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Corpay, Inc.

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www.corpay.comAtlanta, Georgia, United States

Corpay is a global corporate payments company that streamlines spend management and payment workflows for businesses worldwide.

Overview

Corpay is a global corporate payments company that helps businesses and consumers pay expenses in a simple, controlled manner. The organization focuses on modernizing and securing payment workflows, reducing manual work, and providing visibility and control over spend. Through automated processes, robust controls, and analytics, Corpay enables faster, more accurate, and cost-effective supplier and corporate payments across multiple currencies and regions. Serving tens of thousands of clients worldwide, Corpay supports billions of transactions and operates across a broad network of global financial partners, delivering scalable spend management and payment capabilities for organizations of all sizes.

Mission statement

Corpay's mission is to simplify and secure corporate payments for businesses and consumers by delivering smarter, automated spend management and payment workflows on a global scale.

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What we offer

Corpay Complete

Simplify payments and enhance control with Corpay Complete's unified platform for managing expenses.

www.corpay.com/en-GB/corpay-complete

Market segments

Market size by segment

Growth potential (CAGR)

Cross-border payments and FX

50.8 Billion USD23.9% CAGR

Services that enable businesses to send and receive funds internationally with interbank FX rates, multi-currency accounts, and high-speed transfers to reduce cost and settlement time.

Accounts payable automation

3.8 Billion USD10.3% CAGR

Capabilities that automate invoice intake, approval, scheduling, and vendor payments to reduce manual work and accelerate payables.

Card issuance and corporate expense management

11.5 Billion USD11% CAGR

Virtual and physical corporate card issuance combined with expense and purchasing controls to manage employee spend, reimbursements, and procurement workflows.

Treasury and FX risk management

5.6 Billion USD8.2% CAGR

Foreign exchange execution and hedging functions such as spot transfers, forward contracts, and limit orders plus multi-currency balances to manage currency exposure and protect margins.

Spend analytics and insights

5 Billion USD16.5% CAGR

Capabilities that collect, normalize, visualize, and report spend data to reveal savings opportunities, support forecasting, and enable data‑driven procurement decisions.

More information about our offering

Corpay Complete

Corpay Complete is an all-in-one spend management platform to manage global payments, FX, and accounts payable with cards, automation, and analytics. It unifies expense, card and AP workflows in one scalable platform, and integrates Corpay Corporate Cards and Corpay Cross-Border functionalities for a comprehensive financial solution.

  • Streamline AP Processes
    Enhance speed and efficiency in accounts payable processes, minimizing errors and enabling full payment oversight.
  • Facilitate Cross-Border Transactions
    Effortlessly handle payments in over 145 currencies, minimizing fees and ensuring transparent exchange rates.
  • Streamline Cross-Border Transactions
    Simplify the cross-border payment process while ensuring compliance and efficiency.
  • Mitigate FX Risks
    Utilize strategies to reduce exposure to foreign exchange volatility and safeguard margins.
  • Facilitate International Transactions
    Ensure quick and seamless international transfers across a global network.
  • Consolidate All Expenses
    Manage all transactions, from vendor payments to employee expenses, through a single platform for better accountability.
  • Access Country-Specific Services
    Gain insights and support tailored to specific currency and banking needs across numerous countries.
  • Manage Currencies Effectively
    Keep funds in multiple currencies to ease transactions and improve financial management.
  • Generate Insights Automatically
    Utilize AI to receive actionable insights on spending patterns, helping finance teams make informed decisions quickly.
  • Analyze Spending Patterns
    Gain visibility into all spending, allowing for better budget management and informed financial decisions.
  • Automate Invoice Payments
    Enhance efficiency in payment processing by directly integrating invoice workflows into the payment cycle.
  • Sync Data Effortlessly
    Integrate with existing systems for a seamless exchange of information, reducing manual data entry and enhancing accuracy.
  • Manage Expenses Anytime
    Use the mobile app to approve transactions and monitor expenses from anywhere, streamlining oversight for finance teams.

References

Methodology and sourcing behind the market figures shown above.

Cross-border payments and FX

Primary estimate uses Juniper Research market figures (total cross-border payments revenue/value) for 2026 ($50.8bn) and its 2026–2030 growth projection (~23.9%); AFP data shows much larger transaction volumes (trillions) representing payment flow value rather than provider revenues; Convera headline presents an alternative revenue projection ($280bn by 2030) reflecting a broader market definition.

Accounts payable automation

Primary estimate uses Future Market Insights (FMI) as the most specific source for "accounts payable automation" (reports 2026 market size and a 10.3% CAGR to 2036). Alternative published estimates vary widely (The Business Research Company projects $5.42B in 2025 and a 21.6% CAGR to 2030; Market Research Future reports a smaller base $1.41B in 2024 and ~8.8% CAGR). The FMI figure was selected as the primary because it explicitly covers AP automation with a detailed 2026–2036 forecast; other sources are cited for context.

Card issuance and corporate expense management

Estimate based on published expense-management figures and card-control market data in the search results. MRFR reports the global expense management software market at $8.18B (2025); GrowthMarketReports shows expense card controls at $5.32B (2024). Combining these segments and adjusting conservatively for overlap between expense software, card-controls and card-issuing platforms yields an addressable market estimate of roughly $11.5B and an expected CAGR near 11% (supported by reported CAGRs of ~10.9% and 11.5%).

Treasury and FX risk management

Estimate based on published market reports in the provided search results. FutureMarketInsights reports the treasury & risk management applications market at USD 5.60B in 2024 with an 8.2% CAGR (2024–2034); broader treasury/treasury-risk reports (Market Research Future, Coherent Market Insights) provide higher total-market bounds ($7.5–16.4B) and CAGRs (6.5%–14%), so the narrower FX execution/hedging application segment is represented by the ~USD 5.6B figure and an ~8.2% growth potential.

Spend analytics and insights

Estimate based on multiple spend-analytics market reports in the provided searchResults. Reported mid-2020s valuations range ~2.9–6.5 billion USD; the median/central tendency is ~5.0 billion. Reported CAGRs span ~13–22.5%; the median/consensus CAGR is ~16.5%.

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