North

Accept payments across channels with secure processing, flexible payment options, and faster access to funds.

Manage payments and business operations in one portal, with tools for invoicing, reporting, inventory, customers, and employees.

Build and integrate payment experiences across websites, mobile apps, and point-of-sale systems using flexible developer tools.

Accept card payments on the go with a portable reader for contactless, chip, and magstripe transactions.

Streamline countertop checkout with an all-in-one POS system featuring versatile payment acceptance, barcode scanning, and receipt printing.

Accept payments at the counter, at the table, or on the go with a portable terminal and built-in checkout tools.

Accept payments at the counter, at the table, or on the go with a compact terminal supporting multiple payment types.

Accept payments at the counter, table, or on the go with a portable hybrid terminal featuring flexible connectivity and checkout tools.

Simplify checkout with dual-facing payment controls, flexible payment acceptance, and built-in printing.

Accept in-person contactless payments on an iPhone without extra hardware, using the North app.

Encourage repeat visits, increase customer spending, and attract new shoppers with customizable loyalty and gift card programs.

Receive transaction proceeds sooner with same-day or next-day funding options that support business cash flow.

Generate surcharge revenue, attract customers, and encourage spending at your location with on-site ATM solutions.

Detect suspicious activity, protect payment data, and manage disputes to help reduce fraud losses.

Improve payment approvals, reduce avoidable declines, and recover eligible payments with transaction optimization tools.

Offer customers a cash discount while maintaining a consistent transaction rate across cash and card sales.

Streamline restaurant operations and guest checkout with tools for orders, payments, staff, inventory, and service.

Payment processing

North provides end-to-end payment processing for in-person, online, mobile, and integrated systems. It supports cards, contactless payments, digital wallets, offline transactions, invoicing, recurring billing, and hosted checkout. Payment technologies are PCI-compliant and use certified point-to-point encryption and tokenization. Businesses can access same-day or next-day funding, payment reporting, and merchant tools.

Category: Payment Processing Services

Payments Hub

Payments Hub is North’s secure online merchant portal and centralized command center for payment activity and business operations. It provides transaction, sales, deposit, and business reporting, plus tools for inventory, customers, employees, online payments, invoicing, keyed payments, and disputes. Customizable dashboards and shortcut widgets support navigation. The portal offers Basic, Premium, and Premium Plus plans with different features and functionality. North’s billing and invoicing, sales reporting, and inventory management tools are also available through Payments Hub.

• Manage Payments From One Central Hub
  View payment activity alongside business operations in one portal, with dashboards and shortcuts to help navigate.
• Track Business Activity And Trends
  Review and export transaction, deposit, sales, inventory, customer, and employee data through reports in the app or portal. Reporting tools include customized and automated email reports, QuickBooks Online exports, multi-location reporting, and a Merchant Reporting API.
• Track And Manage Inventory
  Synchronize stock across devices and locations, organize products, scan barcodes, import inventory, and use low-stock alerts and reporting to inform purchasing and forecasting.
• Accept Keyed Payments Online
  Take keyed payments through the Virtual Terminal without a payment terminal, or add a compatible reader for card-present transactions.
• Accept Online Payments With Links
  Share payment links through email, text, a website button, or QR code so customers can reach a secure payment page.
• Manage And Track Invoices
  Create, schedule, and monitor one-time or recurring invoices, including bulk delivery of up to 5,000 invoices. Customize invoices and a branded payment portal, automate reminders and payments, and give customers online access to payment history and receipts.
• Assign Roles And Track Employees
  Manage employee activity and control access to sensitive information by assigning roles and customizing permissions.
• Manage Customer Records And Activity
  Review customer details, saved payment methods, related transactions, and customer activity from the portal.
• Respond To And Manage Disputes
  Access chargeback information and manage disputes, including accepting or rebutting them through the portal.
• Monitor Feedback And Reputation
  Manage customer satisfaction and monitor competitors using reputation management tools available through Payments Hub.
• Edit Account Details And Permissions
  Update account information and set employee permissions according to assigned roles.
• Choose Tools For Your Plan
  Select from Basic, Premium, and Premium Plus plans, each with different features and functionality.

North Developer

North Developer is a portal and payment integration platform for merchants, ISVs, and VARs. It provides tools to build payment experiences for websites, mobile apps, and point-of-sale systems, with semi-integrated and fully integrated options, low-code and no-code approaches, APIs, SDKs, and ecommerce extensions. Developers can use OpenAPI specifications, GitHub repositories, downloadable SDKs, interactive demos, and a sandbox, with support for leading programming languages.

Payanywhere 3-in-1 Bluetooth® Credit Card Reader

The Payanywhere 3-in-1 Bluetooth® Credit Card Reader connects to a compatible iOS or Android device for mobile payments. Used with the Payanywhere app, it accepts contactless, EMV, and magstripe payments. It can also connect to a computer for in-person payments through Virtual Terminal and supports offline transactions. North states that its payment devices are PCI-compliant and use encryption and tokenization to protect card data.

