Jumio

Helps businesses build continuous digital trust with configurable identity workflows, risk-based decisions, and visibility across the customer lifecycle.

Verifies customers’ identities and helps detect fraud, support compliance, and move legitimate users through digital onboarding with less friction.

Helps businesses prevent biometric fraud, streamline onboarding and authentication, and build trust throughout the customer journey.

Assesses customer risk and automates decisions throughout the customer lifecycle while applying friction selectively.

Recognizes trusted users, detects cross-customer fraud, and reduces manual review through real-time identity intelligence.

Helps regulated businesses detect financial crime risks, streamline compliance, and reduce false positives and manual review.

Helps trusted returning users verify faster without repeated ID scans while applying real-time risk checks.

Verifies supporting documents and customer addresses to help meet compliance requirements and streamline onboarding.

Jumio Platform

The Jumio Platform is a configurable identity intelligence platform driven by AI trained on billions of transactions. It combines identity verification, biometrics, risk signals, AML screening, and cross-transaction risk with workflow orchestration, risk scoring, analytics, and flexible integrations. Businesses can design risk-based identity workflows, align decisions with their risk tolerance, and monitor trends and performance across the customer lifecycle.

• Build Risk-Based Identity Workflows
  Adapt identity workflows to business requirements and risk strategy, triggering appropriate checks when needed.
• Make Contextual Risk-Based Decisions
  Use multiple risk signals to guide decisions and trigger further assessments when needed.
• Reveal Identity Risks Across Transactions
  Connect signals across time, transactions, and customers to provide broader identity context and uncover emerging risks.
• Monitor Identity Trends And Performance
  Review configurable reporting on trends, conversion, fraud types, and custom metrics to support informed decisions.
• Integrate Identity Journeys Across Channels
  Choose APIs and SDKs for customized journeys or use the web client to embed a default journey across devices.

Identity Verification

Jumio Identity Verification confirms that a person is who they claim to be by combining government-issued ID checks, selfie biometrics with liveness detection, and risk-based decisioning. It checks that an ID is authentic and unaltered, matches a live selfie to the ID photo, and assesses identity risk. The solution supports physical and digital IDs, online onboarding, KYC and AML workflows, and ongoing assurance for returning users. ID Verification, Government Database Checks, and Fastfill capabilities described in the supplied product information support document checks, government-record comparisons, and form population.

• Detect Fake And Altered IDs
  Identify fraudulent or manipulated physical and electronic identity documents before customers are approved.
• Match Customers To Their IDs
  Connect the identity document to the person completing verification to help confirm their identity.
• Block Spoofs And Deepfakes
  Confirm a live person is present during verification and help protect against spoofing attempts.
• Make Risk-Based Verification Decisions
  Use assessed identity risk to make decisions aligned with business risk tolerances.
• Verify IDs Across Global Markets
  Support customers using physical and digital government-issued credentials across markets.
• Extract ID Data And Populate Forms
  Reduce manual entry by extracting identity document data and using it to populate online forms.
• Verify Details Against Government Records
  Compare user-provided or ID-extracted information with records held by the issuing jurisdiction.
• Support Compliance Requirements
  Use identity verification to support due diligence and regulatory obligations, including KYC and AML.
• Speed Up Digital Onboarding
  Integrate verification into onboarding workflows and automate checks to help legitimate customers complete the process quickly.
• Protect Verification Data
  Support secure handling of identity data through AES 256-bit encryption in transit and at rest and PCI-DSS Level 1 compliance.
• Extend Assurance Beyond Onboarding
  Continue checking identity and risk signals after initial onboarding to assess returning users and emerging risks.

Biometrics

Jumio provides end-to-end, selfie-based biometric verification and liveness detection for onboarding new users, authenticating returning users, and protecting customers throughout their journey. Its AI-powered checks help verify identity, age, and liveness while detecting deepfakes, injection, replay, and other spoofing attempts. By linking selfies to verified documents and historical biometrics, Jumio also supports reusable identity and faster recognition of returning users.

• Block Spoofs And Advanced AI Attacks
  Distinguish live people from manipulated or synthetic media to help protect verification and authentication.
• Verify Users With A Selfie
  Support selfie-based identity checks for new users and authentication for returning users.
• Match Selfies To Verified ID Photos
  Corroborate a user’s selfie against an ID photo to help establish that the document and the person belong together.
• Recognize Returning Users Without Rescanning IDs
  Use a verified selfie to recognize returning users and reduce repeated verification steps.
• Confirm Human Presence In Real Time
  Use randomized illumination and AI analysis to check for human presence during biometric verification.
• Detect Biometric Threat Patterns
  Check for age-related signals and anomalies such as sleeping people, multiple faces, and face morphing.
• Meet ISO Presentation Attack Detection Requirements
  Provide presentation attack detection compliant with ISO/IEC 30107-3 Level 2, as stated on Jumio’s biometrics page.

