MobiFin Unclaimed
Johns Creek, Georgia, United States
MobiFin delivers an API-first digital banking and payments platform for banks, fintechs, and digital lenders.
MobiFin provides a cloud-based, API-first platform that enables banks, fintechs, DigiTechs, and other financial service providers to modernize and scale digital financial services. The company delivers modular capabilities for payments, customer engagement, and core banking operations, along with a flexible architecture that supports integration with diverse partners and regulatory requirements. The platform emphasizes inclusion, real-time analytics, AI-powered onboarding and security, and a developer-friendly experience to accelerate digital transformation.
To empower financial institutions and digital service providers with a unified, scalable platform for delivering digital financial services, customer engagement, and financial inclusion, accelerating innovation and impact.
What we offer
Tapestry
Accelerate financial product innovation and deployment with Tapestry's configurable, no-code platform.
www.mobifin.com/tapestry/Digital Wallet
Enhance payment capabilities with a unified, programmable digital wallet solution.
www.mobifin.com/digital-wallet/Agency Banking
Empower banks and fintechs with robust agency banking solutions for enhanced service delivery.
www.mobifin.com/solutions/agency-banking/Digital Banking
Empowers banks and fintechs to deliver seamless digital financial services across multiple channels.
www.mobifin.com/solutions/digital-banking/Engage
Enhance customer interactions with real-time experience orchestration and journey-level insights.
www.mobifin.com/solutions/engage/SuperApp Framework
Transform your digital platform into a SuperApp that enhances user engagement and retention.
www.mobifin.com/solutions/superapp-framework/Digital Lending
Streamlines lending with AI-powered processes, enhancing speed and security.
www.mobifin.com/solutions/digital-lending/Core Banking
Modernize your banking infrastructure with a comprehensive core banking solution.
www.mobifin.com/solutions/core-banking/Market segments
Market size by segment
Growth potential (CAGR)
Core banking platforms
End-to-end banking platforms that support retail, corporate, and wealth operations with compliance, scalability, and customer experience capabilities.
Digital banking platforms
Modular, deployment-agnostic platforms that deliver web and mobile banking, customer onboarding, accounts, cards, wallets, payments and digital-asset capabilities for banks and fintechs.
Payment orchestration and digital wallets
Capabilities for digital wallets, payments orchestration, transaction processing, and security/compliance to enable mobile and online payments.
Agent banking and cash network
Agent-run cash-in/cash-out and local payment distribution via a nationwide agent network, including agent onboarding, management, offline collections, and agent-enabled disbursements.
Lending and credit lifecycle management
End-to-end loan origination, offer generation, underwriting connectivity, collateral and debt management for personal, SME, BNPL and corporate lending.
More information about our offering
Tapestry
The product assembly platform for composing, testing, and running financial products within one integrated system. It enables no-code product behavior and provides modular blocks for onboarding, verification, KYC, charges, payments, rules, connectors, and ledgers, with governance and production-ready capabilities.
- Enhance Onboarding SecurityEnsure secure user onboarding with integrated eKYC features that streamline identity verification processes.
- Streamlined Compliance ProcessesIntegrate KYC seamlessly within product workflows, ensuring compliance and operational efficiency.
- Build Products Without CodeFacilitate rapid product development by allowing users to define product behavior without writing code.
- Manage Charge Logic EffortlesslySeamlessly integrate and manage charge logic, enhancing user experience in diverse financial journeys.
- Ensure Compliance and ReadinessFacilitate robust governance and testing processes to ensure readiness for live environments.
- Simplify User JourneysUse modular blocks to configure and tailor user onboarding experiences efficiently.
- Seamless Payment IntegrationOrchestrate payment processes efficiently across various payment instruments.
- Govern Transaction ManagementUtilize rules to manage transaction flows effectively, ensuring compliance and operational efficiency.
- Integrate With Diverse PlatformsConnect easily with various partners and external systems, ensuring smooth operations across multiple environments.
- Keep Transaction Records AccuratelyMaintain accurate and secure transaction records through efficient ledger integrations.
- Secure Transactions With OTPEnhance security in onboarding and transactions through seamless OTP verification.
Digital Wallet
A programmable wallet solution designed to orchestrate wallet operations and unify multiple payment instruments within a single digital wallet, including options for a turnkey Wallet-in-a-Box and hybrid crypto wallet features.
