The Retirement Advantage Unclaimed

Outsource Your Fiduciary Responsibilities To Mitigate Risk.

Streamline compliance and reporting with expert data collection services.

Tailored options for establishing and managing 401(k) plans to meet employer needs.

Provides effective retirement savings solutions through cash balance plans.

Ensure Legal Compliance for Retirement Plans with Expert Restoration Services.

Expert Consulting To Optimize Retirement Plans And Ensure Compliance.

Protects retirement plans against fraud and dishonesty losses.

Maximize retirement savings with high contribution limits and flexible options for small businesses.

Offers protection for fiduciaries against claims related to retirement plan management.

Streamlines retirement plan management for compliance and operational efficiency.

Evaluate Retirement Plan Options Effectively For Better Compliance And Benefits.

Tailored plan design services for optimal retirement benefits and compliance.

Ensure Compliance Through Document Maintenance Services.

Ensures timely and accurate delivery of critical plan notices to participants.

Facilitates retirement benefits for new businesses, promoting employee retention and compliance.

Leverage AI-Driven Solutions For Efficient Retirement Plan Management.

Enhances retirement benefits with streamlined administration and compliance support.

Operations and recordkeeping that manage day-to-day plan activity, participant communications, document upkeep, enrollment, and streamlined administration for plan sponsors.

Services that assume or mitigate fiduciary exposure, provide oversight, and transfer or insure fiduciary responsibilities to reduce sponsor liability.

Capabilities focused on maintaining ERISA/IRS compliance, ongoing monitoring, error correction, and remediation to avoid penalties and restore plan compliance.

Plan design, benchmarking, and strategic offerings that optimize benefit design and funding for employers and high‑earners, including defined contribution and cash balance options.

3(16) Fiduciary Services

Fiduciary services under the 3(16) standard for delegated fiduciary responsibilities. This service provides comprehensive oversight of retirement plan operations, ensuring compliance and reducing fiduciary risks.

• Manage Plan Operations
  Provides a thorough management of daily operations and compliance tasks, reducing the burden on employers.
• Minimize Financial Liability
  By outsourcing fiduciary duties, businesses can limit their financial liabilities and potential legal issues.
• Ensure Regulatory Compliance
  Maintain peace of mind knowing your retirement plan complies with all relevant laws, reducing the likelihood of penalties.

3(16) Data Collection

Data collection service under the 3(16) fiduciary framework.

• Ensures Accurate Data Collection
  Our service streamlines the process of collecting and managing essential data for accurate reporting, reducing errors and ensuring compliance with fiduciary standards.
• Meets ERISA Requirements
  Our expert team makes certain your data collection aligns with ERISA guidelines, thus minimizing risks associated with fiduciary duties.
• Offers Easy Data Access
  Clients can navigate effortlessly through the platform, ensuring ease of use in managing data submissions.

401(k) Plan Options

Options for designing and selecting a 401(k) retirement plan.

• Design Tailored Plans
  Customized retirement plans that reflect the company culture and employee requirements enhance employee satisfaction and retention.
• Ensure Compliance
  Regular updates and support to navigate complex regulations ensure that your plan remains compliant, avoiding costly penalties.
• Diverse Investment Choices
  Provide employees a variety of investment options, empowering them to choose investments that align with their retirement goals.
• Promote Savings Awareness
  Employee education initiatives improve understanding of retirement planning, resulting in more engaged and informed participants.

Cash Balance Plans

Cash balance plan services for retirement plan sponsors.

• Reduce Tax Liability
  By making contributions to cash balance plans, companies can lower their taxable earnings, potentially leading to considerable tax savings.
• Maximize Retirement Contributions
  High-earning employees can significantly boost their retirement savings through higher contribution limits compared to traditional plans.
• Customize Contribution Amounts
  Employers can adjust contributions to align with their business cash flow, enhancing financial planning.
• Navigate Regulatory Requirements
  Employers can rest easy knowing they receive professional support to ensure all aspects of the plan meet necessary regulations.
• Secure Retirement Income
  Employees benefit from assured payouts upon retirement, enhancing their financial security.

