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Dwolla Unclaimed

Fintech & Developer Tools

www.dwolla.com

Dwolla is a developer-focused payments technology platform enabling API-based bank transfers and open-banking-enabled payments for businesses.

Dwolla is a payments technology company that provides a developer‑friendly platform for transferring funds electronically. Built around a flexible API and open banking capabilities, the organization supports real‑time and batch transfers, verification services, and tools that help businesses and platforms move money securely and efficiently. Its offerings are designed for a wide range of users, including marketplaces, lenders, and other B2B customers, enabling developers to integrate payments into their applications without sacrificing control or security. Dwolla emphasizes reliability, data visibility, and support to help customers modernize their payment workflows while maintaining compliance and risk management.

To enable fast, secure, and accessible payments for businesses and developers by providing a flexible, open platform for bank transfers.

What we offer

Unified API

Streamline payment processes through a unified API for efficient transactions.

www.dwolla.com/features/unified-api

Open Banking Services

Service

Enhance payment security and efficiency through instant bank account verification and fraud prevention.

www.dwolla.com/features/open-banking-services

Digital Wallet

Streamline payments with Dwolla's Digital Wallet for efficient fund management.

www.dwolla.com/features/digital-wallet

Enterprise

Streamline high-volume payment processes with robust automation.

www.dwolla.com/solutions/enterprise

Balance

Empower users with a digital wallet for efficient fund management.

www.dwolla.com/solutions/balance

Connect

Enable seamless bank integration for your platform.

www.dwolla.com/solutions/connect

Market segments

Embedded payments API

APIs to embed bank transfers, ACH and real-time payment flows into applications, enabling integration, orchestration, and programmatic payment management for marketplaces and platforms.

Digital wallet services

Capabilities to hold, load/unload, and transact from digital wallets with faster settlement, developer sandboxing, and wallet management interfaces.

Open banking and account verification

Open banking integrations that provide instant account verification, balance checks, account linking, and unified bank connectivity for onboarding and payments.

Enterprise payment automation

High-volume payment processing and automation for enterprises, including dedicated support, integration with existing systems, and realtime or batch orchestration to improve cash flow and reduce manual work.

Payments fraud and risk management

Fraud mitigation, secure exchange, and risk controls that verify accounts, monitor transactions, and protect payment flows from unauthorized activity.

Payment data visibility and reporting

Dashboards, transaction-level visibility, and reporting tools for reconciliation, operational monitoring, and analytics across payment flows.

More information about our offering

Unified API

Fast transactions integrated with open banking all in one platform. The Unified API enables quick, seamless payment transactions and simplifies payment processes through automation.

  • Facilitates Speedy Payments
    This feature allows businesses to process payments rapidly, ensuring that transactions are completed in real-time.
  • Connects to Financial Institutions
    This integrated feature enables direct connections to banks, facilitating faster and more secure transactions.
  • Protects Payment Information
    The platform is built with security features that inhibit fraud and protect sensitive financial data.
  • Handles Recurring Payments
    This automation ensures timely processing of recurring payments, reducing manual efforts.
  • Access Comprehensive Reports
    Businesses can leverage real-time reporting to monitor transactions and financial performance.
  • Easily Connects to Applications
    Businesses can connect their systems with ease, allowing for a smoother payment process within existing frameworks.

Open Banking Services

Instant account verification, balance checks and fraud mitigation. This service enables immediate confirmation of user bank accounts and advanced measures to minimize fraudulent activities, ensuring secure transactions.

  • Verify Accounts Instantly
    This feature allows for immediate confirmation of user bank accounts, streamlining the onboarding process and enhancing trust.
  • Reduce Fraud Risks
    Advanced measures are in place to minimize fraudulent activities, ensuring secure transactions.
  • Access Account Balances
    Users can check their account balances in real-time, facilitating better financial decisions.
  • Integrate Effortlessly
    This feature allows businesses to connect to payments and banking functions seamlessly, improving operational efficiency.
  • Gain Data Insights
    Users have the ability to monitor transaction patterns and financial insights in real-time for informed decision-making.

Digital Wallet

Initiate faster transactions by utilizing Dwolla's Digital Wallet to hold funds. This solution enables users to manage funds efficiently and simplifies transaction processes.

  • Seamlessly Manage Resources
    Effortlessly load and unload funds, allowing convenient access and usage across platforms.
  • Initiate Quicker Transfers
    Leverage the digital wallet to execute faster transactions, enhancing user experience and satisfaction.
  • Securely Store Funds
    Keep your funds safe and accessible in the digital wallet for easier transaction management.
  • Access Clear Insights
    Gain transparency regarding transactions conducted through the digital wallet, aiding in financial management.
  • Try Out Features Safely
    Utilize a sandbox environment to experiment with wallet features before integrating them into your applications.

Enterprise

High-transacting payment automation. This solution automates the handling of significant transaction volumes, reducing manual effort and improving accuracy in payments, helping businesses maintain cash flow and improve operational efficiency.

  • Streamline Payment Processing
    The enterprise solution automates the handling of significant transaction volumes, reducing manual effort and improving accuracy in payments, helping businesses maintain cash flow and improve operational efficiency.
  • Ensure Secure Transactions
    This solution comes with advanced security features, including tokenization and continuous monitoring, ensuring that all transactions are secure from fraud and data breaches.
  • Seamless System Integration
    Dwolla's Enterprise solution supports easy integration into your existing systems, allowing businesses to enhance their payment processes without overhauling their current architectures.
  • Facilitate Instant Transactions
    Enable your business to process payments in real-time, offering immediate fund availability for users and enhancing their overall experience.
  • Receive Expert Guidance
    Businesses using the Enterprise solution benefit from dedicated support, ensuring immediate assistance and guidance through complex payment workflows.

Balance

A digital wallet solution that enables users to manage funds efficiently and streamline transactions seamlessly. It integrates various features for managing payments effectively.

  • Manage Funds Securely
    Utilize the digital wallet to hold, transfer, and manage funds with ease, ensuring better control over financial transactions.
  • Protect Sensitive Information
    The platform implements robust security measures to protect users' financial data, preventing breaches and fraud.
  • Process Payments Instantly
    Enable instantaneous payments to enhance user experience and reduce waiting times in financial transactions.
  • Facilitate Quick Setup
    Developers can integrate the digital wallet solution swiftly into applications, improving deployment time.
  • Receive Assistance Anytime
    Users have access to dedicated support teams to resolve queries and assist in payment processing.
  • Ensure Timely Transactions
    Users can benefit from same-day ACH processing, improving cash flow and financial efficiency.
  • Gain Insight Into Transactions
    Users can view and analyze their payment data easily, enhancing financial oversight and decision-making.
  • Manage Routine Payments
    Standard ACH processing facilitates smooth, predictable cash flow management for daily transactions.
  • Experiment Safely
    Users can test functionalities without affecting real transactions, ensuring reliability before deployment.

Connect

Bring your own bank. Connect allows you to manage your banking services without switching providers, enhancing user experience and operational efficiency.

  • Seamlessly Integrate With Your Bank
    Connect allows you to manage your banking services without switching providers, enhancing user experience and operational efficiency.
  • Process Payments Instantly
    Enable instantaneous money transfers to enhance customer satisfaction and streamline financial operations.
  • Ensure Security With Every Transaction
    Utilizing top-tier security protocols, Connect protects your sensitive financial data.
  • Gain Insights Into Transactions
    Make informed decisions with transparent access to your payment data.
  • Receive Ongoing Assistance
    Dwolla provides dedicated support to help you navigate your payment processes efficiently.