NorthAB, LLC d/b/a North Unclaimed

Streamline payment processing with customizable and unified omnichannel solutions.

Seamlessly accept in-person payments while enhancing PCI security.

Securely accept ecommerce payments while minimizing PCI scope and enhancing customer experience.

Capabilities to accept, route, and reconcile payments across online and in-person channels, unifying transaction flows, tokenization, and settlement for a consistent merchant experience.

Gateway services and developer-facing APIs/SDKs to embed payment flows, server-side posting, token-based follow-up actions, and custom integration workflows.

Digital merchant enrollment, merchant account configuration, agent/partner management, and self-service portals to streamline onboarding and lifecycle operations.

Acceptance using EMV-certified terminals, smart terminals, mobile readers, and pay-at-table workflows with PCI scope reduction and POS integration options.

Hosted pay pages, checkout forms, no-code ecommerce plugins, subscription management, invoicing, ACH and MO/TO support for online merchants.

Processor-level fraud screening, tokenization, and security controls to reduce PCI scope and mitigate payment risk.

Real-time reporting APIs, transaction/batch/deposit reporting, and merchant dashboards to support reconciliation and financial oversight.

Full-Featured Payments

Full-Featured Payments provides omnichannel payment capabilities, combining in-person and online transactions in one unified environment. It offers server-based APIs such as Server Post API and Custom Pay API, enabling flexible data handling and payment flows, with token-based follow-up actions like recurring payments, tips, refunds, and voids. Developer resources and sandbox access support rapid integration. It also includes Merchant Management tools that help sales teams expand portfolios and manage merchant data effectively.

• Tailor Payment Experiences
  Utilize the Custom Pay API to adapt your payment processing directly to unique business requirements, allowing for seamless customer interactions and effective transaction handling.
• Unify Transaction Channels
  Experience a cohesive payment solution that facilitates both in-person and online transactions, improving customer interactions and operational efficiency.
• Accelerate Merchant Enrollment
  Facilitate an efficient onboarding process by integrating digital enrollment capabilities that can be customized for branding and functionality.
• Expedite Development
  Access extensive developer resources including integration guides and Postman collections to streamline the onboarding process and enhance your implementation efficiency.
• Facilitate Secure Transactions
  The system allows secure processing of card data through APIs, enabling businesses to handle transactions efficiently while ensuring PCI compliance.
• Manage Merchant Data Efficiently
  Leverage robust API features to maintain and update merchant data, supporting seamless account management and operational control.
• Access Real-Time Data
  Gain immediate insights into transactions, providing merchants with crucial data for informed decision-making and operational transparency.
• Manage Transactions Easily
  With the Server Post API, businesses can manage payment flows and transaction postings seamlessly from their server environments.
• Streamline Payment Handling
  Leverage tokenization for efficient management of repeat and follow-up transactions, enhancing customer service capabilities and ensuring secure payment practices.
• Empower With Self-Service Tools
  Enable merchants to access vital information and manage their accounts through an intuitive portal, enhancing user experience and autonomy.

In Person Payments

Start accepting in-person payments with a payment terminal or mobile device while keeping sensitive PCI data out of your systems. Connect your point-of-sale to EMV pre-certified terminals and card readers with support for contactless and pay-at-the-table transactions. Choose from cloud POS + payment terminal, local POS + payment terminal, smart terminal, or mobile-device options to fit your workflow.

• Accept EMV Payments
  Utilize certified hardware to accept contactless and EMV payments, ensuring compliance with industry security standards.
• Reduce PCI Compliance Burden
  Implement solutions that minimize PCI scope by ensuring sensitive data does not enter merchant environments.
• Integrate Cloud POS
  Enable merchants to utilize cloud-based point-of-sale systems paired with payment terminals, creating a swift and unified checkout experience.
• Enable Mobile Payments
  Empower merchants to process transactions anywhere with mobile devices and card reader support, enhancing flexibility and customer satisfaction.
• Enhance Local Transactions
  Facilitate in-person payment processing by connecting local point-of-sale setups directly with payment terminals on the same network.
• Facilitate Table Payments
  Improve dining efficiency by allowing guests to process payments directly at their tables, reducing wait times and enhancing service.
• Streamline Checkout Process
  Run point-of-sale operations directly on smart terminals, enhancing the customer experience with a simplified checkout process.

Online Payments

Online Payments enable ecommerce transactions securely on websites and apps while reducing PCI scope. North offers Ecommerce Checkout Forms, Subscriptions, Invoices/MO/TO and ACH payments, and No-Code plugins for popular platforms, enabling quick, compliant online payment experiences. Security features include processor-level fraud protection and tokenization.

• Enhance Payment Security
  With built-in fraud protection and tokenization, you can trust that sensitive customer information is well-protected during transactions.
• Reduce PCI Scope
  By integrating secure payment forms, you minimize the responsibilities associated with credit card data compliance, ensuring a safer transaction process.
• Facilitate Diverse Payment Options
  This feature allows merchants to offer various methods for customers to settle their accounts, increasing flexibility and customer satisfaction.
• Streamline Payment Processing
  The EPX Hosted Pay Page offers a customizable checkout experience while securely handling customer data, enhancing both security and trust.
• Simplify Integration
  These plugins require no coding skills, allowing businesses to quickly integrate payment functionalities into their online stores.
• Accept Bank Payments
  This API allows customers to complete transactions directly from their bank accounts, providing a feasible alternative to traditional credit card payments.
• Manage Recurring Payments Easily
  This feature empowers businesses to set flexible payment schedules, improving cash flow and customer retention through structured billing.