Compliance Restoration

Compliance restoration services for retirement plans, ensuring adherence to regulations and helping to mitigate penalties for plan sponsors.

• Achieve Desired Compliance Standards
  Our services help organizations understand and meet legal compliance requirements, safeguarding their retirement plans from regulatory issues.
• Correct Past Compliance Errors
  We facilitate the correction of historical compliance mistakes, helping to re-establish your plan's adherence to regulations and mitigate risks.
• Enhance Fiduciary Responsibility
  Our fiduciary support services aim to empower plan sponsors with the knowledge and tools necessary to manage compliance effectively.
• Maintain Continuous Compliance
  Regular monitoring ensures your retirement plan remains within legal standards, allowing for proactive management of compliance issues.

Consulting

Consulting services for retirement plan sponsors and professionals.

• Enhance Plan Effectiveness
  Our consulting helps optimize plan structures to meet your specific employee demographics and business goals.
• Ensure Regulatory Compliance
  We keep you informed of regulatory changes, helping ensure your plans adhere to the latest federal and state regulations.
• Mitigate Potential Risks
  We identify and help address various risks, including fiduciary liabilities, to protect your organization.
• Align Plans With Business Strategy
  Our approach ensures your retirement strategies effectively reflect your organization's vision and goals.

ERISA/Fidelity Bond

ERISA fidelity bond service to protect retirement plans. This service ensures compliance with federal regulations by providing protection against losses due to fraud or dishonesty.

• Ensure Compliance With ERISA
  Our fidelity bond service is designed to meet ERISA requirements, helping employers avoid significant penalties.
• Protect Against Fraud Losses
  This bond offers financial protection, ensuring that any losses incurred due to fraud are covered, thus securing employees' retirement savings.
• Tailor Bond Coverage
  We work with you to understand your unique needs, offering tailored solutions that suit the specific requirements of your retirement plans.
• Access Professional Support
  Our experts guide you through the complexities of ERISA compliance and bond selection, ensuring informed decisions for your organization.

EZ Solo 401(k) Plan

EZ Solo 401(k) Plan is tailored for small business owners seeking retirement savings options. It allows for high contribution limits and flexible investment choices while ensuring compliance with regulatory requirements.

• Increase Retirement Savings
  The EZ Solo 401(k) Plan permits contributions up to $66,000 for individuals under age 50, and $73,500 for those aged 50 or older, providing substantial savings potential.
• Simplify Plan Management
  The EZ Solo 401(k) can be set up with minimal paperwork, and ongoing administrative tasks are streamlined to reduce the burden on business owners.
• Choose Investments Freely
  Participants can diversify their portfolios across various asset classes, allowing for tailored investment strategies to match specific retirement goals.
• Access Funds When Needed
  Participants can take loans from their accounts, which can be a strategic financial tool for short-term needs without permanent loss of savings.

Fiduciary Liability Insurance

Fiduciary liability insurance for retirement plan sponsors, protecting against claims arising from breaches of fiduciary duty related to retirement plans.

• Protects Against Legal Claims
  Ensures fiduciaries are safeguarded from financial losses due to legal claims, enhancing confidence in their management duties.
• Enhances Compliance Assurance
  Helps fiduciaries navigate complex regulations, reducing exposure to penalties and fines.

Plan Administration

Plan administration services for retirement plans.

• Maintains Regulatory Compliance
  Our services help safeguard your plan against penalties and audits by ensuring all regulations are met.
• Assists in Document Maintenance
  We ensure all plan documents are up-to-date, compliant, and easily accessible for sponsors.
• Creates Personalized Plans
  We collaborate with you to design a plan that meets your specific goals and employee needs.

Plan Comparison

Plan comparison services to help sponsors evaluate options.

• Identify Best Plans
  Our service provides a thorough breakdown of multiple retirement plans based on your specific organizational needs, helping you make informed decisions.
• Ensure Regulatory Compliance
  Mitigate risks by ensuring all suggested plans comply with federal and state laws.
• Receive Expert Guidance
  Leverage our team's expertise to navigate regulatory requirements and ensure compliance while optimizing retirement benefits.
• Assess Financial Impacts
  Facilitates understanding of the cost structures associated with different retirement plans, helping to manage your budget effectively.

