IXOPAY GmbH Unclaimed

Optimize and secure your payments with a unified orchestration platform for global transactions.

Enhance security and reduce PCI scope with validated point-to-point encryption for payment data.

Optimize transaction data exchange and financial reporting with automated reconciliation features.

Enhance payment security, boost authorization rates, and minimize fraud exposure with IXOPAY's Risk & Fraud Services.

Optimize payments with AI-driven insights and automate reconciliation for improved acceptance rates.

Enhances revenue by boosting transaction authorization rates and minimizing declines.

Accelerate revenue growth through optimized payments and improved authorization rates.

Streamline payment integration with a unified connection to any provider while reducing management complexity.

Streamline PCI compliance and reduce scope through advanced tokenization solutions.

Take control of your payment data to unlock growth potential and avoid vendor lock-in.

Capabilities that centralize provider connectivity and adapters, expose a single API, and manage transaction routing and provider switching for global payments.

Capabilities that increase approval rates and conversion via intelligent routing, automatic retries, current data maintenance, and routing policies.

Capabilities that transform fragmented payment data into operational and financial insight, including automated reconciliation, fee intelligence, predictive analytics, and unified reporting for settlement and finance workflows.

Capabilities that tokenize, vault, and enable portability of payment credentials across providers and channels to reduce PCI scope and avoid vendor lock-in.

Capabilities to reduce PCI scope and protect cardholder data using network and universal tokens, PCI-validated point-to-point encryption, and compliance support resources.

Capabilities that centralize risk rules, integrate third-party fraud vendors, and apply custom risk profiles and rules engines to prevent fraud and lower chargebacks while preserving conversions.

Payment Orchestration Platform

IXOPAY's Payment Orchestration Platform provides a single integration to connect to a global network of payment service providers, acquirers, and processors. It unifies tokenization, orchestration, and AI-driven payments insights to optimize payments across channels and geographies. The platform supports online and in-app checkout, secure data handling, and real-time transaction review, routing decisions, and reconciliation, all managed through a single API. It enables unified data reporting across ERP/CRM and centralizes risk rules for all transactions, while offering scalable connectivity to the wider payments ecosystem. By consolidating multiple providers and data silos, it reduces development effort, accelerates time-to-value, and improves authorization performance and cost efficiency.

• Facilitates Secure Transactions
  Enables seamless payment experiences in both online and app environments.
• Integrate Multiple Providers
  Reduces time and effort to connect with various payment processors and services.
• Maximize Authorization Rates
  Enhances transaction success rates by directing payments to optimal providers.
• Connect To 500+ Providers
  Access a wide range of payment services and enhance flexibility with ready-to-use integrations.
• Achieve Lower Costs & Higher Approvals
  Utilizes both token types to optimize costs while maximizing transaction approval rates, leading to improved business outcomes.
• Streamline Financial Reporting
  Automating the reconciliation process improves efficiency, allowing staff to focus on critical tasks and minimizing human error.
• Simplify Data Insights
  Offers a comprehensive view of financial performance across all payment transactions.
• Streamline Risk Management
  Facilitates consistent security measures and fraud prevention protocols across all transactions.
• Expand Globally Effortlessly
  Quickly adapt to new markets with tailored solutions and localized payment methods.
• Unify Data Across Channels
  Enhances data consistency and transaction success by allowing token acceptance across various payment methods and platforms.
• Reduce PCI Scope Simplification
  Minimizes the security and compliance burden by storing tokens rather than sensitive payment information.
• Transform Data into Actionable Insights
  Optimizes payment strategies based on analytical data to improve revenue.
• Onboard New Providers Quickly
  Easily integrate additional payment service providers to streamline payment processing.
• Accelerate PSP Integrations
  Enables quick onboarding to various payment service providers, streamlining the payment processing setup for businesses.
• Enhance Provider Flexibility
  Empowers users to adapt their payment processing strategies without dependency concerns, ensuring competitive edge.
• Enhance Brand Recognition
  Tailors the payment experience to align with business branding and customer expectations.

Point-to-Point Encryption (P2PE)

Point-to-Point Encryption reduces PCI scope and heightens card data security by encrypting data at the payment device and decrypting it securely for processing. PCI-validated P2PE enables use of PCI-approved devices across channels and tokenized data usage for future transactions.

• Minimize Compliance Burden
  By limiting sensitive data exposure, the burden of PCI compliance is significantly decreased.
• Secure Payment Data Transmission
  Encrypts card data from the collection point to the processing environment, ensuring security.
• Enhance Data Security
  Tokens represent transactions, shielding sensitive data from storage and processing.
• Utilize Any PCI-Approved Device
  Easily integrate new POS hardware or maintain current devices while ensuring compliance.
• Gain Processing Freedom
  Switch or add new processors seamlessly to optimize transaction success.

Reconciliation & Settlement

Automate the reconciliation process and standardize transaction data from disparate providers. The post-processing engine consolidates formats, resolves conflicts, and supports scheduled ETL data feeds to ERP/CRM systems, enabling faster, more accurate financial reporting.

