Maxwell Locke & Ritter

Build stakeholder confidence in financial information with timely assurance, practical guidance, and insights into operations and internal controls.

Navigate complex tax requirements, identify planning opportunities, and coordinate wealth and financial needs with experienced advisors.

Gives buyers and sellers reliable financial and tax diligence, deal-specific insights, and transaction guidance to understand business value and address potential deal risks.

Financial Statement Assurance & Advisory

Maxwell Locke & Ritter provides independent financial statement assurance and advisory services for organizations ranging from startups and family-owned businesses to large international operations. Services include financial statement audits and reviews, examinations, agreed-upon procedures, compilations and preparations, benefit plan audits, and GAAP advisory. The team provides critical analysis of operations and internal controls, along with practical, year-round guidance. Its experienced, technology-enabled approach emphasizes efficient, responsive service, continuity, and minimal disruption to client operations.

Category: Audit and Assurance Services

• Build Stakeholder Confidence
  Independent evaluation of financial statements helps stakeholders rely on the information they use to make important decisions.
• Maintain Team Continuity
  Work with knowledgeable professionals who can build on their understanding of your organization and goals across engagements.
• Navigate Accounting Matters
  Receive practical guidance on accounting standards and complex accounting issues throughout the year, including revenue recognition and purchase accounting.
• Identify Operational Insights
  Gain a broader view of operations and internal controls to support informed decisions and help address business challenges.
• Access Advice Year-Round
  Continue working with the team between annual engagements for timely answers and practical guidance as new questions and challenges arise.
• Reduce Engagement Disruption
  An efficient, technology-enabled approach and focus on deadlines help limit disruption to day-to-day operations.
• Match Assurance To Your Organization
  Receive audit support suited to the size, complexity, and operations of private companies, nonprofits, and government entities.
• Support Financial Reporting
  Choose compilation or preparation services to address financial statement reporting needs alongside other assurance options.
• Address Specific Assurance Needs
  Examinations and agreed-upon procedures provide additional assurance and procedures suited to an organization's specific requirements.
• Meet Benefit Plan Audit Needs
  Access audit services for benefit plans, including audits under ERISA Section 103(a)(3)(C).

Tax Compliance & Advisory

Maxwell Locke & Ritter provides income tax compliance, planning, and advisory services to businesses, individuals, families, estates, trusts, nonprofits, and family offices. Services include federal and state income tax compliance, accounting for income taxes and uncertain tax positions, quarterly estimated payment calculations, research and development tax credit optimization, and consulting on income tax efficiency and tax rate optimization. The team also advises on transactions, liquidity events, business exits, estate and wealth transfers, asset protection, retirement, and family office needs. Family office and financial concierge services support high-net-worth individuals with tailored planning and compliance, personal plan implementation and administration, and coordination with professional advisors. The firm's experienced advisors support multistate tax returns and keep clients informed about changing regulations and tax law.

