The Northwestern Mutual Life Insurance Company

Customized financial plans crafted to meet individual goals and adapt to life changes.

Provides financial security for families through various life insurance options.

Secure lifelong coverage while building cash value and may receive dividends.

Flexible lifetime coverage with adjustable premiums and cash value growth.

Get customizable life insurance with investment flexibility for potential growth and protection.

Provides affordable, temporary financial protection for your family's future.

Protects your income and financial stability during disability.

Provides financial support for long-term care needs to safeguard your assets.

Provides guaranteed, predictable income for retirement you can never outlive.

Save for college while benefiting from tax-free growth and withdrawals for qualified expenses.

Comprehensive Wealth Management For High-Net-Worth Individuals.

Get expert investment advice tailored to your unique financial goals.

Access a variety of investment tools with expert guidance to meet your financial goals.

Comprehensive wealth advisory and multi-generational planning for high-net-worth clients, including coordinated investment management, tax-efficient strategies, estate and succession planning, and advisor collaboration.

Products: Private Wealth Management, Investment Advisory Services, Financial Planning, Brokerage Accounts & Services

Products and advisory focused on delivering reliable retirement income, income stream design, annuities, and ongoing retirement distribution planning to preserve lifestyle and manage longevity risk.

Products: Income Annuities, Financial Planning, Investment Advisory Services

Life insurance protection and permanent coverage options that provide death benefits, cash value accumulation, convertible term options, and flexible premium/death benefit features for personal financial protection.

Products: Life Insurance, Term Life Insurance, Whole Life Insurance, Universal Life Insurance, Variable Universal Life Insurance

Insurance and planning to protect assets and income from long-term care needs and disability events, offering access to care funding, asset protection, and income replacement.

Products: Long-Term Care Insurance, Disability Insurance, Financial Planning

Tax-advantaged college and education savings vehicles and plan-level advisory to fund K‑12 and higher education costs, with contribution flexibility and state tax considerations.

Products: 529 College Savings Plans, Financial Planning, Private Wealth Management

Financial Planning

A Northwestern Mutual service that builds personalized financial plans through holistic analysis and advisor guidance, including retirement planning, college savings planning, business planning, special needs planning, estate planning, and long-term care planning.

• Comprehensive Support
  Tailored services address diverse individual and family needs.
• Achieve Goals
  Strategic planning drives more favorable long-term financial results.
• Integrated Strategy
  Holistic solutions ensure alignment across all financial aspects.
• Enhance Understanding
  Effective dialogue reveals unique financial concerns and aspirations.
• Understand Financial Position
  Comprehensive analysis provides clarity on where clients stand financially.
• Adapt Financial Strategies
  Continuous support ensures plans remain relevant and effective.

Life Insurance

Life insurance product line offered by Northwestern Mutual to provide coverage and financial security for families.

• Ensures Financial Security
  Offers peace of mind knowing that loved ones will have financial support to cover living expenses, debts, and future necessities.
• Provides Access to Funds
  Cash value can be used for emergencies, college tuition, or retirement income, providing flexibility in financial planning.
• Caters to Diverse Needs
  Clients can choose policies that best fit their financial goals and family needs at different life stages.
• Adapts to Financial Changes
  Makes it easier to maintain coverage without compromising financial stability if circumstances change.
• Streamlines Policy Acquisition
  Facilitates timely access to life insurance coverage, especially for those who need it urgently.

Whole Life Insurance

Enjoy lifelong protection with Northwestern Mutual's Whole Life Insurance. Your policy accumulates cash value guaranteed to grow regardless of market fluctuations, providing stability and peace of mind. Access to dividends enhances benefits, making it a versatile part of your financial planning.

• Protect Loved Ones Forever
  This policy guarantees a death benefit that ensures financial security for your loved ones, regardless of when you pass away.
• Build Financial Reserves
  The accumulated cash value can be used for various needs such as emergencies, tuition, or retirement income, providing additional financial flexibility.
• Receive Potential Cash Returns
  Dividends provide you with opportunities to enhance your policy benefits and financial returns over time.
• Budget Without Surprises
  Fixed premiums help maintain your financial plans without the worry of increasing costs as you age.

Universal Life Insurance

Universal life insurance protects you for life and builds up value over time that you can use for anything, anytime. It also gives you the flexibility to adjust your policy along the way as your life and needs change. You can choose the amount of your death benefit and how much you pay in premiums, as well as when to pay them.

• Set Premium Payment Schedule
  This flexibility helps you maintain coverage during financial challenges by allowing you to manage payments based on your situation.
• Adjust Death Benefit Amounts
  This feature allows you to modify the death benefit amount according to your personal circumstances, ensuring that your life insurance keeps pace with your life changes.
• Access Cash Value Anytime
  Utilize the accumulated cash value for various financial needs such as education, retirement, or unexpected expenses, enhancing your financial flexibility.

Variable Universal Life Insurance

Variable Universal Life Insurance (VUL) provides customizable life insurance coverage with an investment component that allows you to control how your cash value is managed, making it adaptable to changing life circumstances.

• Build Cash Value
  Enjoy tax-deferred growth of your cash value, providing financial flexibility when needed and a potential increase in your death benefit.
• Choose Premiums & Benefits
  Adapt your life insurance to fit your financial situation, allowing for premium adjustments and death benefit customization as your needs evolve.
• Manage Investments
  Gain control over your investment strategy, allowing you to choose investment options managed by leading firms that fit your goals.
• Reduce Risk Over Time
  Safeguard your investments by adjusting exposure as necessary, helping to maintain your financial stability as you age.
• Automate Adjustments
  Ensure your investment portfolio remains balanced over time without constant monitoring, promoting effective risk management.
• Invest Regularly
  Purchase more units of your investments when they're less expensive and fewer when prices rise, potentially enhancing overall returns.

