NOWPayments
UnclaimedNOWPayments is a non-custodial crypto payment gateway that enables websites to accept crypto payments and donations with low fees and easy integration.
Overview
NOWPayments is a crypto payment gateway that enables websites, online stores, and social media accounts to accept cryptocurrency payments. It is non-custodial and does not hold or store funds. NOWPayments supports more than 50 cryptocurrencies and offers low transaction fees. Founded in 2019 by the team behind ChangeNOW, NOWPayments aims to be easy to use and easy to embed into existing websites so charities, merchants, and other businesses can accept crypto payments or crypto donations. The service emphasizes a simple, code-free integration: copy a small HTML snippet to begin accepting payments. Transactions can be routed through NOWPayments accounts with flexible conversion options, including automatic conversion powered by ChangeNOW. In addition to the core gateway, NOWPayments offers donation tools, payment widgets, and plugins to help merchants integrate crypto payments across a range of online storefronts and platforms.
Mission statement
Our mission is to provide a crypto payment gateway that is easy to use and embed into existing websites.
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What we offer
Development API
Integrate seamless crypto and fiat payments directly into your applications with ease.
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nowpayments.io/apiInvoices
Effortlessly manage and accept payments with NOWPayments' invoicing solution.
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nowpayments.io/invoicesFiat On-ramp
Seamlessly accept fiat payments and convert to crypto with minimal verification and global support.
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nowpayments.io/fiat-on-rampCrypto Subscriptions
Empower your business with seamless recurring crypto payments and customizable subscription plans.
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nowpayments.io/crypto-subscriptionsPayment Button
Accept crypto and fiat payments easily with the Payment Button integration.
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nowpayments.io/payment-buttonDonation Tools
Easily accept cryptocurrency donations with flexible solutions and top security.
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nowpayments.io/donation-toolsPoint of Sale
Transform retail spaces with seamless crypto payment integration.
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nowpayments.io/all-solutions/marketplacePayment Widget
Easily integrate cryptocurrency and fiat payments into your website with our versatile Payment Widget.
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nowpayments.io/payment-widgetWhite Label
Personalize your payment processing solution to reflect your brand identity.
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nowpayments.io/white-labelMass Payouts
Efficiently manage bulk payouts in cryptocurrency to streamline payments.
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nowpayments.io/all-solutions/mass-payoutsZero-fee Mass Payouts
Eliminate service fees and enable instant payouts for users with Zero-fee Mass Payouts.
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nowpayments.io/all-solutions/mass-paymentsCustody
Enhanced fund management ensures secure asset control with minimal fees.
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nowpayments.io/all-solutions/custodyOff-ramp
Convert crypto payments to fiat quickly and securely.
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nowpayments.io/off-rampCustomer Operations
Streamline customer management and financial operations with our API.
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nowpayments.io/customer-operationsAsset Listing
Expand your token's utility and boost its visibility by enabling crypto payments through NOWPayments.
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nowpayments.io/asset-listingMarketplace
Enable seamless crypto payments for your marketplace, enhancing vendor and customer experiences.
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nowpayments.io/all-solutions/marketplaceSaaS and Web Services
Enhance your SaaS with secure and efficient crypto payment integration.
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nowpayments.io/all-solutions/saasNOWPayments Plug-ins
Easily integrate cryptocurrency payments across various platforms with NOWPayments plug-ins.
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nowpayments.io/payment-toolsCrypto Subscriptions API
Facilitates seamless recurring payments for SaaS providers with customized options.
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nowpayments.io/all-solutions/saas#crypto-subscriptionsMarket segments
Market size by segment
Growth potential (CAGR)
Crypto payments and merchant acceptance
Payment rails and merchant-facing capabilities that allow customers and businesses to pay with or accept crypto, convert between fiat and crypto, and process transactions across merchant networks.
Products: Development API, Payment Widget, Payment Button, NOWPayments Plug-ins, Invoices, Marketplace, Point of Sale, White Label, Fiat On-ramp, Off-ramp, Asset Listing, SaaS and Web Services
Recurring billing and subscription management
Recurring billing, subscription lifecycle and plan management, digital invoicing, and related payment flows for subscription and invoicing business models.
