and addresses potential compliance issues early, reducing risks.
• Defines Customer Pathways
  Creates clear maps of user experiences, enhancing client satisfaction.
• Enhances Accountability
  Fosters a culture of responsibility and clarity in decision-making processes.
• Improves Product Performance
  Enables ongoing enhancements based on user experiences and analytics.
• Ensures Smooth Deployments
  Facilitates seamless transitions with organized release strategies.
• Enhances Collaboration
  Streamlines cooperation between various stakeholders to achieve common goals.

Licensing & Consulting

Velmie's Licensing & Consulting services help financial and regulatory bodies with policy development, sponsor bank connections, licensing facilitation, and related compliance and business modeling. The service coordinates sponsor banks across the EU, UK, US and GCC, supports payments and card program licensing, open banking readiness, and cross-border financial activity, and provides guidance on regulatory requirements, onboarding, and product strategy.

• Enhances Regulatory Compliance
  Assists in drafting and executing critical IT policies ensuring alignment with regulatory frameworks.
• Expands Banking Partnerships
  Facilitates introductions and supports clients in achieving onboarding with sponsor banks crucial for operational success.
• Facilitates Efficient Card Licensing
  Guides clients through the process of acquiring necessary licenses for issuing and acquiring cards while ensuring compliance.
• Supports Crypto Compliance
  Provides essential support for businesses looking to develop and implement crypto-related services while adhering to regulatory standards.
• Streamlines Payment Licensing
  Helps institutions navigate the complexities of acquiring licenses for different payment systems, ensuring seamless operations.
• Empowers Financial Planning
  Aids clients in creating robust financial models that meet regulatory expectations and support strategic business decisions.
• Accelerates Market Entry
  Provides strategic insights and support for clients looking to expand into new markets while maintaining regulatory compliance.
• Facilitates Open Banking Readiness
  Guides institutions through the certification processes necessary for effective open banking implementation and integration.