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Empowers businesses to manage and monetize embedded payments efficiently and securely.

Empower your business to monetize payments with full control and quick scaling options.

Gain control over the payment experience and enhance revenue through integrated payment solutions.

Navigate the payments landscape with expert guidance for a successful embedded payments strategy.

Gain foundational knowledge of the payments industry for successful business monetization.

Ensure compliance and efficient management of payment facilitation risks and operations.

Enhance operational efficiency and compliance through comprehensive risk assessment and recommendations.

Analyze market opportunities to guide your payments strategy and justify investments.

Design a scalable payments ecosystem tailored to your business needs.

Streamline your vendor selection with expert guidance and tailored evaluations to enhance your payment strategy.

Expand your revenue and brand reach with Infinicept’s Premium Partner Program.

Capabilities that enable software platforms and ISVs to integrate white‑labeled, in‑app payments, maintain control of merchant data, and accelerate time to market.

Operational systems and governance to onboard and underwrite merchants, manage risk and chargebacks, reconcile funding and fees, and provide real‑time merchant reporting and oversight.

Advisory, assessment, and program design services that evaluate facilitator fitness, quantify ROI, design payment ecosystems, select partners, and support processor/sponsor approval and launch.

Programs and services to build and manage partner networks, drive referrals and co‑marketing, and structure tiered partner engagement for distribution of embedded payments.

PayOps Platform

PayOps Platform is Infinicept’s platform for managing embedded payments operations. It provides real-time merchant data and reporting, a funding center for automatic or manual funding, a fee center to manage pricing, and a unified dashboard for onboarding, underwriting, and merchant management. It centralizes all merchant information to support customization for different business needs, helping software providers and financial institutions move faster to market while maintaining control over the merchant experience and data.

• Centralize Merchant Management
  Offers a single-point interface for all merchant activities, allowing for tailored views and enhanced management control.
• Access Real-Time Insights
  Delivers comprehensive reporting tools that ensure you have all the necessary data at your fingertips for informed decision-making.
• Mitigate Transaction Risks
  Utilizes real-time data to manage and oversee transaction risk, enhancing safety and compliance for your operations.
• Streamline Chargeback Processes
  Easily manage and track chargebacks with streamlined online documentation tools, minimizing losses and improving operational efficiency.
• Enhance Merchant Funding
  Provides fast funding options to merchants, improving their cash flow and competitive standing.
• Accelerate Merchant Onboarding
  Streamlines the onboarding process, allowing merchants to get started quickly while ensuring compliance and minimizing manual labor.
• Optimize Transaction Pricing
  Empowers you to simplify and customize pricing models for merchants, enabling new revenue streams and greater control over transaction costs.

Launchpay

Launchpay is Infinicept’s embedded payments solution. It provides a ready-to-use path for software platforms to offer payments within their offerings and connects them with the necessary payments partners and processes.

• Launch Payments Quickly
  Enable rapid onboarding of payment processing capabilities, allowing businesses to generate revenue through payments with speed and efficiency.
• Own Your Branding
  Ensure your brand is prominently featured throughout the payment process, enhancing your relationship with merchants and customers.
• Expert Underwriting Support
  Utilize knowledgeable professionals for risk management and compliance, ensuring quality service in merchant onboarding.
• Future-proof Your Payments
  Allows your business to adapt over time without needing to switch providers or go through costly migrations.
• Fair Pricing Model
  Supports straightforward financial planning and eliminates hidden costs within the payment processing workflow.
• Seamless Merchant Transfers
  Simplifies expansion efforts by allowing businesses to maintain their merchant relationships even when scaling services.
• Personalize Your Payments
  Empowers companies to create a unique identity in the payment space that resonates with their brand values.
• Instant Data Access
  Provides necessary insights to track business performance and optimize payment processes efficiently.

Embedded Payments

Embedded payments are the seamless integration of a payments function and process into a software application. Software providers embed payments directly into their platforms to manage the end-to-end payment experience and data within their own product, focusing on vertical software companies and ISVs that desire tailored payments and control over the merchant experience.

• Own The Merchant Experience
  This feature allows providers to fully manage the payment interface, ensuring that merchants have a consistent experience tailored to their needs.
• Integrate Payments Seamlessly
  This feature enables software platforms to maintain their brand identity and streamline operations by eliminating reliance on external payment systems.
• Access Industry Expertise
  Guidance from payment professionals helps clients make informed decisions, reduce risks, and maximize opportunities in the payments landscape.
• Streamline Payment Processes
  Facilitates quick and smooth payments handling, improving user satisfaction and reducing transaction friction.
• Launch Quickly
  This feature helps businesses start processing payments faster, ensuring timely revenue generation and competitive advantage.
• Tailor Payment Solutions
  This customization meets unique operational needs across different industries, enhancing user experience and compliance.

Expert Advisory Services

Expert Advisory Services help organizations design and operate embedded payments programs. The service covers partner selection, go-to-market strategy, policies and procedures, and lifecycle support to ensure a compliant, scalable program.

• Facilitate Successful Launch
  Aid in managing the transition to live operations, ensuring all systems function effectively from the start.
• Execute Operational Readiness
  Ensure a seamless and timely rollout of your embedded payment solutions.
• Optimize Partner Relationships
  Help you identify and integrate with trusted partners for a robust payments infrastructure.
• Maintain Continuous Improvement
  Provide support and updates to keep your payments operations aligned with industry standards.
• Evaluate Operational Readiness
  Ensure that your systems and processes are robust against current and emerging risks.
• Enhance Market Penetration
  Create a targeted plan that improves your positioning in the payments market.
• Identify Improvement Areas
  Pinpoint critical steps and best practices for enhancing your payment strategy.

