The Vanguard Group, Inc. Unclaimed

Maximize your short-term cash savings with Vanguard Cash Plus Account's competitive yield and integrated cash management features.

Automated investing with personalized advice to help achieve financial goals.

Customized wealth management services for achieving long-term financial goals.

Access a diverse selection of low-cost mutual funds designed for various investment goals.

Vanguard ETFs provide low-cost, diversified investment options with strong historical performance.

Achieve stability and liquidity for short-term savings with competitive yields.

Trade Stocks Easily With Vanguard's Commission-Free Platform.

Secure your savings with fixed-rate CDs that offer FDIC insurance and flexibility through secondary market trading.

Offers diversified bond investments to enhance income and reduce risk.

Simplify retirement investing with automated diversification and risk management.

Comprehensive, fee-based advisory and planning services that deliver personalized financial plans, estate and tax-aware strategies, and ongoing portfolio oversight for individual and high-net-worth clients.

Automated portfolio construction, goal-based planning, and algorithmic rebalancing for investors seeking low-touch, cost-efficient investment management and retirement glidepath strategies.

Execution, custody, and access to tradable securities and pooled investments—including stocks, ETFs, bonds, brokered CDs, and mutual funds—for self-directed investors and institutional accounts.

High-liquidity cash management and short-duration investment options that prioritize principal stability, immediate access, and competitive yields for emergency or working capital balances.

Vanguard Cash Plus Account

Vanguard Cash Plus Account is Vanguard’s cash management product, a cash-management account offered within Vanguard’s platform. It includes a promotional APY boost, enhancing the base yield for eligible balances.

• Earn More On Savings
  The APY boost allows you to significantly increase your earnings on your short-term savings compared to traditional accounts.
• Enjoy Enhanced Security
  Your deposits in the Vanguard Cash Plus Account are protected, giving you peace of mind while you earn interest.
• Manage All Accounts In One Place
  Easily view and manage your cash alongside investments, enabling seamless transfers and flexibility in your financial strategy.
• Open With $0
  Start saving without the pressure of maintaining a minimum balance, making it accessible for all investors.
• Easily Access Your Cash
  Make use of your funds quickly for everyday transactions and fund management, ensuring liquidity when you need it.

Vanguard Digital Advisor

Vanguard Digital Advisor is Vanguard’s automated robo-advisor that provides personalized risk assessment, goals planning, and a suite of premium tools to help manage investments. It offers various investment options and promotional introductory pricing.

• Automate Your Investments
  Utilize an automated tool that customizes your investment portfolio to match your personal goals and risk preferences.
• Utilize Advanced Financial Tools
  Access unique tools designed to enhance your investment experience and help manage your financial goals effectively.
• No Fees For 90 Days
  Get started without advisory fees for the first three months, allowing you to explore the service without initial costs.
• Plan Your Financial Future
  Insightful tools help you visualize your financial trajectory and prioritize goals effectively.
• Diverse Investment Choices
  Select from a range of investment strategies, including index funds, actively managed options, and ESG funds.
• Start With Just $100
  Accessible entry point for investors with minimal assets to get started in automated investing.
• Get Help With Debt Management
  Utilize personalized debt strategies that help target and reduce outstanding balances efficiently.

Personal Advisor Wealth Management

Vanguard Personal Advisor Wealth Management provides a dedicated wealth partner and a comprehensive, fee-based planning and advisory service, including holistic financial planning, estate planning, tax-efficiency strategies, and ongoing investment guidance.

• Receive Personalized Guidance
  Clients have a dedicated Certified Financial Planner™ to create and oversee tailored financial strategies.
• Achieve Comprehensive Goals
  A thorough plan addresses all aspects of a client’s financial life, ensuring alignment with personal objectives.
• Minimize Tax Burden
  Strategies aimed at reducing tax obligations to increase overall investment returns.
• Leverage Low-Cost Investment Options
  Clients can invest in a range of Vanguard’s low-cost funds to enhance portfolio performance.
• Secure Your Legacy
  Expert guidance in structuring estate plans to maximize benefit to heirs and charities.
• Prepare Heirs for Wealth Responsibility
  Educates beneficiaries about managing and preserving wealth effectively.
• Maintain Optimal Investment Strategy
  Regularly updated investment management ensures portfolios stay in line with client goals.

Vanguard Mutual Funds

Vanguard mutual funds offer a broad lineup of low-cost funds, including index funds and actively managed options, with Target Retirement Funds and ESG-focused options as part of the portfolio choices.

