River Edge Advisors

Gain senior finance leadership, reliable financial reporting, and a dedicated team to support clearer decisions without building an in-house finance department.

Get reconciled books, timely monthly financial reports, and year-end support without managing the bookkeeping in-house.

Keep vendor payments accurate and on time with end-to-end processing, documented approvals, cash-aware payment runs and spend visibility.

Helps customers turn earned revenue into cash with accurate invoicing, professional collections, timely cash application and clear visibility into outstanding balances.

Manage payroll, benefits and PTO through your existing provider while keeping payroll reconciled to the books and labor costs assigned to the right jobs or teams.

Gain timely visibility into profitability, cash and financial exceptions to make informed business decisions while they still matter.

Prepare for buyer scrutiny, manage diligence and sale negotiations, and keep the transaction moving while you continue running your business.

Get verifiable loan-level books, timely lender and investor reporting, and clearer visibility into portfolio performance and funding capacity.

Helps MCA funders understand portfolio performance and real cash position through deal-level accounting, reconciled remittances, participant reporting and lender packages.

Get reconciled property- and entity-level books, clearer portfolio reporting, and organized financial packages for lenders and investors.

Providers get timely, healthcare-specific financial visibility and CFO guidance to plan cash, understand performance, and make informed growth and financing decisions.

Helps logistics businesses understand margins, manage cash and make pricing and fleet decisions using timely, industry-specific financial reporting.

Fractional CFO & Controller Services

Fractional CFO and controller services from licensed CPAs, backed by a dedicated 75-person accounting team. The team works in clients’ systems and follows their approval processes, combining finance leadership with accounting execution. Services include budgeting and forecasting, 13-week cash flow management, financial statement preparation, monthly close and reporting, margin analysis, financial controls, investor and lender reporting, debt raising support, facility negotiations and renewals, and financing forecasts.

Category: Fractional CFO Services

• Plan Growth With Clearer Projections
  Use business-specific budgets, forecasts and scenarios to assess financial needs and inform upcoming decisions.
• Access Dedicated Finance Expertise
  Work with a named team that combines senior finance leadership with the accounting staff who produce and maintain the underlying numbers.
• Review Timely Financial Results
  Receive financial reporting on a regular schedule and review results with a CFO, helping make the numbers useful for ongoing decisions.
• Prepare Capital Partner Reporting
  Deliver reporting and supporting information for investors and lenders, including capital account statements, covenant tracking and borrowing base reporting where applicable.
• Anticipate Cash And Funding Needs
  Review expected cash movements and potential shortfalls ahead of time to support planning around commitments, financing and growth.
• Prepare Decision-Ready Financial Statements
  Provide owners, boards, auditors and lenders with financial statements prepared on a GAAP basis.
• Identify Profitability Drivers
  See how profitability varies across relevant parts of the business, such as customers, jobs, properties, locations or service lines.
• Support Debt Raising And Facility Decisions
  Access support for raising debt, financing growth and expansion, and negotiating or renewing credit facilities.
• Strengthen Financial Processes
  Use defined approval workflows, separated duties and a consistent close calendar to organize financial operations.

Bookkeeping services

River Edge Advisors provides outsourced bookkeeping for companies that need accurate, reconciled books and a dependable monthly close. The service includes transaction coding and account maintenance, bank and credit card reconciliations, payroll coordination, monthly financial reporting, sales tax and compliance filings, and year-end schedules and workpapers for a client’s CPA or auditors. Engagements are set up around how the business runs, with work performed in the client’s existing systems. Catch-up work is available to bring behind reconciliations and books up to date, followed by a fixed-date monthly close. A CPA-led team and fractional CFO support are available when financial questions call for further guidance.

• Keep Account Balances Reconciled
  Tie financial account balances to their supporting records on a schedule, helping keep the balance sheet reliable and differences visible.
• Receive Reports On A Fixed Date
  Get a consistent monthly financial package on a set schedule, with key changes and items needing attention called out.
• Keep Business Transactions Organized
  Maintain records that reflect business activity, with transactions coded to an account structure designed around how the company operates and reports.
• Bring Behind Books Up To Date
  Address overdue reconciliations and organize the chart of accounts so the business can move from catch-up work to a regular monthly cadence.
• Keep Your Existing Systems
  Continue using your current accounting and payroll platforms while the bookkeeping team works within those systems and you retain ownership of your accounts and data.
• Get Dedicated Bookkeeping Coverage
  Work with named bookkeeping staff on a set schedule, with review and team coverage rather than relying on a single employee.
• Record Payroll Accurately
  Coordinate payroll activity through the existing provider and record each cycle in the books, including applicable accruals.
• Track And File Recurring Obligations
  Keep recurring filing obligations on the bookkeeping workflow and file them on schedule to help avoid overdue notices.
• Prepare Year-End Workpapers
  Provide schedules and workpapers your CPA, auditors or tax preparer need for year-end.
• Keep Payables And Receivables Current
  Record vendor bills and customer invoices in the books so payable and receivable records reflect the business’s activity.
• Review Changes And Resolve Questions
  Receive a concise monthly review of changes and items requiring attention, with bookkeeping questions grouped for efficient follow-up and CFO support available for larger financial questions.