- Supports Crypto TransactionsEnable seamless transactions in cryptocurrencies alongside traditional payment methods, enhancing user engagement and flexibility.
- Automates Wallet ProcessesFacilitate custom workflows and automate operations, providing users with tailored services that enhance their experience.
- Utilizes Various Payment MethodsAllow users to store and utilize different payment methods such as cards, bank transfers, and digital currencies in one convenient location.
- Fast Wallet DeploymentLaunch a ready-to-use digital wallet solution quickly, minimizing development time and accelerating market entry.
Agency Banking
NxM agent network management, AI-powered liquidity prediction, agent target and performance management, and a wide catalog of agent-assisted services to enable scalable agency banking.
- Manage Agent Networks EfficientlyStreamline the operation and oversight of agent networks to maximize coverage and service quality.
- Predict Liquidity NeedsUtilize AI to anticipate liquidity requirements, ensuring agents remain operational and effective.
- Optimize Agent PerformanceEstablish performance benchmarks and track agent output to drive improvements and accountability.
- Diverse Service CatalogProvide agents with a comprehensive range of services, enhancing community financial access.
- Maintain Operational OversightImplement mechanisms to oversee transactions and agent activities, reducing risks and ensuring compliance.
Digital Banking
CBS-agnostic architecture with AI-powered onboarding, deepfake detection, broad retail and corporate banking coverage, and real-time fraud prevention.
- Streamline Customer EnrollmentEnhances security and user experience through advanced, AI-enabled onboarding processes.
- Protect Customer AssetsUtilizes advanced algorithms to monitor transactions and identify potentially fraudulent activities instantly.
- Ensure Flexibility for IntegrationAllows seamless integration with existing core banking systems without disrupting current operations.
- Cater to Diverse Banking NeedsServes a wide range of financial products tailored for both individual and business customers.
- Ensure Seamless ExperienceFacilitates smooth transitions between different banking channels for customers.
Engage
Real-time experience orchestration for banking and fintech journeys, with journey-level analytics, contextual triggers, and API-first, headless integration.
- Control What Users SeeThis feature enables businesses to modify user flows without backend changes, ensuring a seamless customer experience.
- Optimize Customer JourneysFocus on the entire customer journey to gather insights and make data-driven decisions that enhance engagement.
- Trigger Contextually Relevant NotificationsUse customer context and location to initiate targeted marketing campaigns, improving engagement rates.
- Integrate Seamlessly Across PlatformsThis feature ensures that Engage can work with various technological stacks, simplifying integration.
SuperApp Framework
PWA mini-app architecture with unified payments, standardized SDK onboarding, and CMS-controlled experiences that enable building a daily SuperApp inside a single app.
- Streamline Payment ProcessesOffers a cohesive payment experience through one integrated payment system for various mini-app functions.
- Manage Content SeamlesslyAllows non-technical teams to update content and manage user experiences in real-time without requiring development resources.
- Build Modular Apps QuicklyFacilitates the development and deployment of separate components within the SuperApp, enhancing user experience and functionality.
- Integrate Partners EfficientlySimplifies the onboarding process for third-party services, allowing for a faster integration timeline and consistent user experience.
- Enhance User EngagementAllows users to access a variety of services within the same app environment, driving daily engagement.
Digital Lending
Smart underwriting, AI-powered onboarding (including eKYC), disbursement, servicing and repayments to enable digital lending at scale.
- Enables Faster Loan DecisionsUtilizes advanced algorithms and data analysis to make swift and accurate loan decisions.
- Streamlines Customer VerificationLeverages AI to facilitate quick and secure customer onboarding while complying with KYC regulations.
- Manages Loan LifecycleStreamlines the processes for repayment collection and customer service throughout the loan term.
- Automates Loan FundingEnsures prompt and efficient funds transfer to borrowers upon approval.
Core Banking
Retail banking, corporate banking, trade finance and treasury capabilities with parallel core compatibility and embedded regulatory intelligence.
- Ensure Compliance SeamlesslyHelps institutions stay compliant with ever-changing regulations without additional burdens.
- Streamline Core Banking OperationsEnhances customer service and operational efficiency through integrated banking functionalities.
- Comprehensive Banking SolutionsSupports a wide array of functions tailored to diverse banking needs, enhancing service offerings.
- Migrate Without DisruptionAllows institutions to modernize their systems without replacing existing infrastructure, ensuring continuity.
