Equifax Pty Ltd Unclaimed

Enhance customer targeting and retention using compliant data.

Enhance B2B marketing strategies with comprehensive commercial data.

Enhance campaign success with enriched digital audiences for superior targeting and returns.

Automate credit assessments to manage risks effectively and confidently grow your business.

Enhance credit risk management with external insights for informed decision-making.

Gain timely insights and benchmark performance to enhance credit strategies.

Protects customers' identities and credit profiles against fraud and data breaches.

Independent credit ratings to enhance risk management decisions.

Assess individual bankruptcy status and mitigate financial risk effectively.

Reduce lending risks with AI insights and predictive scores.

Transform credit and collections into predictable cash flow with data-driven insights.

Receive timely alerts on customer financial status to enhance decision-making and mitigate risk.

Empowers businesses with real-time insights directly in Snowflake Marketplace.

Validate new customers' legitimacy and reduce fraud risk efficiently.

Ensure the integrity of your hiring process with comprehensive background checks.

Minimise risk exposures with detailed property insights and valuations.

Enhances debt management with actionable insights and automated workflows.

Find lost debtors quickly and efficiently with comprehensive tracing tools.

Assess the creditworthiness of overseas companies quickly and reliably.

Reduce lending risks with AI insights and predictive scores.

Predicts debt recovery success to minimize losses.

Analytics, data, and decisioning used to assess borrower creditworthiness, automate underwriting, and expand access to credit using traditional and alternative data.

Compliant consumer data sets and enriched audience segments delivered for customer acquisition, retention and targeted marketing via licensing and marketplace access.

Capabilities to verify identities, detect and monitor fraud across customer journeys, and prevent unauthorized access during onboarding and transactions.

AI-driven analytics, invoice insights, and collections workflows that prioritize accounts, forecast cash flow, and support more effective collector actions.

Comprehensive commercial and business-level data and analytics to manage commercial portfolios, assess business credit, and inform B2B risk and growth strategies.

Equifax Consumer Data License

Equifax Consumer Data License gives access to comprehensive, compliant consumer data to improve targeting, acquisition and retention efforts.

• Ensures Compliance
  Equifax Consumer Data License helps businesses avoid legal pitfalls by ensuring that data used for customer interactions follows appropriate regulations.
• Enhances Targeting
  Provides businesses with the necessary insights to effectively segment their audience, leading to improved marketing strategies and higher conversion rates.
• Builds High-Converting Segments
  Utilizes detailed consumer insights to help shape high-converting customer segments, driving better acquisition and retention strategies.

Equifax Commercial Data License

Equifax Commercial Data License enables more effective B2B targeting and market analysis by providing rich, compliant commercial data.

• Leverage Comprehensive Commercial Data
  Utilize extensive commercial data to enhance targeting capabilities and improve business insights, making marketing efforts more effective.
• Maintain Compliance
  Protect your business by leveraging data that is fully compliant with relevant regulations, mitigating risks associated with data misuse.
• Enhance Market Understanding
  Access detailed information about market trends and business behaviors to refine marketing strategies and decision-making processes.

Digital Audiences

Digital Audiences delivers enriched digital audience data for precise targeting and improved campaign ROI.

• Enhance Audience Targeting
  Leverage detailed audience data to improve the precision of your marketing initiatives.
• Maximize ROI
  Drive better results and profitability by engaging the right audiences in your campaigns.
• Support Informed Decisions
  Utilize market trends and data to create effective marketing strategies.

Equifax Risk Assessment Platform

The Equifax Risk Assessment Platform streamlines your risk management process by automating credit assessments using advanced analytics. This web-based tool securely analyzes financial data including balance sheets, profit-and-loss statements, and cash flow to provide businesses with valuable risk insights. With an encrypted dashboard, users can efficiently make informed decisions while targeting high-quality accounts to support growth.

