Unum Group Unclaimed

Comprehensive benefits solutions providing financial protection and well-being support for employees.

A complete benefits package designed specifically for small businesses to support their employees.

Streamline absence management with comprehensive leave solutions for HR and employees.

Simplified benefits management and support through a modern digital platform.

Optimizes employee benefits administration with automated processes and seamless integrations.

Streamline ADA compliance and support employees' accommodation needs effectively.

Empowers employees with knowledge and tools for informed benefit decisions.

Streamlines benefits enrollment with efficient digital EOI solutions for quick and transparent applications.

Capabilities to manage employee leave lifecycle, compliance reporting, return-to-work coordination, and digital leave experiences for employers and administrators.

Services and integrations that streamline benefits enrollment, plan setup, automated data exchange, billing, employee education, and embedded evidence-of-insurability workflows.

Employer-provided insurance offerings (disability, life, accident, critical illness, hospital, dental, vision, pet) that deliver financial protection and related member services.

Advisory and outsourced administration for Americans with Disabilities Act (ADA) interactive processes, digital self-administration, and accommodation advisory services to reduce employer risk and administrative burden.

Unum Employee Benefits

Unum offers a range of employee benefits including Disability Insurance, Life Insurance, Accident Insurance, Critical Illness Insurance, Hospital Insurance, Dental Insurance, Vision Insurance, and Pet Insurance to ensure financial security and health well-being for employees in various situations.

• Covers Family Financial Needs
  Offers term and whole life plans, ensuring families receive support during loss.
• Support During Serious Health Challenges
  Provides lump-sum benefits for critical illnesses, managing treatment costs effectively.
• Mitigates Healthcare Costs
  Helps employees manage out-of-pocket expenses from hospital stays.
• Ensures Employee Eye Health
  Provides access to necessary eye exams, glasses, and contacts.
• Provides Income Replacement
  Includes short-term and long-term options, supporting financial stability during critical periods.
• Alleviates Financial Stress from Injuries
  Covers co-pays and transportation costs related to accidental injuries.
• Reduces Dental Care Costs
  Support routine care and expensive procedures like crowns and bridges.
• Covers Pet Health Expenses
  Supports comprehensive pet care including accidents and wellness.

Unum Small Business Essentials

Small Business Essentials delivers a comprehensive bundle of benefits options with an end-to-end digital experience and service, tailored to meet the needs of small businesses.

• Bundled Benefits Package
  Provides a versatile array of insurance options to meet diverse employee needs.
• Seamless Digital Management
  Offers an integrated online platform for easy access and management of benefits.
• Expert Support Teams
  Access to knowledgeable support teams to assist employers and employees with benefits management.
• Tailored Enrollment Strategies
  Offers a consultative approach to ensure enrollment methods align with company culture.

Unum Total Leave

Unum Total Leave provides advanced leave management with digital experiences, modern technology and expert support to simplify absence management.

• Access 24/7 Support
  Employees can engage with resources and assistance anytime, facilitating smoother leave management.
• Navigate Complex Leave Scenarios
  Specialized support to assist in managing complex leave requests and adherence to compliance requirements.
• Ensure Legal Adherence
  Automates tracking and reporting of compliance metrics related to leave management.
• Easier Employee Transitions
  Programs designed to help employees reintegrate into the workplace effectively post-leave.
• Streamline Administrative Tasks
  Utilizes advanced platforms to reduce manual processing and improve workflow efficiency.

MyUnum

MyUnum portal makes benefits easy to manage with streamlined administration and digital tools.

• Access Anytime, Anywhere
  Members can easily log in to their benefits anytime through both mobile and web applications.
• Streamline Billing Process
  Automated digital billing reduces errors and simplifies payment tracking for users.
• File Claims With Ease
  Members can submit and track claims easily through the mobile app or web portal, improving user experience.

Broker Connect for Employee Navigator

Broker Connect offers an integrated experience to save time and automate processes using Employee Navigator, enhancing benefits administration.

• Automate Plan Configuration
  Seamlessly configure benefits plans with accurate rates and provisions, ensuring efficiency and reducing manual errors.
• Synchronize Benefits Data
  Facilitates real-time data exchange between Employee Navigator and Unum for error-free benefits management.
• Ease Billing Processes
  Provides clear and accurate billing through automated information exchange, reducing manual work.

ADA Solutions

Unum ADA Solutions help employers navigate ADA requirements with outsourced administration, digital self-administration, and advisory services.

• Manage ADA Requests Efficiently
  Manages the entire accommodation request process to ensure compliance and support.
• Simplify Accommodation Management
  Streamlined accommodation request management through an easy online process, enabling standardized communication.
• Receive Expert Guidance
  Providing key insights and support in evaluating ADA requests.

Benefits Education & Enrollment

Education and enrollment resources to help employees make informed decisions and maximize enrollment.

• Offers Varied Learning Tools
  Includes various materials tailored to diverse learning styles, facilitating informed decision-making.
• Enhances Enrollment Engagement
  Multiple education formats ensure employees receive consistent information for better comprehension.
• Streamlines Enrollment Process
  Effective tools ensure employees understand their benefits options and encourage participation.

Evidence of Insurability

Unum's Evidence of Insurability solutions streamline the coverage application process for employees and plan administrators.

• Access EOI During Enrollment
  Allows higher completion rates and efficient management during benefits enrollment.
• 85% Instant Decisions
  Quick approvals for necessary coverage without lengthy processes.
• Visible Application Status
  Ensures communication about EOI status remains clear.