Intact

Protects homes, vehicles and other personal insurance needs through coverage available across broker and direct channels.

Provides businesses access to commercial and specialty coverage, including tailored multinational programs, through broker networks across multiple regions.

Makes personal, commercial and specialty insurance accessible through brokers, agencies, direct channels and affinity partnerships.

Helps homeowners and businesses recover from property damage with coast-to-coast restoration and emergency response services.

Helps homeowners find local professionals for home maintenance and repair tasks.

Helps institutional investors manage and protect assets through in-house expertise, diversified strategies and responsive portfolio management.

Helps Canadian communities put climate adaptation plans into action to reduce flood and wildfire risks and strengthen local readiness.

Personal insurance

Intact provides personal property and casualty insurance for individuals, including home, auto, liability and recreational vehicle coverage. Its offering also includes high-net-worth home and auto products and non-standard auto insurance. Customers can access insurance through brokers and agencies, direct-to-consumer brands, and affinity partnerships.

• Protect Your Home
  Access personal home insurance, including high-net-worth home products in Canada.
• Insure Your Vehicle
  Choose from personal auto insurance offerings, including high-net-worth and non-standard auto products.
• Choose Your Insurance Channel
  Access insurance through brokers and agencies, directly through consumer brands, or through affinity partnerships.
• Insure Recreational Vehicles
  Get recreational vehicle insurance for motorcycles, snowmobiles and all-terrain vehicles.
• Cover Personal Liability
  Access liability insurance as part of the personal property and casualty insurance offering.

Commercial insurance

Intact provides commercial and specialty insurance through operations in Canada, the United States, the UK, Ireland, Europe and the Middle East. Offerings include commercial lines for small and midsize businesses, specialty products, and tailored multinational insurance programs. Specialty lines include marine, specialty property, E&O/D&O, public entity and surety capabilities, as well as products for individuals such as recreational vehicle insurance. Distribution includes regional and national brokers, independent agencies, wholesalers and managing general agents. Intact also applies expertise in data, pricing, risk selection, claims and supply chain management across its insurance operations. Its global specialty network facilitates placement of tailored multinational programs through partnerships.

• Access Commercial And Specialty Coverage
  Businesses and individuals can access commercial and specialty insurance products, including marine, specialty property, E&O/D&O, public entity, surety and recreational vehicle offerings.
• Connect Through Insurance Intermediaries
  Businesses can access commercial and specialty insurance through broker and intermediary networks, including regional and national brokers, wholesalers, and managing general agents.
• Place Tailored Multinational Programs
  Intact's global network and partnerships facilitate placement of tailored multinational insurance programs for customers with needs across markets.
• Find Coverage For Smaller Businesses
  Small and midsize businesses can access commercial and specialty insurance offerings focused on these business segments.
• Access Insurance Across Regions
  Intact's international operations and network provide access to commercial and specialty insurance solutions across multiple countries and regions.
• Apply Data-Led Risk Selection
  Intact applies data and AI expertise to pricing and risk selection as part of its insurance operations.
• Leverage Claims And Supply Chain Expertise
  Commercial and specialty insurance operations can draw on Intact's stated claims expertise and integrated supply chain network.

Insurance brokerage and distribution

Intact distributes personal, commercial and specialty insurance through agencies, a wide network of brokers and direct-to-consumer channels. Its network includes wholly owned subsidiary BrokerLink, independent agencies, regional and national brokers, wholesalers and managing general agencies. Intact also serves customers through affinity partnerships and brands including belairdirect and 123.ie. In the U.S., U.K., Ireland and Europe, it works with brokers and other distribution partners to make insurance products and services available across its markets.

• Access Insurance Through Brokers
  Customers can work with a wide network of brokers and other intermediaries to access Intact insurance products and services.
• Access Insurance Directly
  Customers can obtain insurance directly from Intact through its consumer-facing brands, without relying solely on broker or agency channels.
• Choose An Agency Channel
  Customers can access Intact insurance through agency channels, including internal and authorized agencies.
• Place Tailored Multinational Programs
  Partnerships through Intact's Global Network facilitate placement of tailored multinational insurance programs for customers operating across markets.
• Access Affinity Insurance Options
  Customers can access insurance solutions offered through Intact's affinity partnerships and groups.

Restoration services

Through On Side Restoration, Intact provides repair and restoration services for damaged homes and businesses, supporting personal and commercial property claims customers across Canada. On Side Restoration operates coast to coast, with experienced, certified crews, emergency response vehicles, specialized equipment, and a customizable 24-hour emergency call centre. Its services are designed to help customers receive simpler, faster, consistently high-quality restoration outcomes.