• Streamline Data Processing
  Automating the reconciliation process improves efficiency, allowing staff to focus on more critical tasks and minimizing human error.
• Streamline Financial Reporting
  Displaying transaction data in a uniform format simplifies the reporting process, facilitating quicker insights into financial performance.
• Eliminate Discrepancies
  Easily manage identified conflicts like inaccurately calculated transaction fees or missing reconciliation data through a user-friendly interface.
• Automate Data Delivery
  Set scheduled jobs for ETL processes, ensuring third-party systems receive necessary data without manual intervention.

Risk & Fraud Services

A modular risk and fraud prevention solution that reduces fraud, increases authorization rates, and lowers chargebacks. Includes a custom rules engine, third-party integrations, and centralized reporting.

• Control Risk
  Create custom risk profiles based on transaction attributes to reduce fraudulent activities.
• Boost Conversions
  Effective fraud management minimizes chargebacks and false declines, enhancing revenue opportunities.
• Personalize Protection
  Enhance security measures by adapting to specific transaction characteristics and patterns.
• Streamline Integration
  Easily connect with leading fraud solutions to enhance your security posture without extensive development effort.
• Simplify Analysis
  Get a comprehensive view of fraud metrics and risk data to optimize your fraud management strategies.

AI Payments Intelligence

AI-powered payments insights that transform fragmented data into actionable growth. Features include AI-driven reconciliation, fee intelligence, predictive analytics, and no-code data integration to provide visibility and optimization from day one.

• Leverage AI For Actionable Insights
  Utilize artificial intelligence to gain real-time insights, improving transaction acceptance and optimizing overall payment efficiency.
• Analyze Fees For Optimization
  Automatically break down transaction fees, identify hidden costs, and monitor trends to optimize overall transaction expenses.
• Automate Reconciliation Processes
  Reduce manual efforts and errors through automated reconciliation of transaction records, enhancing financial accuracy.
• Integrate Without Custom Coding
  Easily connect to multiple payment service providers without needing complex coding, simplifying the integration process.
• Utilize Predictive Analytics
  Analyze historical data to forecast future payment trends, enabling better decision-making and strategic planning.
• Prevent Disputes With Alerts
  Receive timely notifications of potential chargebacks, enabling proactive measures to mitigate disputes.

Improve Authorization Rates

A solution focused on improving authorization rates through current card data, intelligent routing, and unified fraud protection to reduce declines and boost conversions.

• Optimizes Payment Routing
  Direct transactions to the best payment provider considering card and customer data, geographic parameters, and risk classification to enhance conversions.
• Updates Card Details Regularly
  Leverage solutions like Account Updater and Network Tokenization for always current card details, ensuring seamless transactions.
• Enhances Security Measures
  Employ advanced protocols like 3DS and real-time fraud detection to improve authentication and customer trust.
• Connects to Multiple Providers
  Expand your business globally with easy access to a wide range of payment service providers.
• Improves Customer Experience
  Enhance processing accuracy and control fraud definitions using the Risk Management Engine, leading to better authorizations.
• Increases Successful Transactions
  Configure automatic retries to recover revenue from declined transactions through a predefined number of attempts.

Get to Revenue Faster

A solution to accelerate revenue growth by improving authorization rates, reducing friction, and enabling faster time-to-market with scalable, multi-provider payments.

• Maximize Approvals
  Improve the chances of transaction acceptance by leveraging intelligent routing based on provider performance and customer data.
• Reduce Transaction Costs
  Optimize payment flows to minimize costs attributed to transaction fees and reduce operational overhead.
• Support Global Expansion
  Adapt and grow with the rapidly changing global e-commerce landscape by connecting to 200+ payment service providers.
• Accelerate Deployments
  Streamline the integration of various payment processors, allowing businesses to launch in new markets swiftly.

Add Any Payment Processor

Connect to any provider through a single API, reducing development time and enabling rapid expansion with an ecosystem of adapters and 200+ acquirers.

• Access Global Network
  Seamlessly connect to a wide array of acquirers and payment methods across diverse markets.
• Simplify Integration Process
  Reduce operational complexity with a single integration point for all payment needs.
• Expand Payment Options
  Target local markets with preferred payment methods and enhance customer satisfaction.
• Accelerate Market Entry
  Enable faster business expansion by connecting to providers in minutes.

Become PCI Compliant

Assists in achieving PCI compliance posture and reducing PCI scope through tokenization, network tokens, and secure data handling within IXOPAY’s platform.

• Protect Sensitive Data
  Tokenization replaces sensitive information with secure tokens, minimizing breach risks.
• Streamline Compliance Process
  Provide a structured approach to manage compliance obligations effectively.
• Reduce Audit Complexity
  Advanced tokenization reduces the amount of sensitive data handled, simplifying audits.
• Access Expert Guidance
  Support from compliance experts to navigate PCI requirements efficiently.

Own Your Payment Data

Helps take control of payment data, enabling portability and flexibility to switch or add providers without recompiling or re-tokenizing, thereby avoiding vendor lock-in.

• Ensure Control Over Your Data
  Easily switch or add providers without disrupting your business, maintaining control over vital payment information.
• Eliminate Vendor Lock-in
  Adapt your payment strategy to evolving market conditions without being constrained by a single provider.
• Expand Into New Markets
  Seamlessly launch in new regions by accessing a wide range of payment methods and providers instantly.
• Enhance Data Security
  Keep sensitive payment data off internal systems while maintaining compliance and flexibility.