Fraxtional LLC Unclaimed

Tailored AML solutions to ensure compliance and operational efficiency for fintech and crypto sectors.

Enhance compliance and mitigate risks with tailored anti-money laundering services.

Enhance compliance and mitigate risks with expert AML leadership tailored to your organization's needs.

Provides scalable, expert leadership in compliance and risk management to accelerate organizational success.

Expert MLRO services to ensure compliance and enhance regulatory partnership for financial firms.

Ensure seamless AML compliance and oversight during leadership transitions.

Empower your compliance strategy with tailored BSA, SAR workflows, and efficient risk management.

Connects FinTechs with suitable sponsor banks for optimal growth.

Streamlined Money Transmitter Licensing and Compliance Management for FinTechs and Crypto firms.

Ensure compliance and strengthen investor trust through thorough independent audits.

Enhance your compliance readiness with thorough risk assessments that identify and mitigate operational and regulatory risks.

Achieve SOC 2 compliance efficiently with tailored controls and expert guidance.

Capabilities for anti‑money laundering compliance including entity screening, transaction monitoring, ongoing monitoring, and audit-ready reporting to support regulatory requirements.

Director-level and interim placement of compliance, AML, BSA, and risk executives to provide governance, board-ready reporting, and ongoing oversight without full-time hires.

Advisory and compliance services for licensing, sponsor-bank facilitation, payments and crypto regulatory readiness, KYC/AML integration and cross-border market entry.

Preparation and remediation for financial audits, SOC reviews, transaction due diligence and investor diligence through documentation packages, internal control assessment, remediation of findings, and technical accounting support.

AML Reporting Compliance Consulting for Fintech & Crypto

Comprehensive AML reporting program design and implementation for fintech and crypto firms. Builds or refines AML policies, creates efficient reporting workflows, and provides ongoing updates to stay aligned with evolving regulations. Delivers a bank-approved framework, scalable monitoring, and ready-to-report SAR processes to support regulatory and investor expectations.

• Builds Tailored AML Policies
  Delivers customized AML policies that effectively address your product and customer expectations while keeping up with regulatory requirements.
• Ensures Regulatory Acceptance
  Constructs AML frameworks that meet stringent banking standards, ensuring smooth partnerships with financial entities.
• Facilitates Efficient SAR Filing
  Ensures proper processes for reporting suspicious activities with comprehensive workflows, audit support, and clear escalation paths.
• Implements Adaptive Alert Systems
  Develops monitoring systems that dynamically adjust to your increasing transaction volumes, minimizing the burden of false positives.

Anti-Money Laundering Services

End-to-end AML program development and operation support, including risk-based policies, transaction monitoring, and regulator-ready reporting across product types and jurisdictions. Designed for banks and investors seeking practical, bank-ready AML capabilities.

• Deliver Comprehensive AML Framework
  Our service includes designing a complete AML compliance program tailored to meet all regulatory requirements and internal policies.
• Embed Industry Experts
  Our experienced AML officers work directly with your team to provide immediate leadership and ensure compliance readiness.
• Create Customized AML Policies
  We provide specific policies that are designed to align with your business model, ensuring comprehensive coverage of your operational activities.
• Ensure Audit-Ready Documentation
  We ensure that all documentation and reporting processes meet regulatory standards, preparing your organization for audits and inspections.
• Optimize Transaction Monitoring Systems
  We enhance your transaction monitoring systems to effectively manage risks associated with compliance failures and reduce false positives.

Chief AML Officer Consulting Services

Advisory and leadership services for AML governance, offering strategic direction from a senior AML executive to guide policy design, program maturity, and regulatory alignment.

• Streamline Policy Creation
  Ensure that your organization's AML policies are not only robust but also adhere to regulatory standards through expert oversight.
• Facilitate Regulatory Communications
  Act as the main contact point to maintain strong relationships with regulatory bodies, ensuring compliance obligations are met swiftly.
• Strengthen Governance Frameworks
  Provide strategic insights that help organizations build and refine their AML governance structures, ensuring regulatory compliance.
• Develop Comprehensive Programs
  Ensure your AML compliance program is designed to meet statutory requirements and investor expectations with thorough documentation.
• Identify and Mitigate Risks
  Conduct detailed assessments to pinpoint compliance risks and monitor the effectiveness of the AML framework.
• Optimize Monitoring Systems
  Enhance the effectiveness of transaction monitoring and screening protocols to ensure compliance integrity.

Fractional Leadership Services

Embedded director-level leadership across CCO, CRO, BSA Officer, CAMLO, and MLRO roles, delivering governance and risk leadership without full-time hires.

• Enhances Oversight
  Delivers comprehensive governance structures to ensure your compliance efforts meet industry standards.
• Provides Senior Expertise
  Access experienced compliance leaders who integrate seamlessly into your team to guide and execute compliance strategies.
• Offers Flexible Roles
  Provides tailored leadership positions to meet your organization’s evolving compliance needs.
• Provides Proactive Risk Strategies
  Engages with executive leadership to optimize compliance programs against emerging regulatory frameworks.
• Installs Expertise Instantly
  Ensure uninterrupted compliance leadership during critical transitions or to manage increased operational demands.

Money Laundering Reporting Officer Services

MLRO provision to oversee AML programs, file SARs, maintain records, and liaise with regulators, with rapid deployment and ongoing oversight.

