eCapital Unclaimed

Flexible financing option that leverages assets to improve cash flow.

Accelerate cash flow and enhance liquidity through efficient A/R Financing.

Unlock capital tied up in inventory quickly and efficiently to optimize cash flow and support business growth.

Acquire immediate cash flow against freight bills with In-transit Financing.

Accelerate Your Growth Through Tailored Acquisition Financing Solutions.

Boost Cash Flow Management With Flexible Financing Options.

Secure operational liquidity during chapter 11 bankruptcy for successful restructuring.

Facilitates Business Transitions With Crucial Capital.

Accelerate cash flow for healthcare providers through flexible receivables financing.

Accelerate cash flow by converting invoices into immediate funding.

Freight Factoring provides immediate cash flow for trucking companies through advanced financing against invoices.

Enable timely payroll payments and financial management for staffing businesses.

Unlock working capital based on sales ledger invoices to enhance liquidity and accelerate cash flow.

Improve cash flow and enhance liquidity with our Supply Chain Finance solutions.

Provides capital using inventory as collateral for marketplace sellers.

Optimizes invoice and payment flows for seamless supply chain finance.

Enhance Cash Flow Through Flexible Early Payment Discounts.

Financing that converts outstanding invoices into immediate working capital, including invoice factoring, receivables lending, and revolving AR credit lines to improve cash flow and liquidity.

Capabilities that optimize payment cycles between buyers and suppliers, including dynamic discounting and platforms that accelerate invoice and payment flows.

Collateralized lending secured by business assets such as receivables and inventory, providing higher advance rates and flexible terms for manufacturers, distributors, and asset-rich SMBs.

Financial products that improve cash flow and transfer risk, including factoring, per-load insurance, fuel programs, and surety bonds.

Embedded and on-demand funding to cover payroll obligations and staffing cash-flow needs, scalable for staffing and services firms.

Asset-based Lending

Asset-based Lending provides businesses with a flexible line of credit secured by their assets, enabling fast access to capital when needed. This financing option allows companies to leverage their inventory, accounts receivable, or other assets to improve cash flow and support growth initiatives.

• Access Capital Quickly
  Enhances cash flow management by enabling immediate access to necessary funds, allowing businesses to seize opportunities without delays.
• Customize Repayment Options
  Offers adaptability in repayment schedules, aligning with the unique financial cycles and cash flow situations of clients.
• Leverage Assets for Funding
  Enables businesses to maximize the value of their assets, unlocking capital that may otherwise be unavailable.
• Receive Professional Support
  Ensures informed financial decisions with assistance from experts who understand industry nuances and business needs.
• Simplify Financing Processes
  Facilitates quicker funding decisions, enabling businesses to focus on growth rather than administrative burdens.

A/R Financing

A/R Financing provides businesses with quick access to capital by leveraging their accounts receivable. This financing solution enables companies to improve cash flow, manage operations efficiently, and seize growth opportunities. With flexible terms and a streamlined process, A/R Financing is designed to meet the unique needs of various industries, ensuring faster funding for operational needs and growth initiatives.

• Enhances Cash Flow
  By turning invoices into immediate cash, businesses can efficiently manage their operations without delays.
• Simplified Access to Capital
  Efficiently apply online and receive funds quickly, allowing businesses to focus on growth.
• Optimized Financial Management
  Access financial insights in real-time, empowering better decision-making.
• Custom Financing Options
  Businesses can choose terms that align with their cash flow cycles, enhancing financial stability.

Inventory Financing

Inventory Financing provides businesses with capital using their inventory as collateral. It facilitates quick access to necessary funds, enabling companies to manage cash flow efficiently and support growth without the burden of long processing times typical of traditional loans.

• Unlock Capital From Inventory
  Allows businesses to convert inventory into cash quickly, addressing immediate financial needs without lengthy loan approvals.
• Tailor Payment Plans
  Facilitates adaptability in repayment strategies, accommodating seasonal fluctuations and varying business cycles.
• Quick Access To Funds
  Minimizes downtime by providing fast financial support, allowing businesses to respond to market demands swiftly.
• Enhance Financial Management
  Improves efficiency in managing finances with technology, allowing businesses to track funding and cash flow effectively.

In-transit Financing

In-transit Financing provides quick working capital against freight bills, enabling transportation companies to optimize cash flow while waiting for payment on deliveries. This financial solution is designed to streamline cash flow and ensure businesses can operate without delays, offering a crucial lifeline to organizations in the transportation sector. It supports faster payment cycles and helps maintain operational efficiency by turning pending receivables into accessible capital.

• Get Instant Liquidity
  In-transit Financing transforms pending accounts receivable into immediate cash, removing cash flow hurdles and facilitating timely operational decisions.
• Simplify Billing
  Our technology-driven platform allows for quick submissions of freight bills, reducing wait times and ensuring that businesses get funded faster.
• Customize Your Financing
  In-transit Financing offers flexible structures that accommodate the variable nature of the transportation industry, ensuring your financing aligns with business cycles.
• Receive Professional Guidance
  Our finance experts are available to guide you through the financing process, helping to ensure you utilize In-transit Financing effectively.

