1L1st Commercial Credit, LLC logo

1st Commercial Credit, LLC Unclaimed

Financial Services

www.1stcommercialcredit.com

Austin, Texas, United States

A US-based financial services firm delivering flexible working capital solutions to growing businesses.

1st Commercial Credit, LLC is a US-based financial services company that provides flexible working capital solutions for small and mid-sized businesses across multiple industries. The organization supports growth and cash flow management by offering asset-based lending, receivables financing, and supply chain funding options, helping clients accelerate growth, meet payroll, and manage seasonal and project-based financing needs.

We help companies maintain growth in sales.

What we offer

Accounts Receivable Financing

Service

Get immediate cash flow by financing your accounts receivable without upfront fees.

www.1stcommercialcredit.com/financial-services/accounts-receivable-financing

Asset Based Lending

Unlock working capital with higher advance rates secured by your assets.

www.1stcommercialcredit.com/financial-services/asset-based-lending

Purchase Order Financing

Enables timely payment to suppliers for fulfilling large purchase orders.

www.1stcommercialcredit.com/financial-services/purchase-order-financing

Export-Import Financing

Enhance your cash flow and mitigate risks in international trade with tailored financing solutions.

www.1stcommercialcredit.com/financial-services/export-import-finance-factoring

Government Receivables Financing

Service

Enhance cash flow for contractors through fast government receivables financing.

www.1stcommercialcredit.com/financial-services/government-receivables

Trade Payable Financing

Facilitates supplier payments quickly using company funds while enhancing cash flow management.

www.1stcommercialcredit.com/financial-services/trade-payable-financing

Equipment Financing

Service

Access quick and flexible equipment financing tailored for various business needs.

www.1stcommercialcredit.com/leasing

Equipment Financing App

Streamline Your Equipment Acquisition Process With Fast, Flexible Financing.

www.1stcommercialcredit.com/leasing/buyers

Semi-Truck Finance App

Facilitates easy equipment acquisition for trucking fleets with flexible financing options.

www.1stcommercialcredit.com/contact/semitruck-finance-app

Fuel Card Program

Service

Offers fueling solutions with acceptance at 99% of stations.

www.1stcommercialcredit.com/fuel-card

Sales Ledger Credit Lines

Access up to $20M in revolving credit for liquidity and growth.

www.1stcommercialcredit.com/financial-services/sales-lender-credit-lines

Market segments

Market size by segment

Growth potential (CAGR)

Receivables financing

164.06 Billion USD11% CAGR

Financing that converts outstanding invoices into immediate working capital, including invoice factoring, receivables lending, and revolving AR credit lines to improve cash flow and liquidity.

Asset-based lending

891.89 Billion USD12% CAGR

Collateralized lending secured by business assets such as receivables and inventory, providing higher advance rates and flexible terms for manufacturers, distributors, and asset-rich SMBs.

Equipment financing

1437.04 Billion USD9.9% CAGR

Loans to acquire or upgrade machinery and equipment with competitive rates, flexible terms, and quick approval to improve operational efficiency.

Purchase order and trade finance

9970 Billion USD3.5% CAGR

Short-term financing to fulfill large customer orders, pay suppliers, and manage trade-related working capital and supplier relationships.

Fleet spend and fuel management

6 Billion USD7% CAGR

Controls and analytics for fleet expenditures including card payments, fraud detection, cashback programs, automated IFTA reporting, and fuel and sustainability insights to lower operating costs.

More information about our offering

Accounts Receivable Financing

Accounts receivable financing that advances funds against invoices to convert credit sales into immediate cash flow. It offers quick funding timelines, simple setup, and flexible terms. Clients can access revolving credit along with dedicated support.

  • Turn Invoices Into Immediate Cash
    Businesses can quickly access cash flow by financing unpaid invoices.
  • Get Funded Quickly
    Clients can rapidly access funds, enhancing cash flow management.
  • Access Revolving Credit Up To $10M
    Clients can stabilize cash flow and support growth.
  • Receive Ongoing Support
    Expert assistance ensures smooth financing operations.
  • Simplify Your Application Process
    Businesses can apply without the burden of providing detailed financials.
  • Adaptable Financing Solutions
    Tailored agreements align with specific cash flow requirements.
  • Utilize Complimentary Software
    Clients receive tools to manage invoicing processes efficiently.
  • Avoid Initial Costs
    Clients can start financing without initial financial commitments.