Products: Crypto Subscriptions, Crypto Subscriptions API, Customer Operations, Development API, SaaS and Web Services, Invoices
Custody and treasury management
Custodial balance management, off‑chain conversions, fiat settlement and sub‑account controls for businesses managing crypto revenues and reserves.
Products: Custody, Asset Listing, Off-ramp, Fiat On-ramp, Customer Operations, White Label
Mass payouts and disbursement orchestration
High‑volume batch payouts and automated disbursements in crypto with API integration, instant processing and zero‑fee options for payroll, rewards and partner payouts.
Products: Mass Payouts, Zero-fee Mass Payouts, Development API, Custody, Customer Operations
Nonprofit crypto fundraising
Donation processing for nonprofit organizations to accept multiple cryptocurrencies globally with next-day bank settlement, donor reach, and zero-touch crypto handling.
Products: Donation Tools, Payment Button, Payment Widget, Invoices, White Label
More information about our offering
Development API
NOWPayments Development API enables developers to embed crypto and fiat payments into websites and apps. It exposes APIs for payments, mass payouts, custody and recurring payments, with developer-friendly documentation and multi-language support.
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- Access Detailed API DocsGet complete API references to implement various payment functions effortlessly.
- Ensure Transaction SecurityYour and your customers’ funds are fully under control and safeguarded with advanced security features.
- Utilize Multiple Programming LanguagesChoose from various programming languages to integrate seamlessly with your existing code.
- Use Zero-fee Mass PayoutsDistribute payments to many recipients instantly without incurring transaction fees.
- Automate Payment ProcessesSet up automatic billing cycles, subscription management, and recurring payments with minimal effort.
Invoices
NOWPayments Invoices allows merchants to generate and accept payments via invoices in crypto and fiat, streamlining settlement and enhancing client experience. It enables flexible payment methods, including fiat on-ramps and Web3 integrations.
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- Receive Payments InstantlyEnable users to pay via crypto or fiat, expanding your customer base and payment flexibility.
- Seamless IntegrationEasily incorporate invoice solutions into your existing systems, enhancing functionality with minimal effort.
- Cost-Effective Payment ProcessingEnjoy lower transaction fees to maximize profitability and sustain your business.
- Mitigate Market VolatilityProtect your revenue from crypto market fluctuations by settling in fiat instantly.
- Enhance Customer ExperienceKeep clients informed with real-time updates, ensuring transparency and trust.
- Leverage New TechnologiesStay ahead of the curve by integrating the latest in blockchain technology into your payment processes.
Fiat On-ramp
Fiat on‑ramp enables accepting fiat payments and converting to crypto with global coverage, supporting 25 fiat currencies in 175+ countries and auto withdrawals in 350+ cryptocurrencies.
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- Enable Automated WithdrawalsUsers can set up automatic withdrawals, converting their earnings into any of 350+ cryptocurrencies, minimizing manual processes.
- Facilitate Fiat Payment AcceptanceAllow users to deposit fiat directly and convert it into cryptocurrencies, streamlining the user experience of entering the crypto space.
- Expand Market ReachSupport transactions in over 25 fiat currencies, catering to a global audience in more than 175 countries.
- Simplify Customer OnboardingFacilitate an easy onboarding process with minimal verification, increasing customer engagement and transaction volume.
- Offer Flexible Payment OptionsIntegrate various payment methods to enhance convenience for users and cater to their preferences.
Crypto Subscriptions
Crypto subscriptions powered by NOWPayments enable recurring crypto billing for SaaS and web services, with stablecoin and privacy-coin support and SaaS-specific customization.
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- Automate Billing ProcessesAutomated recurring payments simplify the billing process, ensuring timely payments with minimal management effort.
- Offer Diverse Payment OptionsExpand your market reach by accepting various cryptocurrencies, appealing to a broader audience.
- Receive Payments InstantlyExperience fast transactions with an average processing time of under 5 minutes, improving cash flow.
- Tailor the ServiceCustomize your crypto subscription service according to your specific business needs to enhance user experience.
- Adapt to Customer NeedsCustomizable payment options ensure a tailored experience for subscribers, maximizing satisfaction.
- Manage Subscription EffortlesslySimplifies renewing subscriptions by automating invoice sending directly to customers, enhancing payment reliability.
Payment Button
Payment Button provides a ready‑to‑use, embeddable button to accept crypto and fiat payments with minimal setup.