• Facilitates Clear Communication
  Ensures timely resolution of compliance issues and enhances trust.
• Ensures Compliance Readiness
  Provides a systematic approach to documenting suspicious activities, ensuring audit readiness.
• Strengthens Compliance Framework
  Integrates policies and procedures that align with regulatory expectations and industry best practices.
• Immediate Regulatory Coverage
  Ensures continuous oversight and operational stability during leadership transitions.
• Customizes Compliance Strategies
  Develops specific policies that address the unique risks of your organization.

Interim MLRO Executive Services

Interim MLRO placement delivering ongoing AML oversight, policy development, and regulator liaison during transitional periods.

• Deliver Prompt MLRO Placement
  Provide experienced interim MLROs to ensure compliance continuity during leadership transitions.
• Maintain Regulatory Communication
  Act as a liaison to ensure timely reporting and compliance with regulatory requirements during transitions.
• Ensure Zero Downtime in Compliance
  Manage suspicious activity reporting and AML training to maintain operational readiness.
• Develop Comprehensive AML Policies
  Craft tailored AML policies that align with regulatory standards and organizational goals.
• Facilitate Smooth Leadership Transition
  Prepare compliance teams and documentation for a seamless transition to permanent leadership.

Fractional BSA Compliance Services

BSA compliance and risk management support with policy development, SAR readiness, and sponsor-bank-aligned controls.

• Ensure SAR Workflow Efficiency
  Establish optimized processes for Suspicious Activity Report submissions, streamlining compliance operations.
• Customize Your BSA Policies
  Develop policies that fit your operation and regulatory requirements, ensuring comprehensive compliance.
• Leverage Expert Oversight
  Access director-level expertise without full-time commitment, guiding your compliance efforts.
• Meet Sponsor Bank Expectations
  Implement tailored controls that satisfy the requirements of partner banks to ensure sustainability.
• Receive Timely Compliance Updates
  Stay informed and ready to adapt to changes in the regulatory landscape affecting your business.

Sponsor Bank Partnership Services

Service to secure sponsor bank relationships through introductions, due diligence prep, and onboarding support.

• Connects to Aligned Banks
  Provides targeted introductions based on your product type and risk profile, maximizing compatibility and chances of success.
• Streamlines Documentation Process
  Ensures all necessary documents are organized and polished to meet bank expectations, facilitating smoother approval.
• Streamlines Onboarding Process
  Guides clients through the complexities of onboarding, helping to meet timelines and avoid common pitfalls.
• Ensures Compliance Readiness
  Helps firms prepare for regulatory scrutiny by ensuring all compliance aspects are covered during the bank onboarding process.
• Identifies Optimal Risk Profiles
  Evaluates your risk profile to find banks that align with your organization's risk appetite, enhancing partnership viability.

Money Transmitter Licensing

End-to-end money transmitter licensing across states with pre-filing strategy, filings, and ongoing compliance maintenance across all 50 states.

• Streamline Filing Process
  Facilitate the entire NMLS application and ensure all necessary documents are correctly prepared and submitted on time.
• Achieve Nationwide Compliance
  Manage complexities associated with securing licenses in all 50 states, tailored to each state's requirements.
• Ensure Compliance Readiness
  Provide continuous oversight to keep licenses in good standing while adhering to changing regulations.
• Optimize Filing Strategy
  Conduct a thorough risk assessment to prioritize key states and timeline for filings to align with business goals.
• Secure Long-Term Compliance
  Establish procedures to maintain compliance including regular reporting, renewal tracking, and audits.

Independent Audit

Independent audit services mapping controls to standards, identifying gaps, and delivering remediation recommendations to satisfy regulators and investors.

• Map Controls to Standards
  Facilitates clear compliance pathways with specified frameworks to meet regulatory expectations.
• Provide Actionable Remediation Plans
  Gives prioritized steps to address compliance shortfalls based on their impact and urgency.
• Deliver Prioritized Risk Plans
  Identifies critical risk areas and provides clear action steps for remediation.
• Assess Policy Effectiveness
  Ensure that all operational controls effectively mitigate risks and comply with regulations.
• Review Documented Policies
  Ensures policies are functional and aligned with operational reality to enhance compliance robustness.

Risk Assessment Services

Comprehensive risk assessment across operations, compliance, finance, and third-party vendors, with prioritized findings and a remediation roadmap.

• Identify Risk Areas
  Review policies and controls to highlight exposure linked to vendors and operations.
• Implement Effective Solutions
  Guidance for remediating key issues and strengthening compliance foundations.
• Streamline Remediation Efforts
  Receive specific, actionable recommendations tailored to your organization's needs.
• Ensure Continuous Compliance
  Benefit from regular reviews and updates to maintain compliance readiness.

SOC 2 Compliance

SOC 2 readiness and audit coordination for Type 1 and Type 2 certifications, with adaptable, audit-ready controls and direct auditor coordination.

• Tailors Controls to Fit Your Needs
  Flexible controls designed to meet your specific regulatory environment and operational realities.
• Coordinates Directly with Auditors
  Streamlined communication with auditors to ensure smooth audit processes and timely results.
• Guides You to Achieve SOC 2 Readiness
  Expert insights that prepare you for Type 1 or Type 2 SOC 2 certifications, ensuring compliance with required standards.
• Maps Controls to SOC 2 Requirements
  Aligns existing control frameworks with SOC 2 standards to facilitate compliance auditing.