Experian Information Solutions, Inc.

Get your free credit score and report with personalized insights to improve your creditworthiness.

Helps individuals understand their creditworthiness and improve their financial options.

Gain insights into your credit history crucial for lenders' decisions.

Boosts your credit score instantly by adding everyday payments.

Discover and compare credit card options tailored to your financial needs.

Easily compare loan offers from multiple lenders to secure the best deal tailored to your needs.

Compare mortgage offers from trusted lenders to make informed decisions.

Easily compare car finance options tailored to your needs.

Protects against identity theft with monitoring and expert support.

Seamlessly verify customer identities to enhance onboarding and compliance.

Ensure informed hiring decisions by screening applicants and assets effectively.

Effective tools to combat identity fraud and ensure secure transactions.

Enhance compliance and mitigate financial crime risks with expert AML solutions.

Ensure your data is accurate and actionable to drive decision-making.

Enhance your marketing strategy with targeted data lists and insights.

Monitor and enhance your business credit score with comprehensive insights.

Empower your business decisions with comprehensive company credit checks.

Build targeted company lists and optimize marketing campaigns using comprehensive data.

Enhance control and compliance of your data assets with effective governance.

Capabilities to verify identities, detect and monitor fraud across customer journeys, and prevent unauthorized access during onboarding and transactions.

Products: Fraud Prevention, Identity Checks (Business), Identity Plus, Background Checks

Continuous AML monitoring, sanctions and watchlist screening, SAR filing, and centralized case management across the customer lifecycle to meet regulatory obligations.

Products: AML Compliance

Services that provide consumer credit scores and reports, score enhancement, and marketplace comparisons to help consumers and lenders assess creditworthiness.

Products: Experian Credit Score, Free Credit Score & Report, Experian Boost, Statutory Report, Credit Cards, Mortgages, Loans

Capabilities to assess counterparty creditworthiness, automate credit scoring and portfolio monitoring, and forecast cash flow to support lending, underwriting and collections.

Products: Company Credit Checks, Your Own Business Credit Score, B2B Prospector

Data governance, integration, quality assurance, and platform-agnostic data handling to ensure trusted data for analytics, compliance, and operational systems.

Products: Data Quality, Data Governance, Marketing & Data Lists

Free Credit Score & Report

A free credit score and report available through an Experian account. Access your score and view your credit history on mobile or desktop. This service is part of Experian’s consumer offerings, with app access and guidance to understand your results.

• Sign Up For Free
  Create your free account to access tools and insights for managing your credit.
• Monitor Your Score
  Keep track of your credit score with no fees or commitments.
• Instantly Boost Your Score
  Improve your credit score by including everyday payments like bills and subscriptions.
• See Your Full History
  Get detailed insights into your credit report and understand your financial standing.
• Access On The Go
  View your credit score and report anytime, anywhere using the Experian mobile app.

Experian Credit Score

The Experian credit score indicates how lenders may view your creditworthiness and borrowing potential. The score now ranges up to 1250, with category descriptors and a breakdown of what influences it. It supports tracking over time and optional boosts.

• Offers Better Understanding
  The enhanced scoring system provides a clearer picture of where you stand financially, making it easier to gauge your creditworthiness.
• Instantly Increase Your Score
  Experian Boost allows users to connect their accounts for immediate increases in their credit score based on regular payment histories.
• Understand Influencing Factors
  Get insights into the specific actions that affect your credit score, empowering you to improve it effectively.
• Monitor Improvements
  Regular updates on your credit score progress help you understand the impact of your financial decisions.
• Get Free Access
  Opening a free Experian account allows users to monitor their credit score and gain additional financial insights.

Statutory Report

The Statutory Credit Report provides an overview of your credit history. It is critical for lenders when deciding whether to grant credit. This report details your financial behavior over the past six years but does not include your credit score.

• Presents Clear Credit History
  This feature provides a detailed view of your credit behavior, helping lenders assess your creditworthiness.
• Facilitates Lender Assessments
  Tailored to meet the needs of lenders, this report aids their evaluation of your credit applications.
• Focuses on Historical Data
  This feature highlights your credit history without the distraction of a credit score.

Experian Boost

Experian Boost instantly boosts your credit score by including everyday payments in your credit data. It guides you through a quick setup to connect eligible accounts and see an immediate score lift.

• Connect Accounts Easily
  Link your bank accounts for potential score boosts.
• Include Everyday Payments
  Payments like Council Tax can influence your score positively.
• See Instant Results
  Enjoy an immediate lift in your credit score after using Boost.
• Secure Connection
  Your score will not decrease when using Boost.
• Discover Boost-Worthy Payments
  Find out which of your payments can help boost your score.

Credit Cards

Credit cards (Experian marketplace) helps you compare cards from multiple lenders, check eligibility and pre-approval, and explore card types such as balance transfer, bad credit, rewards, and purchase cards.