Outsourced Accounts Payable Services

River Edge Advisors provides end-to-end outsourced accounts payable management, from invoice intake through payment. Bills are captured, coded and matched to purchase orders or contracts before approval. Documented approval workflows, payment runs timed to cash position, vendor support and year-round vendor record maintenance help keep payables organized. Reporting by vendor, category and entity feeds into the forecast. For managed properties, invoices can be coded to the appropriate property and owner; logistics payables include duplicate and unbilled-load checks.

• Process And Code Vendor Invoices
  Organize incoming bills, match them to purchase orders or contracts before approval, and code property-management invoices to the relevant property and owner.
• Route Payments With Documented Authorization
  Apply clear payment thresholds and routing so payment authorizations are documented and the client’s approval process is followed.
• Schedule Payments Around Cash Position
  Time payment runs according to cash position and due dates, with attention to available early-payment discounts and avoiding late fees.
• Track Spend By Vendor, Category, And Entity
  Provide payables reporting by vendor, category and entity, with information feeding directly into the forecast.
• Handle Vendor Payment Inquiries
  Respond to vendor questions about missing checks, statements and W-9 forms, helping keep vendor communications and payment follow-up organized.
• Check Bills For Duplicates And Unbilled Loads
  Apply duplicate and unbilled-load checks to logistics payables as part of processing carrier, vendor and maintenance bills.
• Maintain Records For 1099 Preparation
  Maintain vendor records through the year to support 1099 preparation.

Accounts Receivable Services

River Edge Advisors manages the receivables cycle from issuing invoices through applying cash and reporting outstanding balances. Services include accurate, on-cycle invoicing matched to contracts, rent rolls or engagement terms; professional follow-up on aging balances; prompt cash application; aging and DSO reporting; customer setup and billing terms; and revenue reconciliation to the general ledger.

• Track Outstanding Balances And Working-Capital Impact
  See who owes money and for how long, with reporting that shows how outstanding receivables affect working capital.
• Follow Up Professionally On Aging Balances
  Use structured follow-up to address overdue balances while keeping communication professional and mindful of customer relationships.
• Issue Accurate Invoices On Schedule
  Send invoices accurately and according to the billing cycle, matching them to the relevant contracts, rent rolls or engagement terms.
• Apply Receipts Promptly And Accurately
  Keep receivables records current by applying incoming receipts promptly and correctly, so aging reports reflect actual balances.
• Reconcile Billed Revenue To The General Ledger
  Tie billed revenue to the general ledger each period to keep receivables reporting connected to the accounting records.
• Maintain Consistent Customer Records And Terms
  Keep customer records and billing terms consistent to support clear documentation when disputes arise.

Payroll & Benefits Administration

River Edge Advisors manages payroll through your existing provider and handles the work around each run, including approvals, benefits and PTO administration, payroll-to-ledger reconciliation, and labor cost allocation. The team prepares and submits regular and off-cycle payroll, bonuses and commissions; coordinates with your provider on filings, tax deposits, notices and multi-state registrations; and tracks contractor payments for 1099 filings. Your provider handles tax filings and deposits.

• Manage Payroll Runs Through Your Provider
  Payroll cycles are prepared and submitted in the platform you already use, including off-cycle runs, bonuses and commissions.
• Administer Benefits And Deductions
  Benefits administration covers health, dental, vision and retirement, as well as garnishment deductions. Deductions are maintained and reconciled to carrier invoices monthly.
• Reconcile Payroll To The General Ledger
  Each payroll run is reconciled to the general ledger so payroll is recorded correctly in the books.
• Allocate Labor Costs To Business Areas
  Labor costs are assigned to the jobs, properties, departments or providers they belong to, supporting reporting on profitability by business area.
• Manage Payroll Approvals
  The team handles approvals as part of the work around each payroll run.
• Track PTO And Reconcile Time Data
  The team configures accrual policies, monitors PTO balances and reconciles time data from your timekeeping system into payroll.
• Coordinate With Your Payroll Provider
  River Edge manages the provider relationship, reviews provider-produced filings and follows up on notices, while the provider handles tax filings and deposits.
• Support Payroll Setup Across States
  As you hire in new states, the team works with your provider on state registrations and setup for remote staff.
• Track Contractor Payments For 1099 Filings
  Contractor payments are tracked through the year, providing your provider with clean data when 1099 filings are due.