• Restore Damaged Homes
  Customers can access restoration services to help repair and restore homes damaged by a loss.
• Restore Damaged Businesses
  Businesses can access restoration services to help repair and restore property damaged by a loss.
• Support Property Claims Recovery
  Restoration services help property claims customers move from damage toward repair and recovery.
• Request Help Around The Clock
  Customers can contact the emergency call centre at any time to seek assistance with restoration needs.
• Complete Repairs More Quickly
  Simplified processes and quicker decision-making are intended to reduce cycle times and speed up completion of repair and restoration work.
• Access Restoration Across Canada
  A coast-to-coast branch network makes restoration services available to customers across Canada.
• Rely On Experienced Crews
  Customers receive restoration work from experienced, certified crews with claims experience.
• Receive Consistently High-Quality Outcomes
  The combined restoration operation is intended to provide property claims customers with consistently higher-quality outcomes.
• Deploy Specialized Response Equipment
  Emergency response vehicles and specialty equipment support crews carrying out restoration work.
• Track Restoration Files Online
  The web-based eClaim system provides transparent file management for restoration work.

Jiffy

Jiffy is Canada’s No. 1 home maintenance app, connecting homeowners with local service professionals for tasks such as plumbing, exterior repairs, appliance repair, electrical work, and furniture assembly.

• Handle A Range Of Home Tasks
  Homeowners can use Jiffy to find professionals for tasks ranging from plumbing and exterior repairs to appliance repair, electrical work, and furniture assembly.
• Find Local Service Professionals
  The app links homeowners to local service professionals for home maintenance tasks.

Intact Investment Management

Intact Investment Management Inc. is a wholly owned subsidiary of Intact Financial Corporation, with in-house investment professionals managing more than $35 billion in assets for institutional investors, including Intact and its subsidiaries’ assets and pension funds. Its teams develop and manage investment strategies across equities, fixed income and asset allocation, using fundamental and quantitative analysis, rigorous credit analysis and advanced portfolio management techniques. The organization also provides trading, compliance, transaction operations, investment accounting, performance and specialized technology support.

Category: Asset Management Services

• Manage Institutional Investment Assets
  Provides institutional investors with in-house management of substantial investment assets, including the assets and pension funds of Intact and its subsidiaries.
• Enrich And Protect Capital
  Develops strategic allocations and investment strategies intended to support the growth and protection of capital investments.
• Align Investment Risk With Liabilities
  Tailors investment strategy and risk levels to risk-return expectations, liabilities and capital structure, with stress testing used to ensure selected risk levels do not threaten solvency.
• Invest Across Equity Markets
  Applies fundamental and quantitative analysis to identify companies in Canadian, American and European markets with potential for strong, sustainable financial performance.
• Generate Stable Investment Income
  Combines rigorous credit analysis with advanced portfolio management to invest in quality debt securities across currencies, sectors, issuers and maturities.
• Adapt Strategies To Market Conditions
  Uses a collaborative, innovative approach to respond quickly to market conditions and pursue portfolio growth, consistent returns and industry outperformance.
• Execute Transactions To Industry Practices
  Supports high transaction volumes and complex requirements while carrying out transactions in accordance with industry best practices.
• Maintain Investment Compliance
  Monitors business activities against corporate and legal governance requirements amid increasingly numerous and complex regulations.
• Support Transaction Settlement
  Oversees settlement for all transactions as part of the organization’s dedicated transactional support.
• Reconcile And Report Investment Results
  Brings together investment accounting, performance and market data functions to reconcile and produce information about investment results.
• Maintain Specialized Investment Systems
  Provides dedicated maintenance and improvement of specialized information technology systems supporting investment activities.

Intact Climate Resilience Grants

The Intact Climate Resilience Grants provide up to $225,000 for practical, community-led projects that help municipalities and Indigenous communities reduce flood and wildfire risk and strengthen community readiness. Projects should use proven, implementation-ready solutions and may draw on traditional knowledge, community priorities and partnerships. Applications are assessed for community risk, project readiness and feasibility, measurable benefits, community support and potential to scale or be replicated. The 2026 application period runs from October 19 to December 18, and funded projects must be completed within 24 months of approval.

• Fund Adaptation Measures
  Grant funding helps eligible communities implement adaptation projects. Municipalities are asked to contribute 10% of project costs, while Indigenous communities have no matching requirement.
• Advance Local Resilience Projects
  Communities can pursue locally relevant climate adaptation projects with grant support, helping move from risk planning to practical action.
• Reduce Flood Risk
  Communities can implement flood mitigation measures, including nature-based solutions and home protection initiatives, to reduce risks to residents, homes and infrastructure.
• Strengthen Wildfire Readiness
  Communities can fund practical wildfire risk reduction measures, from vegetation management and fire stewardship to FireSmart activities and building improvements.
• Access Funding Through Eligible Applicants
  The program provides application pathways for municipalities, Indigenous communities and governments, and certain partner organizations, including eligible applicants coordinating projects across multiple communities.
• Prioritize Measurable Community Outcomes
  Applicants can understand the factors used to assess projects and build a clear case for a feasible solution that responds to identified risks and can deliver measurable community benefits.
• Plan Applications And Delivery
  A defined application window and project completion period help applicants plan their proposal, workplan, budget and timeline.