• Discover A Range Of Card Options
  Choose from various card types, including balance transfer, reward, and bad credit cards, ensuring the best fit for your financial situation.
• Find The Best Deals Quickly
  Use Experian’s comparison tool to evaluate offers from multiple lenders, allowing you to make informed financial decisions.
• Check Your Eligibility Easily
  Quickly assess your chances of approval for different credit cards without impacting your credit score.
• Get Fast Results
  Receive instant feedback on card offers tailored to your credit profile, ensuring quick access to financing options.
• Utilize Pre-approval Information
  Gain insights into potential card offers that you may be pre-approved for, streamlining the application process.
• Start Rebuilding Your Credit
  Access credit builder options that help improve your score through responsible use and timely payments.

Loans

Loans is Experian’s loan marketplace where you can compare offers from a wide range of lenders, check eligibility, and learn about loan types including personal, guarantor, secured, and debt consolidation.

• Explore Various Loan Types
  Discover options that suit your financial needs, from personal loans to debt consolidation.
• Compare Loan Offers
  View and compare rates and terms from various lenders to find the best fit.
• Unlock Exclusive Deals
  Gain access to special offers which may include lower rates or better terms.
• Check Your Eligibility
  Easily determine your chances of approval without impacting your credit score.

Mortgages

The Mortgages section helps consumers compare mortgage offers from trusted lenders and gain insights to inform home loan decisions.

• Access Top Mortgage Deals
  Compare different mortgage offers to find the best deals tailored to your financial situation, maximizing savings and benefits.
• Assess Your Financial Capability
  Get insights on what you can afford, helping you make informed decisions about mortgage applications.
• Find Mortgages In Under Two Minutes
  Easily compare mortgage options without lengthy processes, saving you valuable time in your search for the right deal.
• Understand Credit Score Effects
  Gain insights on how your credit standing affects mortgage approvals and interest rates, empowering better financial decisions.

Car Finance

Car finance helps you find and compare loan options for a vehicle, with explanations of PCP and HP and guidance on how car financing works.

• Assess Your Eligibility
  See how likely you are to be accepted for car finance offers without impacting your credit score.
• Discover The Best Deals
  Access a wide range of car finance options tailored to your profile to ensure you get the best rates.
• Understand PCP and HP
  Learn the differences between Personal Contract Purchase and Hire Purchase to make an informed decision about your financing options.
• Access Financing With Bad Credit
  Find tailored car finance solutions designed for individuals with a less-than-perfect credit history.
• Complete Applications Quickly
  Submit your finance applications in under two minutes and get results without a hard credit check.

Identity Plus

Identity Plus offers identity theft protection for consumers, including fraud monitoring, alerts, and access to expert fraud support.

• Access Expert Fraud Support
  Receive tailored advice and assistance from professionals to resolve fraud-related issues effectively.
• Provides Identity Theft Protection
  Expert protection ensures your personal information is safeguarded against theft and misuse.
• Sends Fraud Alerts
  Get immediate notifications for any fraudulent activities detected on your accounts to protect your identity.
• Enables Fraud Alerts
  Automated alerts notify you of any irregularities in your financial accounts.
• Monitors Your Credit Report
  Receive alerts for any changes to your credit report to stay aware of potential identity fraud.
• Locks Your Credit Report
  Restrict access to your credit report, limiting criminals' ability to take out credit in your name.
• Protects Your Personal Details
  Monitor and safeguard your personal information against online exposure and potential fraud.

Identity Checks (Business)

Identity checks for businesses to verify customer identities during onboarding and transactions.

• Verify Customer Identities
  Ensure that businesses confirm the identities of customers during onboarding and transactions, reducing potential fraud risks.
• Combat Identity Fraud
  Utilize the latest technology to proactively combat identity fraud, ensuring customer safety and business integrity.
• Ensure Compliance
  Facilitate compliance with relevant laws and regulations, helping businesses avoid penalties and maintain trust.
• Verify in Real-time
  Perform real-time verification of identities to enhance security and streamline customer interactions.
• Integrate Smoothly
  Easily integrate identity verification processes into existing systems without disrupting user experience.

Background Checks

Employment background checks to screen applicants and assets as part of risk management and hiring decisions.

• Screen Job Applicants
  Thoroughly vet candidates to verify their backgrounds, skills, and qualifications.
• Minimize Hiring Risks
  Identify potential red flags to strengthen the hiring process and protect your organization.
• Ensure Compliance
  Navigate complex regulations and ensure alignment with legal requirements during the screening process.
• Verify Candidate Assets
  Establish trust by confirming the legitimacy of candidates' claimed assets.

Fraud Prevention

Fraud prevention tools and techniques to combat identity fraud and verify customer identities.

• Identify Fraudulent Activity
  Utilize advanced algorithms and real-time data analysis to swiftly detect suspicious behaviors and potential fraud, ensuring your operations remain secure.
• Confirm User Identities
  Implement robust identity verification measures that seamlessly validate user identities, reducing the risk of fraudulent accounts and transactions.
• Combat Financial Fraud
  Utilize innovative tools and techniques designed to identify and mitigate risks associated with financial crimes, protecting both your business and customers.
• Ensure Compliance
  Receive ongoing support to navigate regulatory requirements for fraud prevention, ensuring your practices align with current laws and standards.
• Get Real-Time Notifications
  Receive immediate alerts when suspicious activities are detected, allowing for rapid response to potential fraud.
• Perform Comprehensive Checks
  Conduct detailed background investigations to affirm the identity and credibility of your clients, enhancing overall security.