AI, Dashboards & Custom Tools

River Edge Advisors builds live financial dashboards on clients’ own books and metrics, with reporting down to customer, job, property or provider level. AI-assisted analysis flags what changed and why, with a CFO reviewing insights before they are shared. The firm also builds decision-focused tools such as bid calculators, pricing and margin models, cash planners, commission schedules and weekly snapshots. Dashboards and tools use clients’ existing financial systems and data.

• View Financial Performance As It Changes
  See relevant financial information on an ongoing basis, with reporting at the level where business decisions are made instead of relying only on a delayed monthly report.
• Surface Financial Exceptions For Review
  Bring unusual financial changes and potential issues to the client’s attention sooner. CFO review keeps a human involved in interpreting the AI-assisted analysis before it is shared.
• Focus Reporting On Your Decisions
  Build dashboards around the questions owners are trying to answer, using measures relevant to their industry and operations. Clients commonly use 8 to 15 metrics from a broader library.
• Replace Fragile Spreadsheets With Purpose-Built Tools
  Use calculators and models structured around the business instead of relying on a spreadsheet maintained by one person. Tools can support bidding, pricing, cash planning, compensation calculations and customer profitability tracking.
• Keep Reporting On Your Existing Systems
  Use existing accounting, operations and reporting platforms as the basis for dashboards and tools, avoiding a required system migration or a new platform to learn.
• Align Dashboards With Financial Statements
  Keep dashboard reporting connected to the books that support financial statements and lender packages, so the different reporting outputs reconcile to the same underlying records.
• Review Results With A CFO Each Month
  Discuss financial changes and their implications with a partner in a recurring monthly session, connecting dashboard information to the decisions in front of the business.
• Receive Key Numbers On Your Schedule
  Get a concise view of selected business measures on a chosen schedule, making recurring financial checks available without rebuilding a report.

Sell-Side & Transaction Advisory

River Edge Advisors supports business owners through a sale, preparing financials, building and documenting adjusted EBITDA, managing diligence, and representing owners with bankers, buyers, acquisition lenders and their advisors. The service also covers working capital peg negotiations, closing calculations and post-close transition matters. Support can begin 12 to 24 months before a sale process and continue through close.

• Document And Defend Adjustments
  Support adjusted EBITDA and normalization items with documentation that can be presented to and reviewed by the buyer's quality-of-earnings team.
• Manage Requests And Responses
  Coordinate the data room, requests and responses throughout diligence so the process keeps moving while the owner remains focused on the company.
• Prepare Buyer-Ready Financials
  Build a cleaner, more defensible financial history before a sale process begins, reducing the chance that diligence uncovers unexpected issues.
• Model And Negotiate The Peg
  Clarify the working capital target and its definition through modeling and negotiation, helping address an area where sale proceeds can be affected.
• Represent Owners In Deal Discussions
  Provide CFO-level representation in discussions with bankers, buyers, acquisition lenders and their accountants, helping owners understand questions and scrutinize assumptions.
• Calculate The Post-Close True-Up
  Complete the working capital true-up calculation after closing as part of the transaction support.
• Support Post-Close Accounting
  Provide purchase accounting support and support preparation of final closing statements after the transaction closes.
• Track Escrow And Earn-Outs
  Track escrow and earn-out items following the close as part of post-transaction support.
• Support The Transition Period
  Continue transaction support through any transition services period following the sale.

Alternative lender and specialty finance accounting

River Edge Advisors provides loan-level accounting and fractional CFO services for alternative lenders and specialty finance companies, including private and asset-based lenders, installment lenders, and specialty finance funds. The service tracks loans from funding to payoff, reconciles loan tape data to the general ledger, servicing system and bank, and prepares borrowing base certificates, covenant calculations, and investor reporting on a fixed monthly schedule. Fractional CFO support includes facility negotiations and renewals, cash and funding forecasts, loss reserve analysis, and growth decisions. Services are delivered by a CPA-led team.

