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PayPal Unclaimed

Payment Services

www.paypal.com

PayPal is a global payments platform enabling individuals and businesses to send, receive, and manage money securely.

PayPal is a global payments platform and digital wallet that enables individuals and businesses to send, receive, and manage money online and in person. Through a single account, users can pay and get paid across devices and markets, track transactions, and access tools designed to help merchants grow. The platform emphasizes security and fraud protection and serves a wide audience, including consumers, freelancers, small businesses, and larger enterprises. It supports multiple payment methods, invoicing, payments, and analytics to support efficient money management and growth.

To provide a secure, accessible global platform for paying, getting paid, and managing money across individuals and businesses.

What we offer

PayPal Checkout

Easily accept multiple payment methods globally with customizable checkout options.

www.paypal.com/us/business/accept-payments/checkout

Payment Links and Buttons

Easily accept payments anywhere using shareable links and buttons.

www.paypal.com/us/business/accept-payments/payment-links

PayPal Pay Later

Service

Flexible financing options for shoppers to boost sales and conversions.

www.paypal.com/us/digital-wallet/ways-to-pay/buy-now-pay-later

PayPal Working Capital

Service

Quickly access funds based on your sales history.

www.paypal.com/us/business/financial-services/working-capital-loan

PayPal Point of Sale

Enable seamless in-person payments with PayPal Point of Sale's all-in-one platform.

www.paypal.com/us/business/pos-system

PayPal Ads

Drive conversions with data-driven ad solutions across multiple platforms.

www.paypal.com/us/advertiser

Platform Payment Solution

Empower your platform with robust payment integration and growth solutions.

www.paypal.com/us/business/platform-payment-solution

PayPal Cashback Mastercard

Earn cash back on your purchases with the PayPal Cashback Mastercard.

www.paypal.com/us/digital-wallet/manage-money/paypal-cashback-mastercard

PayPal Credit Card

Empower purchases with flexible payments and cash back rewards.

www.paypal.com/us/digital-wallet/ways-to-pay/credit-services/paypal-credit

PayPal Rewards

Earn cash back and rewards on purchases from top brands through PayPal Rewards.

www.paypal.com/us/digital-wallet/rewards

Invoicing

Create, send, and track invoices easily for prompt payments.

www.paypal.com/us/business/accept-payments/invoice

Virtual Terminal

Enables businesses to accept card payments remotely through a secure interface.

www.paypal.com/us/business/accept-payments/virtual-terminal

Market segments

Merchant checkout and online payment acceptance

Capabilities that enable merchants to accept and manage online and remote payments, including hosted checkout, payment links, invoice billing, and virtual card entry with fraud protection and multi‑method payment support.

Embedded payments and marketplace monetization

Platform-grade embedded payments and onboarding for marketplaces, ecommerce platforms, and ISVs that need merchant onboarding, payout orchestration, PCI compliance, and revenue-generation through payments.

In-person point of sale and contactless payments

Hardware and software for physical commerce enabling card and digital wallet acceptance, contactless/tap-to-pay, inventory management, and real-time sales reporting for retail locations.

Buy now, pay later and consumer financing

Consumer-facing point-of-sale financing and deferred payment options that increase conversion and average order value, including short-term BNPL plans and digital credit products integrated at checkout.

Merchant financing and cash flow lending

Working capital and revenue‑based lending for merchants that offers quick funding, predictable repayments tied to sales, and underwriting based on platform transaction history.

Card issuing, rewards, and loyalty

Consumer card products, card-linked offers, and app-based reward programs that drive retention and incremental spend via cashback, points, and redemption options.

Advertising and shopper acquisition

Ad inventory and campaign management across payment and wallet properties that leverages transaction data to target high-intent shoppers and deliver onsite and offsite promotional offers.

More information about our offering

PayPal Checkout

PayPal Checkout is a hosted checkout platform enabling online merchants to accept PayPal, Venmo, Pay Later, Checkout with Crypto, and major cards. It supports fast setup, risk management, and flexible integration options, with availability in 200+ markets and 140 currencies. Merchants can customize the checkout experience and integrate via no-code links, client-side embeds, or server-side APIs. Venmo for business integrates with PayPal’s checkout experience allowing merchants to accept Venmo payments seamlessly.

