Leading Retirement Solutions Unclaimed

Maximize business value with a tailored retirement plan for startups and growing businesses.

Enhance your retirement plan to align with current business goals and ensure future growth.

Customized retirement solutions that enhance partner support and streamline client engagement.

Utilize retirement funds to start or expand your business without tax penalties.

Offer Compliant Cannabis Retirement Solutions With Seamless Administration.

Gain valuable insights into cannabis retirement benefits and industry trends.

Streamline payroll processes for efficient retirement plan contributions.

Access Your Retirement Account Anytime, Anywhere.

Empower retirement savings with specialized investment options beyond traditional assets.

Enhance client offerings seamlessly with our customizable white label retirement solutions.

Streamlined retirement plan administration ensuring compliance and peace of mind for employers.

Accurately manage retirement plan records and ensure compliance effortlessly.

Comprehensive plan setup, recordkeeping, compliance management, documentation and participant transaction workflows for employer-sponsored retirement plans.

Capabilities for automated payroll data exchange, contribution calculations, multi-entity payroll handling and operational support to ensure timely, accurate funding.

Industry-specific plan design, compliance guidance, employee education and benchmarking tailored to the regulatory and operational needs of cannabis employers.

Services that enable using retirement assets to start or grow a business while maintaining IRS/DOL compliance, plus implementation and exit guidance.

Support for including, valuing and reporting alternative assets (private equity, real estate, cryptocurrency, promissory notes) inside retirement plans with specialized administration and transparency.

Start a Company Plan

Design and implement a comprehensive retirement plan tailored to startups and growing businesses. Start a Company Plan helps businesses design, deliver, and manage retirement plan solutions that maximize value, align with goals, and simplify compliance while supporting growth.

• Guarantees Legal Compliance
  We keep your retirement plan compliant with IRS and DOL regulations, protecting your business from potential legal issues and penalties.
• Simplifies Launch Process
  Guiding you through every step of the implementation, from initial design to final rollout, ensuring a smooth transition and setup.
• Custom Solutions for Unique Needs
  We work closely with you to develop a retirement plan that meets your specific business objectives, offering personalized strategies and options.
• Supports Business Growth
  Our retirement solutions are designed to evolve with your company’s changing needs, making adjustments as your operations expand.
• Enhances Employee Engagement
  Providing educational resources and regular support to ensure employees fully benefit from the retirement plan.

Upgrade Your Retirement Plan

Upgrade an existing retirement plan to support current goals and future growth with flexible, compliant design updates tailored to evolving business needs.

• Ensure Compliance
  Stay ahead of evolving regulations with proactive compliance management, safeguarding your business against potential penalties.
• Align With Business Objectives
  Enhance your retirement offerings to boost retention and recruitment, aligning your plan with organizational growth and employee expectations.
• Tailor Your Plan Design
  Ensure that your retirement plan evolves alongside your business requirements, allowing for custom adaptations that align with your specific goals.
• Enhance Employee Satisfaction
  Design an upgraded plan that not only meets regulatory standards but also strengthens your workforce by enhancing employee satisfaction and loyalty.

Solutions for Retirement Partners

A collaborative, partner-focused set of retirement plan solutions designed to support retirement partners with tailored services and seamless collaboration.

• Tailored Support for Partners
  Receive specialized assistance and resources to address unique partner challenges effectively.
• Ensures Regulatory Compliance
  Stay ahead of regulatory changes with ongoing compliance support to minimize risk.
• Enhances Solution Design
  Work together with our experts to develop tailored retirement solutions that meet client goals.
• Integrates Partner Brands
  Enable seamless integration with your branding and service offerings to enhance client engagement.
• Simplifies Payroll Management
  Integrate with preferred payroll systems to automate contributions and reduce administrative burdens.

ROBS Plans

Rollovers as Business Startups (ROBS) plans enable using retirement funds to start or grow a business while maintaining compliance with IRS and DOL requirements.

• Access Retirement Funds Tax-Free
  Utilize your retirement savings without incurring taxes or penalties to fund your business operations.
• Ensure Compliance with Regulations
  Receive expert guidance on navigating complex IRS and DOL regulations to maintain compliance throughout your ROBS setup.
• Streamline Retirement Planning
  Join a PEP for reduced costs and enhanced support, including administrative, IRS, and DOL compliance assistance.
• Minimize Tax Liabilities
  Leverage the ROBS strategy to access funds without facing tax liabilities, allowing for reinvestment in your company.
• Simplify Plan Exits
  Assist in managing ROBS plan transitions, ensuring all regulatory requirements are met during the exit.

The Leading Cannabis 401(k)®

The Leading Cannabis 401(k)® is a cannabis-specific retirement plan designed to navigate the legal and administrative complexities unique to the industry. It provides essential compliance support, employee education, and seamless payroll integration to ensure a reliable solution for cannabis businesses.

• Ensures Legal Compliance
  This feature ensures that your cannabis company meets all regulatory requirements, allowing you to focus on your business.
• Streamlines Reporting
  This feature provides accurate reporting to meet regulatory standards, minimizing the risk of penalties.
• Simplifies Payroll Processing
  Automates data sharing between payroll systems and the retirement plan, ensuring accuracy and efficiency.
• Enhances Employee Understanding
  Comprehensive education helps employees make informed decisions about their retirement savings.
• Accessible Across The U.S.
  Businesses in any state can implement this compliant 401(k), providing equitable retirement options to employees.
• Personalizes Employee Experience
  Offers flexibility in plan features and benefits, maximizing engagement and satisfaction among employees.

