HealthEquity Unclaimed

Easily save, spend, and invest for healthcare expenses with a tax-advantaged HSA.

Cost-saving FSA solutions for employers to offer flexible health plans.

Empower employees with an HRA for flexible, tax-advantaged healthcare spending.

HPA provides a budget-friendly way for employees to manage healthcare expenses with flexible payment options.

Save money on caregiving expenses with a Dependent Care FSA.

Transform commuting with flexible options, parking management, and sustainability tracking.

Empowers employees with flexible benefits tailored to their wellness needs.

Enhance employee engagement during open enrollment periods with effective communication tools.

Boost engagement and streamline benefits communication for employers and brokers.

Enhances employee engagement with comprehensive benefits education and support tools.

Helps organizations streamline benefits administration and enhance employee engagement.

Streamline compliance and maximize tax savings for employees.

Administration and integration of HSAs including payroll and retirement integrations, tax-advantaged contributions, bundled benefits, and account management for employers and members.

Management of FSAs and dependent care FSAs including plan customization, reimbursement workflows, mobile account management, and enrollment support.

Design and administration of HRAs, including configurable plan options, stacking with FSAs, incentive accounts, single debit card payments, and unified dashboards for employers and members.

Administration of pre-tax commuter programs and parking management with vendor integrations, micromobility and sustainability data reporting, and member engagement to influence commute choices.

Configurable lifestyle spending accounts covering wellness, fitness and financial wellbeing categories with plan design, eligibility controls, and reimbursement methods.

Engagement packages, centralized hubs and open enrollment toolkits with thematic content, training, and analytics to drive benefits enrollment, adoption and ongoing engagement.

Provision and management of interest-free health payment plans and repayment options integrated with member accounts and tax-advantaged funds.

Analytics, recommendations and price-transparency capabilities to optimize employer programs and support employee healthcare decision-making.

Setup and administration of premium-only plans to enable pre-tax premium deductions, rapid implementation, and employer/employee tax savings.

Health Savings Account (HSA)

Health Savings Account offering integrated with health plans, retirement providers, and payroll to streamline administration and support bundled benefits. Contributions to your HSA are tax-deductible, and HSAs can grow tax-free, allowing individuals to save for future healthcare costs efficiently.

• Contribute Tax-Free
  Contributions to an HSA lower your taxable income while withdrawals for qualified medical expenses remain tax-free.
• Streamline Administration
  Seamless integration ensures all healthcare financials are managed efficiently, promoting an easier user experience and enhanced tracking.
• Reduce Vendor Complexity
  By bundling benefits under one solution, clients can simplify management and reduce administrative burdens significantly.
• Grow Your Savings
  With the potential for investment growth, HSAs provide an excellent way to prepare financially for future medical expenses.

Flexible Spending Account (FSA)

Flexible Spending Account platform with full deployment control and a customizable experience, enabling employers to tailor their FSA offerings based on specific organizational needs.

• Offers Full Platform Control
  Empowers employers to integrate flexible health plans that can increase participation and enhance the member experience.
• Enable Tailored Health Plans
  Customize FSA plans with carryover options, grace periods, and additional accounts like DCFSA and LPFSA.
• Access Accounts Anytime
  Provides easy at-a-glance views of balances, spending, and claims status from any device.
• Facilitates Single-View Dashboard
  Guides employers in maximizing open enrollment participation through curated resources and expertise.
• Provides Continuous Support
  Ensures that users have access to assistance whenever they need it, enhancing the user experience.

Health Reimbursement Arrangement (HRA)

The Health Reimbursement Arrangement (HRA) provides employers with a flexible solution to help employees cover out-of-pocket medical expenses and can stack with Flexible Spending Accounts (FSA).

• Use One Card
  Streamline healthcare spending by allowing employees to use one debit card for expenses across both HRA and FSA, enhancing user experience.
• Combine HRA and FSA
  This allows employees to utilize both accounts for eligible expenses, simplifying the reimbursement process.
• Tailor to Business Needs
  Employers can customize their HRA to meet specific objectives, ensuring regulatory compliance and enhancing employee satisfaction.
• Reward Healthy Choices
  Utilize HIA funds to reimburse eligible healthcare costs and incentivize employees for healthy activities.
• Manage from One Dashboard
  Simplifies account management by providing all necessary functions on a single platform view.

Health Payment Account (HPA)

A Health Payment Account (HPA) offers a cost-effective solution for employers to help employees manage healthcare payments through interest-free payment plans.

• Manage Healthcare Payments Efficiently
  With HPA, employees can effortlessly manage out-of-pocket healthcare costs, utilizing interest-free payment plans to alleviate financial stress.
• Access Funds Instantly
  Employees gain immediate access to funds for necessary healthcare expenses, promoting timely medical care without financial strain.
• Utilize Tax-Free Funds
  HealthEquity members can maximize their savings by repaying with tax-free funds, enhancing financial management for healthcare expenses.