Payments 101

Payments 101 helps you understand the payments market, potential business models, and operational considerations. The program includes a 2-day seminar or online webinar tailored to your needs.

• Develop Revenue Models
  Explore effective strategies to monetize your payment processes and enhance revenue streams.
• Understand The Payments Landscape
  Gain insights into the key players and structures within the payments industry, essential for strategic planning.
• Streamline Operations
  Understand the operational needs that drive successful payments strategies.
• Flexible Learning Options
  Attend a seminar or webinar that fits your schedule, facilitating a comprehensive learning experience.
• Master Transaction Processes
  Learn about the stages of a transaction and how to optimize each phase for better performance.

Policies & Procedures

Policies and procedures help balance risk mitigation and efficiency for payment facilitators. The library includes risk management, underwriting, transaction monitoring, compliance, settlement, and staffing guidance, with tailored implementation support.

• Mitigate Regulatory Risks
  Expert guidance ensures adherence to regulatory standards, reducing legal risks for payment facilitators.
• Enhance Risk Oversight
  Strengthen risk assessment processes to identify and mitigate potential threats to payment operations.
• Access Tailored Policies
  Utilize a comprehensive library of essential policies that meet industry-specific needs for compliance and risk management.
• Ensure Transaction Integrity
  Establish robust monitoring practices to detect and prevent fraudulent activities across transactions.
• Optimize Operational Efficiency
  Implement effective policies that streamline settlement procedures and optimize staffing to enhance operational effectiveness.

Fitness Review

Fitness Review analyzes operations and compliance to identify risk and opportunity. The service assesses underwriting practices, transaction monitoring, settlement procedures, and organizational structure, delivering targeted recommendations and remediation support.

• Strengthen Risk Controls
  Our service evaluates your existing risk management strategies to enhance transaction monitoring and mitigate potential risks.
• Evaluate Operations
  In-depth evaluation of critical operational processes enhances overall business performance and compliance.
• Identify Process Gaps
  Our experts will analyze your current operations to find inefficiencies and suggest improvements to ensure compliance and effectiveness.
• Implement Changes
  We guide the implementation of necessary changes to improve compliance and operational efficiency.

Payment Facilitator Opportunity Assessment

Choose the right embedded payments model by quantifying ROI and revenue opportunity. The assessment uses proprietary tools to build a business case, inform decision making, and outline the building blocks for board approval.

• Quantify Market Opportunity
  Analyze the potential for success in the payments space, ensuring solid groundwork for decisions.
• Determine ROI Effectively
  Understand potential returns from payments initiatives using comprehensive ROI analysis tools.
• Strengthen Processor Relationships
  Navigate complex processor dynamics to establish beneficial partnerships and compliance.
• Enhance Operational Efficiency
  Receive strategic guidance to optimize essential operations critical to payment facilitation.
• Visualize Financial Scenarios
  Explore different configurations and their financial impacts to make informed strategic decisions.

Ecosystem Design

Custom build a scalable payments business with ecosystem design. The service uses proprietary assessment tools to design the optimal payments ecosystem, identify partner requirements, and deliver targeted recommendations with partner selection and negotiation support.

• Guarantee Custom Solutions
  Tailor your payments ecosystem specifically to your business requirements to ensure seamless integration and efficiency.
• Optimize Vendor Relations
  Engage in strategic partner negotiations to enhance service offerings and meet your business's scaling needs.
• Streamline Operations
  Implement effective operational practices that align with your business goals and enhance security.
• Enhance Financial Visibility
  Gain insights into your funding processes and analytics to optimize operational performance and strategy.

Vendor Selection

Vendor selection helps you identify and engage partners that fit your strategy. The service includes a vendor capability assessment, RFP development, a vendor scoring algorithm, and negotiation support.

• Ensure Optimal Vendor Fit
  Identify vendors that align with your payment goals and operational requirements to facilitate smooth integrations.
• Create Tailored RFPs
  Customize the RFP process to attract vendors that meet your specific criteria, ensuring responses that align with your strategic needs.
• Evaluate Responses Accurately
  Leverage quantitative insights to assess vendor capabilities and make informed decisions based on objective criteria.
• Negotiate Favorable Terms
  Receive expert advice to secure the best contract terms and conditions during the vendor selection process.
• Make Informed Decisions
  Utilize expert recommendations to guide your vendor choices and enhance implementation success.

Premium Partner Program

Infinicept’s Premium Partner Program helps partners grow by connecting them with embedded payments opportunities. The program offers tiered participation, referral benefits, exclusive resources, and marketing support to expand lead generation and brand reach.

• Access Cutting-Edge Marketing Tools
  Leverage customized marketing assets and collaborative campaigns to enhance your market visibility.
• Boost Your Brand Exposure
  Increase your reach and attract more clients through targeted marketing initiatives and partnerships.
• Connect with Industry Leaders
  Join a collaborative ecosystem that enhances your service offerings and operational capabilities.
• Generate Passive Income Streams
  Earn commissions through successful referrals, enhancing your revenue potential.
• Achieve Tier-Based Benefits
  Unlock additional perks and support based on your partnership level, amplifying your growth potential.