Cannabis Industry Retirement Report

A data-driven study of cannabis retirement benefits across the industry, offering benchmarks and insights into adoption, features, and performance.

• Access Comprehensive Data From Cannabis Plans
  Leverage insights from over 140 cannabis 401(k) plans, enhancing understanding of the sector's evolution.
• Stay Compliant Amid Changing Regulations
  With evolving legal standards, gaining insights into compliance is crucial for cannabis employers offering retirement benefits.
• Compare Benefits With Traditional Industries
  Understand how cannabis retirement benefits stack up against established industries, enabling better strategic decisions.
• Track Market Trends With Solid Data
  Detailed statistics on plans, participants, and total assets highlight how the cannabis industry is evolving in retirement planning.
• Unlock Potential Tax Savings
  By understanding applicable tax credits, cannabis businesses can better enhance their retirement offerings while improving financial viability.

Enhanced Payroll & Data Integration Services

Flexible payroll contribution solutions integrated with retirement plan administration, including two-way and one-way data integrations and contributor support.

• Automate Data Updates
  Enable bidirectional data sharing that keeps payroll and retirement information synchronized in real-time.
• Streamline Payroll Data Submission
  Automatically transfer payroll data to the retirement plan, enhancing efficiency and accuracy.
• Reduce Manual Entry Workload
  Minimize errors and save time by automating the data exchange process.
• Manage Complex Payroll Structures
  Seamlessly manage contributions for businesses with complex payroll conditions across various departments.
• Simplify Contribution Management
  LRS collaborates with payroll providers to streamline management of employee contributions.
• Ensure Accurate Matching Contributions
  Guarantee correct calculations for matching contributions, even if payroll systems struggle with execution.
• Personalized Service Delivery
  Receive support tailored specifically to the unique needs of your organization for optimal payroll integration.

LRS Mobile Application

Mobile app that keeps retirement account access at your fingertips with secure login, balance tracking, and educational guidance.

• Log In Securely with Biometrics
  Enhancing account security while enabling quick access through fingerprint or facial recognition.
• View Important Account Details
  Get real-time insights into your retirement accounts, enabling informed investment decisions.
• Track Your Investments
  Evaluate your investment portfolio regularly to ensure alignment with your retirement goals.
• Easily Update Beneficiary Information
  Ensure your account reflects your current wishes regarding who will inherit your assets.
• Learn About Retirement Savings
  Utilize educational resources to enhance your understanding of effective saving and investing strategies.

Non-Traditional Investments

Specialized retirement investments beyond traditional assets, enabling a broader range of strategies within retirement plans.

• Access A Wide Range Of Investment Options
  Participants can invest in various asset classes, including private equity, real estate, and cryptocurrencies, fostering wealth-building through diverse financial strategies.
• Leverage Expert Knowledge And Guidance
  Our experienced team provides tailored strategies and insights into managing non-traditional investments, ensuring compliance and effective asset management.
• Monitor Your Investments With Clarity
  Participants can securely access and view their entire portfolio, including non-traditional assets, with robust tracking and reporting features.
• Receive Customized Business Strategies
  We offer personalized insights and strategies to help business owners navigate the complexities of non-traditional investments.

White Label Services

White label retirement plan services that enable partners to offer LRS solutions under their own brand with consistent processes and branding.

• Deliver Comprehensive Retirement Solutions
  Partners can offer full-service retirement solutions without managing the operational complexities themselves, ensuring a seamless experience for clients.
• Maintain Brand Consistency
  All communications and materials reflect your brand identity, ensuring consistency and enhancing your brand's equity.
• Ensure Client Satisfaction
  Protocols are established for smooth transitions, minimizing disruptions to client operations and improving overall satisfaction.

Plan Administration

Comprehensive plan administration to ensure compliance across a wide range of plan types, with expert support for amendments, restatements, and disclosures.

• Ensures Compliance Continuously
  Our dedicated experts ensure that your plan incorporates all necessary amendments and restatements, keeping it up to date with ever-evolving regulations.
• Enhances Communication Clarity
  We handle all necessary communications with plan participants, ensuring they are informed and compliant with plan requirements.
• Maintains Regulatory Compliance
  Our regular updates and amendments ensure your plan stays aligned with legal standards and operational effectiveness.
• Streamlines Administration Processes
  We implement effective document management systems that simplify plan administration tasks, enabling smoother operation and compliance.
• Reduces Administrative Burden
  Our efficient payroll integration services help organizations manage contributions effortlessly, providing significant time savings.
• Caters to Diverse Client Needs
  We offer flexible administration services tailored to different retirement plan types to serve a variety of business needs.

Recordkeeping

Recordkeeping services to track contributions, participant activity, and investments, with an online portal for secure access.

• Track Contributions Effectively
  We meticulously track both employee and employer contributions, ensuring compliance with plan regulations.
• Facilitate Employee Enrollment
  Streamline the enrollment process and manage participant vesting schedules to enhance user experience.
• Assess Investment Performance
  Offer thorough valuation and reporting for both traditional and non-traditional assets to inform investment decisions.
• Manage Participant Transactions Smoothly
  We efficiently manage all participant transactions to ensure compliance and timely processes.
• Access Records Anytime
  Our online portal allows easy access to all plan records for fiduciaries and participants, ensuring transparency.