Asset Based Lending

Asset-based lending uses assets such as receivables and inventory as collateral to provide working capital. This financing approach offers higher advance rates than traditional banks for manufacturers and distributors.

  • Maximize Funding Potential
    Leverage your assets to access significant capital for better cash flow management.
  • Gain Higher Access
    Receive more money upfront than through traditional loans.
  • Fast Track Financing
    Get the funds swiftly to manage cash flow and meet business requirements.
  • Adapt to Your Needs
    Modification of terms enhances your ability to manage growth and fluctuations.
  • Broad Industry Support
    Tailored financing options meet industry-specific challenges.
  • Start Without Cost
    Access capital without initial financial commitments.

Purchase Order Financing

Purchase Order Financing provides a complete supply chain finance solution to fund large customer orders, suitable for wholesalers and resellers.

  • Provide Funds To Suppliers
    Ensures suppliers are paid promptly, enhancing relationships.
  • Complete Supply Chain Financing
    Offers a seamless financing structure for timely production and sales.
  • Finance Purchase Orders
    Facilitates financial support necessary for completing orders.
  • Support Various Industries
    Applicable to multiple sectors including wholesale and trade.
  • Enable Fast Approvals
    Allows businesses to receive funding swiftly, ensuring order fulfillment.

Export-Import Financing

Export-Import Financing offers supply chain financing for exporters and importers with U.S.A. buyers, including in-transit finance and insurance solutions.

  • Boost Your Trade Operations
    Streamline operations with flexible financing for cross-border transactions.
  • Finance Goods In Transit
    Maintain cash flow by financing goods during crucial shipping periods.
  • Secure Your Shipments
    Protect shipments against potential risks with effective insurance.
  • Streamline Cross-Border Transactions
    Utilize financial products to facilitate smooth transactions and operational efficiency.
  • Eliminate Payment Risk
    Transfer non-payment risk to the factor for business protection.

Government Receivables Financing

Financing government contractor receivables to improve cash flow with facilities up to $10 million.

  • Access Up To $10M
    Get immediate access to funding for large government contracts.
  • Secure Government Contract Financing
    Receive cash advances against outstanding invoices for maintaining operations.
  • Leverage SAM.gov Expertise
    Utilize a knowledgeable finance partner to streamline processes.
  • Fast Funding Setup
    Experience rapid funding setup for immediate project access.

Trade Payable Financing

Allows clients to pay suppliers with the company’s funds, providing credit access up to $10 million and rapid onboarding.

  • Access Up To $10 Million
    Significant support allows effective payment management.
  • Utilize Company Funds
    Streamlines payment processes, reducing business cash flow burden.
  • Quick Setup Process
    Rapid setup improves supplier relationships and payment times.
  • Access Vendor Portal
    Streamlined interface for managing suppliers and payments.
  • Optimize Payment Terms
    Enhances supplier relationships by aligning payment schedules.

Equipment Financing

Equipment financing for buyers and sellers, offering fast approvals and broad financing ranges from small to large deals.

  • Get Quick Approvals
    Expect swift approvals for prompt acquisition of necessary equipment.
  • Access Substantial Funding
    Options accommodate both small and large purchases to suit business scopes.
  • Accommodate Diverse Credit Scores
    Designed to accommodate businesses with various credit scores for funding access.
  • Tailor Your Financing
    Modify financing terms to align with cash flow requirements.
  • Facilitate Vendor Partnerships
    Streamlined onboarding helps ensure funds are available when needed.
  • Quick Account Setup
    Express setup allows businesses to initiate financing efficiently.

Equipment Financing App

App designed to help buyers acquire equipment via a streamlined application process and financing options.