AML Compliance

Anti-money laundering compliance solutions to improve detection and regulatory adherence.

• Identifies Money-Laundering Risks
  Utilizes advanced analytics to detect unusual transaction patterns, helping organizations identify potential money-laundering activities swiftly.
• Ensures Regulatory Compliance
  Provides guidance on meeting local and global regulatory standards to prevent financial crime and ensure compliance with legal requirements.
• Confirms Customer Identities
  Utilizes secure and efficient identity verification methods to ascertain customer identities and ensure compliance with KYC regulations.
• Monitors Transactions in Real-Time
  Enables organizations to detect and respond to suspicious transactions immediately, minimizing potential risks.
• Enhances Fraud Detection
  Leverages advanced analytics to analyze transaction data, flag anomalies, and generate actionable insights to combat financial crime.

Data Quality

Data quality solution for businesses, including data quality management, validation, enrichment, analytics, and governance.

• Ensure Data Integrity
  Utilize comprehensive tools and strategies to ensure your business data is consistently accurate, reliable, and complete.
• Validate Contact Data
  Confirm the accuracy of contact information to enhance customer communication and decision-making.
• Enhance Customer Profiles
  Leverage external data to add depth and context to your customer profiles, enabling more informed decisions.
• Extract Business Insights
  Utilize advanced analytics frameworks to gain actionable insights from complex datasets, driving business strategy.
• Ensure Compliance
  Establish robust governance frameworks to ensure compliance with data policies and regulations, safeguarding data integrity.

Marketing & Data Lists

Marketing data lists and tools for business marketing, enabling targeted acquisition and improved customer insights.

• Gain Access to Millions of Records
  Utilize extensive data collections to enhance your marketing efforts and identify potential customers.
• Optimize Campaigns Across Channels
  Implement cohesive marketing strategies that engage customers through various platforms and channels.
• Identify and Profile Your Audience
  Utilize advanced insights to effectively identify and tailor marketing strategies for your target customers.
• Ensure Accurate and Up-to-Date Information
  Stay informed with real-time updates to your marketing data, ensuring that your campaigns are based on the latest information.
• Enhance Your Data with Insights
  Boost your existing marketing data with additional insights to create a more comprehensive view of your customers.

Your Own Business Credit Score

Own business credit score and credit profile, helping businesses monitor and improve their creditworthiness.

• View Your Company’s Credit Score
  Get real-time insights into your business creditworthiness, allowing informed financial decisions.
• Access Business Credit Reports
  Obtain detailed reports on credit and risk to understand your business's financial health.
• Receive Improvement Guidance
  Utilize tailored advice to enhance your credit rating, aiding in securing better financing options.
• Gain Access to Marketing Data Lists
  Leverage data for effective marketing strategies and customer engagement to grow your business.

Company Credit Checks

Company credit checks to review UK and international businesses, with detailed reports to inform lending and risk decisions.

• Support Risk Assessment
  Gain insights into financial stability with comprehensive reports essential for evaluating potential business partners.
• Assess Global Companies
  Easily evaluate the credit status of companies in different regions, allowing informed decisions for domestic and international ventures.
• Get Immediate Insights
  Receive up-to-date information on company credit ratings and history, ensuring you make timely and informed lending decisions.
• Evaluate Risk Levels
  Utilize advanced algorithms for a robust assessment of business risks based on credible data, enhancing your lending strategies.

B2B Prospector

B2B Prospector is a business marketing data platform for building and targeting company lists and campaigns.

• Utilize Extensive Data Resources
  Gain access to a vast pool of business data, enhancing your outreach and engagement with targeted audiences.
• Build Precision Targeted Lists
  Craft specific company lists that align with your campaign objectives, maximizing your marketing ROI.
• Ensure Up-to-Date Insights
  Access real-time data to keep your marketing campaigns relevant and effective, adapting instantly to market changes.
• Enhance Marketing Effectiveness
  Leverage data insights to refine marketing strategies, ensuring your campaigns resonate and achieve desired results.
• Assess Lead Quality
  Utilize tools designed to analyze and evaluate leads, ensuring you focus on the most promising opportunities.

Data Governance

Data governance framework for oversight and control of enterprise data assets.

• Establish Trusted Data Processes
  Create a structured approach to data governance that ensures policies and procedures are well-defined, executed, and monitored, empowering stakeholders with reliable data.
• Manage Data Effectively
  Implement a centralized oversight mechanism that enables organizations to monitor, manage, and enhance data governance practices across the enterprise.
• Safeguard Against Compliance Risks
  Utilize frameworks that support compliance with relevant laws and regulations, enhancing the organization's credibility and trustworthiness in handling data.
• Boost Data Accuracy
  Employ strategies for ongoing data quality management, ensuring that information is accurate, complete, and consistent across all systems.