• Automates Credit Risk Scoring
  Use advanced algorithms to automatically score credit risk, significantly speeding up the decision-making process.
• Access Real-Time Analytics
  Enjoy secure, on-demand access to robust analytics that empower informed business decisions.
• Performance-Based Financial Insights
  Gain in-depth understanding of financial health and risk factors by analyzing vital financial statements.
• Gain Competitive Insights
  Leverage industry data to understand your position relative to competitors and enhance decision-making.

Portfolio Management Solutions

Equifax's Portfolio Management Solutions help lenders make informed decisions on their customers, utilizing comprehensive external insights post-acquisition. This enables effective risk management and enhances the identification of customer situations affecting debt repayments.

• Identify Hidden Risks
  Detect external financial difficulties affecting customers, ensuring proactive management.
• Boost Risk Management
  Gain insights that complement internal data, providing a holistic view of portfolio risk.
• Maximize Data Utility
  Utilize a rich data source to make informed, data-driven decisions quickly.
• Monitor Recovery Potential
  Focus resources on customers with higher chances of repayment recovery, optimizing collection efforts.
• Stay Informed Instantly
  Proactive alerts facilitate immediate action to mitigate potential risks in collections.

Credit Insights

Credit Insights is a Data as a Service offering delivering de-identified data and benchmarks across the customer lifecycle, providing weekly updates and insights tailored to enhance decision-making.

• Access Comprehensive Marketplace Insights
  Utilize in-depth aggregated data to gauge performance against key competitors and industry standards.
• Benchmark Against Industry Peers
  Stay competitive by comparing performance metrics with industry standards and peer organizations.
• Monitor Lifecycle Performance
  Track performance trends and deviations over time to make informed adjustments in strategy.
• Leverage Detailed Customer Insights
  Analyze customer behavior across various segments to optimize product offerings and marketing efforts.
• Integrate With Existing Systems
  Easily incorporate valuable market data into your existing systems and processes to enhance decision-making.

Equifax Protect

Equifax Protect is a subscription service designed to help you safeguard customers against fraud and loss in the event of a data breach. It allows access to credit and identity monitoring, ensuring proactive management of personal information.

• Monitor Credit Changes
  Receive alerts for key changes on your credit report, helping mitigate risks of identity theft.
• Protect Personal Information
  Scans the dark web for signs of fraud and alerts users if personal details are compromised.
• Access Monthly Credit Reports
  Track credit scores over time with monthly reports, allowing informed financial decision-making.
• Up to $15,000 Insurance
  Stay protected with identity theft insurance, helping cover potential losses from fraud.
• Receive Credit Improvement Tips
  Guidance on how to boost credit scores, enhancing financial opportunities.

Equifax Credit Ratings

Equifax Credit Ratings delivers independent business credit ratings, providing insights that support risk management and informed lending decisions. Each rating examines a company’s credit worthiness without exposing sensitive financial details.

• Demonstrates Financial Strength
  Equifax Credit Ratings offers an impartial evaluation of a business's creditworthiness, allowing stakeholders to assess the company’s potential to meet financial obligations.
• Identifies Potential Risks
  Rating reports detail key risk factors that may not be apparent otherwise, aiding organizations in remedial action and planning.
• Supports Informed Decision-Making
  With comprehensive analyses of financial health, companies can reduce risks by leveraging Equifax's insights for better decision-making.

Bankruptcy Check

Equifax’s Bankruptcy Check is an essential tool for assessing the bankruptcy status of individuals in Australia. By searching the National Personal Insolvency Index (NPII), it provides insights into whether a person is currently declared bankrupt, involved in bankruptcy proceedings, or has a history of bankruptcy. This report is vital for lenders, employers, and businesses managing debt recovery, enabling them to make informed decisions regarding credit risk and protect their financial interests.

• Identify Bankruptcy Status
  Quickly determine if an individual is currently bankrupt, improving risk assessment for financial decisions.
• Mitigate Financial Risk
  Informs lenders and businesses of potential risks associated with engaging with individuals facing insolvency.
• Understand Bankruptcy Context
  Gain insights into who initiated bankruptcy proceedings, aiding in risk assessments and decision-making.
• Quick Access to Data
  Ensures timely access to bankruptcy information, crucial for immediate risk management.