Category: Accounting Services

• Track Loans From Funding Through Payoff
  Maintain loan-level records of balances and activity across the life of each loan, supporting a clear view of the portfolio and its underlying transactions.
• Reconcile Loan Data Across Records
  Align the loan tape, servicing data, general ledger and bank activity so lenders and their capital providers can review records that tie.
• Prepare Verifiable Facility Reporting
  Deliver borrowing base packages and covenant calculations on a consistent schedule, supported by loan tape that facility lenders can check.
• Recognize Fees Consistently
  Apply a consistent policy to origination, exit and extension fees to support meaningful and comparable yield reporting.
• Report Portfolio Yield
  Provide investors and partners with portfolio yield information to help them assess the performance of the lending book.
• Monitor Portfolio Concentrations
  Show exposure across relevant borrower and collateral categories, making it possible to compare portfolio concentrations with facility limits.
• Track Delinquencies And Defaults
  Make past-due loans and charge-offs visible in portfolio reporting so lenders can monitor payment performance and losses.
• Show Available Facility Capacity
  Calculate how much additional funding is available under a facility based on eligible collateral, advance rates and amounts drawn.
• Support Funding And Growth Decisions
  Access CFO-level support for facility negotiations and renewals, cash and funding forecasts, loss reserve analysis, and decisions about growth.
• Track Maturities And Extensions
  See which loans are approaching maturity and how many are being extended, with information identified as a signal of credit quality.
• Compare Funding Costs And Earnings
  Review what the facility costs against what the portfolio earns through cost-of-funds and net-interest-margin reporting.

MCA accounting

River Edge Advisors provides accounting and CFO support for merchant cash advance funders and other alternative-finance businesses. The service brings funding, remittances, defaults, renewals and participant balances into a consistent set of books and reports. It includes deal-level portfolio tracking, remittance reconciliation, syndication and participant reporting, revenue recognition, default and reserve accounting, cash-position analysis and lender reporting. The team works within clients’ existing funding and servicing systems and ties their data to the general ledger and bank.

Category: Accounting Services

• Track Portfolio Performance By Deal
  See what went out, what has come back, what is late and what has been written off, organized by deal, vintage and ISO channel.
• Clarify Cash And Prepare Lender Packages
  Understand cash after participant obligations, track ISO commissions and prepare borrowing base packages for a credit line.
• Reconcile Payments To Deals And Banks
  Connect payment activity to the relevant deals and bank records, while identifying bounced and missed payments during reconciliation.
• Deliver Reconciled Participant Statements
  Provide syndicators and investors with consistently prepared statements showing their share of funded, collected and defaulted deals.
• Tie System Data To The Books
  Connect activity in existing funding and servicing systems with the general ledger and bank through monthly reconciliation.
• Apply Consistent Revenue Recognition
  Apply an agreed accounting policy to revenue and review renewals, buyouts and renegotiated deals consistently.
• Record Defaults And Reserves Consistently
  Track charge-offs, recoveries and reserves according to a clear policy, helping the books reflect the portfolio’s value.

Real estate accounting

Outsourced accounting and fractional CFO services for real estate owners, operators, property managers, investment firms, sponsors, family offices, investors and syndicators. River Edge Advisors keeps separate, reconciled books by property, entity, LLC and SPV, tracks intercompany activity and consolidates portfolio reporting. The service includes CAM and operating-expense reconciliations, lender and refinance packages, construction draw tracking, investor capital and waterfall reporting, and year-end schedules for tax preparers. Fractional CFO support covers portfolio cash planning, property budgets, deal and hold analysis, acquisitions and financing decisions. The team works within clients’ existing systems and approval processes. Tax returns and K-1s remain with the client’s tax preparer.

Category: Accounting Services

• Keep Books Clear By Property And Entity
  Maintain distinct, reconciled financial records for properties and entities, with rent rolls tied to the general ledger and intercompany activity recorded across the portfolio.
• Review Property And Portfolio Results Monthly
  Use reconciled property-level statements and a consolidated portfolio view to review results on a regular schedule.
• Prepare Property-Level Lender Packages
  Provide lenders with property-level statements and supporting schedules, organized for loan and refinancing requests.
• Track Investor Capital And Distributions
  Record contributions, distributions, preferred returns and capital account balances by investor, and prepare regular statements with documented waterfall calculations.
• Consolidate Results Across The Portfolio
  Bring entity-level books together into a consolidated portfolio view while keeping each property and entity’s records distinct.
• Reconcile Expenses With Tenant-Ready Backup
  Complete CAM and operating-expense reconciliations with supporting detail tenants can follow, helping make the calculations documented and reviewable.
• Track Draws And Costs Against Budget
  Track construction draw packages, retainage and job costs against budget through completion, supporting project-level financial reporting.
• Organize Year-End Books For Tax Preparation
  Provide reconciled year-end books and organized fixed-asset, improvement and other supporting schedules, while tax returns and K-1s remain with the tax preparer.
• Guide Portfolio And Financing Decisions
  Use portfolio cash planning, property budgets and deal analysis to support financial planning and conversations with lenders and investors.
• Monitor Property And Investor Performance
  Review property operating performance, debt coverage, cash flow, occupancy, rent collections, delinquency and capital expenditures alongside investor capital account balances.
• Work Within Your Existing Systems
  Keep the current systems and approval processes in place while the team carries out the accounting work.

