Mural Technologies, Inc.

Effortlessly move money globally with Mural Pay's innovative financial infrastructure.

Instant payouts to contractors in multiple currencies globally.

Facilitate efficient payments for marketplace sellers with dedicated accounts and customizable flows.

Enhance your platform with embedded finance solutions through white-label stablecoin accounts.

Streamline your global treasury operations with automation and programmatic control.

Streamline creator payments with fast, multi-currency payouts.

Enhances decision-making with real-time financial insights and reporting.

APIs and infrastructure for compliant, real-time international transfers, FX conversion, and settlement for platforms, fintechs, and banks.

Products: Mural Pay Platform, Embedded Finance, Marketplace Payments, Global Contractor Payouts, Treasury Operations

Programmatic multi-currency and stablecoin treasury controls to hold, convert, move funds, automate compliance, and earn yield on idle balances.

Products: Treasury Operations, Mural Pay Platform, Embedded Finance, Vectura

High-volume, localized disbursements and payout workflows for creators, contractors, and marketplace sellers with escrow, instant rails, and reconciliation.

Products: Creator & Royalty Payments, Global Contractor Payouts, Marketplace Payments, Mural Pay Platform

White-label multi-currency accounts and programmable wallets (including stablecoins) to embed branded financial experiences and account primitives.

Products: Embedded Finance, Mural Pay Platform, Global Contractor Payouts

Automated, investor-ready financial reporting and real-time insights to support decision-making, burn-rate analysis, and external reporting.

Products: Vectura, Mural Pay Platform

Mural Pay Platform

Global accounts and real-time payments platform enabling platforms, fintechs, and banks to move money across borders. Launch multi-currency accounts and wallets, settle in real-time, and manage treasury with a single API. Store funds in multiple currencies including stablecoins, move money with real-time tracking, receive payments through dedicated accounts, convert currencies at transparent rates, earn yield on idle balances, and automate compliance and regulatory reporting. Built for enterprise-scale money movement with strong security and regulatory alignment.

• Automate Compliance Checks
  By automating compliance checks, Mural Pay ensures that businesses can navigate regulations effortlessly. This feature improves operational efficiency and mitigates risks associated with manual compliance processes.
• Instant Cross-Border Payments
  Facilitating real-time money transfers allows businesses to operate globally without delays, enhancing cash flow and improving relationships with international partners.
• Dedicated Payment Accounts
  Dedicated accounts simplify the payment process for recipients, ensuring that funds are promptly available and eliminating concerns over currency conversion.
• Secure Multi-Currency Wallets
  This feature provides users with flexibility in handling various currencies, ensuring security, and minimizing risks related to currency volatility.
• Generate Passive Income
  Mural Pay allows users to earn returns on funds that would otherwise remain dormant, enhancing overall financial return on assets.
• Transparent Conversion Rates
  Eliminating hidden fees and providing clear information on conversion rates fosters trust and allows users to make informed financial decisions.

Global Contractor Payouts

Payouts to contractors and freelancers in 20+ countries with instant delivery. Supports local currency deposits via PIX, SPEI, ACH, and SEPA, or direct stablecoin payments to wallets. Streamlines global contractor compensation with fast, compliant disbursements across multiple regions.

• Pay Contractors Instantly
  Enable real-time payments to contractors in over 20 countries to enhance liquidity and satisfaction.
• Accept Local Currency Payments
  Facilitate payments in local currencies, ensuring recipients get paid without conversion challenges.
• Send Direct Stablecoin Payments
  Simplify payments with direct transactions using stablecoins, reducing transaction times and fees.
• Streamline Compliance
  Automate compliance checks to focus on business growth while ensuring regulatory adherence.

Marketplace Payments

Marketplace payments capability that issues dedicated seller accounts, manages escrow, and releases funds on delivery. Enables customizable payment flows that align with marketplace models while maintaining reconciliation and speed.

• Streamline Payment Processes
  Facilitates secure transactions by holding funds in escrow until delivery conditions are satisfied, enhancing trust between buyers and sellers.
• Customize Payment Processes
  Allows marketplaces to design payment flows that cater to their unique business models, ensuring a better user experience.
• Simplify Seller Onboarding
  Provides sellers with individual accounts to manage their transactions, improving clarity and ease of use.
• Speed Up Transactions
  Instantly transfer funds to sellers, reducing wait times and enhancing satisfaction.
• Enhance Transparency
  Allows marketplaces to keep track of their transactions, helping in reconciliation and reporting.

Embedded Finance

White-label stablecoin accounts for end users. Enables cross-border collections and payouts without rebuilding core banking infrastructure, facilitating rapid deployment of branded financial experiences.

• Facilitate Cross-Border Payments
  Enable effortless cross-border transactions for your customers, simplifying international commerce.
• Deploy Branded Accounts
  Provide a seamless banking experience under your brand while leveraging stablecoin technology.
• Optimize Treasury Operations
  Simplify financial operations with tools designed for effective treasury management across currencies.
• Accelerate Time-to-Market
  Quickly introduce new financial services to customers without extensive infrastructure investment.

Treasury Operations

Automates multi-currency treasury workflows. Hold, convert, and move funds between stablecoins and local currencies with programmable control to streamline treasury operations at scale.

• Enhance Global Fund Management
  By utilizing multi-currency capabilities, businesses can efficiently manage different currencies in one platform, facilitating smooth operations in various markets.
• Automate Treasury Workflows
  Create custom programmable rules for managing treasury activities, allowing for automated operations that save time and reduce manual errors.
• Simplify Regulatory Adherence
  Ensure that all transactions comply with local regulations, minimizing risks associated with financial operations.
• Accelerate Payments Process
  Facilitate immediate transactions globally, ensuring funds are received without delays, crucial for businesses operating in diverse markets.

Creator & Royalty Payments

Consolidate multi-platform revenue streams and pay artists, creators, and partners in their preferred currency within the same week, simplifying global monetization and payout workflows.

• Facilitate Quick Payments
  Ensure artists and creators receive their earnings quickly, fully transparent and hassle-free, maximizing satisfaction and loyalty.
• Consolidate Revenue Assets
  Easily gather and manage income from various sources to ensure accurate and timely payouts to creators.

Vectura

API-driven reporting tool that generates polished insights from burn rate to investor-ready exports, helping teams make faster, more informed decisions.

• Improves Strategic Planning
  Equips teams with the ability to make informed decisions based on the latest financial data.
• Creates Professional Reports
  Facilitates the production of high-quality reports that are ready for investors, enhancing pitch quality and decision-making.
• Streamlines Reporting Process
  Speeds up the generation of financial reports, providing valuable insights quickly and efficiently.