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Plaid

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Plaid is a fintech infrastructure company delivering open finance data connectivity and risk, identity, and payments capabilities for developers and financial services.

Overview

Plaid is a fintech infrastructure company that powers open finance by providing a global network of data connectivity and APIs to access real‑time financial information from thousands of institutions. Built for developers, fintechs, banks, and lenders, Plaid enables secure connections to consumer accounts, identity verification, risk assessment, and payments, allowing teams to create faster, smarter financial experiences. The platform emphasizes openness, scalability, and a strong commitment to privacy and security, helping organizations connect data, streamline onboarding, and automate compliance while giving users control over their information. Through real-time cash flow data, transaction histories, and account signals, Plaid supports a broad range of use cases—from onboarding and identity verification to underwriting, personal financial management, and payments. By connecting to a wide network of financial institutions, Plaid helps businesses increase conversion, reduce fraud, and deliver safer, more seamless experiences for customers. The company positions itself as the backbone of modern financial apps, providing the tools and infrastructure that empower teams to innovate without building data connectivity from scratch. Plaid’s mission is to turn data into revolutionary financial products and experiences, enabling developers and financial services firms to create more transparent, efficient, and accessible financial services for individuals and businesses alike.

Mission statement

Turn data into revolutionary financial products.

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