  • Receive Funds Promptly
    Guarantees funding is available the same day as approval.
  • Streamline Equipment Financing Process
    The app simplifies financing by providing quick access to options.
  • Quick Buyer Onboarding
    Efficiently onboard buyers to expedite the approval process.
  • Choose Your Financing Terms
    Select from financing options suitable for your cash flow and needs.
  • Easily Navigate Financing Options
    Offers an easy-to-use application process.

Semi-Truck Finance App

Provides a simple method to acquire equipment for trucking fleets, leveraging app-based financing solutions.

  • Streamlines Fleet Financing
    The app simplifies financing and managing fleet needs efficiently.
  • Facilitates Equipment Acquisition
    Offers a straightforward approach to financing vehicles.
  • Protects Against Non-Payment
    Ensures operators are shielded from non-payment risks.
  • Quick Account Activation
    Allows new users to get started quickly.
  • Provides Fuel Cash Flow
    Helps maintain cash flow for drivers.

Fuel Card Program

Enables widespread acceptance and streamlined fuel purchases with a large network of stations, providing businesses with an effective fuel management solution.

  • Access 99% Of Fuel Stations
    Use the card at almost any fuel station, ensuring minimal disruption.
  • Streamline Fuel Transactions
    Efficiently manage fuel purchases with real-time tracking.
  • Save On Fuel Costs
    Benefit from discounts averaging 45¢ off per gallon.
  • Enhance Security
    Measures protect against unauthorized transactions.
  • Build Business Credit
    Transactions contribute to your business credit score.

Sales Ledger Credit Lines

Provides revolving credit up to $20M to support accounts receivable financing and growth.

  • Access Up To $20M
    Flexible funding option allows quick responses to cash flow needs.
  • Quick Setup
    Enable businesses to secure funding without delays.
  • Enhance Cash Flow Management
    Seamless integration helps maintain consistent cash flow.
  • Maintain Financial Health
    Protects borrowing capacity by not adding traditional debt.

References

Methodology and sourcing behind the figures shown above.

Receivables financing

Primary estimate from The Business Research Company, which reports a global accounts receivable/receivables financing market of $164.06 billion in 2025 with a projected rise to $277.68 billion by 2030 (CAGR ~11%). Supporting sources (Upflow, Citi) corroborate the mid-hundreds-of-billions current market figure and highlight a much larger addressable opportunity (receivables finance covers roughly US$3–3.5 trillion of global trade), underpinning sustained double-digit growth driven by SME adoption, digital platforms, and non-bank lenders.

Asset-based lending

Primary estimate uses The Business Research Company (2026) market sizing: $891.89B in 2025 with a forecast to $1,583.82B in 2030 at a 12% CAGR. LSEG/SFNet member study (end-2024 commitments ≈ $542B) was used as a lower-bound benchmark (different metric: commitments vs. reported market value). The TBRC forecast was selected as the primary source for market size and growth potential.

Equipment financing

Primary estimate uses Business Research Company’s Equipment Finance Service report reporting a global market size of $1,437.04 billion in 2025 and a forecast CAGR of 9.9% to 2030. This is corroborated by ELFA/Foundation data showing a U.S. equipment finance industry of $1.34 trillion in 2023 (consistent scale for the sector) and complemented by sector-specific forecasts (construction equipment finance ~$99.8 billion in 2025) illustrating subsegment growth within the broader market.

Purchase order and trade finance

Estimate uses the global trade finance market figure from ResearchNester (USD 9.97 trillion in 2025; 3.5% CAGR projected 2026–2035) as the primary benchmark. Purchase order finance is a subset of trade finance; sector volatility (e.g., COVID-related demand shocks) is noted from ICC survey results.

Fleet spend and fuel management

Estimate uses fuel-specific market research as the primary basis (fleet fuel management / fuel management systems ~ $5.5–5.64B), adjusted upward to account for adjacent spend-management features (cards, fraud detection, cashback, IFTA reporting) within fleet management. Broader fleet management market growth (CAGR ~13%) indicates strong digitization tailwinds; however, the spend-and-fuel subsegment aligns closer to fuel-management CAGRs (≈6–7%), so a ~7% CAGR is used.

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