Equifax Inc.

Enhance credit decision-making with comprehensive data solutions.

Empowers organizations to make informed decisions quickly and effectively.

Prevent fraud effectively throughout the customer journey.

Attract New Customers With Powerful Marketing Data Insights.

Optimize workforce processes for enhanced employee management and compliance.

Supports BNPL growth while ensuring responsible lending and positive consumer results.

Access comprehensive commercial data to enhance decision-making for businesses.

Provides thorough consumer credit information for informed decision-making.

Leverage marketing data insights to attract the right customers and deepen existing relationships.

Empower small businesses to thrive and expand with targeted solutions.

Enhance decision-making with advanced analytics for improved credit, risk, and marketing.

Comprehensive credit monitoring and identity theft protection for your family.

Comprehensive credit monitoring and identity protection services.

Comprehensive monitoring and identity protection solutions for consumers.

Get daily credit insights to monitor your financial health effectively.

Services that provide ongoing credit monitoring, identity theft protection, alerts, and recovery support for consumers and families.

Products: Equifax Complete, Equifax Complete Family Plan, Equifax Complete Premier, Equifax Core Credit

Capabilities to verify identities, detect and monitor fraud across customer journeys, and prevent unauthorized access during onboarding and transactions.

Products: Identity & Fraud, Verification, Platforms, Small Business

Analytics, data, and decisioning used to assess borrower creditworthiness, automate underwriting, and expand access to credit using traditional and alternative data.

Products: Credit Risk, Consumer Data, Commercial Data, Buy Now Pay Later, Platforms, Small Business

Comprehensive commercial and business-level data and analytics to manage commercial portfolios, assess business credit, and inform B2B risk and growth strategies.

Products: Commercial Data, Small Business, Platforms

Data-driven audience insights, campaign measurement, and financial-capacity signals used to optimize customer acquisition, segmentation, and marketing ROI.

Products: Marketing, Marketing Data, Consumer Data, Platforms

Credit Risk

Make better credit decisions and expand access to credit by leveraging traditional and alternative data and analytics.

• Leverage Comprehensive Data
  Utilize a combination of traditional credit reports alongside alternative data to assess risk and make informed lending decisions, allowing businesses to safely increase credit access while minimizing defaults.
• Improve Decision-Making
  Use sophisticated analytical techniques to evaluate creditworthiness, predict default risks, and optimize lending strategies, ensuring better financial outcomes.
• Utilize Market Data
  Analyze market trends and financial behaviors, helping businesses to identify opportunities and manage risks effectively.

Verification

Helps power informed decisions for job candidates, social service recipients and borrowers at pivotal moments.

• Enhances Decision-Making Processes
  Provides essential verification information that aids organizations in making timely and informed decisions regarding employment and credit eligibility.
• Reduces Fraud Risk
  Utilizes advanced data analytics to confirm identities effectively, enhancing security for all stakeholders involved.
• Speeds Up Hiring Processes
  Facilitates quicker onboarding by providing timely verification of potential hires' employment history and income, thus reducing overall hiring time.

Identity & Fraud

We’ll help you fight fraud at every stage of the customer journey by leveraging the right solution at the right time.

• Leverage Solutions At Every Stage
  Our comprehensive suite allows organizations to implement fraud prevention strategies at each customer interaction, ensuring robust protection against fraudulent activities.
• Proactively Detect Fraud
  This feature allows businesses to respond swiftly to suspicious activities, reducing potential losses due to fraud.
• Confirm User Identities
  Our advanced verification processes ensure that only legitimate users can access their accounts, mitigating risks of fraud.
• Enhance Identity Security
  This service ensures that additional scrutiny is applied during transactions, shielding active duty personnel from potential identity theft.

Marketing

Leverage marketing data insights and solutions to attract the right new customers, deliver a positive experience, and deepen existing relationships.

• Attract The Right Customers
  This feature enables businesses to leverage analytics to find and attract ideal customers, improving marketing ROI.
• Strengthen Relationships
  Building relationships through strategic marketing insights helps in customer retention and maximizes lifetime value.
• Deliver Personalized Experiences
  By tailoring marketing efforts based on insights, businesses can enhance customer satisfaction and loyalty.

Workforce Management

Better manage onboarding, retention, and offboarding more seamlessly with solutions that are people-focused and compliance-driven.

• Enhance Employee Retention
  Utilizes data insights to create tailored retention strategies that address employee needs and improve satisfaction.
• Streamline Onboarding Process
  Automates onboarding tasks and ensures compliance with regulations, helping organizations get new hires up to speed quickly and efficiently.
• Streamline Offboarding Process
  Facilitates knowledge retention and compliance during employee departures, ensuring a smooth transition.

Buy Now Pay Later

BNPL growth support with a responsible lending approach and positive consumer outcomes.