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- Start Accepting Payments QuicklySet up your payment button in minutes and instantly begin accepting payments.
- Easily Embed Payment ButtonCopy and paste a single line of HTML code to integrate the button on your website.
- Accept Diverse Digital CurrenciesCater to a wide customer base by accepting payments in various cryptocurrencies and fiat.
- Speedy Payment ProcessingEnhance customer satisfaction with almost instant payment confirmations.
- Affordable Transaction FeesEnjoy low transaction costs starting at 1%, making it economical for businesses.
Donation Tools
NOWPayments donation tools enable crypto donations with a broad asset range and strong security for charitable platforms. Organizations can effortlessly set up and integrate solutions to accept various cryptocurrencies while managing funds securely.
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- Facilitate Diverse Crypto DonationsNOWPayments allows charities to accept a wide variety of cryptocurrencies and fiat, empowering donors to contribute using their preferred assets.
- Ensure Trustworthy TransactionsOur advanced security protocols guarantee complete control over finances with dedicated support available around the clock to assist clients.
- Maintain Donor AnonymityControl what information is collected from donors, allowing anonymity to protect their privacy while contributing.
- Convert Donations to FiatNow you can accept cryptocurrencies and convert them to traditional fiat currencies, mitigating risks associated with crypto volatility.
- Establish Ongoing ContributionsEnable supporters to commit to repeat donations, ensuring sustainable funding for your projects.
Point of Sale
Point of Sale integrates NOWPayments’ crypto payments into on-site checkout for retailers and platforms.
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- Integrate EffortlesslyEasily connect the Point of Sale system with existing NOWPayments tools and services, ensuring a smooth operational flow.
- Accept Multiple CurrenciesEmpower customers to make payments using a wide range of cryptocurrencies and fiat, enhancing the shopping experience.
- Withdraw in FiatConvert and settle earnings into local currencies, ensuring convenience and ease for businesses operating in diverse markets.
- Monitor Transactions LiveStay updated with instant visibility on transactions, helping to minimize errors and improve customer satisfaction.
- Get Help AnytimeAccess continuous support for troubleshooting and assistance to ensure your operations run smoothly.
Payment Widget
Payment Widget offers an embeddable widget to streamline crypto and fiat payments on websites.
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- Integrate SeamlesslyOur widget allows merchants to accept payments with just a few lines of code, making it easy to implement without extensive technical knowledge.
- Accept Diverse PaymentsAllow users to pay in both cryptocurrencies and fiat currencies, expanding your customer base and improving transaction flexibility.
- Mitigate Market VolatilityEnsure that incoming payments are converted automatically, protecting your revenue from market fluctuations.
- Optimize Customer InformationCustomize the fields for data collection, such as email and phone numbers, to refine your customer engagement.
- Facilitate Easy TransactionsSimplify the payment process for users by allowing fiat payments while merchants receive crypto.
- Enhance User ExperienceImprove conversion rates with a fluid checkout process that doesn’t redirect customers away from your site.
White Label
White label solution to customize NOWPayments features under your own branding.
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- Customize Brand ExperienceDesign a payment solution that reflects your brand identity with custom interfaces, logos, and styles.
- Deliver Seamless TransactionsAchieve a unified transaction experience that enhances user satisfaction across all platforms.
- Ensure Safe TransactionsTrust in our multi-layered protection that safeguards your transactions and customer data.
- Enable Easy SetupAccess comprehensive documentation for easy implementation, with support for 13 programming languages.
- Accelerate Time to MarketIntegrate cryptocurrency payments quickly and effortlessly, ensuring smooth setup with our API tools.
- Reduce Development ExpensesSave up to $250k in development costs by using our ready-to-go white label solution.
Mass Payouts
Mass payouts enable sending payments to many recipients in a single API call.
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- Execute Bulk Transactions.Easily initiate multiple payouts at once, saving time and reducing manual effort.
- Send Payments in Multiple Cryptos.Distribute payments in various cryptocurrencies, accommodating different recipient preferences.
- Eliminate Service Fees.Enjoy no extra charges for mass payouts, allowing for cost-effective resources allocation.
- Automate Your Payment Workflow.Utilize the API to fully automate your payout processes and ensure efficiency.
- Swift Payment Execution.Experience rapid transaction times, enhancing user satisfaction and operational efficiency.