References
Methodology and sourcing behind the figures shown above.
Core banking platforms
Search results show wide estimates for core banking platforms (2024–2026 base values range ~USD 10.4B–19.3B; CAGR forecasts vary ~2.4%–17.4%). I derived the market-size estimate (~USD 14B) as a midpoint of major published 2024–2026 values (giving weight to multiple independent reports) and selected a growth-potential CAGR of ~10% as a consensus midpoint among reported forecasts (7–11% cluster with some higher outliers).
- The global core banking software market size was estimated at USD 13.79 billion in 2025.
- The core banking software market size was valued at USD 19.30 billion in 2025.
- 2024 USD 11.91 Billion; 2032 USD 25.10 Billion; CAGR 10%.
- Market Size in 2026 USD 18.4 billion; CAGR 7.7%.
- The global Core Banking Software Market is valued at USD 10.41 Billion in 2026 and... CAGR of 2.4% from 2026 to 2035.
Digital banking platforms
Search results did not contain an explicit digital-banking-platforms market-size number. I used the provided Statista projection (via Creatio) of global digital-banking net interest income ($1.66T in 2026 → $2.20T in 2030) as a proxy for sector scale, noted that specialist market reports (MarketsandMarkets, Technavio, StraitsResearch) target this segment, and applied industry-standard software-market penetration and comparable report CAGRs to estimate a digital banking platforms software market of about $9.5B and a growth potential near 12.5% CAGR.
Payment orchestration and digital wallets
Search results provided no explicit market-size or CAGR figures. Using internal market-hierarchy knowledge: global payments and digital-wallet adoption (large transaction volumes and growing e-commerce/mobile payments) imply sizeable vendor spend for payments orchestration, wallet platforms, transaction processing, and security/compliance. Estimating the orchestration + digital-wallet vendor market (software, platform fees, processing margins) as a modest share of overall merchant-services/payments revenue yields an approximate current market size of ~$30B. Growth drivers (mobile wallet adoption, e-commerce growth, merchant focus on checkout conversion, fraud/security needs, and multi-PSP routing) support a mid-teens CAGR; estimate ~15% CAGR over the near term.
Agent banking and cash network
Estimate uses documented agent-network scale and recent growth signals from the search results plus conservative internal assumptions. AFI data shows very large national agent networks (e.g., Brazil 151,958 agents) and agent density metrics. Industry reporting in the Onafriq piece notes mobile-money/agency agents “nearly doubling from 2019 to 2023” and cites large country-level agent counts (Kenya: ~30,000 retail outlets). CGAP highlights a persistent rural access gap (50% of rural populations far from financial access points), indicating substantial underserved demand. Assuming global agent outlets are in the low-to-mid millions (industry trend) and an illustrative average annual revenue per agent (commissions, fees, float income, ancillary services) in the mid-thousands USD, a midpoint aggregated annual revenue estimate is approximately $20 billion. Growth potential (CAGR ~12.5%) reflects continued agent network expansion, digital payments adoption, and policy support; agent counts doubling 2019–2023 implies materially higher agent-count growth, but revenue-per-agent and monetization will grow more moderately, so a mid-teens CAGR is used as a realistic growth potential.
Lending and credit lifecycle management
Estimated consolidated market for lending and credit lifecycle management (loan origination, underwriting connectivity, collateral/debt management) by reconciling published sub-segment figures: loan management software (≈$7.27B, 2024), credit management software (≈$3.6B, 2025) and corporate lending platforms (≈$3.0B, 2024). To avoid double-counting overlapping functionality across these reports I conservatively estimated the combined software/addressable market at about $8.0B (circa 2024–2025). Growth potential (≈12.5% CAGR) is a weighted blend of reported segment CAGRs (8.3% loan management; 14.5% credit management; 24.5% corporate lending platforms) and market drivers (digital transformation, regulatory compliance, private credit growth).
- 2024 Market Size $ 7.27 Billion; CAGR 8.31%
- 2025 Market Size $ 3.6 Bn; Projected to reach $13.9 Bn by 2035; CAGR 14.5%
- Global corporate lending platform market projected from USD 3.0 billion in 2024 to USD 11.0 billion in 2030, at a CAGR of 24.5%.
- The global commercial lending market size was valued at USD 10,923.28 billion in 2025.
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