NMI

Empower your business with a customizable payments platform for seamless merchant onboarding and management.

Streamlines merchant onboarding and management with integrated underwriting and CRM tools.

Quickly assess merchant risk with 100+ checks and a comprehensive report.

Accept payments securely, easily, and reliably with our flexible gateway solution.

Streamline online payments with flexible, scalable solutions tailored for merchants.

Enable Quick And Secure In-Person Payments At Retail Locations.

Empowers merchants to accept payments anytime, anywhere using mobile devices.

Ensure seamless and secure self-service payment experiences for various applications.

Enhance transaction security with proactive fraud detection and prevention.

Capabilities to embed white-labeled, developer-friendly payments, onboarding, and merchant management into third-party software and platforms.

Products: NMI Payments, Payment Gateway, Ecommerce Payments

Secure, configurable gateway services that connect to multiple processors and devices, support multi‑MID routing, and provide a marketplace for value‑added gateway extensions.

Products: Payment Gateway, NMI Payments, Unattended & Self-Service, In-Person Payments

Automated merchant acquisition and lifecycle management including instant onboarding, underwriting, risk scoring, residuals calculation, and CRM for ISOs and processors.

Products: Merchant Relationship Management, ScanX / MonitorX, NMI Payments

Real-time and AI‑driven fraud detection, customizable risk profiles, and ongoing monitoring to reduce fraud, chargebacks, and underwriting risk.

Products: Fraud Defense Suite, ScanX / MonitorX, Merchant Relationship Management

Point-of-sale, mobile point-of-sale (mPOS), SoftPOS, contactless and unattended payment acceptance with broad device compatibility and reporting.

Products: In-Person Payments, Mobile Payments, Unattended & Self-Service

Hosted checkout, no‑code/low‑code integrations, shopping cart plugins, tokenization, and APIs to support online merchants and marketplaces.

Products: Ecommerce Payments, Payment Gateway, NMI Payments

NMI Payments

NMI Payments is an all-in-one, customizable payments platform that enables organizations to accept payments, acquire and onboard merchants, and manage relationships. It supports a modular, embedded payments approach with white-label capabilities and developer-friendly tooling for seamless integration.

• Streamline Business Operations
  Integrate all payment processes within one robust system, enhancing efficiency and management capabilities.
• Ensure Transaction Safety
  Count on top-tier security protocols to protect sensitive data and comply with industry standards.
• Facilitate Custom Integrations
  Developers can easily integrate and tailor payment solutions to meet specific business needs, boosting adaptability.
• Enhance Brand Visibility
  Maintain full control over your branding while offering a seamless payment experience to your merchants.
• Accelerate Merchant Acquisition
  Quickly onboard new merchants with streamlined processes, helping them start accepting payments faster.
• Enhance User Experience
  Integrate payment functionalities directly into your application to offer users a unified experience.
• Expand Merchant Options
  Provide merchants with diverse payment options by connecting with a wide range of processors and tools.

Merchant Relationship Management

Merchant Relationship Management is a unified merchant underwriting and CRM solution that streamlines merchant lifecycle management, from onboarding to ongoing relationship management, with risk assessment integration.

• Reduce Risk With Automated Checks
  Instantly identify and assess potential risks through automated underwriting processes, ensuring informed decisions during merchant onboarding.
• Integrate Management Processes
  Leverage a unified platform for efficient management of merchant relationships encompassing compliance, onboarding, and ongoing engagement.
• Accelerate Risk Assessment Processes
  Conduct thorough evaluations of merchant qualifications quickly and efficiently with advanced risk assessment tools, maintaining compliance and reducing churn.
• Accurate Payouts
  Ensure timely and accurate residual payments to agents, enhancing trust and retention.
• Boost Conversion With Customized Tools
  Optimize the sales funnel with tailored tools for lead management, creating instant proposals and contracts to accelerate merchant onboarding.
• Speed Up Merchant Onboarding
  Streamline the onboarding process significantly from over 30 minutes to just a few, while minimizing human error with TurboApp's seamless integration.
• Enhance Risk Management
  Utilize streamlined processes to reduce risk exposure and streamline approvals.
• Manage Merchant Relationships Effectively
  Enhance portfolio growth by utilizing sales management tools and precise residuals calculations, enabling better retention and service efficiency.

ScanX / MonitorX

ScanX/MonitorX provides risk assessments with 100+ checks and a risk-scored report to support underwriting decisions and ongoing merchant risk management.

• Evaluate Merchant Risk Effectively
  With over 100 comprehensive checks, ScanX/MonitorX ensures a thorough assessment of merchant risk, allowing for more informed decisions in underwriting.
• Receive Immediate Risk Insights
  Get instant access to risk-scored reports that help streamline underwriting and enhance ongoing risk management capabilities.
• Automate Underwriting Processes
  Leverage automation to reduce underwriting times and enhance efficiency, making the process quicker and more accurate.