Acquisition Financing

Acquisition Financing provides businesses with the funding they need to facilitate mergers, acquisitions, and corporate buyouts. With eCapital, companies can secure flexible financial solutions that are tailored to their unique needs, helping them to take strategic steps in their growth and expansions.

• Unlock New Growth Opportunities
  With tailored terms and structures, companies can leverage financing that supports their individual acquisition strategies, overcoming traditional funding barriers.
• Receive Funds Quickly
  eCapital's digital-first approach expedites approvals and transfers, providing businesses with the capital needed for timely acquisitions.
• Leverage Expert Guidance
  eCapital’s experienced finance team assists clients in structuring deals and optimizing financial outcomes for their mergers and acquisitions.
• Enhance Financial Management
  The technology-driven approach not only accelerates funding but also enhances monitoring and management of funding relationships.

CHOW Financing

CHOW Financing is designed to help businesses manage their cash flow by providing flexible funding solutions tailored to their specific needs. It allows for quicker payment processing and improved financial management, enabling businesses to maintain liquidity and capitalize on growth opportunities.

• Gain Fast Access To Capital
  Quick turnaround times on funding requests enable businesses to manage cash flow effectively, providing them with the financial agility needed in today’s dynamic market.
• Enhance Cash Flow Management
  Flexibility in payment structures allows businesses to maintain their liquidity while managing operational costs, adapting to cash flow fluctuations.
• Streamline Financing Processes
  The digital-first approach simplifies engagement, providing businesses with quick responses and reducing the administrative burden of financing.
• Receive Expert Guidance
  Access to experienced finance professionals who assist businesses in understanding their financing options, maximizing the potential benefits.

DIP Financing

DIP Financing is designed for companies undergoing chapter 11 bankruptcy, allowing them access to the funds needed for operational liquidity. It enables businesses to finance their day-to-day operations during restructuring while gaining control over their financial trajectory. The financing is critical for maintaining operations, meeting obligations, and executing a successful turnaround.

• Ensures Continuity of Operations
  Allows businesses to continue functioning without disruption, maintaining essential services and employee wages.
• Accelerates Cash Flow
  Timely funding can prevent delays in critical expenditures and operational decisions.
• Adapts to Business Needs
  Offers various options that can align with fluctuating revenues during the restructuring phase.
• Guided Financial Management
  Ensures businesses receive the guidance needed to navigate financing complexities during restructuring.

Exit Financing

Exit Financing provides businesses with the necessary capital to facilitate transitions such as mergers, acquisitions, or sales. This solution helps ensure that companies have the required funding to navigate their exit strategy smoothly and effectively.

• Secure Mergers And Acquisitions
  This feature enables businesses to navigate the complexities of M&A with financial backing, ensuring operations and growth areas remain funded even during changes.
• Tailor Funding Options
  Flexibility in funding terms allows businesses to adapt the capital they receive based on their specific exit strategies, reducing financial strain.
• Access Capital Quickly
  Quick access to funds allows businesses to act promptly on opportunities and responsibilities associated with their exit plans.

Healthcare Receivables Financing

Healthcare Receivables Financing provides flexible funding to healthcare providers, allowing them to optimize cash flow and manage financial operations effectively. This financing solution is designed to support businesses by converting accounts receivable into immediate cash, ensuring they can meet operational demands without delay. eCapital's digital-first approach and expert financing professionals facilitate seamless funding to adapt to the dynamic healthcare landscape.

• Get Funds Immediately
  eCapital's Healthcare Receivables Financing allows healthcare businesses to access capital quickly by converting receivables into cash, ensuring immediate liquidity for operational needs.
• Tailor Payment Plans
  Clients can choose flexible repayment terms based on their cash flow cycles and operational requirements, helping them manage finances more effectively.
• Access Expert Guidance
  Clients benefit from personalized service and expert advice from finance professionals at eCapital, ensuring informed decisions in managing finances.
• Leverage Digital Tools
  The technology-driven solutions enable faster processing, transparent communication, and a streamlined experience for clients navigating their financial needs.
• Understand Financing Clearly
  eCapital prioritizes transparency in all dealings, allowing clients to fully understand the terms and implications of their financing arrangements.

Invoice Factoring

Invoice Factoring provides businesses with immediate cash flow by selling their outstanding invoices to eCapital. This process accelerates cash availability, optimizes working capital, and enhances liquidity for ongoing operations.

• Obtain Quick Funding
  With invoice factoring, businesses can access funds immediately instead of waiting for customers to pay, enhancing cash management and enabling timely investments.
• Simplify Processes
  The technology-enabled platform facilitates an efficient experience from application to funding, enhancing user satisfaction.
• Tailor Financing Solutions
  Businesses can select factoring terms that align with their cash flow needs, ensuring the right financial support.
• Leverage Financial Expertise
  Clients benefit from professional consultations to optimize their financing strategies and address unique challenges.