• Meet Federal And State Tax Requirements
  Get support with federal and state income tax compliance, including multistate filing needs, to address tax obligations across jurisdictions.
• Plan Ahead For Tax Decisions
  Work with experienced advisors to consider tax planning opportunities before important decisions and filing deadlines, rather than only reacting at filing time.
• Plan Wealth Transfers And Protect Assets
  Coordinate tax considerations with estate plans and wealth transfer goals, including trust creation, asset protection, succession planning, and work with attorneys and other professional advisors.
• Access Dedicated Family Office Support
  Access family office and financial concierge services through the tax advisory practice, supported by family office associates and tailored to complex tax and financial needs.
• Align Tax Strategies With Personal Goals
  Review individual tax circumstances and consider income, estate and gift tax, charitable giving, foreign reporting, and investment-related matters in light of personal financial goals.
• Optimize Income Tax Outcomes
  Receive consulting on income tax efficiency and tax rate optimization to help evaluate available approaches for your circumstances.
• Identify And Optimize Tax Credits
  Get guidance on identifying and claiming research and development tax credits and other incentives, including support for technology and life sciences companies.
• Plan For Transactions And Exits
  Consider tax implications and planning opportunities for transactions, liquidity events, and business exits, including evaluating transaction structure early in the sale process.
• Stay Current On Tax Changes
  Receive communications about regulatory and tax law revisions, alongside support for multistate tax returns.
• Maintain Plans As Needs Change
  Get support implementing and maintaining a personal plan, adjusting it when goals change, and working with attorneys and beneficiaries on plan administration.
• Address Tax Accounting Requirements
  Get assistance with accounting for income taxes and uncertain tax positions, including tax accounting and reporting needs identified for specific industries.
• Calculate Quarterly Tax Payments
  Receive calculations for quarterly estimated tax payments to support planning for tax obligations during the year.
• Coordinate Tax And Retirement Planning
  Consider retirement strategies alongside tax planning and broader long-term financial objectives.
• Evaluate Entity Structures
  Consider entity classification and structuring as part of tax planning for businesses, investments, and industry-specific circumstances.
• Meet Nonprofit Tax Reporting Needs
  Receive tax return filing and consulting support tailored to issues affecting tax-exempt organizations, including unrelated business taxable income and public support.
• Address Industry-Specific Tax Needs
  Access tax guidance tailored to industry circumstances, including entertainment tax elections and amortization, real estate property transactions and like-kind exchanges, and tax considerations for technology, life sciences, and investment businesses.
• Work With Experienced Tax Advisors
  Engage with professionals who typically bring prior experience with complex tax and accounting situations, with team continuity supporting long-term client relationships.
• Address International Tax Needs
  Access international tax and transfer pricing support, including guidance on U.S. tax aspects of international operations.

Transaction Advisory Services

Maxwell Locke & Ritter provides buy-side and sell-side financial due diligence and transaction advisory for SaaS, software, AI, technology services, and other recurring revenue companies. Services include quality of earnings and adjusted P&L analysis, recurring revenue and SaaS metric analysis, proof of cash, working capital and indebtedness analysis, and integrated tax diligence. The team also advises on purchase agreement language and provides tailored deliverables for acquisitions, recapitalizations, loan financing, and sell-side transactions. Engagements range from full-scope Quality of Earnings work to limited-scope analyses.

• Assess Earnings And Deal Risks
  Provides buyers and sellers with an analysis of historical financial performance and potential issues that may affect valuation or transaction decisions.
• Validate Recurring Revenue
  Helps clients evaluate recurring and contracted revenue using accounting and invoice data, identify discrepancies, and understand revenue relevant to valuation.
• Evaluate Customer Retention
  Helps investors interpret retention trends and assess customer losses and reduced customer spending using cleaned monthly revenue data.
• Clarify Gross Margins
  Helps investors understand cost allocation, recurring and non-recurring profitability, and the cost of onboarding customers.
• Assess Tax Exposure
  Helps buyers and sellers identify tax considerations relevant to a transaction and assess potential exposure using financial, invoice, and payroll data.
• Evaluate Closing Adjustments
  Helps transaction parties understand working capital and indebtedness calculations and evaluate how these items may affect transaction proceeds and closing adjustments.
• Evaluate SaaS Performance
  Gives investors additional measures of a target's operational effectiveness to inform business valuation and acquisition decisions.
• Address Agreement Risks
  Helps buyers and sellers consider purchase agreement language for financial matters and address potential sources of disagreement after a transaction.
• Access Transaction-Level Detail
  Provides detailed accounting-system data for analysis while reducing information requests and supporting efficient diligence.
• Tailor Deal Reporting
  Helps clients focus on important findings and use transaction detail in projection models through deliverables shaped to their needs.
• Prepare For Buyer Diligence
  Helps sellers present organized, supportable financial information, respond to buyer questions, and move through diligence more efficiently.
• Support Multiple Deal Types
  Provides transaction advisory support to a range of client types and across several transaction structures and deal processes.
• Analyze Payment Revenue
  Helps buyers and sellers understand payment revenue trends and evaluate how variable payment revenue may be reflected in recurring revenue and projections.
• Identify Services Profitability Risks
  Helps buyers and sellers understand project profitability and identify potential overruns, write-offs, accrued revenue issues, and collection risks before or during a transaction.
• Verify Cash Information
  Offers a focused analysis of cash-related information for clients whose transaction needs do not require a full-scope Quality of Earnings engagement.
• Focus On Revenue Quality
  Lets clients select a revenue-focused analysis when a limited-scope engagement better fits their transaction needs.