Payment Gateway

Payment Gateway is a secure, feature-rich white-label gateway that enables organizations to accept payments reliably, with a configurable gateway marketplace for value-added services.

• Ensure Safe Transactions
  Utilize advanced security measures, including PCI compliance and tokenization, to protect sensitive payment data.
• Customize Your Brand
  Allow clients to personalize their payment processing experience with their branding, maintaining a consistent corporate identity.
• Integrate Effortlessly
  Enjoy smooth integration to support various payment processors, devices, and bespoke requirements for diverse merchant needs.
• Access Value-Added Services
  Enhance payment processing capabilities with a wide range of trusted third-party services available in the marketplace.
• Gain Business Insights
  Provide merchants with comprehensive analytics and performance metrics across payment channels.
• Manage Multiple Merchant Accounts
  Facilitate efficient management of several merchant accounts from one unified platform, simplifying reporting and administration.

Ecommerce Payments

Ecommerce Payments is a no-code/low-code solution for online payments, offering hosted pages, Shopify integration, and APIs to support a wide range of merchant needs.

• Quickly Setup Checkout
  Merchants can accept payments within minutes by linking to easy-to-use hosted pages.
• Access Many Shopping Carts
  Merchants can choose from over 125 shopping cart integrations, allowing them to select the best fit for their business model.
• Customize User Experience
  Developers can integrate payment solutions directly into their applications for seamless transactions.
• Seamlessly Connect to Shopify
  Merchants using Shopify can easily enable payment solutions, enhancing their online selling capabilities.
• Easily Tokenize Data
  Enables merchants to securely handle payment data without extensive development resources.

In-Person Payments

In-Person Payments enables merchants to accept payments at point-of-sale locations with secure, reliable processing tailored to in-store environments.

• Streamlines Retail Transactions
  Enhances the in-person customer experience by allowing quick, contactless, and EMV payments, ensuring retailers can cater to customer needs efficiently.
• Facilitates On-the-Go Payments
  Empowers merchants to use smartphones and tablets for payment processing, increasing flexibility and convenience for both customers and businesses.
• Reduces Transaction Time
  Enhances customer satisfaction by allowing quick, tap-and-go payments, making the checkout process seamless and efficient.
• Enables Data-Driven Decisions
  Helps merchants analyze sales patterns and customer behaviors, aiding them in optimizing business operations.
• Offers More Payment Options
  Provides flexibility for merchants to choose from numerous EMV devices, enhancing their payment acceptance capabilities.

Mobile Payments

Mobile Payments enables on-the-go payments, letting merchants accept payments from mobile devices and remote locations.

• Accept Payments Anywhere
  Merchants can process convenient, contactless EMV payments using NMI’s solutions on any smart device.
• Simplify Mobile Wallet Acceptance
  Reduce checkout friction and increase conversion rates by easily integrating digital wallets into checkout processes.
• Transform Smartphones into Terminals
  Facilitates tap-to-pay functionality directly from smart devices, enhancing customer convenience.
• Empower Mobile Point-Of-Sale
  Facilitates swift and secure payment acceptance on the go, suited for various business environments.
• Enjoy Centralized Transaction Insights
  Merchants can access detailed reporting across all their mobile payment transactions, streamlining management.

Unattended & Self-Service

Unattended & Self-Service payments offer secure, automated payments in self-serve environments and unattended terminals.

• Facilitate Secure Transactions
  Empowers businesses to implement self-service options, enhancing customer convenience and transaction efficiency.
• Accelerate Payment Processes
  Allows customers to complete transactions quickly and safely, promoting a smoother user experience in high-traffic environments.
• Streamline Deployment
  Offers businesses the flexibility to connect their existing systems with minimal disruption.
• Enhance Business Intelligence
  Offers detailed insights for informed decision-making, improving operational efficiency.
• Optimize Customer Engagement
  Tailors the user experience to fit brand identity, enhancing customer loyalty and satisfaction.

Fraud Defense Suite

Fraud Defense Suite helps detect fraud before it happens, providing proactive fraud prevention capabilities.

• Detect Fraud Before It Happens
  Utilizes advanced algorithms and machine learning to monitor transactions in real-time, flagging suspicious activities swiftly and efficiently.
• Enhance Detection Accuracy
  Kount's AI analyzes billions of transactions, continuously learning from data to improve fraud detection effectiveness.
• Monitor Transactions Live
  Provides instant scoring on every transaction, allowing merchants to act quickly to mitigate risks.
• Tailor Fraud Prevention
  Merchants can define risk parameters to match their unique business needs, reducing the likelihood of false declines.