Commercial Risk Reports

Commercial Risk Reports help lenders reduce risk with AI-powered insights and predictive scores. These reports aid in making confident lending decisions by leveraging comprehensive data analyses.

• Enhance Risk Assessment
  Integrate advanced AI analytics to better predict potential risks, ensuring informed decision-making.
• Leverage Predictive Analysis
  Utilize detailed predictive scoring to enhance the accuracy of credit evaluations and improve loan approval processes.
• Access Comprehensive Data
  Gain insights from various data sets to ensure a holistic view of borrower profiles, reducing the likelihood of defaults.
• Receive Timely Updates
  Stay informed with instant alerts about any critical changes that could affect the risk profile of your borrowers.

D&B Finance Analytics

D&B Finance Analytics uses AI-driven analytics to assess international risk and optimize cash flow. The platform automates credit reviews, evaluates credit health, and streamlines collection processes, enabling organizations to make informed financial decisions more efficiently.

• Automate Credit Reviews
  Leverage AI-based analytics for effective credit assessments, reducing processing time and improving accuracy.
• Assess Cross-Border Risks
  Gain insights into international credit profiles to mitigate risks associated with global transactions.
• Streamline Collections
  Optimize collection cycles by focusing on high-value clients and identifying potential bad debts early.
• Predict Bad Debt Risks
  Identify potential risks earlier to take proactive measures in credit management.

Commercial Alerts

Commercial Alerts provides real-time notifications on customer changes that signal financial difficulty across the credit lifecycle.

• Receive Instant Updates
  Stay informed with instant notifications about customer changes to proactively manage risk.
• Enhance Decision-Making
  Utilize timely insights to refine your strategies and protect against potential losses.
• Cover Entire Credit Lifecycle
  Ensure comprehensive insight throughout the credit process to optimize your operations.
• Tailor Notifications
  Customize alerts to receive only the most relevant updates, ensuring focused monitoring.

Equifax A/NZ in Snowflake Marketplace

Equifax data available directly in Snowflake Marketplace to accelerate real-time decisioning without complex data transfers.

• Enables Instant Insights
  By leveraging Equifax data directly in Snowflake, businesses achieve rapid insights that inform better decision-making and operational efficiency.
• Streamlines Data Access
  Users can seamlessly connect Equifax data within their existing Snowflake environment, eliminating complex data transfer processes and enhancing analytic capabilities.

Commercial Entity Validation

Commercial Entity Validation verifies the legitimacy of new customers and reveals the people behind businesses. This service accesses ASIC's company register for ownership data and provides insights through an easy-to-use portal, ensuring compliance and reducing risk.

• Verifies Business Entity Status
  This feature ensures that the registered Australian Business Number (ABN) and Australian Company Number (ACN) are valid, providing essential credibility for business dealings.
• Confirms ASIC Registration
  This feature allows for direct verification against the Australian Securities and Investments Commission (ASIC) to ensure the entity is registered and active, safeguarding against fraudulent activities.
• Provides Business Risk Ratings
  The service delivers comprehensive ratings based on key performance indicators, aiding users in assessing potential risks associated with engaging new business partners.
• Visualizes Corporate Structures
  This feature helps to visualize the hierarchy and ownership of businesses, revealing crucial information about subsidiaries and structural relationships.
• Displays Comprehensive Entity Information
  Users get detailed insights into the current status and historical data of a business, such as when it was established, which enhances decision-making.
• Accesses Key Personnel Information
  This feature details the individuals holding office within an entity, allowing for deeper insights into the decision-makers behind a business.

Employment Verification

Employment Verification provides candidate background checks to confirm identity, credentials and compliance with regulations.

• Protect Against Fraud
  Identify potential threats through thorough verification, preventing potential fraud.
• Comprehensive Screening Options
  Access a wide range of checks to ensure candidates meet your specific needs.
• Maintain Data Security
  Protect sensitive information through robust security measures.
• Ensure Compliance
  Stay compliant with industry regulations to protect your organization.
• Streamline Hiring
  Reduce time-to-hire by receiving fast and reliable check results.