Zero-fee Mass Payouts
Zero‑fee mass payouts provide payouts without service fees, powered by ChangeNOW.
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- Leverage Innovative TechnologyUtilize ChangeNOW's robust infrastructure to ensure seamless and reliable mass payouts with zero hassle.
- Eliminate Costly FeesOffer payouts without the burden of additional costs, allowing businesses to maximize their revenue efficiency.
- Achieve Swift TransactionsSend payments without waiting periods, enhancing the user experience for both businesses and their clients.
- Facilitate Easy ManagementManage and execute mass payouts seamlessly through a straightforward and intuitive interface.
Custody
Custody balances with off-chain conversions and sub-account management for secure asset handling.
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- Manage Assets SecurelyEnsure complete control over your crypto assets while storing them securely within a dedicated custody balance.
- Ensure Asset SafetyUtilizes a combination of hot and cold storage that offers maximum security along with safeguards like 2FA and authorized IP controls.
- Execute Mass Transactions EasilySave time and effort by handling multiple payouts effortlessly with minimal clicks.
- Convert Without FeesInstantly convert currency within your custody balance without incurring network fees, optimizing transaction effectiveness.
- Access Fiat InstantlyPrevent market volatility from affecting your profits by converting crypto earnings to fiat seamlessly.
Off-ramp
Off-ramp payouts enable converting crypto to fiat and transferring funds to bank accounts.
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- Withdraw Crypto As FiatThis feature allows users to convert their cryptocurrency directly into fiat, ensuring quick access to cash while shielding against crypto market volatility.
- Streamline SettlementsFacilitates seamless integration of crypto processing into existing fiat systems for more efficient financial management.
- Reach Global MarketsAllows businesses to tap into a vast audience by enabling fiat transactions across multiple currencies.
- Protect Customer PrivacyUsers can deposit up to €700 without extensive KYC, fostering a secure and private transaction experience.
- Enable Auto WithdrawalsSimplify the financial workflow by allowing automatic conversion and withdrawal of earnings directly to bank accounts as needed.
Customer Operations
Customer management API to create and manage balances, deposits, transfers and payouts.
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- Facilitate Customer Account SetupEasily set up and manage user accounts, streamlining customer interactions and financial oversight.
- Ensure Transaction SecurityImplement advanced security protocols including two-factor authentication to safeguard user funds and transactions.
- Enable Seamless Financial OperationsConduct financial transactions such as deposits, transfers, and payouts between accounts seamlessly for improved operational efficiency.
- Automate Subscription PaymentsAllow users to set subscription plans that automatically handle recurring payments, reducing manual overhead.
Asset Listing
Asset listing to enable crypto payments for tokens and coins with fiat settlement and custody support.
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- Enable Fiat PaymentsAccept your token for payments and settle in fiat directly to your bank account, creating an inclusive financial ecosystem.
- Launch Your TokenExpand your asset’s utility and expose it to thousands of partners, effectively increasing volume and profit.
- Access Secure StorageBenefit from safe storage solutions and manage user balances with a focus on security.
- Send Crypto PayoutsEasily execute mass payouts with no fees for executing mass transactions, only the base network fee applies.
- Enable Rapid LaunchSet up your account in less than a minute and start listing tokens immediately.
Marketplace
Marketplace payment solution enabling deposits in 350+ cryptocurrencies and 25+ fiat currencies with fast onboarding.
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- Integrate QuicklyExperience convenience with a straightforward setup process that allows you to start accepting crypto in no time.
- Diversify Payment OptionsOffer your customers flexibility by accepting a wide range of digital and fiat currencies, boosting sales potential.
- Get Assistance AnytimeRely on our support to resolve any issues quickly and keep your marketplace running smoothly.
- Control CostsChoose how to manage transaction fees—delegate them to customers or deduct from payments received.
SaaS and Web Services
Crypto payments gateway tailored for SaaS and web services with fast integration and broad currency coverage.
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- Support Diverse CurrenciesAccept payments in over 350 cryptocurrencies, including major coins and stablecoins, providing flexibility to users.
- Enable Quick SetupIntegrate the payment gateway swiftly with a simple copy-paste HTML code snippet, minimizing downtime.
- Expand Your User BaseRemove traditional banking barriers and serve customers globally.
