MIMural Technologies, Inc. logo

Mural Technologies, Inc. Unclaimed

Payments technology

muralpay.com

New York, New York, United States

Global financial infrastructure and APIs enabling cross-border money movement for platforms, fintechs, and banks.

Mural Technologies, Inc. provides global financial infrastructure and APIs that enable platforms, fintechs, and banks to move money across borders. The company builds the account and payment primitives that make global money movement programmable, helping businesses launch financial products their customers love and transform financial operations from a cost center into a growth engine. Designed for enterprises that move money at scale, the offering emphasizes reliability, regulatory compliance, and seamless cross-border settlement. It supports multi-currency accounts and wallets, real-time transfers, cross-border payments, currency conversion, and treasury management—delivering the capabilities needed to launch and scale financial services in a global economy.

Every company in the world will become a fintech. We build the account and payment primitives that make global money movement programmable—enabling businesses to launch financial products their customers love and turn financial operations from a cost center into a growth driver.

What we offer

Mural Pay Platform

Effortlessly move money globally with Mural Pay's innovative financial infrastructure.

muralpay.com/

Global Contractor Payouts

Service

Instant payouts to contractors in multiple currencies globally.

Marketplace Payments

Facilitate efficient payments for marketplace sellers with dedicated accounts and customizable flows.

Embedded Finance

Enhance your platform with embedded finance solutions through white-label stablecoin accounts.

Treasury Operations

Streamline your global treasury operations with automation and programmatic control.

Creator & Royalty Payments

Streamline creator payments with fast, multi-currency payouts.

Vectura

Enhances decision-making with real-time financial insights and reporting.

Market segments

Cross-border payments

APIs and infrastructure for compliant, real-time international transfers, FX conversion, and settlement for platforms, fintechs, and banks.

Treasury and liquidity management

Programmatic multi-currency and stablecoin treasury controls to hold, convert, move funds, automate compliance, and earn yield on idle balances.

Mass payout orchestration

High-volume, localized disbursements and payout workflows for creators, contractors, and marketplace sellers with escrow, instant rails, and reconciliation.

Embedded accounts and wallets

White-label multi-currency accounts and programmable wallets (including stablecoins) to embed branded financial experiences and account primitives.

Financial reporting and analytics

Automated, investor-ready financial reporting and real-time insights to support decision-making, burn-rate analysis, and external reporting.

More information about our offering

Mural Pay Platform

Global accounts and real-time payments platform enabling platforms, fintechs, and banks to move money across borders. Launch multi-currency accounts and wallets, settle in real-time, and manage treasury with a single API. Store funds in multiple currencies including stablecoins, move money with real-time tracking, receive payments through dedicated accounts, convert currencies at transparent rates, earn yield on idle balances, and automate compliance and regulatory reporting. Built for enterprise-scale money movement with strong security and regulatory alignment.

  • Automate Compliance Checks
    By automating compliance checks, Mural Pay ensures that businesses can navigate regulations effortlessly. This feature improves operational efficiency and mitigates risks associated with manual compliance processes.
  • Instant Cross-Border Payments
    Facilitating real-time money transfers allows businesses to operate globally without delays, enhancing cash flow and improving relationships with international partners.
  • Dedicated Payment Accounts
    Dedicated accounts simplify the payment process for recipients, ensuring that funds are promptly available and eliminating concerns over currency conversion.
  • Secure Multi-Currency Wallets
    This feature provides users with flexibility in handling various currencies, ensuring security, and minimizing risks related to currency volatility.
  • Generate Passive Income
    Mural Pay allows users to earn returns on funds that would otherwise remain dormant, enhancing overall financial return on assets.
  • Transparent Conversion Rates
    Eliminating hidden fees and providing clear information on conversion rates fosters trust and allows users to make informed financial decisions.

Global Contractor Payouts

Payouts to contractors and freelancers in 20+ countries with instant delivery. Supports local currency deposits via PIX, SPEI, ACH, and SEPA, or direct stablecoin payments to wallets. Streamlines global contractor compensation with fast, compliant disbursements across multiple regions.

  • Pay Contractors Instantly
    Enable real-time payments to contractors in over 20 countries to enhance liquidity and satisfaction.
  • Accept Local Currency Payments
    Facilitate payments in local currencies, ensuring recipients get paid without conversion challenges.
  • Send Direct Stablecoin Payments
    Simplify payments with direct transactions using stablecoins, reducing transaction times and fees.
  • Streamline Compliance
    Automate compliance checks to focus on business growth while ensuring regulatory adherence.

Marketplace Payments

Marketplace payments capability that issues dedicated seller accounts, manages escrow, and releases funds on delivery. Enables customizable payment flows that align with marketplace models while maintaining reconciliation and speed.

  • Streamline Payment Processes
    Facilitates secure transactions by holding funds in escrow until delivery conditions are satisfied, enhancing trust between buyers and sellers.
  • Customize Payment Processes
    Allows marketplaces to design payment flows that cater to their unique business models, ensuring a better user experience.
  • Simplify Seller Onboarding
    Provides sellers with individual accounts to manage their transactions, improving clarity and ease of use.
  • Speed Up Transactions
    Instantly transfer funds to sellers, reducing wait times and enhancing satisfaction.
  • Enhance Transparency
    Allows marketplaces to keep track of their transactions, helping in reconciliation and reporting.

Embedded Finance

White-label stablecoin accounts for end users. Enables cross-border collections and payouts without rebuilding core banking infrastructure, facilitating rapid deployment of branded financial experiences.

  • Facilitate Cross-Border Payments
    Enable effortless cross-border transactions for your customers, simplifying international commerce.
  • Deploy Branded Accounts
    Provide a seamless banking experience under your brand while leveraging stablecoin technology.
  • Optimize Treasury Operations
    Simplify financial operations with tools designed for effective treasury management across currencies.
  • Accelerate Time-to-Market
    Quickly introduce new financial services to customers without extensive infrastructure investment.

Treasury Operations

Automates multi-currency treasury workflows. Hold, convert, and move funds between stablecoins and local currencies with programmable control to streamline treasury operations at scale.

  • Enhance Global Fund Management
    By utilizing multi-currency capabilities, businesses can efficiently manage different currencies in one platform, facilitating smooth operations in various markets.
  • Automate Treasury Workflows
    Create custom programmable rules for managing treasury activities, allowing for automated operations that save time and reduce manual errors.
  • Simplify Regulatory Adherence
    Ensure that all transactions comply with local regulations, minimizing risks associated with financial operations.
  • Accelerate Payments Process
    Facilitate immediate transactions globally, ensuring funds are received without delays, crucial for businesses operating in diverse markets.

Creator & Royalty Payments

Consolidate multi-platform revenue streams and pay artists, creators, and partners in their preferred currency within the same week, simplifying global monetization and payout workflows.

  • Facilitate Quick Payments
    Ensure artists and creators receive their earnings quickly, fully transparent and hassle-free, maximizing satisfaction and loyalty.
  • Consolidate Revenue Assets
    Easily gather and manage income from various sources to ensure accurate and timely payouts to creators.

Vectura

API-driven reporting tool that generates polished insights from burn rate to investor-ready exports, helping teams make faster, more informed decisions.

  • Improves Strategic Planning
    Equips teams with the ability to make informed decisions based on the latest financial data.
  • Creates Professional Reports
    Facilitates the production of high-quality reports that are ready for investors, enhancing pitch quality and decision-making.
  • Streamlines Reporting Process
    Speeds up the generation of financial reports, providing valuable insights quickly and efficiently.

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