Onafriq Unclaimed

Simplifies payment access for small and medium enterprises across Africa.

Seamlessly send and collect payments through a vast agent network across Nigeria.

Facilitate diverse payment collection methods for customers across Nigeria.

Facilitates fast and secure disbursements across multiple platforms in Africa.

Seamlessly launch prepaid card programs with customized solutions and fast integration.

Simplifies multi-currency transactions and enhances cash flow efficiency for businesses in Africa.

Agent-run cash-in/cash-out and local payment distribution via a nationwide agent network, including agent onboarding, management, offline collections, and agent-enabled disbursements.

Card issuing and payment processing infrastructure including instant issuance, 3D Secure, settlement, money transfers and value‑added payment services.

Cross-channel disbursement and recipient management capabilities for reimbursements, vendor payments, real-time card payouts, and ACH disbursements.

End-to-end acceptance of online, in-app, and in-store payments with local acquiring, unified commerce capabilities, payment data and financial management, and machine-learning optimization to improve conversions and support market expansion.

Manage nostro positions, currency liquidity and settlement workflows to optimize cross-border cash flows and provider routing.

Onafriq App

A SME-focused mobile app that provides access to Onafriq’s payments services, part of Onafriq’s product lineup.

• Receive Instant Transaction Updates
  Users can track their transactions in real-time, ensuring transparency and immediate feedback.
• Ensure Secure Transactions
  The app implements stringent security measures to protect users from fraud and ensure compliance with local regulations.
• Use Various Payment Methods
  The app enables users to choose from a range of payment methods, enhancing flexibility and user convenience.
• Access Always-On Support
  Users can get assistance at any time, enhancing user trust and satisfaction with the service.
• Connect With Other Services
  Facilitates smooth integration with other payment systems, expanding user capabilities.
• Enjoy Intuitive Navigation
  A clean and simple UI ensures that users can quickly access features without confusion.

Baxi

Agent banking service in Nigeria through the Baxi network, enabling cash-in, cash-out, bill payments, and agent-enabled payments via a large nationwide agent network.

• Direct Bank Payments
  Easily dispatch payments directly into bank accounts, ensuring fast and reliable transactions.
• Enhances Cash Accessibility
  Facilitates quick cash transactions through agents, fostering financial inclusiveness.
• Simplifies Cash Payments
  Recipients can collect cash at agent locations using a unique code, simplifying rural payments.
• Streamlines Development Process
  One-time integration allows access to all payment channels, simplifying tech adaptations.
• Facilitates Cash Withdrawals
  This API allows customers to withdraw cash without needing a physical debit card, enhancing accessibility.
• Enables Diverse Payment Methods
  Customers can easily pay using cash or cards across a widespread agent network.
• Instant Wallet Creation
  Quickly set up agent wallets for efficient fund management and disbursement.
• Supports Digital Currency
  Facilitates seamless transactions using Nigeria’s digital currency at various agent points.
• Streamlines Operations
  Effortlessly oversee agent operations, improving efficiency and service delivery.
• Ensures Fair Value
  Guarantees that the sender's amount converts into local currency accurately, avoiding losses.

Collections

Payment collections service across Nigeria via bank accounts and Onafriq’s nationwide agent network, supporting salary and gig payments, and card payments.

• Enable Diverse Pay-Outs
  Allow customers to choose their preferred payment method, enhancing customer satisfaction and flexibility.
• Seamless Cash Transactions
  Leverage an extensive agent network for efficient cash collection throughout Nigeria.
• Secure Payment Processing
  Protect customer payments through ISO-certified processes and ongoing transaction monitoring.
• Instant Transaction Updates
  Stay informed with real-time transaction confirmations, enhancing operational efficiencies.
• Speed Up Customer Transactions
  Improve customer satisfaction with rapid transaction completions.
• Simplify Financial Oversight
  Manage funds seamlessly with embedded reporting systems designed for ease of use.

Disbursements

We facilitate fast and secure disbursements for multiple use cases with a single integration and real-time transaction capabilities. You can instantly make one or more payments via bank accounts, offline payments, or mobile money accounts in multiple markets, with the option of integrating seamlessly with our simple plug-and-play portal or APIs.

• Choose Payment Method Easily
  Provide recipients with options to receive payments via their preferred channels, enhancing trust and flexibility.
• Receive Instant Payment Confirmations
  All transactions are confirmed in real-time, reducing wait times and enhancing customer experience.
• Ensure Safe and Secure Transactions
  Onafriq employs advanced measures to guard against financial crimes while ensuring compliance.
• Access Multiple Markets
  Disburse funds to mobile wallets and bank accounts across several African nations seamlessly.
• Streamlines Payment Processes
  Reduce the complexity and resources needed for integrating with numerous payment partners through a single solution.
• Access Technical Assistance Anytime
  Receive dedicated support to address any issues promptly, ensuring service continuity.

Card Issuance and Processing

Onafriq provides comprehensive card issuance and processing services tailored for banks, fintechs, and payment service providers. With advanced security measures and a focus on compliance, we ensure rapid deployment and scalability across multiple regions in Africa.

• Facilitate Easy Transactions
  Customers can use their cards worldwide, enhancing accessibility and convenience.
• Ensure Data Safety
  Maintain high standards of data protection and compliance, building customer trust.
• Empower Customers With Choices
  Provide multiple payment choices, enhancing customer satisfaction and usage rates.
• Integrate Easily
  Simplify onboarding with user-friendly API documentation for developers.
• Launch Quickly
  Accelerate your card program rollout with integrated bin sponsorship and compliance support.
• Get Support Anytime
  Ensure smooth operations with dedicated support from our regional teams.

Treasury Services

Pan-African treasury services enabling multi-currency settlement, competitive FX rates, and real-time treasury management across Onafriq’s network.

• Support Real-Time Payments
  Harness our banking partnerships to streamline transactions, ensuring timely and efficient cash flow.
• Secure Competitive Rates
  Our extensive network of FX sourcing partners allows for better exchange rates, enhancing profit margins.
• Streamline Currency Management
  Simplify your financial operations by receiving settlements in your preferred single currency while transacting globally.
• Ensure Cash Readiness
  We secure local currencies to provide access to cash as needed, enhancing operational efficiency.