Payanywhere Core

Payanywhere Core is an all-in-one countertop point-of-sale system designed for storefronts. It features an 11-inch touchscreen, built-in receipt printer, and front and back cameras for barcode scanning. It accepts EMV, contactless, magstripe, and QR code payments, and offers Wi-Fi and 4G connectivity. North states that its payment devices are PCI-compliant and protect card data with encryption and tokenization.

Payanywhere Smart Terminal

The Payanywhere Smart Terminal is a portable, wireless payment terminal for counter, tableside, and mobile use. It features an Android touchscreen, barcode scanner, receipt printer, and preloaded Payanywhere app. It accepts contactless, EMV, magstripe, PIN debit, and EBT payments. Connectivity includes 4G and Wi-Fi, with Ethernet available through a dock, and the terminal integrates with North’s back-office capabilities.

Payanywhere Smart Terminal Mini

The Payanywhere Smart Terminal Mini is a compact, lightweight handheld payment terminal with wireless connectivity and a 5.5-inch touchscreen. Preloaded with the Payanywhere app, it supports counter, tableside, and mobile payments. It includes a built-in barcode scanner and accepts contactless, EMV, magstripe, PIN debit, and EBT payments. The terminal is pre-programmed for business needs and uses PCI-compliant security with encryption and tokenization.

Payanywhere Smart Flex

Payanywhere Smart Flex is a portable hybrid payment terminal and point-of-sale system for small businesses. It includes a preloaded Payanywhere app, 7-inch Android touchscreen, customer-facing display, receipt printer, and barcode scanner. Connectivity options include 4G and Wi-Fi, or Ethernet with its dock. It accepts contactless, EMV, EBT, PIN debit, and magstripe payments, and integrates with North’s back-office solutions.

Payanywhere Smart PINPad Pro

The Payanywhere Smart PINPad Pro is a compact point-of-sale terminal with merchant and customer keypads, a 4-inch merchant-facing touchscreen, a 2.4-inch customer-facing display, a built-in receipt printer, and 4G and Wi-Fi connectivity. It accepts EMV, contactless, magstripe, PIN debit, and EBT payments. North states that its payment devices are PCI-compliant and protect card data with encryption and tokenization.

Tap to Pay on iPhone

Tap to Pay on iPhone, used with the North app, lets businesses accept in-person contactless payments directly on an iPhone without a card reader or other extra hardware. Customers can pay with physical debit and credit cards, Apple Pay, and other digital wallets. The solution is described as fully certified and customizable, and uses built-in iPhone features to help keep business and customer data private and secure.

Gift & Loyalty

North’s Gift & Loyalty solution combines customizable loyalty and gift card programs. Merchants can set reward and point levels, choose or create branded gift card designs, and access reporting through the app and merchant portal. The solution provides customer purchase insights for marketing and gift card production and fulfillment, with customized cards available in as little as 24 hours.

Fast funding

North’s fast funding service lets merchants receive eligible transaction funds the same business day or the next business day, with no extra charges or fees. Same Day Funding applies to transactions processed and closed before 10:30 a.m. ET. Next Day Funding applies to transactions processed and closed by 10 p.m. ET, with weekend transactions deposited on Monday. Merchants can configure automatic or manual batching, and split funding settlement is available.

Category: Payment Processing Services

North ATM solutions

North provides on-site ATM solutions, including machines from Nautilus, Hyosung, and Genmega. Businesses keep 100% of ATM withdrawal surcharges. Offerings include free monthly monitoring, a one-year warranty, and hardware maintenance, service, and technical support. Financing starts at $79 per month and includes specified ATM equipment, online reporting, and supplies.

Fraud prevention

North’s fraud prevention service uses layered security and transaction monitoring to identify suspicious activity, help manage disputes, and protect payment data. Tools include real-time risk assessment, machine-learning models, Fraudcast, encryption, tokenization, and PCI DSS 4.0 compliance. North supports fraud prevention from point of sale through approval, settlement, and post-transaction activities.

Authorization Optimization

North’s in-house platform and gateway use transaction data, risk management, and payment orchestration to improve authorization success and reduce unnecessary declines. Tools include intelligent routing, fraud decisioning, network tokenization, automatic updates to stored card details, and automated retries for declined transactions. The service supports recurring billing and subscriptions through North’s Recurring Billing API.

Edge Program

North’s Edge Program is a dual-pricing program for cash and card transactions. Merchants can offer customers a discount for paying with cash while securing one low rate for every transaction. North says the program can help merchants eliminate processing fees and maintain the same profitability whether customers pay with cash or card. Edge is compatible with Payanywhere Smart Solutions.

Category: Payment Processing Services

North Hospitality POS

North Hospitality POS provides point-of-sale and management solutions for quick-service and full-service restaurants. Tools support order and reservation management, payment processing, employee and inventory management, online ordering, reporting, and integrations. Restaurants can use countertop or mobile devices and accept cash, cards, contactless payments, and gift cards. Features also include tickets and tabs, tips, receipt choices, kitchen printer connectivity, and offline transactions.