SeamlessPay Unclaimed

Maximize transaction approvals and minimize fraud with a unified payments platform.

Facilitates fast and compliant payment processing for platforms and marketplaces, enhancing revenue streams.

Enhance payment security and reduce fraud with adaptive authentication and identity verification.

Protect your business from fraud and reduce chargebacks with smart, adaptable machine learning insights.

SeamlessPay Capital provides fast and flexible financing solutions for your business.

Platform Marketplaces And Ecosystems

Global platform ecosystems needing fast onboarding, multi-channel payments, and robust risk controls.

SaaS Platforms With Integrated Payments

Global software platforms requiring recurring billing and seamless checkout.

Direct Online Retailers

Global online retailers needing secure checkout and fraud protection.

Growth-Focused Fintechs And Marketplaces

Global growth-driven platforms needing capital and onboarding acceleration.

Capabilities to route, tokenize, optimize approvals, automate disputes and billing, and provide APIs and hardware for unified payments across online and in-person channels.

Identity verification, adaptive authentication, real-time risk scoring, ML-driven fraud detection, custom risk rules, and dispute prevention to reduce fraud and chargebacks.

Platform-focused merchant onboarding, KYC/KYB, PCI compliance, multi-channel acceptance, rapid payouts, and flexible revenue sharing models for marketplaces and platforms.

Payment-linked business financing with fast online approvals, instant funding, automated repayments from future sales, and tailored financing terms for merchants.

Payments

SeamlessPay Payments is a unified payments platform that helps businesses route, authenticate, and protect every transaction from a single login. It offers smart routing across processors, network tokens, 3D Secure, fraud scoring, and AI-driven dispute automation, with related products such as Invoicing, Subscriptions, and Terminal accessible through one integration. The platform supports multi-geography payments, tokenized credentials, and centralized risk control to increase approvals and reduce fraud.

• Maximize Approvals
  Ensure every transaction has the highest chance of approval, recovering lost revenue from false declines.
• Automate Dispute Resolution
  Reduce chargebacks and enhance win rates by automating the dispute management process.
• Control Fraud Risk
  Enhance security with real-time fraud detection mechanisms, improving both security and transaction approval rates.
• Automate Invoicing Processes
  Reduce churn with automated invoicing that ensures customers are billed on time, every time.
• Offers Flexible Payment Solutions
  Seamlessly manage customer payments whether they occur online or in-store, facilitating diverse payment methods.
• Avoid Vendor Lock-In
  Utilize a flexible payment strategy without being tied to a single processor, enhancing adaptability as business needs evolve.
• Access Comprehensive Customer Insights
  Track payment behaviors and histories that assist in improving service and retention strategies.
• Customize Billing Structures
  Tailor subscription plans to suit different business models, offering flexibility to customers.
• Ensures Transaction Continuity
  The offline mode allows businesses to maintain operations without interruptions, even during connectivity issues.
• Automate Billing Processes
  Streamline invoice generation and payment collection, enhancing customer satisfaction and reducing churn.
• Enhances Brand Recognition
  Custom branding on checkout interfaces increases customer confidence and brand loyalty.
• Streamlines Payment Integration
  Easily integrate payment solutions with existing systems through straightforward API access and robust hardware options.
• Simplify Invoicing
  Reduce time spent on accounts receivables with automated reminders and easy invoice tracking.
• Get Started in Minutes
  Easily integrate with existing systems to begin processing subscriptions without delay.
• Utilizes Modern Technology
  The advanced hardware ensures a user-friendly experience, effectively managing transactions and customer interactions.
• Personalizes Customer Interactions
  Allows businesses to create a tailored experience that aligns with their goals and meets customer expectations.

PayFac

PayFac is SeamlessPay’s payment facilitator solution for platforms and marketplaces. It enables fast merchant onboarding, multi-channel payment acceptance (online, in-app, and in-person), and rapid payouts. The program supports flexible revenue sharing or markup models and provides PCI Level 1 service provider posture and Know Your User capabilities to help meet regulatory requirements.

• Enhances Data Security
  Utilizes advanced security measures to protect sensitive payment data, ensuring compliance and building customer trust.
• Accelerates Time to Market
  Helps platforms swiftly integrate and enable merchants to start processing payments without delays.
• Supports Diverse Payment Methods
  Provides flexibility for customers to use their preferred payment methods across various channels.
• Maximizes Revenue Opportunities
  Enables platforms to customize revenue models, ensuring profitability tailored to their market needs.
• Improves Cash Flow
  Ensures prompt access to funds for both platforms and merchants, enhancing financial management.

3D Secure

3D Secure by SeamlessPay provides identity verification and adaptive authentication to protect transactions while preserving checkout conversion. It combines real-time fraud scoring, risk controls, and BIN-level controls to evaluate risk on every payment.

• Optimizes Authentication Process
  This feature dynamically adjusts authentication requirements based on transaction risk, ensuring a smoother experience for legitimate customers.
• Enhances Transaction Security
  Evaluate transaction risk using BIN-level data to proactively manage and optimize authorizations.
• Immediate Risk Assessment
  Utilize advanced algorithms to analyze transaction data instantly and flag potentially fraudulent activities.
• Validates Customer Identities
  Ensure that the person making the transaction is the legitimate cardholder via various verification methods like OTP and biometrics.
• Improves Checkout Experience
  This feature allows for seamless transaction approvals without interrupting the customer, maintaining high conversion rates.
• Supports Modern Mobile Payments
  Built for mobile devices, ensuring that consumers can securely transact using their smartphones with ease.

Sonar

Sonar is SeamlessPay’s fraud detection solution that uses machine learning to identify fraudulent patterns in real time. It supports custom risk rules, manual reviews, and fraud performance insights to help reduce chargebacks.

• Tailor Risk Management
  Set parameters for transaction risk evaluation to match your business's needs.
• Enhance Detection Accuracy
  Utilize advanced algorithms that learn and adapt to evolving fraud tactics.
• Gain Valuable Insights
  Use comprehensive reports to identify fraud patterns, helping to improve future risk strategies.
• Control Transaction Approval
  Review flagged transactions personally to enhance approval processes and minimize losses.

Capital

Grow your business with SeamlessPay Capital, offering quick and easy business financing. Use the funds for growth or cash flow needs. The online application enables fast approvals, funding within one business day after approval, and automated repayments from future sales.

• Simplify Cash Flow Management
  Streamline your repayment process by allowing deductions directly from sales, ensuring timely repayments without manual intervention.
• Access Cash Immediately
  Once approved, access your funds swiftly to invest in growth opportunities or manage current cash flows effectively.
• Receive Quick Decisions
  Get the financing you need quickly with rapid application processing, allowing you to focus on growing your business.
• Get Customized Solutions
  Receive financing options specifically designed to suit your business requirements, enhancing flexibility and support.
• Streamline Your Application Process
  Apply for financing in just a few minutes, eliminating long forms and reducing the hassle typically associated with loan applications.