  • Diverse Payment Options
    Enhance customer satisfaction by providing multiple ways to pay, increasing conversion rates.
  • Enhanced Security
    Utilize advanced security measures that protect against fraud and reduce chargeback risks.
  • Simplify Payment Processes
    Providing multiple payment options within a single checkout flow streamlines the customer experience and increases the likelihood of completed purchases.
  • Integrate Seamlessly
    Choose the integration method that suits your business needs, from simple links to full API support.
  • Expand Internationally
    Support payments in diverse currencies and regions, widening your customer base.
  • Customize Checkout Experience
    Tailor the checkout interface to match your brand, enhancing the user's shopping experience.
  • Speed Up Checkout
    Make returning customer transactions seamless and fast, improving user experience and boosting sales.

Payment Links and Buttons

Payment Links and Buttons let you create secure payment links or buttons to accept payments anywhere without a full e‑commerce setup. They support PayPal, Venmo, Pay Later, Apple Pay, and cards; include encryption, fraud prevention, and Seller Protection; pricing is transparent with per‑transaction fees.

  • Create Payment Links Instantly
    Users can set up payment links without any coding, enabling quick and seamless transaction possibilities.
  • Ensure Secure Transactions
    Offers strong security measures that protect against fraud and unauthorized access while providing Seller Protection for eligible transactions.
  • Share Payment Links Easily
    Facilitate straightforward payments by allowing users to share payment links across multiple platforms, enhancing customer reach.
  • Offer Flexible Payment Methods
    Supports a variety of payment methods, providing customers with multiple choices for transactions.
  • Understand Transaction Fees
    Clear and straightforward pricing structure allows users to easily understand costs associated with transactions.
  • Integrate Checkout Effortlessly
    Easily add payment options to existing websites with just a few lines of code.

PayPal Pay Later

PayPal Pay Later BNPL offers shoppers flexible financing options with Pay in 4 and Pay Monthly. It enables dynamic messaging to tailor offers, tracks performance with reports, and is designed to boost conversions across eCommerce platforms.

  • Flexible Payment Plans
    Customers can choose between breaking payments into 4 interest-free installments or monthly payments, enhancing affordability.
  • Boost Average Order Value
    Empirical evidence shows improved average order values through flexible payment options.
  • Tracks Performance Insights
    Gain valuable insights into customer behavior and purchasing patterns to enhance your sales strategy.
  • Increases Customer Access
    Enables a larger customer base to utilize payment flexibility, enhancing overall sales.
  • Personalizes Customer Experience
    Custom messaging increases engagement and encourages users to consider Pay Later options.
  • Enhances Shopping Flexibility
    Customers can utilize Pay Later options in physical retail settings, making purchases more accessible.

PayPal Working Capital

PayPal Working Capital is a financing service offering loans based on PayPal sales history, repaid through a share of future sales. It provides quick access to funds and predictable repayment tied to revenue.

  • Access Funds Quickly
    Get the funds you need to grow your business without lengthy application processes.
  • Flexible Repayment Structure
    Adapt your repayments according to your sales, easing financial pressure.
  • Simple Approval Process
    Approval based on your existing sales data, with no need for collateral.
  • Access Financing Without Credit Barriers
    Individuals with various credit backgrounds can access funds to support their business.

PayPal Point of Sale

PayPal Point of Sale (formerly PayPal Zettle) is an in-person payments platform with hardware and software. It enables card and digital wallet payments, inventory management, and real-time reporting, all integrated with PayPal’s ecosystem.

  • Integrate Hardware And Software
    Access essential transaction capabilities through easy-to-use hardware and software solutions.
  • Accept Payments Anywhere
    Facilitate smooth transactions in various retail environments using versatile POS solutions.
  • Track And Manage Inventory
    Easily monitor stock levels to avoid shortages and optimize sales strategies.
  • Enable Contactless Payments
    Provide customers with a quick and secure way to transact using their mobile wallets.
  • Gain Insights On Sales Performance
    Utilize detailed reporting to analyze sales trends and improve business decisions.

PayPal Ads

PayPal Ads is an advertising platform spanning PayPal, Venmo, PayPal Honey, and related properties. It offers onsite ads, offsite ads, offers, and the PayPal Ads Manager for campaign management.