Healthcare accounting and fractional CFO services

River Edge Advisors provides outsourced accounting and fractional CFO services for healthcare and human-services providers, including home care and home health agencies, ABA and autism services, behavioral health, assisted living, and multi-site medical and dental practices. A CPA-led team handles bookkeeping, reconciliations, payroll accounting and payables, with financial and operational reporting by location, program and payor. Services also include cash forecasting, budgets, lender and investor reporting, and financial analysis for acquisitions or new locations. The team works alongside existing billing teams and within clients’ systems and approval processes.

Category: Accounting Services

• Get Timely Monthly Financials
  A fixed close schedule gives providers current financial statements for reviewing results and making decisions, rather than relying on figures that arrive weeks after month-end.
• See Labor Costs By Service
  Reconciled payroll and allocated labor costs show what staffing costs are associated with each location, program or service line.
• Compare Profit By Location
  Review financial performance by location and program to identify which parts of the organization are carrying costs or contributing to results.
• Track Collections By Payor
  Payor-level reporting helps providers see how revenue is collected and which receivables need follow-up, with collection timing reflected in cash planning.
• Measure Margin Per Care Unit
  Care-hour, visit or resident-day measures help providers examine financial performance at the level of the care delivered.
• Plan Cash Around Payroll
  A forward-looking cash view helps providers anticipate the timing gap between payroll and collections and see cash needs weeks ahead.
• Guide Growth And Financing Decisions
  CFO support gives providers budget and reporting assistance for financing discussions, acquisitions and expansion to new locations.
• Work With A Dedicated Finance Team
  Providers receive an assigned team that works in their systems and follows their approval process, with accounting staff and CFO support working together.
• Monitor Census And Authorizations
  Review operational measures such as census and authorizations alongside financial reporting.
• Review Provider Productivity
  View operational performance by clinician or site, depending on the type of organization and available reporting.
• Manage Vendor Payments
  Payables processing follows the provider’s approval workflow and maintains an audit trail for vendor bills and payments.
• Connect Billing To The Books
  Coordination with the existing billing team helps ensure that billed and collected revenue is recorded correctly in the provider’s accounting records.

Logistics, trucking and freight accounting

Outsourced accounting and fractional CFO services for trucking fleets, freight brokers, 3PLs, warehousing and fulfillment operators, and last-mile and courier companies. The service includes scheduled monthly bookkeeping and close, margin reporting by customer, lane and load, receivables and factoring reconciliation, accounts payable and carrier payments, cash forecasting, lender reporting, and CFO support for pricing, fleet decisions and growth.

Category: Accounting Services

• See Profitability By Customer And Load
  Understand which customers, lanes and loads make money by comparing revenue with their direct costs.
• Close Books On A Fixed Date
  Get reconciled books on a predictable schedule, including accruals for delivered loads that have not yet been billed.
• Track Fleet Economics And Key Metrics
  Review trucking-specific measures, including operating ratio, revenue and cost per mile, empty miles and fuel surcharge recovery, to see how operating costs relate to revenue.
• Reconcile Factoring And Review Receivables
  Keep receivables and cash records accurate by reconciling factoring activity and reviewing aging, while managing invoicing and collections.
• Plan Cash And Prepare Lender Reporting
  Use a weekly view of cash through fuel and payroll cycles and receive reporting for equipment lenders and credit lines.
• Pay Carriers And Vendors On Schedule
  Manage carrier, vendor and maintenance payments on schedule, with checks for duplicate bills and unbilled loads.
• Guide Pricing And Fleet Decisions
  Get senior finance support for pricing and rate analysis, fleet and equipment decisions, budgeting, and planning for growth, acquisitions or a sale.
• Set Up Books For A Monthly Rhythm
  Bring historical records up to date, organize accounts and reporting for the business, and establish a recurring close calendar.