Freight Factoring

Freight Factoring offers trucking companies immediate access to cash by advancing funds against outstanding invoices. This service alleviates cash flow challenges, allowing businesses to operate smoothly and invest in growth without waiting for client payments. eCapital ensures quick approvals and flexible terms tailored to individual business needs.

• Receive Cash Instantly
  Freight factoring enables trucking companies to access funds as soon as invoices are issued, decreasing the waiting period and improving liquidity.
• Quick Approval
  Application processes are designed for efficiency, enabling you to receive the necessary funds without unnecessary delays.
• Adapt Financing Terms
  eCapital evaluates your business needs to create tailored agreements, providing the flexibility to adjust terms as your business evolves.
• Facilitate Business Growth
  With immediate cash available, businesses can invest in improvements, expansions, or other opportunities to drive growth and profitability.
• Avoid New Debt
  By forward-funding your receivables instead of obtaining loans, businesses can maintain healthier financial standings without incurring additional liabilities.

Payroll Funding

Payroll Funding offers seamless financial management for staffing businesses, ensuring timely payroll payments. With 24/7 accessibility, clients can manage their finances anytime from anywhere, facilitating efficient cash flow management and operational liquidity. This service is designed to scale with the needs of staffing companies, enabling them to focus on growth.

• Manage Finances Anytime, Anywhere
  This feature provides users with round-the-clock access to their financial management tools, allowing for real-time decision-making and responsiveness to urgent funding needs.
• Ensure Timely Payroll Processing
  Our rapid funding mechanism allows businesses to process payroll swiftly, eliminating delays and enhancing employee satisfaction while maintaining seamless business operations.
• Scale with Business Needs
  As staffing companies grow, our payroll funding adapts to meet their evolving financial requirements, ensuring adequate resources for payroll and operational costs.
• Simplify Funding Processes
  Our embedded lending solutions allow easy integration with current financial systems, promoting a seamless experience and efficient funding cycles.

Sales Ledger Financing

Sales Ledger Financing offers flexible financing solutions leveraging outstanding invoices to improve cash flow. Clients can access funds quickly based on their sales ledger, enhancing liquidity for operations and growth.

• Receive Funds Rapidly
  Sales Ledger Financing allows businesses to convert outstanding invoices into cash, enabling them to cover immediate expenses and seize new growth opportunities without delay.
• Tailor Financing Solutions
  Businesses can negotiate terms that suit their cash flow cycles, allowing for better management of finances and aligning repayment schedules with revenue inflows.
• Streamline Financial Management
  With a technology-driven approach, clients can easily manage their sales ledger financing and access crucial information anytime, enhancing financial decision-making.

Supply Chain Finance

Supply Chain Finance (SCF) solutions facilitate better cash flow management for businesses by optimizing payment cycles between buyers and suppliers. Our platform provides dynamic discounting options and allows for Buy Now, Pay Later transactions, enhancing liquidity and financial health for all parties involved.

• Optimize Invoice And Payment Flows
  The platform enhances cash flow management by optimizing how invoices are processed and payments are executed, ensuring timely transactions.
• Unlock Early Payment Discounts
  By utilizing dynamic discounting, businesses can capture savings on invoices, thus reducing costs while improving supplier relationships.
• Extend Payment Terms For Purchases
  This feature allows businesses to maintain liquidity while managing necessary purchases, fostering growth opportunities.

Liquid Inventory

Inventory-backed capital designed for marketplace sellers.

• Leverage Inventory For Financing
  Marketplace sellers can access necessary capital efficiently by using their inventory as a backing, ensuring liquidity without liquidating stock.

FastTrack

Supply chain finance platform optimizing invoice and payment flows.

• Streamlines Processes
  By automating and optimizing invoice and payment processes, FastTrack reduces delays, thereby improving cash flow for businesses.
• Enhances User Experience
  Offers an intuitive interface that simplifies the financing process, allowing users to navigate and complete transactions efficiently.
• Accommodates Diverse Needs
  FastTrack adapts to different business needs, ensuring that clients receive the most suitable financing structure.
• Improves Financial Oversight
  Clients can see their transactions and statuses at any moment, allowing for better decision-making and planning.

Dynamic Discounting

Dynamic Discounting is an innovative financing solution allowing businesses to optimize their cash flow by offering discounts on early invoice payments. This flexible funding option is designed to enhance working capital management and streamline invoice processing, enabling companies to leverage their financial position for greater efficiency and savings on procurement costs.

• Enhance Liquidity With Discounts
  By taking advantage of early payment discounts, businesses can enhance their liquidity and reduce procurement costs, thereby improving overall profitability.
• Customize Payment Processes
  Businesses can customize their payment processes to match their cash flow needs, making it easier to manage finances and plan for future expenditures.
• Reduce Administrative Costs
  By streamlining invoice processing, businesses can reduce the costs associated with administrative tasks, allowing them to focus on core operations.