  • Manage Campaigns Easily
    Utilize the Ads Manager for streamlined campaign creation, monitoring, and adjustments to optimize performance.
  • Engage Users Directly
    Leverage onsite advertising placements to reach users at key moments during their shopping experience.
  • Reach Wider Audiences
    Target potential customers beyond PayPal with offsite displays to capture interest across various premium websites.
  • Target High-Intent Customers
    Use insights derived from extensive transaction data to reach users likely to convert, maximizing ad efficiency.
  • Boost Conversions
    Create enticing offers to incentivize purchases and enhance customer engagement through promotions.

Platform Payment Solution

Platform Payment Solution is a complete platform for monetizing, mitigating risk, and driving merchant payments for ecommerce, SaaS, ISV, marketplace, and other platforms. It supports embedded payments, onboarding, PCI compliance, risk management, and payouts.

  • Expand Access Worldwide
    Enable your merchants to engage with customers across various global markets, thereby enhancing sales opportunities.
  • Streamline Onboarding Process
    Facilitate quick and secure onboarding for merchants, ensuring compliance with industry standards while minimizing risk.
  • Simplify Payment Integration
    Provide a seamless integration experience that allows platforms to easily implement payment solutions, enhancing user experience.
  • Mitigate Fraud Risks
    Utilize advanced technology to enhance fraud prevention, allowing for safer transactions and better customer trust.
  • Enhance Revenue Potential
    Leverage flexible pricing strategies and value-added services to increase monetization opportunities for your platform.
  • Adapt to Unique Requirements
    Customize payment options for merchants to suit different business models.

PayPal Cashback Mastercard

PayPal Cashback Mastercard offers cash back on PayPal purchases and across other spending, with no annual fee and broad acceptance through Mastercard.

  • Earn 3% Cash Back
    Receive 3% cash back on every eligible purchase made through PayPal, making your transactions rewarding.
  • Enjoy No Annual Fee
    Use your PayPal Cashback Mastercard without worrying about annual fees, maximizing your cash back savings.
  • Enjoy 1.5% Cash Back
    Get 1.5% cash back on all other purchases made with your PayPal Cashback Mastercard, broadening your earning potential.
  • Use Internationally
    Make purchases globally without limits, as the card is accepted at millions of businesses around the world.

PayPal Credit Card

PayPal Credit Card enables travel and other purchases to be paid over time with promotional financing options and seamless PayPal checkout experiences.

  • Enjoy Flexible Financing
    Take advantage of promotional financing to manage larger purchases without immediate interest charges, enhancing your purchasing power.
  • Pay Over Time Easily
    Utilize the PayPal Credit option to break down your payments over several months for better financial management.
  • Earn Cashback While Spending
    Receive up to 3% back on purchases, allowing you to benefit financially as you shop.

PayPal Rewards

PayPal Rewards offers cash back and points through offers and card-linked benefits, redeemable for cash, donations, or savings within the PayPal app.

  • Get Up To 5% Cash Back
    Receive cash back offers of up to 5% at selected retailers when checking out with PayPal.
  • Earn 3% Cash Back
    Use the PayPal Cashback Mastercard to receive cash back on every purchase made.
  • Choose Monthly Categories
    Select a spending category each month to earn 5% cash back on up to $1,000 spent.
  • Redeem Flexibly
    Use points for cash back, donations, or to boost your savings in PayPal Savings.
  • Track Rewards Easily
    View and redeem your cash back offers, manage spending, and monitor your rewards in one app.

Invoicing

Invoicing enables creating and sending professional invoices and tracking payments from anywhere, with support for multiple payment methods and cross-border transactions.

  • Create Invoices Instantly
    Quickly generate invoices tailored to your business needs, ensuring professionalism and brand consistency.
  • Accept Payments Globally
    Facilitate transactions in multiple currencies and payment methods, providing flexibility to customers.
  • Monitor Payments Effectively
    Keep updated on invoice statuses, ensuring timely follow-ups and management of cash flow.
  • Personalize Your Invoices
    Add your company name, logo, and other specific details to enhance brand identity.
  • Stay Informed in Real Time
    Receive timely alerts to manage your invoicing process effectively.

Virtual Terminal

Virtual Terminal lets businesses manually enter card payments over the phone or mail order, enabling remote card processing with PayPal’s secure system.

  • Ensure Data Protection
    Provides a secure environment for payment transactions, ensuring compliance with industry standards to protect customer data.
  • Accept Remote Payments
    Allows businesses to take payments over the phone or mail, expanding payment flexibility for customers.
  • Instant Fund Access
    Offers quick access to funds deposited directly into your PayPal account, enhancing cash flow management.

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