Property Valuation

The residential property market in Australia is in constant change and with any change comes risk. When your business relies on the value of a property, our Property Valuation solution will minimise your risk exposure with a comprehensive and detailed property report. Access real-time insights and ownership information through IQ Connect.

• Delivers Confidence Scores
  Real-time analysis provides a Property Confidence Score, ensuring accuracy in property valuations.
• Provides Ownership Details
  Access complete land title information to verify and assess property ownership quickly.
• Generates Automated Valuations
  Access value estimates and comparable properties to support informed decision-making.
• Offers Comprehensive Property Insights
  Combines property profiles, sales histories, and market trends for complete property analysis.

Debtor IQ

Debtor IQ is a powerful online tool that simplifies debt collection and negotiation processes. It offers insights into customer payment behavior and helps businesses manage credit risks effectively.

• Reduce Risks
  Empowers businesses to make informed decisions regarding credit limits and payment terms.
• Streamline Processes
  Automates and simplifies the debt collection workflow, reducing administrative burden and increasing efficiency.
• Visualize Behaviors
  Utilizes data from Australia’s largest credit bureau to display trends in customer payments.
• Track Negotiations
  Provides tools to negotiate and monitor payment terms, improving cash flow and reducing delinquency.

eTrace

eTrace is Australia’s premier people and business tracing tool, designed for the investigative, finance, debt collections, and tracing industries. It offers a user-friendly interface and leverages the largest data foundation to provide fast and accurate results.

• Identify Individuals Effortlessly
  Utilize advanced search capabilities to uncover missing clients or debtors quickly and accurately.
• Leverage Extensive Data Resources
  Access one of the most comprehensive databases to effectively trace individuals across diverse categories.
• Improve Tracing Speed
  Enhance your tracing processes by quickly connecting with accurate data points to minimize effort and time.
• Access Current Data Instantly
  Stay ahead with real-time updates that provide the freshest insights for your tracing needs.
• Simplify Navigation
  Navigate through complex data effortlessly, making it accessible even for those less tech-savvy.

International Credit Reports

International Credit Reports check the credit history of overseas companies to aid cross-border risk assessment.

• Access Global Credit Insights
  Gain extensive insights that inform decisions on international partnerships, reducing risks associated with transnational activities.
• Verify Foreign Company Credibility
  Understand the credit history of foreign companies to enhance due diligence and secure investments.
• Receive Quick Reports
  Obtain rapid credit insights to expedite decision-making processes and mitigate potential risks.
• Leverage Scoring Models
  Utilize sophisticated scoring models to clarify risk and support better decision-making.

Commercial Risk Reports

Commercial Risk Reports help lenders reduce risk with AI-powered insights and predictive scores. These reports aid in making confident lending decisions by leveraging comprehensive data analyses.

• Enhance Risk Assessment
  Integrate advanced AI analytics to better predict potential risks, ensuring informed decision-making.
• Leverage Predictive Analysis
  Utilize detailed predictive scoring to enhance the accuracy of credit evaluations and improve loan approval processes.
• Access Comprehensive Data
  Gain insights from various data sets to ensure a holistic view of borrower profiles, reducing the likelihood of defaults.
• Receive Timely Updates
  Stay informed with instant alerts about any critical changes that could affect the risk profile of your borrowers.

Debt Recovery Score

Debt Recovery Score helps predict the likelihood of successful debt recovery by ranking and prioritizing accounts that are more likely to repay. It uses powerful statistical modeling tailored to various market segments, enabling better focus on responsive customers while identifying bankrupt accounts for exclusion from sale.

• Scores Accounts For Potential Recovery
  Utilizes thorough statistical modeling to rank accounts, allowing collectors to focus on high-potential recovery prospects efficiently.
• Provides Tailored Insights
  Ensures scoring systems meet specific industry needs, enhancing the relevance and effectiveness of the insights.
• Excludes Bankruptcy From Sales
  Helps recoveries focus on viable accounts and informs decision-making for debt sales.