- Streamline Billing ProcessesManage subscriptions effortlessly, ensuring timely and consistent payments without manual intervention.
- Get Instant Transaction UpdatesStay informed about transaction status and history through a user-friendly dashboard.
- Prioritize User DiscretionPerfect for businesses like VPNs that require privacy in transactions.
NOWPayments Plug-ins
NOWPayments plug-ins extend crypto payments across platforms, allowing online stores and businesses to integrate cryptocurrency payments seamlessly and efficiently, significantly enhancing the payment experience for customers.
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- Integrate Seamlessly Across PlatformsWith cross-platform compatibility, NOWPayments plug-ins ensure smooth integration on various e-commerce platforms, enhancing the user experience and allowing businesses to easily accept multiple cryptocurrencies.
- Utilize Specific Platform PluginsNOWPayments offers specific plug-ins for popular platforms like WooCommerce and WHMCS, simplifying the integration process to enable effortless cryptocurrency payments without extensive coding.
- Accept Wide Range of CryptocurrenciesNOWPayments plug-ins enable merchants to accept over 300 cryptocurrencies, providing customers with a multitude of payment options, thereby boosting transactions.
- Set Up in Just HoursThe plug-ins can be set up quickly, allowing businesses to start accepting crypto payments within hours, enhancing the speed of implementation.
- Collect Important Customer InformationWith customizable data collection options, businesses can gather essential customer information during transactions, optimizing their operational capabilities.
Crypto Subscriptions API
Crypto subscription API enables recurring payments with stablecoin and privacy-coin support for SaaS providers.
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- Automates PaymentsThe API automatically sends payments at set intervals, simplifying payment management.
- Tailors To Business NeedsProviders can customize payment types, options, and durations to best match their service model.
- Supports Diverse CurrenciesFacilitates payments using stablecoins and privacy-focused cryptocurrencies to appeal to a broader audience.
- Meets Customer NeedsAllows providers to set specific costs and subscription durations, enhancing customer satisfaction.
- Ensures Quick PaymentsAverage transaction time is under 5 minutes, offering a fast experience for subscribers.
- Simplifies Payment RenewalsEnables efficient management of recurring payments through automated emails.
- Streamlines Financial FlowEnhances user experience by automating payment processes for recurring services.
Sources
Methodology and sourcing behind the figures and links shown above.
Crypto payments and merchant acceptance
Primary sources report 2024 market sizes of $1.45B (Market Research Future) and $1.68B (Credence Research) with reported CAGRs of 17.82% and 19%. I used those two independent market estimates and took a central estimate (simple average) for 2024 market size (~$1.57B) and averaged the reported CAGRs (~18.4%) as the growth-potential estimate. Merchant adoption data in the results (e.g., high reported acceptance and expectations of broader adoption) support a multi-year double-digit CAGR.
Recurring billing and subscription management
Primary estimate uses industry report data for the "subscription billing management" segment. Fortune Business Insights lists the market at USD 8.48B in 2025 with a 17.2% CAGR (2026–2034). MarketResearchFuture provides a higher 2024–2025 sizing (~$10.9B / $11.9B) with a lower CAGR (9.03%), and CoherentMarketInsights reports a much larger, broader "subscription and recurring payment" market (~$170.3B in 2026, 7.4% CAGR). I selected the Fortune Business Insights figure as the primary match for the specified segment (recurring billing and subscription management).
- Global subscription billing management market valued at USD 8.48 billion in 2025; projected to USD 9.93 billion in 2026 and CAGR 17.2%.
- 2024 market size $10.91B; 2025 $11.9B; projected $28.25B in 2035, CAGR 9.03%.
- Subscription and recurring payment market estimated at USD 170.27 Bn in 2026; expected USD 280.66 Bn in 2033, CAGR 7.4%.
Custody and treasury management
Estimate rationale: the target segment (business crypto custody + treasury management) is a narrow intersection of broad custody services (Reanin: USD 95.15B, 8.2% CAGR), traditional custody (Everest/Infosys: USD 24B in 2020, ~8% growth), treasury management software (Coherent: USD 7.52B in 2026, 14% CAGR) and rapidly growing digital-asset custody/tokenisation markets (market.us shows ~23% CAGR; flow.db.com projects tokenisation rising from USD 40B to USD 317B by 2028). Conservatively assuming the business crypto treasury niche is a small share of global custody plus a growing share of digital-asset custody/treasury software markets yields an estimated market size ~USD 3–5B (midpoint USD 4B) today and a growth profile closer to digital-asset custody. Hence a projected CAGR of ~20%, reflecting higher digital-asset adoption but tempered from headline digital-custody rates.