• Promotes Responsible Lending
  This feature ensures customer financial health by advocating responsible lending practices, which contributes to long-term success for both consumers and businesses.

Commercial Data

Leverage some of the most complete and compelling commercial data assets in North America.

• Enhance Decision-Making
  Utilize thorough commercial data to make informed decisions, mitigate risks, and identify growth opportunities.
• Leverage Analytics
  Streamline decision-making processes and enhance risk assessment through data-driven analytics.
• Integrate Seamlessly
  Combine valuable commercial data with existing workflows to improve operational efficiency and insight generation.

Consumer Data

Explore comprehensive traditional and alternative consumer credit data only Equifax can provide.

• Access In-Depth Consumer Insights
  Gain access to a wealth of traditional and alternative data to support credit decisions, enhance risk assessments, and improve overall consumer understanding.
• Drive Informed Decisions
  Utilize analytical tools to interpret data trends, enabling businesses to make data-driven decisions and strategies for growth.

Marketing Data

Fuel your marketing efforts with insights into the financial capacity of your customers and prospects.

• Enhance Marketing Strategies
  Utilizing data on financial capacity allows businesses to effectively target their marketing efforts, ensuring they attract the right customers while enhancing customer relationships.
• Identify Target Customers
  Enhancing acquisition strategies with marketing data insights allows businesses to attract ideal customers, which can lead to increased sales and engagement.
• Track Campaign Performance
  Measure the success of marketing initiatives effectively by analyzing campaign performance data, helping to refine future marketing efforts.

Small Business

Small Business: Reach the right small business targets, and grow your commercial portfolio with confidence.

• Evaluate Creditworthiness Accurately
  Employ comprehensive data-driven analysis to determine credit risks, enabling informed lending and decision-making processes for small business partnerships.
• Identify and Reach Targets Effectively
  Utilize advanced data analytics to craft marketing strategies tailored to engage potential small business customers, enhancing lead generation and acquisition.
• Minimize Fraud Risk
  Access advanced fraud detection analytics that safeguard financial interactions and enhance trust in business dealings.
• Streamline Workforce Management
  Utilize people-focused solutions to improve workforce dynamics, ensuring compliance and enhancing employee relationships.

Platforms

Platforms: Empower your business with advanced analytics and data and automate decisions to improve credit, risk, and marketing outcomes.

• Automate Decisions
  Utilize advanced analytics to streamline decision-making processes, leading to enhanced efficiency and reduced errors in credit and risk assessments.
• Access Vast Data
  Ensure your business utilizes comprehensive data sources to make informed decisions that foster growth and minimize risk.
• Enhance Marketing Strategies
  Leverage analytics insights for targeted marketing efforts, ultimately leading to higher conversion rates and customer loyalty.

Equifax Complete Family Plan

Family-focused protection offering credit monitoring and identity protection for the whole family.

• Provides Comprehensive Monitoring
  Receive alerts for any significant changes across the three major credit bureaus to stay informed about your family's credit health.
• Protects Children's Credit
  Easily lock and unlock your children's Equifax credit reports to help prevent identity theft.
• Monitors Dark Web Activity
  Feel more secure knowing that your Social Security Number is being actively monitored on the dark web.

Equifax Complete Premier

One-stop credit monitoring and identity theft protection with three-bureau visibility.

• Help Monitor Your Credit
  Stay alert with regular updates and monitoring on any changes to your credit and Social Security number.
• Receive Fraud Alerts
  Get immediate alerts and notifications for any suspicious activities related to your credit profile.
• Access Your Credit Report
  Gain insights into your credit history with access to reports from all three major credit bureaus.
• Get Identity Theft Coverage
  Receive up to $1 million in identity theft insurance to help cover costs associated with identity recovery.
• Lock and Unlock Your Credit
  Manage your credit accessibility with a simple lock/unlock feature, providing greater control over who can view your information.

Equifax Complete

One-stop credit monitoring and identity protection with alerts and recovery support.

• Stay Informed About Changes
  Get notified instantly about important updates to your credit report, enabling proactive management of your credit health.
• Access Recovery Assistance
  Expert help available to navigate the recovery process if your identity is compromised, ensuring peace of mind.
• Monitor Your Credit Health
  Regular access to your credit score helps you understand your credit position and make informed decisions.
• Control Access to Your Credit
  Stay updated on any actions regarding your credit freeze, enhancing your security.

Equifax Core Credit

Core Credit provides daily insight into your credit activity, helping you monitor your financial health with regular updates on your credit report and scores.

• Access Your Credit Report Daily
  Stay updated on your credit status with the latest changes in your credit report, which helps you manage your credit health proactively.
• Track Your VantageScore Daily
  Receive daily updates on your VantageScore, empowering you to understand your creditworthiness and make informed financial decisions.