Term Life Insurance

Term life insurance offers affordable coverage for a specific period to protect your loved ones financially in case of unexpected events. It is ideal for covering needs such as mortgages and education expenses.

• Pay Less Than $1 Daily
  This low-cost daily premium ensures significant financial coverage, making it accessible for many families.
• Protect Loved Ones Financially
  Ensure mortgage payments, education costs, and daily expenses are covered, providing peace of mind.
• Convert Policy As Needed
  This feature allows adaptation to your changing life circumstances while maintaining coverage.
• Keep Coverage Regardless of Job Changes
  You don’t have to worry about losing coverage if you change jobs, ensuring uninterrupted financial protection.

Disability Insurance

Disability insurance provides income protection in case of disability, ensuring financial stability during unexpected health issues.

• Replace A Portion Of Your Income
  Disability insurance aids in replacing a portion of your income, covering expenses and maintaining your lifestyle when illness or injury prevents work.
• Customize Your Coverage
  Policies can be tailored to fit individual income needs, ensuring adequate financial protection based on specific income levels.
• Specialized Coverage For Healthcare Professionals
  Offers specific policies designed for doctors and dentists considering their unique needs in case of disability.
• Receive Tax-Free Income
  Payments received from disability insurance can be tax-free, maximizing the financial support during periods of illness or injury.
• Calculate Your Required Coverage
  An online calculator helps determine the appropriate amount of disability coverage needed based on individual income and financial obligations.

Long-Term Care Insurance

Long-term care insurance product offered by Northwestern Mutual.

• Manage Long-Term Care Costs
  Utilize insurance to cover various long-term care services, ensuring peace of mind and financial stability.
• Select Care Settings
  Empowers clients to decide on care arrangements that best suit their preferences and needs.
• Protect Financial Legacy
  Helps ensure that your assets can be preserved for beneficiaries while receiving necessary care.
• Immediate Care Funding
  Ensures timely access to funds to facilitate immediate care solutions.

Income Annuities

Income annuities from Northwestern Mutual provide guaranteed income for life, delivering peace of mind during retirement. They ensure a secure financial future by delivering consistent payments that you cannot outlive, making it easier to plan for your financial needs in retirement.

• Ensures Stable Income
  With income annuities, you receive consistent payments during retirement, protecting you from the risk of outliving your savings.
• Protects Beneficiaries
  This feature provides peace of mind, knowing your loved ones will receive compensation if you pass away unexpectedly.
• Defers Taxes
  Benefits from tax deferral on your annuity payments, maximizing your savings potential for retirement.
• Simplifies Income Management
  Streamlined payments make financial planning straightforward, reducing stress during retirement.

529 College Savings Plans

A 529 College Savings Plan helps families save for educational expenses by providing tax advantages and flexibility.

• Enables Education Choices
  With a 529 College Savings Plan, savings can be used for a variety of educational expenses, giving families the freedom to choose the best options for their children.
• Tax-Free Withdrawals
  This account allows you to withdraw money without incurring federal taxes when used for qualified education expenses, maximizing savings.
• Multiple Contributors
  Allows various family members to contribute to the education fund, accelerating savings potential.
• State Tax Deductions
  Potential for significant tax savings at the state level, enhancing the overall benefits of the plan.

Private Wealth Management

Private wealth management service offering comprehensive planning, investment management, and coordination for high-net-worth clients.

• Manage Investments Strategically
  Utilizes advanced strategies to optimize investment growth while managing risks effectively.
• Create Holistic Financial Plans
  Develops tailored financial strategies that adapt to changing life circumstances and goals.
• Coordinate Financial Advisors
  Seamlessly integrates multiple advisors to align various financial strategies.
• Implement Tax Strategies
  Focuses on minimizing tax liabilities while maximizing investment returns.
• Ensure Effective Wealth Transfer
  Facilitates the smooth transition of wealth, including trusts and estate management.
• Support Family Wealth Goals
  Assists families in achieving financial goals across generations, preserving wealth for the future.
• Plan Business Transitions
  Ensures smooth leadership transitions and continuity for business owners.
• Plan Education Funding
  Offers strategies to save and invest for educational expenses.
• Incorporate Charitable Goals
  Integrates philanthropy into wealth management, enhancing legacy impact.

Investment Advisory Services

Investment advisory service offering professional guidance to build and manage portfolios.

• Align Investments With Goals
  Your investments are tailored to your aspirations, ensuring each dollar contributes toward achieving your financial ambitions.
• Proactive Portfolio Management
  Regular evaluations ensure your strategy adapts to market changes and personal goals, safeguarding your investments.
• Bespoke Investment Strategies
  Benefit from tailored advice that considers your financial background, risk tolerance, and objectives.
• Mitigate Investment Risks
  Diversification strategies are employed to reduce risks while maximizing potential returns.
• Access Expert Investment Insights
  Leverage insights from seasoned financial professionals to make informed investment decisions.
• Tailor Your Investment Portfolio
  Select from a range of investment products to suit your distinct financial situation.

Brokerage Accounts & Services

Brokerage service offering access to a range of investment vehicles with guidance and options.

• Choose From Diverse Investment Options
  Invest in stocks, bonds, mutual funds, and ETFs to build a portfolio that aligns with your objectives.
• Receive Tailored Investment Guidance
  Our advisors provide personalized recommendations based on your financial goals and risk tolerance.
• Enjoy SIPC & FDIC Protection
  Your investments are safeguarded by industry-standard protections, ensuring peace of mind.
• Get Expert Trade Advice
  Leverage our expert advice to optimize your trading decisions and enhance your investment strategy.