Dependent Care Flexible Spending Account (DCFSA)

Dependent Care Flexible Spending Account helps you save pre-tax money from every paycheck to pay for qualified dependent care expenses.

• Pay For Eligible Expenses
  Utilize pre-tax funds to cover costs such as daycare, elder care, summer camp, and before-and-after school programs, reducing your overall taxable income.
• Access Anytime Anywhere
  Submit claims and manage your account easily via a mobile app, allowing for quick and convenient access to your funds.
• Hassle-Free Reimbursements
  Enjoy simple and fast reimbursement processes, ensuring efficient access to your funds for dependent care expenses.
• Get Help Whenever Needed
  Our dedicated support team is available to assist you day or night, providing peace of mind with your dependent care expenses.

Commuter Benefits

Commuter Benefits program delivering mobility options, parking management, and sustainability data insights.

• Make Informed Decisions
  Leverage data to gauge the effectiveness of policies on employee commute preferences and financial choices, optimizing outcomes.
• Enhance Employee Engagement
  Implement effective communication strategies that motivate employees, driving participation through gamification and incentives.
• Streamline Operations
  Consolidate all parking vendor data into one platform, optimizing management and operational efficiency.
• Optimize Parking Programs
  Enhance the use of your existing parking facilities by allowing reservations, charging variable rates, and offering guaranteed spots.
• Track Sustainability Impact
  Provide stakeholders with insights into the environmental impact of commuting, supporting sustainable practices like biking and rideshare.

Lifestyle Spending Account

Lifestyle Spending Account offering personalized wellbeing benefits with configurable plan design and expense categories.

• Customize Eligible Expenses
  Employers can tailor what expenses are covered to meet the unique needs of their workforce.
• Tailor Plan Design
  Collaborate with employers to create a tailored wellbeing plan aligned with company culture and goals.
• Manage Eligibility
  Employers can set clear guidelines regarding participation in the lifestyle account.
• Enhance Overall Wellness
  Supports employees' mental and physical health through various wellness services.
• Support Financial Wellbeing
  Helps employees with financial burdens by providing resources to manage student loans and planning.
• Promote Physical Health
  Encourages participation in fitness activities to maintain a healthy lifestyle.
• Flexible Reimbursement Options
  Adapts how and when employees receive reimbursements based on their preferences.

Open Enrollment Toolkit

Open Enrollment Toolkit under Engage360 to support enrollment communications and engagement packages.

• Simplify Enrollment Processes
  Provides resources such as flyers and webinars to facilitate clear communication and educational outreach, boosting employee participation.
• Drive Adoption Rates
  These packages enhance year-round member education, ensuring employees fully understand and utilize their health savings accounts.
• Refine Engagement Techniques
  Leverages insights from past enrollments to improve future communications and increase employee engagement.

Engage360 Hub

Engage360 Hub is a platform designed for delivering engagement packages and toolkits specifically to employers and brokers, helping them enhance employee engagement and streamline communications.

• Access Engagement Packages
  Easily access comprehensive engagement packages designed to promote better health habits and drive member adoption.
• Facilitate Open Enrollment
  Utilize a library of resources including flyers and webinars to enhance communication and decision-making during the critical enrollment period.
• Promote Health Habits
  Thematic educational materials that support members at various stages of their health journey and encourage proactive behaviors.
• Learn Best Practices
  Participate in regular webinars focused on strategies and insights for effective benefits administration and member engagement.

Engagement Packages

Collection of engagement packages designed to drive enrollment, adoption, and engagement in benefits programs.

• Boost Enrollment And Engagement
  These packages provide resources to simplify benefits education, ensuring employees understand and utilize their health benefits effectively.
• Streamline Enrollment Process
  Access a library of flyers, webinars, and other collateral to enhance communication and drive enrollment adoption.
• Encourage Healthy Habits
  Engage members year-round with thematic content that fosters health consciousness and informed decision-making.

HealthEquity Assist

HealthEquity Assist portfolio offering assist solutions to support benefits administration and member experience.

• Streamline Benefits Administration
  The Assist solutions portfolio delivers a comprehensive range of tools designed to improve the efficiency of benefits administration while enhancing the overall member experience.
• Optimize Program Performance
  Gain insights from advanced analytics, visualize HSA contributions and balances in real-time, and identify targeted opportunities to effectively manage healthcare costs.
• Empower Informed Decisions
  Facilitate employee access to critical information with intuitive tools that help compare healthcare prices and choose high-quality care.
• Drive Employee Engagement
  Implement engagement strategies that encourage employees to actively participate in their healthcare management.

Premium Only Plans (POP)

Premium Only Plans providing pre-tax premium benefits.

• Facilitate Pre-Tax Premium Payments
  Enable employees to make health insurance premium payments on a pre-tax basis, maximizing savings on income and payroll taxes.
• Maximize Tax Savings
  By electing pre-tax salary deductions, employees can lower taxable income, essentially giving them an instant raise.
• Easily Set Up Premium Only Plans
  Rapidly configure and implement the necessary documentation to facilitate pre-tax deductions for premium payments.