• Maximize Returns
  Benefit from lower fees that help you keep more of your investment returns.
• Diversify Smartly
  Choose between passive index tracking or professional management for tailored investing.
• Simplify Retirement Planning
  Invest in a single fund that automatically adjusts risk based on your retirement timeline.
• Invest Sustainably
  Invest in funds that prioritize sustainability, ethical practices, and social responsibility.
• Enhance Financial Literacy
  Leverage educational materials for informed decision-making and effective portfolio management.

Vanguard ETFs

Vanguard ETFs offer diversification, low costs, and tax efficiency with options across core, ESG, and short-term strategies, and they can be traded like stocks in real time.

• Save On Fees
  Benefit from some of the lowest fees available, ensuring more of your investment returns remain with you.
• Trade Like Stocks
  Enjoy flexibility in buying and selling ETFs during market hours, enhancing investment liquidity.
• Proven Track Record
  Leverage the reliability of investments supported by historical data showcasing superior performance.
• Choose Between Styles
  Select investment strategies that align with your goals, ranging from passive index tracking to active management.
• Diverse Investment Strategies
  Access a variety of ETFs designed for different investment objectives, whether focusing on sustainability, core markets, or short-term holdings.
• Minimize Tax Impact
  Take advantage of low capital gains distributions, enhancing overall investment returns.

Vanguard Money Market Funds

Money market funds provide low risk and high liquidity for short-term savings with varying yields, suitable for emergency funds and cash management within Vanguard’s ecosystem.

• Earn Competitive Yields
  Vanguard money market funds often yield more than traditional bank accounts, providing higher earnings on short-term savings.
• Access Funds Anytime
  These funds maintain a stable $1 net asset value, allowing for easy access to your money without penalties.
• Ideal for Short-Term Goals
  Perfect for saving for upcoming expenses, emergency funds, or short-term financial goals.
• Choose Your Investment Type
  Investors can select from multiple money market fund options based on risk tolerance and tax considerations.
• Trade Without Commissions
  Investors can buy and sell Vanguard money market funds without incurring commission fees.

Vanguard Stocks

Vanguard Brokerage Services enables online stock trading with commission-free online transactions and access to a broad range of stocks, with no account minimums.

• Invest in Many Stocks
  Investors can choose from a vast selection of individual stocks, enhancing diversification and choice.
• Enjoy Zero Commissions
  Investors save costs by trading stocks without incurring any commission fees.
• Start Investing With $0
  Allows anyone to begin investing without the barrier of a minimum investment requirement.
• Execute Trades Quickly
  Users experience efficient order execution, aimed at achieving better market prices.
• Utilize Investment Tools
  Access to various management tools enhances the investing experience and aids in goal tracking.

Certificates of Deposit (CDs)

Brokered CDs offered through Vanguard provide fixed-rate investments with FDIC insurance (where applicable) and tradability in the secondary market.

• Protect Your Investment
  FDIC insurance protects your principal and interest, ensuring the safety of your investment up to $250,000 per depositor, per bank.
• Guarantee Returns
  Enjoy predictable, fixed interest returns for the duration of your investment term, allowing for stable financial planning.
• Liquidity Options
  Access your investment before maturity by selling your CD in the secondary market, providing flexibility in managing your assets.
• Choose Your Duration
  Select terms from a few months to several years, tailored to your savings goals and liquidity needs.

Vanguard Bonds

Vanguard bonds provide diversified bond investments offering income opportunities and reduced risk relative to equities.

• Provides Broad Diversification
  Choose from various bond funds and ETFs, including U.S. Treasuries, municipal bonds, and corporate bonds, allowing for robust portfolio diversification.
• Generates Stable Income
  Bonds pay regular interest, supplying a dependable income stream that can enhance overall portfolio returns, beneficial for retirement planning.
• Reduces Overall Portfolio Risk
  Including bonds in a investment strategy balances risks associated with equities, as they typically react inversely in fluctuating market conditions.
• Offers Tax-Exempt Income
  Municipal bonds, part of the Vanguard bonds offering, often provide interest income that is exempt from federal and sometimes state taxes, appealing to high-income investors.
• Allows Customization of Bond Holdings
  Investors have the flexibility to select specific bonds based on maturity, yield, and issuer credit quality, tailoring their fixed-income exposure.

Target Retirement Funds

Target Retirement Funds are all-in-one mutual funds that automate diversification, risk management, and rebalancing as retirement dates approach.

• Provides Broad Diversification
  Invest in a single fund that spans stocks and bonds, reducing the need for multiple accounts.
• Maintains Appropriate Risk Level
  As retirement approaches, the fund's allocation shifts to preserve capital and reduce risk.
• Streamlines Retirement Investing
  Investors make a single decision, simplifying the planning and investing process.
• Aligns Investment Horizon With Retirement Goals
  Funds are available for various retirement target dates, meeting individual retirement timelines.
• Minimizes Investment Costs
  Lower fees mean more money invested toward retirement growth.