- Custody Services Market was valued at USD 95.15 billion in 2025; CAGR 8.2%.
- Treasury Management Market is estimated at USD 7.52 Bn in 2026; CAGR 14.0% (2026–2033).
- Digital Asset Custody Market Size, Share | CAGR of 23%.
- The global custody market was valued at US$24 billion in 2020, growing at a healthy rate of 8%.
- Tokenisation is expected to rise from US$40bn to over US$317bn by 2028.
Mass payouts and disbursement orchestration
Estimated from the broader Payment Orchestration Platform market forecast (USD 1.74B in 2024, CAGR ~24.6%). Mass payouts & disbursement orchestration in crypto is a niche subset of payment orchestration (API-driven batch/instant disbursements). Assuming the niche represents roughly 5–12% of the broader orchestration market today (higher share by value in verticals like payroll, rewards, partner payouts), the current addressable market is about $0.2B. Growth potential is aligned with the overall orchestration market (around 24–25% CAGR) due to accelerating digital/crypto adoption, cross-border payout demand, and productization of mass-disbursement APIs.
Nonprofit crypto fundraising
Estimate based on published global fundraising market totals (~$14.6–15.1B), observed crypto-giving datapoints (e.g., Fidelity Charitable $270M year; large DAF pool), and documented rapid growth (860% year-over-year digital-asset donation increase). Crypto donations remain a small share of total philanthropic giving today (hundreds of millions to low billions annually) but show high adoption momentum as crypto asset wealth and digital fundraising tools scale, supporting a multiyear CAGR in the tens of percent.
- The Global Fundraising Market Size was Valued at USD 14.61 Billion in 2023
- Fundraising Market Size 2024 USD 15,114.045 million
- the market is valued at over $1 trillion
- there was an 860 percent increase in digital asset donations from 2020 to 2021
- Americans give an estimated $557.16 billion to charity each year
- Tap into DAF giving, philanthropy’s $234 billion dollar opportunity
- NOWPayments
- Development API
- Invoices
- Fiat On-ramp
- Crypto Subscriptions
- Payment Button
- Donation Tools
- Point of Sale
- Payment Widget
- White Label
- Mass Payouts
- Zero-fee Mass Payouts
- Custody
- Off-ramp
- Customer Operations
- Asset Listing
- SaaS and Web Services
- NOWPayments Plug-ins
- Crypto Subscriptions API
- 2024 Market Size $ 1.45 Billion; CAGR 17.82% (2025 - 2035)
- Crypto Payment Gateways Market size was valued at USD 1.68 billion in 2024; CAGR 19% (2024 - 2032)
- Global subscription billing management market valued at USD 8.48 billion in 2025; projected to USD 9.93 billion in 2026 and CAGR 17.2%.
- 2024 market size $10.91B; 2025 $11.9B; projected $28.25B in 2035, CAGR 9.03%.
- Subscription and recurring payment market estimated at USD 170.27 Bn in 2026; expected USD 280.66 Bn in 2033, CAGR 7.4%.
- Custody Services Market was valued at USD 95.15 billion in 2025; CAGR 8.2%.
- Treasury Management Market is estimated at USD 7.52 Bn in 2026; CAGR 14.0% (2026–2033).
- Digital Asset Custody Market Size, Share | CAGR of 23%.
- The global custody market was valued at US$24 billion in 2020, growing at a healthy rate of 8%.
- Tokenisation is expected to rise from US$40bn to over US$317bn by 2028.
- growing from USD 1.74 billion in 2024 to USD 15.74 billion by 2034, at an impressive CAGR of ~24.6%
- The Global Fundraising Market Size was Valued at USD 14.61 Billion in 2023
- Fundraising Market Size 2024 USD 15,114.045 million
- the market is valued at over $1 trillion
- there was an 860 percent increase in digital asset donations from 2020 to 2021
- Americans give an estimated $557.16 billion to charity each year
- Tap into DAF giving, philanthropy’s $234 billion dollar opportunity
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