Plan Design

Plan design services tailored to meet your retirement offering needs, ensuring compliance and optimal benefit strategies for participants.

• Tailors Plans To Your Needs
  Our services create unique plan structures that align with your organizational goals, helping to attract and retain talent.
• Maintains Compliance Standards
  We keep your plans compliant with legal regulations, minimizing risks associated with audits or penalties.
• Receives Expert Guidance
  Our consultants provide insights and strategies that help shape effective retirement solutions tailored to your business.

Plan Document Maintenance

Maintenance of plan documents to stay compliant, ensuring that companies follow current regulations and industry standards for their retirement plans.

• Stay Updated With Regulations
  Maintain compliance with ever-changing regulations, thereby minimizing the risk of fines and legal issues.
• Keep Documents Current
  Ensure that your retirement plans are always documented accurately, contributing to smooth operations and compliance.
• Consult With Experts
  Receive tailored advice from knowledgeable professionals to enhance your plan's effectiveness and compliance.

Plan Notice Fulfillment

Notice fulfillment services for retirement plans.

• Delivers Notices Accurately
  Helps ensure participants receive essential information about their retirement plans, fostering compliance and transparency.
• Ensures Compliance
  Minimizes risk of penalties and enhances plan manager’s assurance that all requirements are met based on regulatory standards.
• Prepares Customized Notices
  Ensures that all notices are relevant and tailored to meet the distinct needs of each plan and its participants.
• Improves Communication
  Fosters participant understanding of their retirement benefits through clear and actionable information.

Start-Up 401(k) Plan

Start-up 401(k) plan services for new sponsors. This plan is designed to help new businesses offer retirement benefits to their employees, ensuring compliance with regulations and promoting employee retention through competitive benefits.

• Access Expert Guidance
  With expert advisors available, sponsors can confidently set up their 401(k) plans without the stress of compliance worries.
• Choose Flexible Options
  Businesses can create a 401(k) plan structure that aligns with their employee demographics and overall business objectives.
• Ensure Compliance Automation
  Automatic updates to comply with changing regulations help sponsors maintain compliance without constant oversight.
• Enhance Employee Understanding
  Engagement tools help employees understand their options, increasing participation rates and enhancing their retirement readiness.
• Facilitate Easy Enrollment
  A simple sign-up process ensures that new employees can quickly enroll, maximizing retirement savings opportunities.

STAX.ai

STAX.ai is a platform that provides AI-enabled retirement plan services, enhancing operational efficiency and compliance for retirement plan sponsors.

• Ensure Compliance Effortlessly
  STAX.ai assists sponsors in maintaining compliance with federal regulations, reducing the risk of costly penalties and enhancing peace of mind.
• Streamline Data Analysis
  By automating data analysis, STAX.ai enables plan sponsors to make informed decisions quickly, ensuring optimal plan performance that meets compliance standards.
• Manage Fiduciary Duties
  With STAX.ai, sponsors can confidently meet their fiduciary obligations, reducing liability and enhancing plan governance.
• Tailor Plans To Fit Needs
  Customize retirement plans for diverse workforce needs, ensuring that all employees benefit from optimal retirement benefits.

TRA Select 401(k) PEP

TRA Select 401(k) PEP provides a flexible and cost-effective retirement plan solution for employers, allowing for streamlined plan administration and compliance support.

• Streamline Your Retirement Plan Administration
  Our service offers a comprehensive approach to plan management, alleviating the complexities of administration and allowing employers to focus on their core business operations.
• Stay Compliant With Regulations
  TRA Select provides ongoing support and updates to ensure that your retirement plan remains compliant with federal and state regulations, reducing the risk of penalties and legal issues.
• Customize Your Retirement Plan
  Employers can design their retirement plan to fit organizational goals and employee needs, ensuring the optimal benefits package.