Risk Signals

Risk Signals helps businesses assess customer risk during onboarding and throughout the customer lifecycle. It uses configurable workflows, background checks, data from more than 500 sources, and composite risk scoring to support automated decisions. Businesses can check IP addresses, devices, phone numbers, email addresses, residential addresses, government records, and Social Security number details, and periodically monitor existing customers.

• Automate Decisions With A Composite Risk Score
  Use a single risk score to make onboarding decisions automatically and streamline workflows.
• Apply The Right Checks At The Right Time
  Customize workflows to introduce checks according to customer risk and trigger additional assessments when needed.
• Assess Risk With 500+ Data Sources
  Use data from a broad set of sources to confirm customer information and evaluate risk.
• Assess Customer Risk Signals
  Use the stated identity, contact, device, and government-record checks to evaluate customer risk.
• Monitor Customer Risk Beyond Onboarding
  Periodically recheck existing customers’ risk signals throughout the customer relationship.

Cross-Transaction Risk

Jumio Cross-Transaction Risk connects identity verification data across multiple businesses to provide a holistic, cross-customer view of user identity and risk. It uses real-time insights from the Jumio Identity Graph to identify repeat fraud attempts and synthetic identities, assess risk automatically, and help businesses make faster, more informed decisions.

• Reveal Cross-Business Identity Connections
  See identity connections and risk context across businesses rather than assessing each transaction in isolation.
• Detect Repeat Fraud And Synthetic Identities
  Identify repeat fraud attempts and synthetic identities across businesses before they result in damage or losses.
• Automate Risk Assessment
  Automatically flag medium- to high-risk users to support faster decisions and reduce additional manual review.
• Accelerate Trusted-User Onboarding
  Recognize trusted users through their identity profiles to help streamline onboarding.
• Help Prevent Duplicate Accounts
  Use automated risk assessments to help avoid duplicate account creation.

AML Screening

Jumio AML Screening helps regulated businesses screen customers against global and regional sanctions, politically exposed persons lists, and adverse media. AI-powered screening supports checks during onboarding, configurable searches, and ongoing monitoring, with alerts to help teams investigate suspicious activity. The service can be used through the customer portal or REST APIs and can be combined with identity verification in a single dashboard.

• Screen Against Selected Risk Lists
  Tailor screening to organizational requirements by selecting relevant sanctions, PEP, and adverse media sources.
• Screen Customers And Receive Alerts
  Check new customers and monitor existing customers, with alerts to help teams investigate and respond to risks.
• Identify Potential Risks With AI
  Use AI-powered matching to identify potential risks across sanctions and media lists while helping reduce false positives.
• Choose Portal Or API Access
  Perform screening through the customer portal or REST APIs.
• Manage Cases And Maintain Audit Trails
  Update match and monitoring status and maintain an audit trail for regulatory bodies.

selfie.DONE™

selfie.DONE™ recognizes and reverifies trusted, enrolled users with a selfie instead of requiring repeated ID scans. It matches selfies and user information against trusted identity records and assesses risk in real time using global identity intelligence. Users with confirmed trust can be approved, while users with risk indicators are routed to full ID verification. Advanced liveness detection helps protect the process against deepfakes, spoofing, and injection attacks. Reuse is consent-based and includes fresh biometric matching and risk analysis.

• Recognize Trusted Users With A Selfie
  Returning users can be recognized and reverified with a selfie rather than repeating a full identity verification process.
• Skip Repeated ID Scans
  Returning trusted users can complete verification without capturing their identity document again.
• Apply Real-Time Risk Checks
  Fast-track users when trust is confirmed and send users with risk indicators to additional identity verification.
• Extend Trusted Identity Across Businesses
  Consent-based identity reuse lets businesses recognize trusted users across connected organizations.
• Detect Spoofs And Injection Attacks
  Help establish that the selfie represents a live user and protect verification against deepfakes, spoofing, and injection attacks.

Doc Proof

Jumio Doc Proof verifies customer details using supporting documents such as utility bills, bank statements, credit card statements, and Social Security cards. Customers capture documents with a smartphone or webcam, and Doc Proof extracts relevant information such as names and addresses. Address Checks can validate that an address exists and that the customer lives there, including within a proof-of-address workflow. Doc Proof also masks sensitive data and supports proof-of-address checks for AML, KYC, and KYB requirements.

• Verify Supporting Customer Details
  Use supporting documents to confirm customer details alongside primary identity-document checks.
• Extract Document Data Quickly
  Automatically retrieve relevant information from supporting documents for verification.
• Verify And Corroborate Addresses
  Confirm that a customer’s address exists and that they live there, and compare address information across documents.
• Support KYC, AML And KYB
  Capture proof of identity and proof of address to support applicable AML, KYC, and KYB requirements.
• Reduce Manual Document Reviews
  Automate document data extraction to reduce manual review and streamline onboarding.
• Mask Sensitive Document Data
  Mask sensitive information while extracting the details needed for document verification.