Reinvestment Fund Unclaimed

Flexible loan products supporting affordable housing and community development.

Stimulates economic growth in distressed communities by funding essential projects.

Aligns public investment with measurable performance outcomes for high-impact community services.

Enhances strategic decision-making for community investment through data-driven insights and tools.

Earn returns while supporting community development through Reinvestment Fund's Promissory Notes.

Loans and flexible capital for affordable housing, community facilities, clean energy, education, and neighborhood revitalization provided by mission-driven lenders or CDFIs.

Allocation and deployment of NMTCs to attract private equity and loan capital for projects in low-income communities that spur job creation and anchor revitalization.

Outcome-contingent financing that provides upfront capital to service providers and ties government repayments to verified performance outcomes.

Data-driven research, market value analysis, and program evaluation used to inform equitable community investment, housing strategies, food access, and early childhood systems.

Fixed-rate promissory notes and retail investment products that channel individual and institutional capital into community loan funds to support development projects.

Loan Products

Financing toolkit offering a variety of loan products with flexible terms and features. Reinvestment Fund provides loans for affordable housing, clean energy, early childhood education, food systems, health services, Historically Black Colleges and Universities, K-12 education, arts and culture, and other community facilities. Working capital loans for small businesses are not typically provided, but may be considered as part of a real estate loan. They finance predevelopment, acquisition, construction, leasehold improvements, bridge financing, contract receivables, equipment, and fund-to-fund arrangements. Loan terms vary, including short-term and mini-permanent financing. Projects may leverage New Markets Tax Credits, Historic Tax Credits, or LIHTC funds.

• Offers Diverse Financing Options
  Reinvestment Fund's versatile loan products cater to various project needs, enhancing community development.
• Supports Diverse Sectors
  Financing encompasses critical community sectors, promoting overall development and well-being.
• Nationwide Lending
  Aiming to serve communities nationwide, Reinvestment Fund provides broad access to financial resources.
• Utilizes Tax Credit Opportunities
  Infrastructure financing optimized through available tax credits to improve investment potential.
• Offers Flexible Loan Terms
  Adapting financing structures to suit various project timelines and financial capacities.
• Limited Working Capital Loans
  Focus remains on capital expansion for real estate projects rather than on operational funding.

New Markets Tax Credit (NMTC) Program

Reinvestment Fund’s New Markets Tax Credit (NMTC) program funds community and economic development projects in distressed communities by leveraging private-sector equity and loan capital investment to stimulate economic growth and create jobs in low-income areas. The program supports projects serving essential community needs and acts as an anchor for revitalization in low-income communities.

• Reinvigorates Neighborhoods
  By investing in community-anchoring projects, the program contributes to the overall revitalization of struggling neighborhoods, thereby fostering a sustainable future.
• Creates Jobs
  By focusing on high-poverty areas, the NMTC program not only enhances local economies but also creates job opportunities tailored to those who need them most.
• Enhances Community Services
  The NMTC program supports critical services that address community needs, fostering social equity and improving quality of life in low-income areas.
• Maximizes Funding
  By attracting further investments, the NMTC program amplifies its economic impact, ensuring that projects meet broader community goals effectively.

Pay for Success

Pay for Success financing is a model where governments contract with service providers and payments are tied to performance outcomes. The service provider receives upfront private financing to implement programs and repayment (with a modest return) occurs only when performance targets are met.

• Ensures Accountability Through Results
  This model guarantees that funds are utilized effectively by only releasing payments once service providers meet specific, agreed-upon results, promoting efficiency and accountability.
• Maximizes Public Benefit
  This feature fosters collaboration between public entities and private providers, ensuring that community needs drive investments and that resources yield tangible societal benefits.
• Facilitates Immediate Program Launch
  Access to upfront funding allows service providers to start programs without delay, ensuring timely assistance to communities while waiting for results-based payments.

Policy Solutions

Policy Solutions provides data-driven research and analytic tools to support strategic decision-making and investment. It includes analytical platforms and studies that inform community investment strategies.

• Reduces Gaps In Early Learning
  Provides actionable insights to improve access to quality education for children, fostering better long-term outcomes.
• Improves Housing Stability
  Offers crucial data that helps inform interventions aimed at minimizing eviction rates and promoting fair housing practices.
• Guides Revitalization Efforts
  Supports targeted investments that uplift neighborhoods, driving equitable growth and sustainability.
• Addresses Food Insecurity
  Assesses local food access and identifies strategies to eliminate disparities in availability.
• Optimizes Investment Outcomes
  Facilitates informed decision-making in investments, maximizing the impact on community development.

Promissory Notes

Promissory Notes offer an opportunity to invest in Reinvestment Fund’s loan fund. Notes are available to a broad investor base and provide a fixed return while supporting community development.

• Consistent Repayment
  Maintained a perfect repayment history, instilling confidence in potential investors about the safety of their investment.
• Earn Fixed Returns
  Investors can choose from fixed-rate terms that allow for predictable earnings over different durations.
• Invest From $1,000
  Lower threshold enables diverse participation, allowing individuals and organizations to invest in a community-focused fund.
• Diverse Investor Participation
  A wide range of investors supports the fund, enhancing community engagement and investment diversity.
• Understand Investment Risks
  Clarifies that while investing in the Promissory Notes is impactful, it carries inherent risks typical of private investment.